Last update: Oct 2026

Cost of Living Comparison Between Southampton and Hamilton

For one person, living is cheaper in Southampton: $3,694 a month against $5,122 in Hamilton, rent and utilities included – about $17,100 less a year. Rent and utilities account for most of the difference.

179

Cost of Living Index in Southampton
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Southampton Living Index
248

Cost of Living Index in Hamilton
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Hamilton Living Index

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Southampton

🇧🇲 Bermuda

$3,694

/mo nomad

Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Monthly Cost of Living

How much you'll spend in Southampton and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Southampton and in Hamilton actually costs, broken down by who's living it.

A single person spends $3,694 per month in Southampton vs $5,122 in Hamilton, rent included.

Southampton $3,694
Hamilton $5,122

A couple spends around $8,281 per month in Southampton vs $9,182 in Hamilton, rent included.

Southampton $8,281
Hamilton $9,182

A family of three spends $12.9K per month in Southampton vs $13.2K in Hamilton, rent included.

Southampton $12.9K
Hamilton $13.2K

Southampton is about 28% cheaper than Hamilton, and outside of rent the biggest gap is in leisure.

Both Southampton and Hamilton sit above the global median – Southampton by 173%, Hamilton by 278%.

Meal at Budget Restaurant

$50.7 BMD 50.7

$50.5 BMD 50.5

0.32%

Three-Course Dinner for Two, Mid-Range

$151 BMD 151

$152 BMD 152

-0.76%

Fast Food Meal (McDonalds, etc)

$16.82 BMD 16.82

$17.19 BMD 17.19

-2.15%

Cappuccino

$6.02 BMD 6.02

$6.27 BMD 6.27

-3.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$2.96 BMD 2.96

0.68%

Water (0.33 liter bottle)

$3.09 BMD 3.09

$3.19 BMD 3.19

-3.13%

Local Beer (0.5 liter draught)

$7.55 BMD 7.55

$7.47 BMD 7.47

1.07%

Imported Beer (0.33 liter bottle)

$9.03 BMD 9.03

$9.07 BMD 9.07

-0.44%

Milk (1 liter)

$4.79 BMD 4.79

$4.86 BMD 4.86

-1.44%

White Bread (500g)

$7.98 BMD 7.98

$7.83 BMD 7.83

1.92%

Rice (white) (1kg)

$5.45 BMD 5.45

$5.64 BMD 5.64

-3.37%

Eggs

$7.33 BMD 7.33

$6.98 BMD 6.98

5.01%

Local Cheese (1kg)

$23.09 BMD 23.09

$23.71 BMD 23.71

-2.61%

Chicken Fillets (1kg)

$21.09 BMD 21.09

$20.96 BMD 20.96

0.62%

Beef Round Steak (1kg)

$19.30 BMD 19.30

$19.65 BMD 19.65

-1.78%

Apples (1kg)

$8.88 BMD 8.88

$9.25 BMD 9.25

-4.00%

Banana (1kg)

$6.79 BMD 6.79

$6.76 BMD 6.76

0.44%

Oranges (1kg)

$7.23 BMD 7.23

$7.26 BMD 7.26

-0.41%

Tomato (1kg)

$8.49 BMD 8.49

$8.50 BMD 8.50

-0.12%

Potato (1kg)

$5.86 BMD 5.86

$5.56 BMD 5.56

5.40%

Onion (1kg)

$4.13 BMD 4.13

$4.20 BMD 4.20

-1.67%

Lettuce (1 head)

$6.39 BMD 6.39

$6.21 BMD 6.21

2.90%

Water (1.5 liter bottle)

$3.39 BMD 3.39

$3.56 BMD 3.56

-4.78%

Cigarettes 20 Pack (Marlboro, Camel)

$18.34 BMD 18.34

$17.73 BMD 17.73

3.44%

Wine (Bottle)

$23.79 BMD 23.79

$23.73 BMD 23.73

0.25%

Local Beer (0.5 liter bottle)

$5.12 BMD 5.12

$5.24 BMD 5.24

-2.29%

Imported Beer (0.33 liter bottle)

$4.20 BMD 4.20

$4.09 BMD 4.09

2.69%

One-way Ticket (Public Transport)

$4.97 BMD 4.97

Public Transport Monthly Pass (Regular Price)

$68.3 BMD 68.3

Taxi Start (Normal Tariff)

$6.60 BMD 6.60

$6.43 BMD 6.43

2.64%

Taxi (Normal Tariff) (1km)

$3.07 BMD 3.07

$3.02 BMD 3.02

1.66%

Taxi 1hour Waiting (Normal Tariff)

$70.9 BMD 70.9

$70.5 BMD 70.5

0.57%

Gasoline (1 liter)

$2.10 BMD 2.10

$2.45 BMD 2.45

-14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K BMD 37.4K

$38.2K BMD 38.2K

-2.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.4K BMD 43.4K

$43.5K BMD 43.5K

-0.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$294 BMD 294

-1.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$148 BMD 148

$150 BMD 150

-1.55%

Internet (50+ Mbps, Unlimited Data)

$162 BMD 162

$159 BMD 159

1.79%

Gym Membership (Monthly)

$187 BMD 187

Tennis Court (1 Hour on Weekend)

$15.21 BMD 15.21

Cinema Ticket

$13.37 BMD 13.37

$13.25 BMD 13.25

0.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,314 BMD 1,314

$1,298 BMD 1,298

1.26%

International Primary School, 1 Child (Yearly)

$24.9K BMD 24.9K

$25.0K BMD 25.0K

-0.44%

Jeans (Levis 501 Or Similar)

$90.3 BMD 90.3

$89.1 BMD 89.1

1.30%

Summer Dress (H&M, Zara, etc)

$70.2 BMD 70.2

$70.5 BMD 70.5

-0.40%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$142 BMD 142

-0.58%

Men's Leather Business Shoes

$131 BMD 131

$127 BMD 127

3.09%

1-bedroom Apartment, City Center (Monthly)

$3,934 BMD 3,934

1-bedroom Apartment, Outside City Center (Monthly)

$1,503 BMD 1,503

$2,647 BMD 2,647

-43.21%

3-bedroom Apartment, City Center (Monthly)

$8,541 BMD 8,541

3-bedroom Apartment, Outside City Center (Monthly)

$7,867 BMD 7,867

$7,648 BMD 7,648

2.86%

Buy Apartment in City Center (m2)

$14.9K BMD 14.9K

Buy Apartment Outside City Center (m2)

$8,868 BMD 8,868

Average Monthly Net Salary (After Tax)

$9,763 BMD 9,763

$6,431 BMD 6,431

51.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Southampton: October 19, 2026

Last update for Hamilton: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Southampton

$1.5K 40.7%

Hamilton

$2.6K 51.7% 76.1% $1.1K

Groceries & Markets

Southampton

$742 20.1%

Hamilton

$745 14.6% 0.5% $3.5

Eating Out

Southampton

$608 16.5%

Hamilton

$611 11.9% 0.5% $2.9

Monthly Utilities & Internet

Southampton

$598 16.2%

Hamilton

$603 11.8% 0.8% $4.8

Clothing & Footwear

Southampton

$195 5.3%

Hamilton

$193 3.8% 0.9% $1.8

Sport & Entertainment

Southampton

$27 * 0.7%

Hamilton

$213 4.2% 697% $186

Getting Around

Southampton

$22 * 0.6%

Hamilton

$110 2.1% 399% $88

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 52% higher in Southampton, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $151 in Southampton versus $152 in Hamilton. Monthly groceries follow the same trend: $742 vs $745 – making Southampton the more affordable choice for daily food spending.

Good to know

🇧🇲 Southampton

🇧🇲 Hamilton

🕒 Local time

20:09 8:09 PM

Same time as Southampton

🌤 Weather

👥 Population

6,260

10,000 Capital

💱 Currency

Bermudian Dollar BMD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Southampton Hamilton 8 km

From you

Southampton
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Southampton vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,694 in Southampton, $5,122 in Hamilton – roughly 39% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $5,542 per month in Southampton and $7,683 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $3,694 in Southampton and $5,122 in Hamilton. That's a gap of about 39%.

Kindergarten costs $1,314 per month in Southampton and $1,298 in Hamilton. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Southampton, where all-in costs run around $3,694, than in Hamilton at $5,122. In Southampton it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $3,694 in Southampton to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Southampton. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.