Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Saint George

For one person, living costs are similar in Hamilton and in Saint George: $5,122 and $4,895 a month, rent and utilities included.

Hamilton
🇧🇲 Bermuda
$5,122
/mo nomad
Saint George
🇧🇲 Bermuda
$4,895
/mo nomad
Monthly Cost of Living

How much you'll spend in Hamilton and in Saint George

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Saint George actually costs, broken down by who's living it.

A single person spends $5,122 per month in Hamilton vs $4,895 in Saint George, rent included.

  • Hamilton $5,122
  • Saint George $4,895

A couple spends around $9,182 per month in Hamilton vs $6,939 in Saint George, rent included.

  • Hamilton $9,182
  • Saint George $6,939

A family of three spends $13.2K per month in Hamilton vs $8,983 in Saint George, rent included.

  • Hamilton $13.2K
  • Saint George $8,983

Hamilton costs about 5% more than Saint George, and outside of rent the biggest gap is in leisure.

Both Hamilton and Saint George sit above the global median – Hamilton by 278%, Saint George by 261%.

Currency
🍽 Eating Out
Hamilton
Saint George
Difference
Meal at Budget Restaurant
$50.5 BMD 50.5
$50.2 BMD 50.2
0.66%
Three-Course Dinner for Two, Mid-Range
$152 BMD 152
$149 BMD 149
2.07%
Fast Food Meal (McDonalds, etc)
$17.19 BMD 17.19
$16.96 BMD 16.96
1.36%
Cappuccino
$6.27 BMD 6.27
$6.09 BMD 6.09
2.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.96 BMD 2.96
$3.07 BMD 3.07
-3.58%
Water (0.33 liter bottle)
$3.19 BMD 3.19
$3.19 BMD 3.19
-
Local Beer (0.5 liter draught)
$7.47 BMD 7.47
$7.60 BMD 7.60
-1.71%
Imported Beer (0.33 liter bottle)
$9.07 BMD 9.07
$8.78 BMD 8.78
3.30%
🛒 Groceries & Markets
Hamilton
Saint George
Difference
Milk (1 liter)
$4.86 BMD 4.86
$4.88 BMD 4.88
-0.41%
White Bread (500g)
$7.83 BMD 7.83
$8.18 BMD 8.18
-4.28%
Rice (white) (1kg)
$5.64 BMD 5.64
$4.07 BMD 4.07
38.57%
Eggs
$6.98 BMD 6.98
$7.33 BMD 7.33
-4.77%
Local Cheese (1kg)
$23.71 BMD 23.71
$7.70 BMD 7.70
207.92%
Chicken Fillets (1kg)
$20.96 BMD 20.96
$21.32 BMD 21.32
-1.69%
Beef Round Steak (1kg)
$19.65 BMD 19.65
$19.58 BMD 19.58
0.36%
Apples (1kg)
$9.25 BMD 9.25
$9.21 BMD 9.21
0.43%
Banana (1kg)
$6.76 BMD 6.76
$6.78 BMD 6.78
-0.29%
Oranges (1kg)
$7.26 BMD 7.26
$9.15 BMD 9.15
-20.66%
Tomato (1kg)
$8.50 BMD 8.50
$9.16 BMD 9.16
-7.21%
Potato (1kg)
$5.56 BMD 5.56
$8.65 BMD 8.65
-35.72%
Onion (1kg)
$4.20 BMD 4.20
$4.04 BMD 4.04
3.96%
Lettuce (1 head)
$6.21 BMD 6.21
$6.32 BMD 6.32
-1.74%
Water (1.5 liter bottle)
$3.56 BMD 3.56
$3.50 BMD 3.50
1.71%
Cigarettes 20 Pack (Marlboro, Camel)
$17.73 BMD 17.73
$18.32 BMD 18.32
-3.22%
Wine (Bottle)
$23.73 BMD 23.73
$23.96 BMD 23.96
-0.96%
Local Beer (0.5 liter bottle)
$5.24 BMD 5.24
$5.10 BMD 5.10
2.75%
Imported Beer (0.33 liter bottle)
$4.09 BMD 4.09
$4.26 BMD 4.26
-3.99%
🚌 Getting Around
Hamilton
Saint George
Difference
One-way Ticket (Public Transport)
$4.97 BMD 4.97
-
-
Public Transport Monthly Pass (Regular Price)
$68.3 BMD 68.3
-
-
Taxi Start (Normal Tariff)
$6.43 BMD 6.43
$6.34 BMD 6.34
1.42%
Taxi (Normal Tariff) (1km)
$3.02 BMD 3.02
$3.02 BMD 3.02
-
Taxi 1hour Waiting (Normal Tariff)
$70.5 BMD 70.5
$68.7 BMD 68.7
2.50%
Gasoline (1 liter)
$2.45 BMD 2.45
$2.43 BMD 2.43
0.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K BMD 38.2K
$37.2K BMD 37.2K
2.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.5K BMD 43.5K
$41.8K BMD 41.8K
3.83%
🧾 Monthly Utilities & Internet
Hamilton
Saint George
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$294 BMD 294
$285 BMD 285
3.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$150 BMD 150
$150 BMD 150
-0.11%
Internet (50+ Mbps, Unlimited Data)
$159 BMD 159
$163 BMD 163
-2.05%
🎉 Sport & Entertainment
Hamilton
Saint George
Difference
Gym Membership (Monthly)
$187 BMD 187
-
-
Tennis Court (1 Hour on Weekend)
$15.21 BMD 15.21
-
-
Cinema Ticket
$13.25 BMD 13.25
$13.71 BMD 13.71
-3.36%
🧸 Childcare & Education
Hamilton
Saint George
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,298 BMD 1,298
$1,307 BMD 1,307
-0.70%
International Primary School, 1 Child (Yearly)
$25.0K BMD 25.0K
$24.8K BMD 24.8K
0.85%
👕👟 Clothing & Footwear
Hamilton
Saint George
Difference
Jeans (Levis 501 Or Similar)
$89.1 BMD 89.1
$89.3 BMD 89.3
-0.26%
Summer Dress (H&M, Zara, etc)
$70.5 BMD 70.5
$69.7 BMD 69.7
1.10%
Sport Shoes (Adidas, Nike)
$142 BMD 142
$141 BMD 141
0.25%
Men's Leather Business Shoes
$127 BMD 127
$128 BMD 128
-0.87%
🏠 Accommodation & Living
Hamilton
Saint George
Difference
1-bedroom Apartment, City Center (Monthly)
$3,934 BMD 3,934
$3,053 BMD 3,053
28.85%
1-bedroom Apartment, Outside City Center (Monthly)
$2,647 BMD 2,647
$2,733 BMD 2,733
-3.14%
3-bedroom Apartment, City Center (Monthly)
$8,541 BMD 8,541
$4,927 BMD 4,927
73.36%
3-bedroom Apartment, Outside City Center (Monthly)
$7,648 BMD 7,648
$4,052 BMD 4,052
88.73%
Buy Apartment in City Center (m2)
$14.9K BMD 14.9K
-
-
Buy Apartment Outside City Center (m2)
$8,868 BMD 8,868
-
-
💵 Salaries & Financials
Hamilton
Saint George
Difference
Average Monthly Net Salary (After Tax)
$6,431 BMD 6,431
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.63
8.63
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 18, 2026

Last update for Saint George: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hamilton
$2.6K
Saint George
$2.7K 3.2% $86
Groceries & Markets
Hamilton
$745
Saint George
$717 3.8% $28
Eating Out
Hamilton
$611
Saint George
$606 0.8% $5.1
Monthly Utilities & Internet
Hamilton
$603
Saint George
$597 0.9% $5.5
Sport & Entertainment
Hamilton
$213
Saint George
$27 * 87.1% $186
Clothing & Footwear
Hamilton
$193
Saint George
$193 0.1% $0.1
Getting Around
Hamilton
$110
Saint George
$21 * 80.5% $88

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,934 in Hamilton versus $3,053 in Saint George. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $152 in Hamilton versus $149 in Saint George. Monthly groceries follow the same trend: $745 vs $717 – making Saint George the more affordable choice for daily food spending.

Good to know
🇧🇲 Hamilton
🇧🇲 Saint George
🕒 Local time
22:47 10:47 PM
22:47 10:47 PM
Same time as Hamilton
🌤 Weather
👥 Population
10,000 Capital
2,000
💱 Currency
Exchange rates and currency converter

USD, EUR to BMD – Bermudian Dollar Converter

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

On the map
Between locations
  • Hamilton Saint George 14 km
From you
  • Hamilton
  • Saint George

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamilton vs Saint George: Cost of Living - Frequently Asked Questions
How do living costs in Hamilton and in Saint George compare overall?
Monthly costs with rent: $5,122 in Hamilton, $4,895 in Saint George – roughly 5% apart. Outside of rent, the biggest gap is in leisure.
What salary covers living expenses in Hamilton compared to Saint George?
For a comfortable life, plan on about $7,683 per month in Hamilton and $7,343 in Saint George. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Hamilton and Saint George?
Rent is clearly cheaper in Saint George, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Hamilton or Saint George?
Monthly expenses with rent come to $5,122 in Hamilton and $4,895 in Saint George. That's a gap of about 5%.
What is the difference in childcare costs between Hamilton and Saint George?
Kindergarten costs $1,298 per month in Hamilton and $1,307 in Saint George. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is feasible on a $4,000 budget?
$4,000 is a stretch for both – monthly costs hit $5,122 in Hamilton and $4,895 in Saint George. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Hamilton and Saint George?
It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $4,895 in Saint George to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.
Is Hamilton or Saint George safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Hamilton and Saint George?
If budget matters most, go with Saint George. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.

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