Cost of Living Comparison Between Chiang Mai and Hamilton Cost of Living Comparison Between Chiang Mai and Hamilton

Monthly Cost of Living

A single person spends $950 per month in Chiang Mai vs $4,857 in Hamilton, rent included.

A couple spends around $1,430 per month in Chiang Mai vs $9,118 in Hamilton, rent included.

A family of three spends $1,909 per month in Chiang Mai vs $13.4K in Hamilton, rent included.

Chiang Mai is about 80% cheaper than Hamilton, driven mainly by Eating Out.

Chiang Mai sits 31% below the global median, while Hamilton is 252% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Hamilton
Difference
Meal at Budget Restaurant
$2.10 ฿69.0
$50.1 BMD 50.1
-95.81%
Three-Course Dinner for Two, Mid-Range
$19.84 ฿653
$151 BMD 151
-86.85%
Fast Food Meal (McDonalds, etc)
$5.79 ฿190
$16.91 BMD 16.91
-65.76%
Cappuccino
$1.83 ฿60.1
$6.22 BMD 6.22
-70.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 ฿25.49
$3.11 BMD 3.11
-74.92%
Water (0.33 liter bottle)
$0.31 ฿10.32
$3.08 BMD 3.08
-89.94%
Local Beer (0.5 liter draught)
$2.34 ฿76.8
$7.47 BMD 7.47
-68.67%
Imported Beer (0.33 liter bottle)
$3.70 ฿122
$9.09 BMD 9.09
-59.30%
🛒 Groceries & Markets
Chiang Mai
Hamilton
Difference
Milk (1 liter)
$2.03 ฿66.8
$4.54 BMD 4.54
-55.29%
White Bread (500g)
$1.60 ฿52.5
$8.49 BMD 8.49
-81.15%
Rice (white) (1kg)
$1.42 ฿46.53
$5.45 BMD 5.45
-73.94%
Eggs
$2.18 ฿71.6
$7.60 BMD 7.60
-71.32%
Local Cheese (1kg)
$15.91 ฿523
$18.75 BMD 18.75
-15.15%
Chicken Fillets (1kg)
$3.07 ฿101
$23.05 BMD 23.05
-86.68%
Beef Round Steak (1kg)
$9.87 ฿324
$27.43 BMD 27.43
-64.02%
Apples (1kg)
$2.63 ฿86.4
$12.87 BMD 12.87
-79.56%
Banana (1kg)
$1.10 ฿36.02
$6.57 BMD 6.57
-83.26%
Oranges (1kg)
$1.63 ฿53.6
$7.06 BMD 7.06
-76.91%
Tomato (1kg)
$1.53 ฿50.3
$3.96 BMD 3.96
-61.36%
Potato (1kg)
$1.24 ฿40.93
$6.94 BMD 6.94
-82.13%
Onion (1kg)
$1.13 ฿37.19
$3.09 BMD 3.09
-63.43%
Lettuce (1 head)
$0.74 ฿24.26
$6.46 BMD 6.46
-88.54%
Water (1.5 liter bottle)
$0.50 ฿16.40
$3.58 BMD 3.58
-86.03%
Cigarettes 20 Pack (Marlboro, Camel)
$4.28 ฿141
$17.93 BMD 17.93
-76.13%
Wine (Bottle)
$17.97 ฿591
$24.64 BMD 24.64
-27.07%
Local Beer (0.5 liter bottle)
$1.70 ฿55.8
$5.05 BMD 5.05
-66.34%
Imported Beer (0.33 liter bottle)
$2.90 ฿95.2
$4.42 BMD 4.42
-34.39%
🚌 Getting Around
Chiang Mai
Hamilton
Difference
One-way Ticket (Public Transport)
$0.94 ฿30.97
$4.96 BMD 4.96
-81.05%
Public Transport Monthly Pass (Regular Price)
$55.3 ฿1,818
$70.2 BMD 70.2
-21.24%
Taxi Start (Normal Tariff)
$1.23 ฿40.56
$6.47 BMD 6.47
-80.99%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.57
$2.96 BMD 2.96
-82.09%
Taxi 1hour Waiting (Normal Tariff)
$2.40 ฿78.9
$71.4 BMD 71.4
-96.64%
Gasoline (1 liter)
$1.44 ฿47.32
$2.42 BMD 2.42
-40.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿696.8K
$37.2K BMD 37.2K
-42.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K ฿897.8K
$42.4K BMD 42.4K
-35.62%
🧾 Monthly Utilities & Internet
Chiang Mai
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.9 ฿2,135
$252 BMD 252
-74.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.35 ฿439
$150 BMD 150
-91.08%
Internet (50+ Mbps, Unlimited Data)
$20.83 ฿685
$164 BMD 164
-87.29%
🎉 Sport & Entertainment
Chiang Mai
Hamilton
Difference
Gym Membership (Monthly)
$40.42 ฿1,329
$185 BMD 185
-78.20%
Tennis Court (1 Hour on Weekend)
$3.95 ฿130
$14.90 BMD 14.90
-73.49%
Cinema Ticket
$6.71 ฿221
$13.59 BMD 13.59
-50.63%
🧸 Childcare & Education
Chiang Mai
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$787 ฿25.9K
$1,299 BMD 1,299
-39.40%
International Primary School, 1 Child (Yearly)
$15.1K ฿497.2K
$25.0K BMD 25.0K
-39.63%
👕👟 Clothing & Footwear
Chiang Mai
Hamilton
Difference
Jeans (Levis 501 Or Similar)
$56.2 ฿1,849
$90.6 BMD 90.6
-37.96%
Summer Dress (H&M, Zara, etc)
$24.95 ฿820
$69.7 BMD 69.7
-64.21%
Sport Shoes (Adidas, Nike)
$92.7 ฿3,048
$143 BMD 143
-35.38%
Men's Leather Business Shoes
$75.1 ฿2,470
$130 BMD 130
-42.18%
🏠 Accommodation & Living
Chiang Mai
Hamilton
Difference
1-bedroom Apartment, City Center (Monthly)
$484 ฿15.9K
$3,714 BMD 3,714
-86.97%
1-bedroom Apartment, Outside City Center (Monthly)
$287 ฿9,446
$2,451 BMD 2,451
-88.28%
3-bedroom Apartment, City Center (Monthly)
$910 ฿29.9K
$8,589 BMD 8,589
-89.41%
3-bedroom Apartment, Outside City Center (Monthly)
$531 ฿17.4K
$7,834 BMD 7,834
-93.23%
Buy Apartment in City Center (m2)
$1,980 ฿65.1K
$15.0K BMD 15.0K
-86.82%
Buy Apartment Outside City Center (m2)
$1,451 ฿47.7K
$9,099 BMD 9,099
-84.05%
💵 Salaries & Financials
Chiang Mai
Hamilton
Difference
Average Monthly Net Salary (After Tax)
$605 ฿19.9K
$6,749 BMD 6,749
-91.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
8.63
-35.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 7, 2026

Last update for Hamilton: September 7, 2026

Cost Breakdown

A central one-bedroom costs $484 in Chiang Mai versus $3,714 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1015% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $151 in Hamilton. Monthly groceries follow the same trend: $242 vs $767 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Hamilton: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Hamilton?
Hamilton costs about 411% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Hamilton?
For a comfortable life, plan on about $1,426 per month in Chiang Mai and $7,286 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Hamilton?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Hamilton?
Kindergarten costs $787 per month in Chiang Mai and $1,299 in Hamilton. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Hamilton?
Groceries cost about 217% more in Hamilton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Hamilton?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Hamilton at $4,857. In Chiang Mai it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Hamilton?
For digital nomads, it depends on budget. Chiang Mai costs $950 versus $4,857 in Hamilton. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Hamilton?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Hamilton?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.

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