Cost of Living Comparison Between Chiang Mai and Hamilton Cost of Living Comparison Between Chiang Mai and Hamilton

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $4,842 in Hamilton, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $9,251 in Hamilton, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $13.7K in Hamilton, rent included.

Chiang Mai is about 82% cheaper than Hamilton, driven mainly by Eating Out.

Chiang Mai sits 36% below the global median, while Hamilton is 262% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Hamilton
Difference
Meal at Budget Restaurant
$1.96 ฿65.9
$59.9 BMD 59.9
-96.73%
Three-Course Dinner for Two, Mid-Range
$18.35 ฿617
$177 BMD 177
-89.62%
Fast Food Meal (McDonalds, etc)
$7.48 ฿252
$15.27 BMD 15.27
-51.02%
Cappuccino
$2.02 ฿67.8
$6.40 BMD 6.40
-68.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿28.52
$3.50 BMD 3.50
-75.71%
Water (0.33 liter bottle)
$0.36 ฿11.97
$2.98 BMD 2.98
-87.92%
Local Beer (0.5 liter draught)
$2.14 ฿71.9
$10.17 BMD 10.17
-78.96%
Imported Beer (0.33 liter bottle)
$3.59 ฿121
$8.41 BMD 8.41
-57.31%
🛒 Groceries & Markets
Chiang Mai
Hamilton
Difference
Milk (1 liter)
$1.65 ฿55.5
$4.34 BMD 4.34
-61.98%
White Bread (500g)
$1.57 ฿52.7
$9.00 BMD 9.00
-82.56%
Rice (white) (1kg)
$1.19 ฿40.05
$5.37 BMD 5.37
-77.84%
Eggs
$1.94 ฿65.1
$7.57 BMD 7.57
-74.37%
Local Cheese (1kg)
$16.19 ฿545
$11.68 BMD 11.68
38.61%
Chicken Fillets (1kg)
$2.99 ฿101
$24.47 BMD 24.47
-87.78%
Beef Round Steak (1kg)
$10.94 ฿368
$31.87 BMD 31.87
-65.67%
Apples (1kg)
$2.71 ฿91.2
$10.38 BMD 10.38
-73.89%
Banana (1kg)
$1.17 ฿39.27
$6.27 BMD 6.27
-81.34%
Oranges (1kg)
$1.69 ฿56.8
$12.59 BMD 12.59
-86.58%
Tomato (1kg)
$1.60 ฿54.0
$11.30 BMD 11.30
-85.84%
Potato (1kg)
$1.38 ฿46.56
$8.40 BMD 8.40
-83.57%
Onion (1kg)
$1.20 ฿40.47
$4.98 BMD 4.98
-75.90%
Lettuce (1 head)
$0.67 ฿22.51
$5.83 BMD 5.83
-88.51%
Water (1.5 liter bottle)
$0.56 ฿18.74
$3.20 BMD 3.20
-82.50%
Cigarettes 20 Pack (Marlboro, Camel)
$4.64 ฿156
$17.49 BMD 17.49
-73.47%
Wine (Bottle)
$17.62 ฿593
$24.59 BMD 24.59
-28.34%
Local Beer (0.5 liter bottle)
$1.86 ฿62.6
$5.26 BMD 5.26
-64.64%
Imported Beer (0.33 liter bottle)
$3.30 ฿111
$4.63 BMD 4.63
-28.73%
🚌 Getting Around
Chiang Mai
Hamilton
Difference
One-way Ticket (Public Transport)
$0.88 ฿29.70
$4.80 BMD 4.80
-81.67%
Public Transport Monthly Pass (Regular Price)
$19.34 ฿651
$70.1 BMD 70.1
-72.40%
Taxi Start (Normal Tariff)
$1.36 ฿45.92
$6.09 BMD 6.09
-77.67%
Taxi (Normal Tariff) (1km)
$1.34 ฿45.00
$3.43 BMD 3.43
-60.93%
Taxi 1hour Waiting (Normal Tariff)
$8.21 ฿276
$54.2 BMD 54.2
-84.86%
Gasoline (1 liter)
$1.22 ฿41.20
$2.37 BMD 2.37
-48.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ฿718.5K
$34.4K BMD 34.4K
-37.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K ฿758.1K
$39.6K BMD 39.6K
-43.12%
🧾 Monthly Utilities & Internet
Chiang Mai
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.7 ฿2,378
$234 BMD 234
-69.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.04 ฿472
$121 BMD 121
-88.37%
Internet (50+ Mbps, Unlimited Data)
$17.49 ฿589
$154 BMD 154
-88.68%
🎉 Sport & Entertainment
Chiang Mai
Hamilton
Difference
Gym Membership (Monthly)
$42.15 ฿1,418
$185 BMD 185
-77.20%
Tennis Court (1 Hour on Weekend)
$6.88 ฿231
$32.99 BMD 32.99
-79.15%
Cinema Ticket
$5.92 ฿199
$13.72 BMD 13.72
-56.85%
🧸 Childcare & Education
Chiang Mai
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$309 ฿10.4K
$1,339 BMD 1,339
-76.96%
International Primary School, 1 Child (Yearly)
$14.9K ฿500.7K
$24.6K BMD 24.6K
-39.40%
👕👟 Clothing & Footwear
Chiang Mai
Hamilton
Difference
Jeans (Levis 501 Or Similar)
$55.8 ฿1,876
$78.5 BMD 78.5
-28.92%
Summer Dress (H&M, Zara, etc)
$26.11 ฿879
$61.1 BMD 61.1
-57.23%
Sport Shoes (Adidas, Nike)
$83.0 ฿2,793
$135 BMD 135
-38.62%
Men's Leather Business Shoes
$70.5 ฿2,371
$130 BMD 130
-45.66%
🏠 Accommodation & Living
Chiang Mai
Hamilton
Difference
1-bedroom Apartment, City Center (Monthly)
$432 ฿14.5K
$3,377 BMD 3,377
-87.21%
1-bedroom Apartment, Outside City Center (Monthly)
$239 ฿8,040
$2,260 BMD 2,260
-89.43%
3-bedroom Apartment, City Center (Monthly)
$822 ฿27.7K
$8,611 BMD 8,611
-90.45%
3-bedroom Apartment, Outside City Center (Monthly)
$512 ฿17.2K
$7,542 BMD 7,542
-93.21%
Buy Apartment in City Center (m2)
$1,915 ฿64.4K
$14.6K BMD 14.6K
-86.90%
Buy Apartment Outside City Center (m2)
$1,467 ฿49.4K
$9,325 BMD 9,325
-84.27%
💵 Salaries & Financials
Chiang Mai
Hamilton
Difference
Average Monthly Net Salary (After Tax)
$579 ฿19.5K
$6,684 BMD 6,684
-91.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
7.22
-30.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Hamilton: July 12, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $3,377 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1054% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $177 in Hamilton. Monthly groceries follow the same trend: $243 vs $816 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Hamilton: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Hamilton?
Hamilton costs about 462% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Hamilton?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $7,263 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Hamilton?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Hamilton?
Kindergarten costs $309 per month in Chiang Mai and $1,339 in Hamilton. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Hamilton?
Groceries cost about 235% more in Hamilton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Hamilton?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Hamilton at $4,842. In Chiang Mai it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Hamilton?
For digital nomads, it depends on budget. Chiang Mai costs $861 versus $4,842 in Hamilton. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Hamilton?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Hamilton?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.

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