Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Phuket

For one person, living is cheaper in Phuket: $1,208 a month against $5,122 in Hamilton, rent and utilities included – about $47,000 less a year. Rent and utilities account for most of the difference.

248

Cost of Living Index in Hamilton
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Hamilton Living Index
59

Cost of Living Index in Phuket
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Phuket Living Index

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Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Phuket actually costs, broken down by who's living it.

A single person spends $5,122 per month in Hamilton vs $1,208 in Phuket, rent included.

Hamilton $5,122
Phuket $1,208

A couple spends around $9,182 per month in Hamilton vs $2,027 in Phuket, rent included.

Hamilton $9,182
Phuket $2,027

A family of three spends $13.2K per month in Hamilton vs $2,845 in Phuket, rent included.

Hamilton $13.2K
Phuket $2,845

Hamilton costs about 324% more than Phuket, and outside of rent the biggest gap is in eating out.

Hamilton sits 278% above the global median, while Phuket is 11% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$50.5 BMD 50.5

$4.40 ฿147

1048.64%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$32.26 ฿1,078

371.33%

Fast Food Meal (McDonalds, etc)

$17.19 BMD 17.19

$8.76 ฿293

96.23%

Cappuccino

$6.27 BMD 6.27

$2.83 ฿94.5

121.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 BMD 2.96

$0.90 ฿30.14

228.89%

Water (0.33 liter bottle)

$3.19 BMD 3.19

$0.47 ฿15.56

578.72%

Local Beer (0.5 liter draught)

$7.47 BMD 7.47

$2.55 ฿85.2

192.94%

Imported Beer (0.33 liter bottle)

$9.07 BMD 9.07

$3.83 ฿128

136.81%

Milk (1 liter)

$4.86 BMD 4.86

$1.73 ฿57.7

180.92%

White Bread (500g)

$7.83 BMD 7.83

$1.47 ฿49.11

432.65%

Rice (white) (1kg)

$5.64 BMD 5.64

$1.51 ฿50.6

273.51%

Eggs

$6.98 BMD 6.98

$2.17 ฿72.7

221.66%

Local Cheese (1kg)

$23.71 BMD 23.71

$19.70 ฿658

20.36%

Chicken Fillets (1kg)

$20.96 BMD 20.96

$3.34 ฿112

527.54%

Beef Round Steak (1kg)

$19.65 BMD 19.65

$11.16 ฿373

76.08%

Apples (1kg)

$9.25 BMD 9.25

$2.85 ฿95.1

224.56%

Banana (1kg)

$6.76 BMD 6.76

$1.70 ฿56.9

297.65%

Oranges (1kg)

$7.26 BMD 7.26

$2.19 ฿73.3

231.51%

Tomato (1kg)

$8.50 BMD 8.50

$2.05 ฿68.4

314.63%

Potato (1kg)

$5.56 BMD 5.56

$1.45 ฿48.57

283.45%

Onion (1kg)

$4.20 BMD 4.20

$1.38 ฿46.16

204.35%

Lettuce (1 head)

$6.21 BMD 6.21

$1.07 ฿35.69

480.37%

Water (1.5 liter bottle)

$3.56 BMD 3.56

$0.51 ฿16.91

598.04%

Cigarettes 20 Pack (Marlboro, Camel)

$17.73 BMD 17.73

$4.26 ฿142

316.20%

Wine (Bottle)

$23.73 BMD 23.73

$18.58 ฿621

27.72%

Local Beer (0.5 liter bottle)

$5.24 BMD 5.24

$1.78 ฿59.7

194.38%

Imported Beer (0.33 liter bottle)

$4.09 BMD 4.09

$2.85 ฿95.2

43.51%

One-way Ticket (Public Transport)

$4.97 BMD 4.97

$2.26 ฿75.6

119.91%

Public Transport Monthly Pass (Regular Price)

$68.3 BMD 68.3

$22.10 ฿738

208.96%

Taxi Start (Normal Tariff)

$6.43 BMD 6.43

$3.01 ฿101

113.62%

Taxi (Normal Tariff) (1km)

$3.02 BMD 3.02

$1.06 ฿35.34

184.91%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$3.86 ฿129

1725.13%

Gasoline (1 liter)

$2.45 BMD 2.45

$1.45 ฿48.45

68.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K BMD 38.2K

$26.3K ฿879.9K

45.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.5K BMD 43.5K

$26.9K ฿900.4K

61.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 BMD 294

$96.4 ฿3,221

204.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$11.04 ฿369

1257.25%

Internet (50+ Mbps, Unlimited Data)

$159 BMD 159

$17.14 ฿573

829.29%

Gym Membership (Monthly)

$187 BMD 187

$52.2 ฿1,744

257.76%

Tennis Court (1 Hour on Weekend)

$15.21 BMD 15.21

$11.16 ฿373

36.29%

Cinema Ticket

$13.25 BMD 13.25

$7.81 ฿261

69.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,298 BMD 1,298

$556 ฿18.6K

133.42%

International Primary School, 1 Child (Yearly)

$25.0K BMD 25.0K

$11.6K ฿387.0K

116.02%

Jeans (Levis 501 Or Similar)

$89.1 BMD 89.1

$64.2 ฿2,146

38.79%

Summer Dress (H&M, Zara, etc)

$70.5 BMD 70.5

$28.69 ฿959

145.63%

Sport Shoes (Adidas, Nike)

$142 BMD 142

$95.4 ฿3,187

48.43%

Men's Leather Business Shoes

$127 BMD 127

$88.0 ฿2,940

44.48%

1-bedroom Apartment, City Center (Monthly)

$3,934 BMD 3,934

$737 ฿24.6K

433.71%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 BMD 2,647

$462 ฿15.5K

472.57%

3-bedroom Apartment, City Center (Monthly)

$8,541 BMD 8,541

$2,095 ฿70.0K

307.72%

3-bedroom Apartment, Outside City Center (Monthly)

$7,648 BMD 7,648

$1,201 ฿40.1K

536.91%

Buy Apartment in City Center (m2)

$14.9K BMD 14.9K

$3,488 ฿116.6K

327.15%

Buy Apartment Outside City Center (m2)

$8,868 BMD 8,868

$2,523 ฿84.3K

251.49%

Average Monthly Net Salary (After Tax)

$6,431 BMD 6,431

$501 ฿16.7K

1184.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

5.57

54.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 18, 2026

Last update for Phuket: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.6K 51.7%

Phuket

$462 38.3% 82.5% $2.2K

Groceries & Markets

Hamilton

$745 14.6%

Phuket

$269 22.2% 63.9% $476

Eating Out

Hamilton

$611 11.9%

Phuket

$121 10% 80.2% $490

Monthly Utilities & Internet

Hamilton

$603 11.8%

Phuket

$125 10.3% 79.3% $478

Sport & Entertainment

Hamilton

$213 4.2%

Phuket

$68 5.6% 68.2% $145

Clothing & Footwear

Hamilton

$193 3.8%

Phuket

$124 10.3% 35.5% $68

Getting Around

Hamilton

$110 2.1%

Phuket

$39 3.3% 64% $70

Cost Breakdown

A central one-bedroom costs $3,934 in Hamilton versus $737 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1184% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $152 in Hamilton versus $32.00 in Phuket. Monthly groceries follow the same trend: $745 vs $269 – making Phuket the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇹🇭 Phuket

🕒 Local time

22:46 10:46 PM

08:46 8:46 AM

10 h ahead of Hamilton

🌤 Weather

👥 Population

10,000 Capital

79,308

💱 Currency

Bermudian Dollar BMD $

Thai Baht THB ฿

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Thai Baht exchange rates as of October 25, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to BMD in detail →

On the map

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Between locations

Hamilton Phuket 15,200 km ≈ 20 h nonstop flight

From you

Hamilton
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Phuket: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,122 in Hamilton, $1,208 in Phuket – roughly 324% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $7,683 per month in Hamilton and $1,813 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phuket, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $152 in Hamilton and $32.00 in Phuket. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,122 in Hamilton and $1,208 in Phuket. That's a gap of about 324%.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,208, than in Hamilton at $5,122. In Phuket it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,208 in Phuket to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phuket. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.