Last update: Nov 2026

Cost of Living Comparison Between Australia and Ghana

Name: Ghana
Address: GH

For one person, living is cheaper in Ghana: $995 a month against $2,589 in Australia, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Australia
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Australia Living Index
47

Cost of Living Index in Ghana
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Ghana Living Index

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🇦🇺 Australia

$2,589

/mo nomad

🇬🇭 Ghana

$995

/mo nomad

Monthly Cost of Living

How much you'll spend in Australia and in Ghana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Australia and in Ghana actually costs, broken down by who's living it.

A single person spends $2,589 per month in Australia vs $995 in Ghana, rent included.

Australia $2,589
Ghana $995

A couple spends around $3,789 per month in Australia vs $1,571 in Ghana, rent included.

Australia $3,789
Ghana $1,571

A family of three spends $4,990 per month in Australia vs $2,147 in Ghana, rent included.

Australia $4,990
Ghana $2,147

The regional cost range is wider in Australia ($1,068–$3,299) than in Ghana ($3–$1,274), so city choice matters more there.

The cost of living in Australia is about 160% higher than in Ghana on average.

Australia sits 91% above the global median, while Ghana is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.24 A$24.73

$7.03 GHS 81.7

145.23%

Three-Course Dinner for Two, Mid-Range

$85.1 A$122

$49.11 GHS 570

73.24%

Fast Food Meal (McDonalds, etc)

$11.18 A$16.04

$10.46 GHS 121

6.88%

Cappuccino

$4.01 A$5.75

$3.92 GHS 45.48

2.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 A$4.16

$1.09 GHS 12.61

166.06%

Water (0.33 liter bottle)

$2.30 A$3.30

$0.48 GHS 5.59

379.17%

Local Beer (0.5 liter draught)

$7.74 A$11.11

$1.67 GHS 19.44

363.47%

Imported Beer (0.33 liter bottle)

$8.16 A$11.71

$2.49 GHS 28.91

227.71%

Milk (1 liter)

$1.73 A$2.48

$3.35 GHS 38.95

-48.36%

White Bread (500g)

$2.69 A$3.86

$1.61 GHS 18.72

67.08%

Rice (white) (1kg)

$2.24 A$3.21

$2.97 GHS 34.51

-24.58%

Eggs

$4.95 A$7.10

$2.58 GHS 29.97

91.86%

Local Cheese (1kg)

$9.42 A$13.52

$11.18 GHS 130

-15.74%

Chicken Fillets (1kg)

$9.40 A$13.48

$5.94 GHS 69.0

58.25%

Beef Round Steak (1kg)

$15.30 A$21.95

$7.48 GHS 86.9

104.55%

Apples (1kg)

$3.65 A$5.24

$3.04 GHS 35.26

20.07%

Banana (1kg)

$3.08 A$4.42

$1.38 GHS 16.01

123.19%

Oranges (1kg)

$3.27 A$4.69

$1.67 GHS 19.38

95.81%

Tomato (1kg)

$4.59 A$6.58

$3.07 GHS 35.60

49.51%

Potato (1kg)

$2.83 A$4.06

$2.64 GHS 30.70

7.20%

Onion (1kg)

$2.26 A$3.25

$2.15 GHS 24.95

5.12%

Lettuce (1 head)

$2.37 A$3.41

$0.96 GHS 11.15

146.88%

Water (1.5 liter bottle)

$1.66 A$2.38

$0.64 GHS 7.42

159.38%

Cigarettes 20 Pack (Marlboro, Camel)

$38.43 A$55.1

$2.10 GHS 24.43

1730.00%

Wine (Bottle)

$14.21 A$20.39

$7.20 GHS 83.6

97.36%

Local Beer (0.5 liter bottle)

$4.95 A$7.11

$1.44 GHS 16.76

243.75%

Imported Beer (0.33 liter bottle)

$5.13 A$7.36

$2.48 GHS 28.78

106.85%

One-way Ticket (Public Transport)

$2.46 A$3.54

$1.32 GHS 15.28

86.36%

Public Transport Monthly Pass (Regular Price)

$93.0 A$133

$40.33 GHS 468

130.57%

Taxi Start (Normal Tariff)

$3.66 A$5.25

$1.59 GHS 18.52

130.19%

Taxi (Normal Tariff) (1km)

$1.82 A$2.61

$1.27 GHS 14.80

43.31%

Taxi 1hour Waiting (Normal Tariff)

$43.83 A$62.9

$3.57 GHS 41.50

1127.73%

Gasoline (1 liter)

$1.35 A$1.93

$1.28 GHS 14.83

5.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K A$42.8K

$8,094 GHS 94.0K

268.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K A$37.4K

$20.5K GHS 237.4K

27.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 A$299

$79.4 GHS 922

162.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.05 A$41.67

$18.58 GHS 216

56.35%

Internet (50+ Mbps, Unlimited Data)

$58.7 A$84.2

$47.51 GHS 552

23.51%

Gym Membership (Monthly)

$56.4 A$80.9

$60.8 GHS 706

-7.30%

Tennis Court (1 Hour on Weekend)

$19.40 A$27.84

$18.60 GHS 216

4.30%

Cinema Ticket

$15.11 A$21.68

$12.51 GHS 145

20.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,113 A$3,031

$410 GHS 4,762

415.04%

International Primary School, 1 Child (Yearly)

$23.1K A$33.1K

$19.9K GHS 230.9K

16.04%

Jeans (Levis 501 Or Similar)

$80.0 A$115

$13.84 GHS 161

477.96%

Summer Dress (H&M, Zara, etc)

$54.2 A$77.8

$18.38 GHS 213

194.99%

Sport Shoes (Adidas, Nike)

$112 A$160

$38.74 GHS 450

188.02%

Men's Leather Business Shoes

$125 A$179

$50.8 GHS 590

145.26%

1-bedroom Apartment, City Center (Monthly)

$1,620 A$2,325

$550 GHS 6,381

194.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,256 A$1,802

$248 GHS 2,880

406.37%

3-bedroom Apartment, City Center (Monthly)

$2,616 A$3,753

$1,051 GHS 12.2K

148.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,007 A$2,880

$420 GHS 4,878

377.77%

Buy Apartment in City Center (m2)

$8,539 A$12.3K

$3,196 GHS 37.1K

167.18%

Buy Apartment Outside City Center (m2)

$6,404 A$9,187

$1,729 GHS 20.1K

270.34%

Average Monthly Net Salary (After Tax)

$3,931 A$5,639

$244 GHS 2,838

1507.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

28.8

-79.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Australia: November 3, 2026

Last update for Ghana: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Australia

$1.3K 48.5%

Ghana

$248 24.9% 80.3% $1K

Groceries & Markets

Australia

$373 14.4%

Ghana

$253 25.4% 32% $119

Monthly Utilities & Internet

Australia

$296 11.4%

Ghana

$145 14.6% 50.8% $150

Eating Out

Australia

$295 11.4%

Ghana

$154 15.5% 47.8% $141

Clothing & Footwear

Australia

$167 6.4%

Ghana

$55 5.5% 67.1% $112

Getting Around

Australia

$116 4.5%

Ghana

$54 5.4% 53.7% $62

Sport & Entertainment

Australia

$87 3.4%

Ghana

$86 8.6% 0.9% $0.8

Cost Breakdown

Average rent: $1,381 in Australia vs $449 in Ghana. For reference, capital cities sit at $1,761 in Canberra and $686 in Accra.

Average salary: $3,863 in Australia vs $337 in Ghana. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 208% higher in Australia.

Dining out costs 73% more in Australia.

Public transport is 150% more expensive in Australia.

Salaries are about 11 times higher in Australia, and purchasing power comes out stronger in Australia.

Good to know

🇦🇺 Australia

🇬🇭 Ghana

🕒 Local time

17:36 5:36 PM

06:36 6:36 AM

11 h behind Australia

🌤 Weather

👥 Population

26,473,055

32,833,031

💱 Currency

Australian Dollar AUD $

Ghanaian Cedi GHS ₵

📈 Exchange rate

1 AUD = 0.697 USD

1 AUD = 0.623 EUR

100 GHS = 8.61 USD

100 GHS = 7.7 EUR

Exchange rates and currency converter

GHS, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 4, 2026: 1 USD = 1.43 AUD (1 AUD = 0.697 USD). 1 EUR = 1.6 AUD (1 AUD = 0.623 EUR).

Ghanaian Cedi exchange rates as of November 4, 2026: 1 USD = 11.61 GHS (100 GHS = 8.61 USD). 1 EUR = 12.98 GHS (100 GHS = 7.7 EUR).

USD to AUD in detail →

On the map

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Between locations

Australia Ghana 15,450 km ≈ 20 h nonstop flight

From you

Australia
Ghana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Australia vs Ghana: Cost of Living - Frequently Asked Questions

Ghana is the cheaper option – living costs run roughly 62% lower on average.

Housing costs more in Australia: a central one-bedroom averages $1,381 versus $449 in Ghana.

Groceries, public transport, and eating out all cost less in Ghana – part of why living there is about 62% cheaper overall.

$1,500 buys a comfortable lifestyle in Ghana, but in Australia it only works with careful planning outside the capital. Same money, very different lives.

Ghana is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.