Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Lima

For one person, living is cheaper in Lima: $996 a month against $5,131 in Hamilton, rent and utilities included – about $49,600 less a year. Rent and utilities account for most of the difference.

249

Cost of Living Index in Hamilton
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Hamilton Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Hamilton

🇧🇲 Bermuda

$5,131

/mo nomad

Lima

🇵🇪 Peru

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Lima actually costs, broken down by who's living it.

A single person spends $5,131 per month in Hamilton vs $996 in Lima, rent included.

Hamilton $5,131
Lima $996

A couple spends around $9,033 per month in Hamilton vs $1,594 in Lima, rent included.

Hamilton $9,033
Lima $1,594

A family of three spends $12.9K per month in Hamilton vs $2,191 in Lima, rent included.

Hamilton $12.9K
Lima $2,191

Hamilton costs about 415% more than Lima, and outside of rent the biggest gap is in groceries.

Hamilton sits 283% above the global median, while Lima is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$49.07 BMD 49.07

$4.42 PEN 15.16

1010.18%

Three-Course Dinner for Two, Mid-Range

$153 BMD 153

$35.04 PEN 120

335.93%

Fast Food Meal (McDonalds, etc)

$17.07 BMD 17.07

$6.84 PEN 23.44

149.56%

Cappuccino

$6.34 BMD 6.34

$3.27 PEN 11.22

93.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$1.10 PEN 3.78

170.91%

Water (0.33 liter bottle)

$3.17 BMD 3.17

$0.65 PEN 2.22

387.69%

Local Beer (0.5 liter draught)

$7.43 BMD 7.43

$2.58 PEN 8.85

187.98%

Imported Beer (0.33 liter bottle)

$9.07 BMD 9.07

$4.47 PEN 15.34

102.91%

Milk (1 liter)

$4.79 BMD 4.79

$1.59 PEN 5.46

201.26%

White Bread (500g)

$8.18 BMD 8.18

$2.58 PEN 8.86

217.05%

Rice (white) (1kg)

$5.45 BMD 5.45

$1.36 PEN 4.65

300.74%

Eggs

$7.23 BMD 7.23

$2.95 PEN 10.11

145.08%

Local Cheese (1kg)

$23.76 BMD 23.76

$9.10 PEN 31.19

161.10%

Chicken Fillets (1kg)

$21.05 BMD 21.05

$5.81 PEN 19.91

262.31%

Beef Round Steak (1kg)

$19.59 BMD 19.59

$9.83 PEN 33.68

99.29%

Apples (1kg)

$8.86 BMD 8.86

$2.01 PEN 6.89

340.80%

Banana (1kg)

$6.75 BMD 6.75

$1.08 PEN 3.69

525.00%

Oranges (1kg)

$7.34 BMD 7.34

$1.37 PEN 4.70

435.77%

Tomato (1kg)

$8.53 BMD 8.53

$1.48 PEN 5.06

476.35%

Potato (1kg)

$5.57 BMD 5.57

$0.96 PEN 3.30

480.21%

Onion (1kg)

$4.11 BMD 4.11

$0.85 PEN 2.92

383.53%

Lettuce (1 head)

$6.33 BMD 6.33

$0.88 PEN 3.02

619.32%

Water (1.5 liter bottle)

$3.43 BMD 3.43

$0.87 PEN 2.97

294.25%

Cigarettes 20 Pack (Marlboro, Camel)

$17.91 BMD 17.91

$5.90 PEN 20.24

203.56%

Wine (Bottle)

$24.06 BMD 24.06

$8.81 PEN 30.21

173.10%

Local Beer (0.5 liter bottle)

$5.18 BMD 5.18

$1.92 PEN 6.57

169.79%

Imported Beer (0.33 liter bottle)

$4.31 BMD 4.31

$3.20 PEN 10.98

34.69%

One-way Ticket (Public Transport)

$5.14 BMD 5.14

$0.68 PEN 2.33

655.88%

Public Transport Monthly Pass (Regular Price)

$69.1 BMD 69.1

$26.74 PEN 91.7

158.49%

Taxi Start (Normal Tariff)

$6.39 BMD 6.39

$3.81 PEN 13.06

67.72%

Taxi (Normal Tariff) (1km)

$2.91 BMD 2.91

$2.04 PEN 7.00

42.65%

Taxi 1hour Waiting (Normal Tariff)

$70.7 BMD 70.7

$7.14 PEN 24.49

889.92%

Gasoline (1 liter)

$2.36 BMD 2.36

$1.65 PEN 5.65

43.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K BMD 38.2K

$22.2K PEN 76.0K

72.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.3K BMD 43.3K

$25.7K PEN 88.0K

68.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 BMD 293

$73.0 PEN 250

301.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$151 BMD 151

$16.26 PEN 55.7

828.17%

Internet (50+ Mbps, Unlimited Data)

$163 BMD 163

$27.60 PEN 94.6

489.38%

Gym Membership (Monthly)

$189 BMD 189

$33.07 PEN 113

470.94%

Tennis Court (1 Hour on Weekend)

$14.76 BMD 14.76

$19.49 PEN 66.8

-24.27%

Cinema Ticket

$13.58 BMD 13.58

$7.39 PEN 25.33

83.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,307 BMD 1,307

$182 PEN 624

618.30%

International Primary School, 1 Child (Yearly)

$25.3K BMD 25.3K

$13.3K PEN 45.7K

90.12%

Jeans (Levis 501 Or Similar)

$90.1 BMD 90.1

$52.6 PEN 180

71.39%

Summer Dress (H&M, Zara, etc)

$70.1 BMD 70.1

$34.23 PEN 117

104.65%

Sport Shoes (Adidas, Nike)

$140 BMD 140

$83.8 PEN 287

67.39%

Men's Leather Business Shoes

$130 BMD 130

$79.0 PEN 271

64.45%

1-bedroom Apartment, City Center (Monthly)

$3,943 BMD 3,943

$723 PEN 2,479

445.20%

1-bedroom Apartment, Outside City Center (Monthly)

$2,641 BMD 2,641

$340 PEN 1,166

676.46%

3-bedroom Apartment, City Center (Monthly)

$8,560 BMD 8,560

$1,184 PEN 4,060

622.76%

3-bedroom Apartment, Outside City Center (Monthly)

$7,447 BMD 7,447

$635 PEN 2,176

1073.20%

Buy Apartment in City Center (m2)

$15.1K BMD 15.1K

$2,449 PEN 8,394

517.83%

Buy Apartment Outside City Center (m2)

$8,947 BMD 8,947

$1,372 PEN 4,702

552.35%

Average Monthly Net Salary (After Tax)

$6,487 BMD 6,487

$653 PEN 2,237

894.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

8.94

-3.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 4, 2026

Last update for Lima: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.6K 51.6%

Lima

$340 33.6% 87.1% $2.3K

Groceries & Markets

Hamilton

$747 14.6%

Lima

$226 22.4% 69.7% $520

Monthly Utilities & Internet

Hamilton

$607 11.9%

Lima

$117 11.6% 80.7% $490

Eating Out

Hamilton

$600 11.7%

Lima

$124 12.3% 79.3% $476

Sport & Entertainment

Hamilton

$216 4.2%

Lima

$48 4.7% 77.8% $168

Clothing & Footwear

Hamilton

$194 3.8%

Lima

$112 11.1% 42% $81

Getting Around

Hamilton

$111 2.2%

Lima

$43 4.3% 60.7% $67

Cost Breakdown

A central one-bedroom costs $3,943 in Hamilton versus $723 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 894% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $153 in Hamilton versus $35.00 in Lima. Monthly groceries follow the same trend: $747 vs $226 – making Lima the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇵🇪 Lima

🕒 Local time

03:14 3:14 AM

01:14 1:14 AM

2 h behind Hamilton

🌤 Weather

👥 Population

10,000 Capital

9,989,369 Capital

💱 Currency

Bermudian Dollar BMD $

Peruvian Sol PEN S/

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.892 EUR

1 PEN = 0.292 USD

1 PEN = 0.26 EUR

Exchange rates and currency converter

PEN, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

Peruvian Sol exchange rates as of October 10, 2026: 1 USD = 3.43 PEN (1 PEN = 0.292 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

USD to BMD in detail →

On the map

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Hamilton Lima 5,100 km ≈ 7 h nonstop flight

From you

Hamilton
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Lima: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,131 in Hamilton, $996 in Lima – roughly 415% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,696 per month in Hamilton and $1,494 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $153 in Hamilton and $35.00 in Lima. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,131 in Hamilton and $996 in Lima. That's a gap of about 415%.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $996, than in Hamilton at $5,131. In Lima it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Lima has an edge in some lifestyle areas, with costs from $996 in Lima to $5,131 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.