Last update: Nov 2026

Cost of Living Comparison Between Hamilton, Bermuda and Montevideo

For one person, living is cheaper in Montevideo: $1,764 a month against $5,121 in Hamilton, rent and utilities included – about $40,300 less a year. Rent and utilities account for most of the difference.

243

Cost of Living Index in Hamilton
Learn more

Hamilton Living Index
85

Cost of Living Index in Montevideo
Learn more

Montevideo Living Index

Jump to prices

Hamilton

🇧🇲 Bermuda

$5,121

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,764

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Montevideo actually costs, broken down by who's living it.

A single person spends $5,121 per month in Hamilton vs $1,764 in Montevideo, rent included.

Hamilton $5,121
Montevideo $1,764

A couple spends around $9,095 per month in Hamilton vs $2,751 in Montevideo, rent included.

Hamilton $9,095
Montevideo $2,751

A family of three spends $13.1K per month in Hamilton vs $3,738 in Montevideo, rent included.

Hamilton $13.1K
Montevideo $3,738

Hamilton costs about 190% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Hamilton and Montevideo sit above the global median – Hamilton by 279%, Montevideo by 30%.

Meal at Budget Restaurant

$42.66 BMD 42.66

$15.45 UYU 622

176.12%

Three-Course Dinner for Two, Mid-Range

$175 BMD 175

$67.2 UYU 2,701

160.32%

Fast Food Meal (McDonalds, etc)

$18.14 BMD 18.14

$14.41 UYU 580

25.88%

Cappuccino

$6.18 BMD 6.18

$4.53 UYU 182

36.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 BMD 3.07

$2.59 UYU 104

18.53%

Water (0.33 liter bottle)

$3.08 BMD 3.08

$1.86 UYU 74.6

65.59%

Local Beer (0.5 liter draught)

$7.65 BMD 7.65

$4.74 UYU 191

61.39%

Imported Beer (0.33 liter bottle)

$9.01 BMD 9.01

$3.64 UYU 146

147.53%

Milk (1 liter)

$4.95 BMD 4.95

$1.25 UYU 50.2

296.00%

White Bread (500g)

$8.20 BMD 8.20

$3.03 UYU 122

170.63%

Rice (white) (1kg)

$5.69 BMD 5.69

$1.68 UYU 67.7

238.69%

Eggs

$7.28 BMD 7.28

$4.62 UYU 186

57.58%

Local Cheese (1kg)

$23.87 BMD 23.87

$14.25 UYU 573

67.51%

Chicken Fillets (1kg)

$21.25 BMD 21.25

$11.38 UYU 458

86.73%

Beef Round Steak (1kg)

$19.91 BMD 19.91

$12.21 UYU 491

63.06%

Apples (1kg)

$9.26 BMD 9.26

$2.87 UYU 115

222.65%

Banana (1kg)

$6.73 BMD 6.73

$2.68 UYU 108

151.12%

Oranges (1kg)

$6.98 BMD 6.98

$1.71 UYU 68.7

308.19%

Tomato (1kg)

$8.44 BMD 8.44

$3.09 UYU 124

173.14%

Potato (1kg)

$5.58 BMD 5.58

$1.99 UYU 80.0

180.40%

Onion (1kg)

$4.12 BMD 4.12

$2.13 UYU 85.6

93.43%

Lettuce (1 head)

$6.31 BMD 6.31

$1.41 UYU 56.5

347.52%

Water (1.5 liter bottle)

$3.39 BMD 3.39

$1.99 UYU 80.2

70.35%

Cigarettes 20 Pack (Marlboro, Camel)

$17.71 BMD 17.71

$5.59 UYU 225

216.82%

Wine (Bottle)

$24.12 BMD 24.12

$8.26 UYU 332

192.01%

Local Beer (0.5 liter bottle)

$5.14 BMD 5.14

$2.25 UYU 90.4

128.44%

Imported Beer (0.33 liter bottle)

$4.15 BMD 4.15

$2.81 UYU 113

47.69%

One-way Ticket (Public Transport)

$4.96 BMD 4.96

$1.62 UYU 65.1

206.17%

Public Transport Monthly Pass (Regular Price)

$68.4 BMD 68.4

$74.1 UYU 2,979

-7.70%

Taxi Start (Normal Tariff)

$6.52 BMD 6.52

$1.89 UYU 76.0

244.97%

Taxi (Normal Tariff) (1km)

$2.98 BMD 2.98

$1.04 UYU 42.01

186.54%

Taxi 1hour Waiting (Normal Tariff)

$70.7 BMD 70.7

$12.65 UYU 509

458.66%

Gasoline (1 liter)

$2.38 BMD 2.38

$2.16 UYU 86.8

10.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K BMD 37.6K

$26.2K UYU 1.1M

43.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.1K BMD 42.1K

$36.5K UYU 1.5M

15.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$184 UYU 7,403

56.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$146 BMD 146

$21.28 UYU 856

585.90%

Internet (50+ Mbps, Unlimited Data)

$162 BMD 162

$42.23 UYU 1,699

284.32%

Gym Membership (Monthly)

$187 BMD 187

$48.74 UYU 1,960

283.89%

Tennis Court (1 Hour on Weekend)

$15.23 BMD 15.23

$19.16 UYU 771

-20.51%

Cinema Ticket

$13.55 BMD 13.55

$12.21 UYU 491

10.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,339 BMD 1,339

$630 UYU 25.3K

112.75%

International Primary School, 1 Child (Yearly)

$26.8K BMD 26.8K

$11.5K UYU 461.0K

133.55%

Jeans (Levis 501 Or Similar)

$89.4 BMD 89.4

$99.4 UYU 3,999

-10.11%

Summer Dress (H&M, Zara, etc)

$71.3 BMD 71.3

$57.0 UYU 2,292

25.07%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$122 UYU 4,923

14.86%

Men's Leather Business Shoes

$128 BMD 128

$134 UYU 5,394

-4.50%

1-bedroom Apartment, City Center (Monthly)

$3,885 BMD 3,885

$749 UYU 30.1K

418.92%

1-bedroom Apartment, Outside City Center (Monthly)

$2,706 BMD 2,706

$569 UYU 22.9K

375.36%

3-bedroom Apartment, City Center (Monthly)

$8,523 BMD 8,523

$1,277 UYU 51.4K

567.37%

3-bedroom Apartment, Outside City Center (Monthly)

$7,491 BMD 7,491

$1,072 UYU 43.1K

598.56%

Buy Apartment in City Center (m2)

$14.8K BMD 14.8K

$3,580 UYU 144.0K

313.45%

Buy Apartment Outside City Center (m2)

$8,857 BMD 8,857

$2,075 UYU 83.5K

326.81%

Average Monthly Net Salary (After Tax)

$6,584 BMD 6,584

$1,280 UYU 51.5K

414.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

5.65

52.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: November 3, 2026

Last update for Montevideo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.7K 52.9%

Montevideo

$569 32.3% 79% $2.1K

Groceries & Markets

Hamilton

$751 14.7%

Montevideo

$330 18.7% 56% $421

Monthly Utilities & Internet

Hamilton

$596 11.6%

Montevideo

$248 14% 58.4% $348

Eating Out

Hamilton

$551 10.8%

Montevideo

$270 15.3% 51% $281

Sport & Entertainment

Hamilton

$214 4.2%

Montevideo

$73 4.2% 65.8% $141

Clothing & Footwear

Hamilton

$193 3.8%

Montevideo

$186 10.5% 3.8% $7.4

Getting Around

Hamilton

$110 2.1%

Montevideo

$88 5% 20.1% $22

Cost Breakdown

A central one-bedroom costs $3,885 in Hamilton versus $749 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hamilton are about 5.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $175 in Hamilton versus $67 in Montevideo. Monthly groceries follow the same trend: $751 vs $330 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇺🇾 Montevideo

🕒 Local time

00:41 12:41 AM

01:41 1:41 AM

1 h ahead of Hamilton

🌤 Weather

👥 Population

10,000 Capital

1,319,108 Capital

💱 Currency

Bermudian Dollar BMD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.891 EUR

100 UYU = 2.49 USD

100 UYU = 2.21 EUR

Exchange rates and currency converter

UYU, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of November 6, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.891 EUR).

Uruguayan Peso exchange rates as of November 6, 2026: 1 USD = 40.22 UYU (100 UYU = 2.49 USD). 1 EUR = 45.15 UYU (100 UYU = 2.21 EUR).

USD to BMD in detail →

On the map

Lowest

Highest

Between locations

Hamilton Montevideo 7,530 km ≈ 10 h nonstop flight

From you

Hamilton
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Montevideo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,121 in Hamilton, $1,764 in Montevideo – Montevideo comes out roughly 66% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,681 per month in Hamilton and $2,645 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments: a one-bedroom in the center costs $749 there versus $3,885 in Hamilton.

A mid-range dinner for two costs $175 in Hamilton and $67 in Montevideo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,121 in Hamilton and $1,764 in Montevideo. That makes Montevideo about 66% cheaper.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,764, than in Hamilton at $5,121. In Montevideo it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,764 in Montevideo to $5,121 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Montevideo. If higher salaries or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.