Last update: Nov 2026

Cost of Living Comparison Between Hamilton, Bermuda and Rio de Janeiro

For one person, living is cheaper in Rio de Janeiro: $1,185 a month against $5,121 in Hamilton, rent and utilities included – about $47,200 less a year. Rent and utilities account for most of the difference.

243

Cost of Living Index in Hamilton
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Hamilton Living Index
57

Cost of Living Index in Rio de Janeiro
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Rio de Janeiro Living Index

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Hamilton

🇧🇲 Bermuda

$5,121

/mo nomad

Rio de Janeiro

🇧🇷 Brazil

$1,185

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Rio de Janeiro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Rio de Janeiro actually costs, broken down by who's living it.

A single person spends $5,121 per month in Hamilton vs $1,185 in Rio de Janeiro, rent included.

Hamilton $5,121
Rio de Janeiro $1,185

A couple spends around $9,095 per month in Hamilton vs $1,737 in Rio de Janeiro, rent included.

Hamilton $9,095
Rio de Janeiro $1,737

A family of three spends $13.1K per month in Hamilton vs $2,289 in Rio de Janeiro, rent included.

Hamilton $13.1K
Rio de Janeiro $2,289

Hamilton costs about 332% more than Rio de Janeiro, and outside of rent the biggest gap is in groceries.

Hamilton sits 279% above the global median, while Rio de Janeiro is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$42.66 BMD 42.66

$8.16 R$44.89

422.79%

Three-Course Dinner for Two, Mid-Range

$175 BMD 175

$37.20 R$205

370.05%

Fast Food Meal (McDonalds, etc)

$18.14 BMD 18.14

$7.52 R$41.40

141.22%

Cappuccino

$6.18 BMD 6.18

$2.10 R$11.58

194.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 BMD 3.07

$1.36 R$7.49

125.74%

Water (0.33 liter bottle)

$3.08 BMD 3.08

$0.96 R$5.29

220.83%

Local Beer (0.5 liter draught)

$7.65 BMD 7.65

$1.98 R$10.88

286.36%

Imported Beer (0.33 liter bottle)

$9.01 BMD 9.01

$3.26 R$17.94

176.38%

Milk (1 liter)

$4.95 BMD 4.95

$1.09 R$5.97

354.13%

White Bread (500g)

$8.20 BMD 8.20

$1.87 R$10.27

338.50%

Rice (white) (1kg)

$5.69 BMD 5.69

$1.12 R$6.19

408.04%

Eggs

$7.28 BMD 7.28

$2.20 R$12.12

230.91%

Local Cheese (1kg)

$23.87 BMD 23.87

$9.91 R$54.6

140.87%

Chicken Fillets (1kg)

$21.25 BMD 21.25

$4.11 R$22.62

417.03%

Beef Round Steak (1kg)

$19.91 BMD 19.91

$9.25 R$50.9

115.24%

Apples (1kg)

$9.26 BMD 9.26

$2.59 R$14.26

257.53%

Banana (1kg)

$6.73 BMD 6.73

$1.69 R$9.28

298.22%

Oranges (1kg)

$6.98 BMD 6.98

$1.47 R$8.08

374.83%

Tomato (1kg)

$8.44 BMD 8.44

$1.72 R$9.45

390.70%

Potato (1kg)

$5.58 BMD 5.58

$1.16 R$6.36

381.03%

Onion (1kg)

$4.12 BMD 4.12

$1.00 R$5.50

312.00%

Lettuce (1 head)

$6.31 BMD 6.31

$0.66 R$3.61

856.06%

Water (1.5 liter bottle)

$3.39 BMD 3.39

$0.61 R$3.35

455.74%

Cigarettes 20 Pack (Marlboro, Camel)

$17.71 BMD 17.71

$2.69 R$14.81

558.36%

Wine (Bottle)

$24.12 BMD 24.12

$7.20 R$39.64

235.00%

Local Beer (0.5 liter bottle)

$5.14 BMD 5.14

$1.07 R$5.90

380.37%

Imported Beer (0.33 liter bottle)

$4.15 BMD 4.15

$2.24 R$12.32

85.27%

One-way Ticket (Public Transport)

$4.96 BMD 4.96

$0.88 R$4.82

463.64%

Public Transport Monthly Pass (Regular Price)

$68.4 BMD 68.4

$52.3 R$288

30.66%

Taxi Start (Normal Tariff)

$6.52 BMD 6.52

$1.18 R$6.49

452.54%

Taxi (Normal Tariff) (1km)

$2.98 BMD 2.98

$0.68 R$3.72

338.24%

Taxi 1hour Waiting (Normal Tariff)

$70.7 BMD 70.7

$8.71 R$47.94

711.37%

Gasoline (1 liter)

$2.38 BMD 2.38

$1.20 R$6.59

98.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K BMD 37.6K

$21.9K R$120.4K

71.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.1K BMD 42.1K

$31.0K R$170.7K

35.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$126 R$691

128.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$146 BMD 146

$10.14 R$55.8

1339.45%

Internet (50+ Mbps, Unlimited Data)

$162 BMD 162

$20.95 R$115

674.70%

Gym Membership (Monthly)

$187 BMD 187

$28.51 R$157

556.30%

Tennis Court (1 Hour on Weekend)

$15.23 BMD 15.23

$28.87 R$159

-47.25%

Cinema Ticket

$13.55 BMD 13.55

$7.40 R$40.75

83.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,339 BMD 1,339

$537 R$2,955

149.46%

International Primary School, 1 Child (Yearly)

$26.8K BMD 26.8K

$15.9K R$87.4K

68.49%

Jeans (Levis 501 Or Similar)

$89.4 BMD 89.4

$38.68 R$213

131.08%

Summer Dress (H&M, Zara, etc)

$71.3 BMD 71.3

$45.06 R$248

58.21%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$68.6 R$378

104.99%

Men's Leather Business Shoes

$128 BMD 128

$64.1 R$353

99.86%

1-bedroom Apartment, City Center (Monthly)

$3,885 BMD 3,885

$768 R$4,225

406.10%

1-bedroom Apartment, Outside City Center (Monthly)

$2,706 BMD 2,706

$491 R$2,701

451.51%

3-bedroom Apartment, City Center (Monthly)

$8,523 BMD 8,523

$1,458 R$8,026

484.43%

3-bedroom Apartment, Outside City Center (Monthly)

$7,491 BMD 7,491

$743 R$4,088

908.51%

Buy Apartment in City Center (m2)

$14.8K BMD 14.8K

$3,325 R$18.3K

345.14%

Buy Apartment Outside City Center (m2)

$8,857 BMD 8,857

$1,552 R$8,542

470.69%

Average Monthly Net Salary (After Tax)

$6,584 BMD 6,584

$674 R$3,708

877.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

11.93

-27.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: November 3, 2026

Last update for Rio de Janeiro: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.7K 52.9%

Rio de Janeiro

$491 41.4% 81.9% $2.2K

Groceries & Markets

Hamilton

$751 14.7%

Rio de Janeiro

$198 16.7% 73.6% $553

Monthly Utilities & Internet

Hamilton

$596 11.6%

Rio de Janeiro

$157 13.2% 73.7% $439

Eating Out

Hamilton

$551 10.8%

Rio de Janeiro

$139 11.7% 74.8% $412

Sport & Entertainment

Hamilton

$214 4.2%

Rio de Janeiro

$43 3.7% 79.8% $171

Clothing & Footwear

Hamilton

$193 3.8%

Rio de Janeiro

$97 8.2% 49.6% $96

Getting Around

Hamilton

$110 2.1%

Rio de Janeiro

$60 5.1% 44.9% $49

Cost Breakdown

A central one-bedroom costs $3,885 in Hamilton versus $768 in Rio de Janeiro. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hamilton are about 9.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $175 in Hamilton versus $37 in Rio de Janeiro. Monthly groceries follow the same trend: $751 vs $198 – making Rio de Janeiro the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇧🇷 Rio de Janeiro

🕒 Local time

16:56 4:56 PM

17:56 5:56 PM

1 h ahead of Hamilton

🌤 Weather

👥 Population

10,000 Capital

6,211,223

💱 Currency

Bermudian Dollar BMD $

Brazilian Real BRL R$

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.895 EUR

1 BRL = 0.182 USD

1 BRL = 0.163 EUR

Exchange rates and currency converter

BRL, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of November 6, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.895 EUR).

Brazilian Real exchange rates as of November 6, 2026: 1 USD = 5.5 BRL (1 BRL = 0.182 USD). 1 EUR = 6.15 BRL (1 BRL = 0.163 EUR).

USD to BMD in detail →

On the map

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Between locations

Hamilton Rio de Janeiro 6,550 km ≈ 9 h nonstop flight

From you

Hamilton
Rio de Janeiro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Rio de Janeiro: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,121 in Hamilton, $1,185 in Rio de Janeiro – Rio de Janeiro comes out roughly 77% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,681 per month in Hamilton and $1,778 in Rio de Janeiro. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rio de Janeiro, especially for central apartments: a one-bedroom in the center costs $768 there versus $3,885 in Hamilton.

A mid-range dinner for two costs $175 in Hamilton and $37 in Rio de Janeiro. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,121 in Hamilton and $1,185 in Rio de Janeiro. That makes Rio de Janeiro about 77% cheaper.

A $2,000 monthly budget goes further in Rio de Janeiro, where all-in costs run around $1,185, than in Hamilton at $5,121. In Rio de Janeiro it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,185 in Rio de Janeiro to $5,121 in Hamilton. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Rio de Janeiro. If higher salaries or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.