Last update: Nov 2026

Cost of Living Comparison Between Ghana and Australia

Name: Australia
Address: AU

For one person, living is cheaper in Ghana: $995 a month against $2,589 in Australia, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Ghana
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Ghana Living Index
125

Cost of Living Index in Australia
Learn more

Australia Living Index

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🇬🇭 Ghana

$995

/mo nomad

🇦🇺 Australia

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Ghana and in Australia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ghana and in Australia actually costs, broken down by who's living it.

A single person spends $995 per month in Ghana vs $2,589 in Australia, rent included.

Ghana $995
Australia $2,589

A couple spends around $1,571 per month in Ghana vs $3,789 in Australia, rent included.

Ghana $1,571
Australia $3,789

A family of three spends $2,147 per month in Ghana vs $4,990 in Australia, rent included.

Ghana $2,147
Australia $4,990

The regional cost range is wider in Australia ($1,068–$3,299) than in Ghana ($3–$1,274), so city choice matters more there.

The cost of living in Ghana is roughly 62% lower than in Australia on average.

Ghana sits 26% below the global median, while Australia is 91% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.03 GHS 81.7

$17.24 A$24.58

-59.22%

Three-Course Dinner for Two, Mid-Range

$49.11 GHS 570

$85.1 A$121

-42.28%

Fast Food Meal (McDonalds, etc)

$10.46 GHS 121

$11.18 A$15.94

-6.44%

Cappuccino

$3.92 GHS 45.48

$4.01 A$5.71

-2.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 GHS 12.61

$2.90 A$4.13

-62.41%

Water (0.33 liter bottle)

$0.48 GHS 5.59

$2.30 A$3.28

-79.13%

Local Beer (0.5 liter draught)

$1.67 GHS 19.44

$7.74 A$11.04

-78.42%

Imported Beer (0.33 liter bottle)

$2.49 GHS 28.91

$8.16 A$11.64

-69.49%

Milk (1 liter)

$3.35 GHS 38.95

$1.73 A$2.46

93.64%

White Bread (500g)

$1.61 GHS 18.72

$2.69 A$3.83

-40.15%

Rice (white) (1kg)

$2.97 GHS 34.51

$2.24 A$3.19

32.59%

Eggs

$2.58 GHS 29.97

$4.95 A$7.05

-47.88%

Local Cheese (1kg)

$11.18 GHS 130

$9.42 A$13.43

18.68%

Chicken Fillets (1kg)

$5.94 GHS 69.0

$9.40 A$13.40

-36.81%

Beef Round Steak (1kg)

$7.48 GHS 86.9

$15.30 A$21.81

-51.11%

Apples (1kg)

$3.04 GHS 35.26

$3.65 A$5.21

-16.71%

Banana (1kg)

$1.38 GHS 16.01

$3.08 A$4.39

-55.19%

Oranges (1kg)

$1.67 GHS 19.38

$3.27 A$4.66

-48.93%

Tomato (1kg)

$3.07 GHS 35.60

$4.59 A$6.54

-33.12%

Potato (1kg)

$2.64 GHS 30.70

$2.83 A$4.03

-6.71%

Onion (1kg)

$2.15 GHS 24.95

$2.26 A$3.23

-4.87%

Lettuce (1 head)

$0.96 GHS 11.15

$2.37 A$3.39

-59.49%

Water (1.5 liter bottle)

$0.64 GHS 7.42

$1.66 A$2.36

-61.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.10 GHS 24.43

$38.43 A$54.8

-94.54%

Wine (Bottle)

$7.20 GHS 83.6

$14.21 A$20.26

-49.33%

Local Beer (0.5 liter bottle)

$1.44 GHS 16.76

$4.95 A$7.06

-70.91%

Imported Beer (0.33 liter bottle)

$2.48 GHS 28.78

$5.13 A$7.32

-51.66%

One-way Ticket (Public Transport)

$1.32 GHS 15.28

$2.46 A$3.51

-46.34%

Public Transport Monthly Pass (Regular Price)

$40.33 GHS 468

$93.0 A$133

-56.63%

Taxi Start (Normal Tariff)

$1.59 GHS 18.52

$3.66 A$5.22

-56.56%

Taxi (Normal Tariff) (1km)

$1.27 GHS 14.80

$1.82 A$2.59

-30.22%

Taxi 1hour Waiting (Normal Tariff)

$3.57 GHS 41.50

$43.83 A$62.5

-91.85%

Gasoline (1 liter)

$1.28 GHS 14.83

$1.35 A$1.92

-5.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,094 GHS 94.0K

$29.8K A$42.5K

-72.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K GHS 237.4K

$26.1K A$37.2K

-21.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.4 GHS 922

$208 A$297

-61.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.58 GHS 216

$29.05 A$41.41

-36.04%

Internet (50+ Mbps, Unlimited Data)

$47.51 GHS 552

$58.7 A$83.7

-19.04%

Gym Membership (Monthly)

$60.8 GHS 706

$56.4 A$80.4

7.87%

Tennis Court (1 Hour on Weekend)

$18.60 GHS 216

$19.40 A$27.66

-4.12%

Cinema Ticket

$12.51 GHS 145

$15.11 A$21.54

-17.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$410 GHS 4,762

$2,113 A$3,012

-80.58%

International Primary School, 1 Child (Yearly)

$19.9K GHS 230.9K

$23.1K A$32.9K

-13.83%

Jeans (Levis 501 Or Similar)

$13.84 GHS 161

$80.0 A$114

-82.70%

Summer Dress (H&M, Zara, etc)

$18.38 GHS 213

$54.2 A$77.3

-66.10%

Sport Shoes (Adidas, Nike)

$38.74 GHS 450

$112 A$159

-65.28%

Men's Leather Business Shoes

$50.8 GHS 590

$125 A$178

-59.23%

1-bedroom Apartment, City Center (Monthly)

$550 GHS 6,381

$1,620 A$2,310

-66.08%

1-bedroom Apartment, Outside City Center (Monthly)

$248 GHS 2,880

$1,256 A$1,790

-80.25%

3-bedroom Apartment, City Center (Monthly)

$1,051 GHS 12.2K

$2,616 A$3,730

-59.82%

3-bedroom Apartment, Outside City Center (Monthly)

$420 GHS 4,878

$2,007 A$2,862

-79.07%

Buy Apartment in City Center (m2)

$3,196 GHS 37.1K

$8,539 A$12.2K

-62.57%

Buy Apartment Outside City Center (m2)

$1,729 GHS 20.1K

$6,404 A$9,129

-73.00%

Average Monthly Net Salary (After Tax)

$244 GHS 2,838

$3,931 A$5,604

-93.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

28.8

5.96

383.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghana: November 1, 2026

Last update for Australia: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ghana

$253 25.4%

Australia

$373 14.4% 47.1% $119

Accommodation & Living

Ghana

$248 24.9%

Australia

$1.3K 48.5% 406% $1K

Eating Out

Ghana

$154 15.5%

Australia

$295 11.4% 91.5% $141

Monthly Utilities & Internet

Ghana

$145 14.6%

Australia

$296 11.4% 103% $150

Sport & Entertainment

Ghana

$86 8.6%

Australia

$87 3.4% 0.9% $0.8

Clothing & Footwear

Ghana

$55 5.5%

Australia

$167 6.4% 204% $112

Getting Around

Ghana

$54 5.4%

Australia

$116 4.5% 116% $62

Cost Breakdown

Average rent: $449 in Ghana vs $1,381 in Australia. For reference, capital cities sit at $686 in Accra and $1,761 in Canberra.

Average salary: $337 in Ghana vs $3,863 in Australia. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 208% higher in Australia.

Dining out costs 73% more in Australia.

Public transport is 150% more expensive in Australia.

Salaries are about 11 times higher in Australia, and purchasing power comes out stronger in Australia.

Good to know

🇬🇭 Ghana

🇦🇺 Australia

🕒 Local time

19:48 7:48 PM

06:48 6:48 AM

11 h ahead of Ghana

🌤 Weather

👥 Population

32,833,031

26,473,055

💱 Currency

Ghanaian Cedi GHS ₵

Australian Dollar AUD $

📈 Exchange rate

100 GHS = 8.61 USD

100 GHS = 7.65 EUR

1 AUD = 0.701 USD

1 AUD = 0.623 EUR

Exchange rates and currency converter

AUD, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of November 4, 2026: 1 USD = 11.61 GHS (100 GHS = 8.61 USD). 1 EUR = 13.07 GHS (100 GHS = 7.65 EUR).

Australian Dollar exchange rates as of November 4, 2026: 1 USD = 1.43 AUD (1 AUD = 0.701 USD). 1 EUR = 1.6 AUD (1 AUD = 0.623 EUR).

USD to GHS in detail →

On the map

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Between locations

Ghana Australia 15,450 km ≈ 20 h nonstop flight

From you

Ghana
Australia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ghana vs Australia: Cost of Living - Frequently Asked Questions

Ghana is the cheaper option – living costs run roughly 62% lower on average.

Housing costs more in Australia: a central one-bedroom averages $1,381 versus $449 in Ghana.

Groceries, public transport, and eating out all cost less in Ghana – part of why living there is about 62% cheaper overall.

$1,500 buys a comfortable lifestyle in Ghana, but in Australia it only works with careful planning outside the capital. Same money, very different lives.

Ghana is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.