Last update: Oct 2026

Cost of Living Comparison Between Saint George and Hamilton

For one person, living costs are similar in Saint George and in Hamilton: $4,895 and $5,122 a month, rent and utilities included.

235

Cost of Living Index in Saint George
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Saint George Living Index
248

Cost of Living Index in Hamilton
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Hamilton Living Index

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Saint George

🇧🇲 Bermuda

$4,895

/mo nomad

Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint George and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint George and in Hamilton actually costs, broken down by who's living it.

A single person spends $4,895 per month in Saint George vs $5,122 in Hamilton, rent included.

Saint George $4,895
Hamilton $5,122

A couple spends around $6,939 per month in Saint George vs $9,182 in Hamilton, rent included.

Saint George $6,939
Hamilton $9,182

A family of three spends $8,983 per month in Saint George vs $13.2K in Hamilton, rent included.

Saint George $8,983
Hamilton $13.2K

Saint George is about 4% cheaper than Hamilton, and outside of rent the biggest gap is in leisure.

Both Saint George and Hamilton sit above the global median – Saint George by 261%, Hamilton by 278%.

Meal at Budget Restaurant

$50.2 BMD 50.2

$50.5 BMD 50.5

-0.65%

Three-Course Dinner for Two, Mid-Range

$149 BMD 149

$152 BMD 152

-2.03%

Fast Food Meal (McDonalds, etc)

$16.96 BMD 16.96

$17.19 BMD 17.19

-1.34%

Cappuccino

$6.09 BMD 6.09

$6.27 BMD 6.27

-2.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 BMD 3.07

$2.96 BMD 2.96

3.72%

Water (0.33 liter bottle)

$3.19 BMD 3.19

Local Beer (0.5 liter draught)

$7.60 BMD 7.60

$7.47 BMD 7.47

1.74%

Imported Beer (0.33 liter bottle)

$8.78 BMD 8.78

$9.07 BMD 9.07

-3.20%

Milk (1 liter)

$4.88 BMD 4.88

$4.86 BMD 4.86

0.41%

White Bread (500g)

$8.18 BMD 8.18

$7.83 BMD 7.83

4.47%

Rice (white) (1kg)

$4.07 BMD 4.07

$5.64 BMD 5.64

-27.84%

Eggs

$7.33 BMD 7.33

$6.98 BMD 6.98

5.01%

Local Cheese (1kg)

$7.70 BMD 7.70

$23.71 BMD 23.71

-67.52%

Chicken Fillets (1kg)

$21.32 BMD 21.32

$20.96 BMD 20.96

1.72%

Beef Round Steak (1kg)

$19.58 BMD 19.58

$19.65 BMD 19.65

-0.36%

Apples (1kg)

$9.21 BMD 9.21

$9.25 BMD 9.25

-0.43%

Banana (1kg)

$6.78 BMD 6.78

$6.76 BMD 6.76

0.30%

Oranges (1kg)

$9.15 BMD 9.15

$7.26 BMD 7.26

26.03%

Tomato (1kg)

$9.16 BMD 9.16

$8.50 BMD 8.50

7.76%

Potato (1kg)

$8.65 BMD 8.65

$5.56 BMD 5.56

55.58%

Onion (1kg)

$4.04 BMD 4.04

$4.20 BMD 4.20

-3.81%

Lettuce (1 head)

$6.32 BMD 6.32

$6.21 BMD 6.21

1.77%

Water (1.5 liter bottle)

$3.50 BMD 3.50

$3.56 BMD 3.56

-1.69%

Cigarettes 20 Pack (Marlboro, Camel)

$18.32 BMD 18.32

$17.73 BMD 17.73

3.33%

Wine (Bottle)

$23.96 BMD 23.96

$23.73 BMD 23.73

0.97%

Local Beer (0.5 liter bottle)

$5.10 BMD 5.10

$5.24 BMD 5.24

-2.67%

Imported Beer (0.33 liter bottle)

$4.26 BMD 4.26

$4.09 BMD 4.09

4.16%

One-way Ticket (Public Transport)

$4.97 BMD 4.97

Public Transport Monthly Pass (Regular Price)

$68.3 BMD 68.3

Taxi Start (Normal Tariff)

$6.34 BMD 6.34

$6.43 BMD 6.43

-1.40%

Taxi (Normal Tariff) (1km)

$3.02 BMD 3.02

Taxi 1hour Waiting (Normal Tariff)

$68.7 BMD 68.7

$70.5 BMD 70.5

-2.44%

Gasoline (1 liter)

$2.43 BMD 2.43

$2.45 BMD 2.45

-0.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K BMD 37.2K

$38.2K BMD 38.2K

-2.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.8K BMD 41.8K

$43.5K BMD 43.5K

-3.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$285 BMD 285

$294 BMD 294

-3.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

0.11%

Internet (50+ Mbps, Unlimited Data)

$163 BMD 163

$159 BMD 159

2.10%

Gym Membership (Monthly)

$187 BMD 187

Tennis Court (1 Hour on Weekend)

$15.21 BMD 15.21

Cinema Ticket

$13.71 BMD 13.71

$13.25 BMD 13.25

3.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,307 BMD 1,307

$1,298 BMD 1,298

0.71%

International Primary School, 1 Child (Yearly)

$24.8K BMD 24.8K

$25.0K BMD 25.0K

-0.84%

Jeans (Levis 501 Or Similar)

$89.3 BMD 89.3

$89.1 BMD 89.1

0.26%

Summer Dress (H&M, Zara, etc)

$69.7 BMD 69.7

$70.5 BMD 70.5

-1.09%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$142 BMD 142

-0.25%

Men's Leather Business Shoes

$128 BMD 128

$127 BMD 127

0.88%

1-bedroom Apartment, City Center (Monthly)

$3,053 BMD 3,053

$3,934 BMD 3,934

-22.39%

1-bedroom Apartment, Outside City Center (Monthly)

$2,733 BMD 2,733

$2,647 BMD 2,647

3.24%

3-bedroom Apartment, City Center (Monthly)

$4,927 BMD 4,927

$8,541 BMD 8,541

-42.32%

3-bedroom Apartment, Outside City Center (Monthly)

$4,052 BMD 4,052

$7,648 BMD 7,648

-47.01%

Buy Apartment in City Center (m2)

$14.9K BMD 14.9K

Buy Apartment Outside City Center (m2)

$8,868 BMD 8,868

Average Monthly Net Salary (After Tax)

$6,431 BMD 6,431

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint George: October 20, 2026

Last update for Hamilton: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint George

$2.7K 55.8%

Hamilton

$2.6K 51.7% 3.1% $86

Groceries & Markets

Saint George

$717 14.7%

Hamilton

$745 14.6% 3.9% $28

Eating Out

Saint George

$606 12.4%

Hamilton

$611 11.9% 0.8% $5.1

Monthly Utilities & Internet

Saint George

$597 12.2%

Hamilton

$603 11.8% 0.9% $5.5

Clothing & Footwear

Saint George

$193 3.9%

Hamilton

$193 3.8% 0.1% $0.1

Sport & Entertainment

Saint George

$27 * 0.6%

Hamilton

$213 4.2% 678% $186

Getting Around

Saint George

$21 * 0.4%

Hamilton

$110 2.1% 412% $88

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,053 in Saint George versus $3,934 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $149 in Saint George versus $152 in Hamilton. Monthly groceries follow the same trend: $717 vs $745 – making Saint George the more affordable choice for daily food spending.

Good to know

🇧🇲 Saint George

🇧🇲 Hamilton

🕒 Local time

23:26 11:26 PM

Same time as Saint George

🌤 Weather

👥 Population

2,000

10,000 Capital

💱 Currency

Bermudian Dollar BMD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint George vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,895 in Saint George, $5,122 in Hamilton – roughly 5% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $7,343 per month in Saint George and $7,683 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint George, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,895 in Saint George and $5,122 in Hamilton. That's a gap of about 5%.

Kindergarten costs $1,307 per month in Saint George and $1,298 in Hamilton. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$4,000 is a stretch for both – monthly costs hit $4,895 in Saint George and $5,122 in Hamilton. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $4,895 in Saint George to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saint George. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.