Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Austin, TX

For one person, living is cheaper in Austin, TX: $2,704 a month against $5,131 in Hamilton, rent and utilities included – about $29,100 less a year. Rent and utilities account for most of the difference.

249

Cost of Living Index in Hamilton
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Hamilton Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Hamilton

🇧🇲 Bermuda

$5,131

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $5,131 in Hamilton versus $2,704 in Austin, TX.

Hamilton $5,131
Austin, TX $2,704

Estimated couple costs with rent: $9,033 in Hamilton versus $4,133 in Austin, TX.

Hamilton $9,033
Austin, TX $4,133

Monthly costs for a family of three with rent: $12.9K in Hamilton versus $5,562 in Austin, TX.

Hamilton $12.9K
Austin, TX $5,562

Living in Hamilton is roughly 90% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Hamilton 283% above, Austin, TX 102% above.

Meal at Budget Restaurant

$49.07 BMD 49.07

$20.22 $20.22

142.68%

Three-Course Dinner for Two, Mid-Range

$153 BMD 153

$85.0 $85.0

79.64%

Fast Food Meal (McDonalds, etc)

$17.07 BMD 17.07

$12.35 $12.35

38.22%

Cappuccino

$6.34 BMD 6.34

$5.47 $5.47

15.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$3.82 $3.82

-21.99%

Water (0.33 liter bottle)

$3.17 BMD 3.17

$2.50 $2.50

26.80%

Local Beer (0.5 liter draught)

$7.43 BMD 7.43

$8.06 $8.06

-7.82%

Imported Beer (0.33 liter bottle)

$9.07 BMD 9.07

$8.99 $8.99

0.89%

Milk (1 liter)

$4.79 BMD 4.79

$1.13 $1.13

323.89%

White Bread (500g)

$8.18 BMD 8.18

$3.78 $3.78

116.40%

Rice (white) (1kg)

$5.45 BMD 5.45

$3.25 $3.25

67.69%

Eggs

$7.23 BMD 7.23

$4.14 $4.14

74.64%

Local Cheese (1kg)

$23.76 BMD 23.76

$13.08 $13.08

81.65%

Chicken Fillets (1kg)

$21.05 BMD 21.05

$14.31 $14.31

47.10%

Beef Round Steak (1kg)

$19.59 BMD 19.59

$15.96 $15.96

22.74%

Apples (1kg)

$8.86 BMD 8.86

$4.38 $4.38

102.28%

Banana (1kg)

$6.75 BMD 6.75

$1.45 $1.45

365.52%

Oranges (1kg)

$7.34 BMD 7.34

$4.54 $4.54

61.67%

Tomato (1kg)

$8.53 BMD 8.53

$4.19 $4.19

103.58%

Potato (1kg)

$5.57 BMD 5.57

$2.63 $2.63

111.79%

Onion (1kg)

$4.11 BMD 4.11

$2.36 $2.36

74.15%

Lettuce (1 head)

$6.33 BMD 6.33

$1.76 $1.76

259.66%

Water (1.5 liter bottle)

$3.43 BMD 3.43

$2.16 $2.16

58.80%

Cigarettes 20 Pack (Marlboro, Camel)

$17.91 BMD 17.91

$9.81 $9.81

82.57%

Wine (Bottle)

$24.06 BMD 24.06

$14.72 $14.72

63.45%

Local Beer (0.5 liter bottle)

$5.18 BMD 5.18

$2.78 $2.78

86.33%

Imported Beer (0.33 liter bottle)

$4.31 BMD 4.31

$3.48 $3.48

23.85%

One-way Ticket (Public Transport)

$5.14 BMD 5.14

$1.49 $1.49

244.97%

Public Transport Monthly Pass (Regular Price)

$69.1 BMD 69.1

$40.51 $40.51

70.62%

Taxi Start (Normal Tariff)

$6.39 BMD 6.39

$2.67 $2.67

139.33%

Taxi (Normal Tariff) (1km)

$2.91 BMD 2.91

$1.58 $1.58

84.18%

Taxi 1hour Waiting (Normal Tariff)

$70.7 BMD 70.7

$35.29 $35.29

100.28%

Gasoline (1 liter)

$2.36 BMD 2.36

$0.99 $0.99

138.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K BMD 38.2K

$35.8K $35.8K

6.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.3K BMD 43.3K

$27.2K $27.2K

59.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 BMD 293

$219 $219

33.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$151 BMD 151

$58.0 $58.0

160.25%

Internet (50+ Mbps, Unlimited Data)

$163 BMD 163

$68.4 $68.4

137.96%

Gym Membership (Monthly)

$189 BMD 189

$57.9 $57.9

226.10%

Tennis Court (1 Hour on Weekend)

$14.76 BMD 14.76

$14.82 $14.82

-0.40%

Cinema Ticket

$13.58 BMD 13.58

$14.13 $14.13

-3.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,307 BMD 1,307

$1,509 $1,509

-13.38%

International Primary School, 1 Child (Yearly)

$25.3K BMD 25.3K

$21.5K $21.5K

18.02%

Jeans (Levis 501 Or Similar)

$90.1 BMD 90.1

$51.7 $51.7

74.37%

Summer Dress (H&M, Zara, etc)

$70.1 BMD 70.1

$44.05 $44.05

59.02%

Sport Shoes (Adidas, Nike)

$140 BMD 140

$85.1 $85.1

64.78%

Men's Leather Business Shoes

$130 BMD 130

$105 $105

23.40%

1-bedroom Apartment, City Center (Monthly)

$3,943 BMD 3,943

$1,932 $1,932

104.08%

1-bedroom Apartment, Outside City Center (Monthly)

$2,641 BMD 2,641

$1,272 $1,272

107.56%

3-bedroom Apartment, City Center (Monthly)

$8,560 BMD 8,560

$3,670 $3,670

133.25%

3-bedroom Apartment, Outside City Center (Monthly)

$7,447 BMD 7,447

$2,525 $2,525

194.92%

Buy Apartment in City Center (m2)

$15.1K BMD 15.1K

$7,617 $7,617

98.61%

Buy Apartment Outside City Center (m2)

$8,947 BMD 8,947

$3,199 $3,199

179.65%

Average Monthly Net Salary (After Tax)

$6,487 BMD 6,487

$5,105 $5,105

27.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

6.79

27.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 4, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.6K 51.6%

Austin, TX

$1.3K 48.2% 51.8% $1.4K

Groceries & Markets

Hamilton

$747 14.6%

Austin, TX

$403 15.3% 46% $344

Monthly Utilities & Internet

Hamilton

$607 11.9%

Austin, TX

$346 13.1% 43% $261

Eating Out

Hamilton

$600 11.7%

Austin, TX

$348 13.2% 42% $252

Sport & Entertainment

Hamilton

$216 4.2%

Austin, TX

$86 3.3% 60.1% $130

Clothing & Footwear

Hamilton

$194 3.8%

Austin, TX

$129 4.9% 33.5% $65

Getting Around

Hamilton

$111 2.2%

Austin, TX

$57 2.2% 48.5% $54

Cost Breakdown

A one-bedroom apartment in the center runs $3,943 in Hamilton and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Hamilton pays 27% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $153 in Hamilton vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $747 vs $403 per month, with Austin, TX cheaper across the board.

Good to know

🇧🇲 Hamilton

🇺🇸 Austin, TX

🕒 Local time

07:13 7:13 AM

05:13 5:13 AM

2 h behind Hamilton

🌤 Weather

👥 Population

10,000 Capital

974,447

💱 Currency

Bermudian Dollar BMD $

United States Dollar USD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.892 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to BMD in detail →

On the map

Lowest

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Between locations

Hamilton Austin, TX 3,130 km ≈ 4 h 30 min nonstop flight

From you

Hamilton
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 90% lower than in Hamilton. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 27% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,943 in Hamilton versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $5,131 per month in Hamilton versus $2,704 in Austin, TX – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 71% less than in Hamilton. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,704 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Safety-wise, Hamilton and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 90% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.