Last update: Oct 2026

Cost of Living Comparison Between Phuket and Hamilton

For one person, living is cheaper in Phuket: $1,208 a month against $5,122 in Hamilton, rent and utilities included – about $47,000 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
248

Cost of Living Index in Hamilton
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Hamilton Living Index

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Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Hamilton actually costs, broken down by who's living it.

A single person spends $1,208 per month in Phuket vs $5,122 in Hamilton, rent included.

Phuket $1,208
Hamilton $5,122

A couple spends around $2,027 per month in Phuket vs $9,182 in Hamilton, rent included.

Phuket $2,027
Hamilton $9,182

A family of three spends $2,845 per month in Phuket vs $13.2K in Hamilton, rent included.

Phuket $2,845
Hamilton $13.2K

Phuket is about 76% cheaper than Hamilton, and outside of rent the biggest gap is in eating out.

Phuket sits 11% below the global median, while Hamilton is 278% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.40 ฿147

$50.5 BMD 50.5

-91.29%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,078

$152 BMD 152

-78.78%

Fast Food Meal (McDonalds, etc)

$8.76 ฿293

$17.19 BMD 17.19

-49.04%

Cappuccino

$2.83 ฿94.5

$6.27 BMD 6.27

-54.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ฿30.14

$2.96 BMD 2.96

-69.59%

Water (0.33 liter bottle)

$0.47 ฿15.56

$3.19 BMD 3.19

-85.27%

Local Beer (0.5 liter draught)

$2.55 ฿85.2

$7.47 BMD 7.47

-65.86%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$9.07 BMD 9.07

-57.77%

Milk (1 liter)

$1.73 ฿57.7

$4.86 BMD 4.86

-64.40%

White Bread (500g)

$1.47 ฿49.11

$7.83 BMD 7.83

-81.23%

Rice (white) (1kg)

$1.51 ฿50.6

$5.64 BMD 5.64

-73.23%

Eggs

$2.17 ฿72.7

$6.98 BMD 6.98

-68.91%

Local Cheese (1kg)

$19.70 ฿658

$23.71 BMD 23.71

-16.91%

Chicken Fillets (1kg)

$3.34 ฿112

$20.96 BMD 20.96

-84.06%

Beef Round Steak (1kg)

$11.16 ฿373

$19.65 BMD 19.65

-43.21%

Apples (1kg)

$2.85 ฿95.1

$9.25 BMD 9.25

-69.19%

Banana (1kg)

$1.70 ฿56.9

$6.76 BMD 6.76

-74.85%

Oranges (1kg)

$2.19 ฿73.3

$7.26 BMD 7.26

-69.83%

Tomato (1kg)

$2.05 ฿68.4

$8.50 BMD 8.50

-75.88%

Potato (1kg)

$1.45 ฿48.57

$5.56 BMD 5.56

-73.92%

Onion (1kg)

$1.38 ฿46.16

$4.20 BMD 4.20

-67.14%

Lettuce (1 head)

$1.07 ฿35.69

$6.21 BMD 6.21

-82.77%

Water (1.5 liter bottle)

$0.51 ฿16.91

$3.56 BMD 3.56

-85.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$17.73 BMD 17.73

-75.97%

Wine (Bottle)

$18.58 ฿621

$23.73 BMD 23.73

-21.70%

Local Beer (0.5 liter bottle)

$1.78 ฿59.7

$5.24 BMD 5.24

-66.03%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.2

$4.09 BMD 4.09

-30.32%

One-way Ticket (Public Transport)

$2.26 ฿75.6

$4.97 BMD 4.97

-54.53%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

$68.3 BMD 68.3

-67.63%

Taxi Start (Normal Tariff)

$3.01 ฿101

$6.43 BMD 6.43

-53.19%

Taxi (Normal Tariff) (1km)

$1.06 ฿35.34

$3.02 BMD 3.02

-64.90%

Taxi 1hour Waiting (Normal Tariff)

$3.86 ฿129

$70.5 BMD 70.5

-94.52%

Gasoline (1 liter)

$1.45 ฿48.45

$2.45 BMD 2.45

-40.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿879.9K

$38.2K BMD 38.2K

-31.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿900.4K

$43.5K BMD 43.5K

-37.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,221

$294 BMD 294

-67.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ฿369

$150 BMD 150

-92.63%

Internet (50+ Mbps, Unlimited Data)

$17.14 ฿573

$159 BMD 159

-89.24%

Gym Membership (Monthly)

$52.2 ฿1,744

$187 BMD 187

-72.05%

Tennis Court (1 Hour on Weekend)

$11.16 ฿373

$15.21 BMD 15.21

-26.63%

Cinema Ticket

$7.81 ฿261

$13.25 BMD 13.25

-41.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 ฿18.6K

$1,298 BMD 1,298

-57.16%

International Primary School, 1 Child (Yearly)

$11.6K ฿387.0K

$25.0K BMD 25.0K

-53.71%

Jeans (Levis 501 Or Similar)

$64.2 ฿2,146

$89.1 BMD 89.1

-27.95%

Summer Dress (H&M, Zara, etc)

$28.69 ฿959

$70.5 BMD 70.5

-59.29%

Sport Shoes (Adidas, Nike)

$95.4 ฿3,187

$142 BMD 142

-32.63%

Men's Leather Business Shoes

$88.0 ฿2,940

$127 BMD 127

-30.78%

1-bedroom Apartment, City Center (Monthly)

$737 ฿24.6K

$3,934 BMD 3,934

-81.26%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ฿15.5K

$2,647 BMD 2,647

-82.53%

3-bedroom Apartment, City Center (Monthly)

$2,095 ฿70.0K

$8,541 BMD 8,541

-75.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 ฿40.1K

$7,648 BMD 7,648

-84.30%

Buy Apartment in City Center (m2)

$3,488 ฿116.6K

$14.9K BMD 14.9K

-76.59%

Buy Apartment Outside City Center (m2)

$2,523 ฿84.3K

$8,868 BMD 8,868

-71.55%

Average Monthly Net Salary (After Tax)

$501 ฿16.7K

$6,431 BMD 6,431

-92.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

8.63

-35.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 19, 2026

Last update for Hamilton: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$462 38.3%

Hamilton

$2.6K 51.7% 473% $2.2K

Groceries & Markets

Phuket

$269 22.2%

Hamilton

$745 14.6% 177% $476

Monthly Utilities & Internet

Phuket

$125 10.3%

Hamilton

$603 11.8% 384% $478

Clothing & Footwear

Phuket

$124 10.3%

Hamilton

$193 3.8% 55% $68

Eating Out

Phuket

$121 10%

Hamilton

$611 11.9% 404% $490

Sport & Entertainment

Phuket

$68 5.6%

Hamilton

$213 4.2% 215% $145

Getting Around

Phuket

$39 3.3%

Hamilton

$110 2.1% 178% $70

Cost Breakdown

A central one-bedroom costs $737 in Phuket versus $3,934 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1184% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Phuket versus $152 in Hamilton. Monthly groceries follow the same trend: $269 vs $745 – making Phuket the more affordable choice for daily food spending.

Good to know

🇹🇭 Phuket

🇧🇲 Hamilton

🕒 Local time

09:26 9:26 AM

23:26 11:26 PM

10 h behind Phuket

🌤 Weather

👥 Population

79,308

10,000 Capital

💱 Currency

Thai Baht THB ฿

Bermudian Dollar BMD $

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

BMD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 25, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

USD to THB in detail →

On the map

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Between locations

Phuket Hamilton 15,200 km ≈ 20 h nonstop flight

From you

Phuket
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,208 in Phuket, $5,122 in Hamilton – roughly 324% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,813 per month in Phuket and $7,683 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phuket, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Phuket and $152 in Hamilton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,208 in Phuket and $5,122 in Hamilton. That's a gap of about 324%.

A $1,500 monthly budget goes further in Phuket, where all-in costs run around $1,208, than in Hamilton at $5,122. In Phuket it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Phuket has an edge in some lifestyle areas, with costs from $1,208 in Phuket to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phuket. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.