Last update: Oct 2026

Cost of Living Comparison Between India and Ghana

Name: Ghana
Address: GH

For one person, living is cheaper in India: $399 a month against $991 in Ghana, rent and utilities included – about $7,100 less a year. Other living expenses account for most of the difference.

19

Cost of Living Index in India
Learn more

India Living Index
48

Cost of Living Index in Ghana
Learn more

Ghana Living Index

Jump to prices

🇮🇳 India

$399

/mo nomad

🇬🇭 Ghana

$991

/mo nomad

Monthly Cost of Living

How much you'll spend in India and in Ghana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in India and in Ghana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $399 in India versus $991 in Ghana.

India $399
Ghana $991

Estimated couple costs with rent: $639 in India versus $1,570 in Ghana.

India $639
Ghana $1,570

Monthly costs for a family of three with rent: $879 in India versus $2,148 in Ghana.

India $879
Ghana $2,148

Internal cost variation is higher in Ghana: monthly costs span $3 to $1,260, compared to $230–$813 in India. City choice carries more weight in Ghana.

Living in India costs about 60% less than in Ghana on average.

Both countries sit below the global median: India 71% lower, Ghana 27% lower.

Meal at Budget Restaurant

$2.14 ₹204

$6.87 GHS 79.9

-68.85%

Three-Course Dinner for Two, Mid-Range

$10.46 ₹996

$49.92 GHS 581

-79.05%

Fast Food Meal (McDonalds, etc)

$3.80 ₹362

$10.34 GHS 120

-63.25%

Cappuccino

$1.68 ₹160

$3.97 GHS 46.22

-57.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.03

$1.09 GHS 12.67

-65.14%

Water (0.33 liter bottle)

$0.15 ₹14.62

$0.48 GHS 5.61

-68.75%

Local Beer (0.5 liter draught)

$1.87 ₹178

$1.67 GHS 19.50

11.98%

Imported Beer (0.33 liter bottle)

$3.18 ₹303

$2.60 GHS 30.30

22.31%

Milk (1 liter)

$0.62 ₹59.3

$3.37 GHS 39.25

-81.60%

White Bread (500g)

$0.50 ₹47.82

$1.55 GHS 18.08

-67.74%

Rice (white) (1kg)

$0.63 ₹60.4

$2.96 GHS 34.50

-78.72%

Eggs

$0.96 ₹91.4

$2.65 GHS 30.90

-63.77%

Local Cheese (1kg)

$4.85 ₹462

$10.98 GHS 128

-55.83%

Chicken Fillets (1kg)

$2.84 ₹271

$5.86 GHS 68.2

-51.54%

Beef Round Steak (1kg)

$7.50 GHS 87.3

Apples (1kg)

$2.00 ₹191

$3.09 GHS 35.97

-35.28%

Banana (1kg)

$0.65 ₹61.5

$1.38 GHS 16.05

-52.90%

Oranges (1kg)

$0.97 ₹92.4

$1.66 GHS 19.36

-41.57%

Tomato (1kg)

$0.47 ₹44.35

$3.18 GHS 36.98

-85.22%

Potato (1kg)

$0.34 ₹31.91

$2.82 GHS 32.82

-87.94%

Onion (1kg)

$0.42 ₹39.77

$2.22 GHS 25.82

-81.08%

Lettuce (1 head)

$0.47 ₹44.44

$0.91 GHS 10.58

-48.35%

Water (1.5 liter bottle)

$0.31 ₹29.71

$0.63 GHS 7.34

-50.79%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 ₹483

$2.18 GHS 25.34

133.03%

Wine (Bottle)

$7.31 ₹696

$7.25 GHS 84.4

0.83%

Local Beer (0.5 liter bottle)

$1.63 ₹155

$1.40 GHS 16.26

16.43%

Imported Beer (0.33 liter bottle)

$2.76 ₹263

$2.56 GHS 29.76

7.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.11 ₹487

One-way Ticket (Public Transport)

$0.26 ₹24.88

$1.26 GHS 14.69

-79.37%

Public Transport Monthly Pass (Regular Price)

$8.58 ₹817

$39.42 GHS 459

-78.23%

Taxi Start (Normal Tariff)

$1.00 ₹94.8

$1.65 GHS 19.19

-39.39%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.77

$1.26 GHS 14.63

-78.57%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$3.62 GHS 42.18

-57.46%

Gasoline (1 liter)

$1.07 ₹102

$1.27 GHS 14.79

-15.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₹1.1M

$7,959 GHS 92.6K

40.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K ₹1.9M

$20.4K GHS 238.0K

-1.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.08 ₹3,531

$77.7 GHS 904

-52.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.58 ₹341

$18.87 GHS 220

-81.03%

Internet (50+ Mbps, Unlimited Data)

$7.15 ₹681

$46.54 GHS 542

-84.64%

Gym Membership (Monthly)

$15.00 ₹1,428

$60.1 GHS 700

-75.06%

Tennis Court (1 Hour on Weekend)

$7.17 ₹683

$17.97 GHS 209

-60.10%

Cinema Ticket

$3.20 ₹304

$12.33 GHS 144

-74.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.8 ₹5,599

$409 GHS 4,755

-85.61%

International Primary School, 1 Child (Yearly)

$1,667 ₹158.7K

$15.6K GHS 181.6K

-89.32%

Jeans (Levis 501 Or Similar)

$23.03 ₹2,193

$14.00 GHS 163

64.50%

Summer Dress (H&M, Zara, etc)

$24.17 ₹2,301

$18.28 GHS 213

32.22%

Sport Shoes (Adidas, Nike)

$41.20 ₹3,923

$38.76 GHS 451

6.30%

Men's Leather Business Shoes

$29.62 ₹2,820

$49.88 GHS 581

-40.62%

1-bedroom Apartment, City Center (Monthly)

$146 ₹13.9K

$554 GHS 6,447

-73.56%

1-bedroom Apartment, Outside City Center (Monthly)

$96.4 ₹9,175

$250 GHS 2,904

-61.38%

3-bedroom Apartment, City Center (Monthly)

$343 ₹32.6K

$1,055 GHS 12.3K

-67.49%

3-bedroom Apartment, Outside City Center (Monthly)

$234 ₹22.3K

$426 GHS 4,961

-45.13%

Buy Apartment in City Center (m2)

$1,177 ₹112.1K

$3,225 GHS 37.5K

-63.50%

Buy Apartment Outside City Center (m2)

$633 ₹60.3K

$1,719 GHS 20.0K

-63.17%

Average Monthly Net Salary (After Tax)

$409 ₹38.9K

$247 GHS 2,870

65.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.93

28.8

-68.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for India: October 25, 2026

Last update for Ghana: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

India

$102 25.6%

Ghana

$253 25.6% 148% $151

Accommodation & Living

India

$96 24.1%

Ghana

$250 25.2% 159% $153

Eating Out

India

$67 16.7%

Ghana

$153 15.5% 131% $87

Clothing & Footwear

India

$53 13.3%

Ghana

$54 5.5% 2.4% $1.3

Monthly Utilities & Internet

India

$48 12%

Ghana

$143 14.4% 199% $95

Sport & Entertainment

India

$21 5.4%

Ghana

$85 8.6% 297% $63

Getting Around

India

$12 3%

Ghana

$52 5.3% 337% $40

Cost Breakdown

National rent averages: $120 in India, $444 in Ghana. Capital cities: $277 in Delhi vs $686 in Accra.

National salary averages: $412 in India, $340 in Ghana. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 270% higher in Ghana.

Dining out costs 327% more in Ghana.

Public transport is 325% more expensive in Ghana.

Salaries are 21% higher in India, and purchasing power comes out stronger in India.

Good to know

🇮🇳 India

🇬🇭 Ghana

🕒 Local time

12:17 12:17 PM

06:47 6:47 AM

5 h 30 min behind India

🌤 Weather

👥 Population

1,326,093,247

32,833,031

💱 Currency

Indian Rupee INR ₹

Ghanaian Cedi GHS ₵

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

100 GHS = 8.59 USD

100 GHS = 7.72 EUR

Exchange rates and currency converter

GHS, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Ghanaian Cedi exchange rates as of October 29, 2026: 1 USD = 11.64 GHS (100 GHS = 8.59 USD). 1 EUR = 12.96 GHS (100 GHS = 7.72 EUR).

USD to INR in detail →

On the map

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Between locations

India Ghana 8,490 km ≈ 11 h nonstop flight

From you

India
Ghana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

India vs Ghana: Cost of Living - Frequently Asked Questions

At $991 per month in Ghana and $399 in India, India comes out about 60% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in India: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $444 in Ghana and $120 in India. Rents vary a lot between cities, so the gap depends on where you settle.

In India, $1,000 covers most cities easily; in Ghana it stretches only to regional areas and falls short in the capital – you’ll need to make trade-offs on housing or lifestyle.

It depends on what you’re after: India wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.