Cost of Living Comparison Between Gdynia and Warsaw Cost of Living Comparison Between Gdynia and Warsaw

Monthly Cost of Living

A single person spends $1,796 per month in Gdynia vs $2,184 in Warsaw, rent included.

A couple spends around $2,521 per month in Gdynia vs $3,125 in Warsaw, rent included.

A family of three spends $3,246 per month in Gdynia vs $4,066 in Warsaw, rent included.

Gdynia is about 18% cheaper than Warsaw, driven mainly by Eating Out.

Both Gdynia and Warsaw sit above the global median – Gdynia by 31%, Warsaw by 59%.

Meal at Budget Restaurant

$10.87 zł 40.40

$12.19 zł 45.27

-10.83%

Three-Course Dinner for Two, Mid-Range

$52.9 zł 197

$61.8 zł 229

-14.30%

Fast Food Meal (McDonalds, etc)

$10.17 zł 37.80

$10.60 zł 39.38

-4.06%

Cappuccino

$4.44 zł 16.50

$4.61 zł 17.14

-3.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 zł 10.99

$2.52 zł 9.36

17.46%

Water (0.33 liter bottle)

$2.23 zł 8.30

$2.40 zł 8.92

-7.08%

Local Beer (0.5 liter draught)

$4.01 zł 14.90

$4.86 zł 18.04

-17.49%

Imported Beer (0.33 liter bottle)

$4.10 zł 15.23

$5.24 zł 19.48

-21.76%

Milk (1 liter)

$1.07 zł 3.98

$1.15 zł 4.28

-6.96%

White Bread (500g)

$1.39 zł 5.17

$1.58 zł 5.88

-12.03%

Rice (white) (1kg)

$1.91 zł 7.10

$1.82 zł 6.74

4.95%

Eggs

$3.86 zł 14.34

$3.98 zł 14.77

-3.02%

Local Cheese (1kg)

$13.12 zł 48.73

$9.70 zł 36.03

35.26%

Chicken Fillets (1kg)

$8.18 zł 30.40

$7.33 zł 27.21

11.60%

Beef Round Steak (1kg)

$14.27 zł 53.0

$15.32 zł 56.9

-6.85%

Apples (1kg)

$1.36 zł 5.07

$1.32 zł 4.92

3.03%

Banana (1kg)

$1.94 zł 7.22

$1.78 zł 6.62

8.99%

Oranges (1kg)

$1.92 zł 7.13

$1.84 zł 6.84

4.35%

Tomato (1kg)

$3.24 zł 12.03

$4.06 zł 15.10

-20.20%

Potato (1kg)

$1.27 zł 4.71

$0.94 zł 3.47

35.11%

Onion (1kg)

$1.18 zł 4.38

$0.93 zł 3.44

26.88%

Lettuce (1 head)

$1.80 zł 6.70

$1.57 zł 5.82

14.65%

Water (1.5 liter bottle)

$0.71 zł 2.62

$0.72 zł 2.68

-1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$6.23 zł 23.13

$6.54 zł 24.28

-4.74%

Wine (Bottle)

$8.93 zł 33.16

$6.63 zł 24.64

34.69%

Local Beer (0.5 liter bottle)

$1.20 zł 4.46

$1.14 zł 4.24

5.26%

Imported Beer (0.33 liter bottle)

$1.67 zł 6.21

$1.88 zł 6.99

-11.17%

One-way Ticket (Public Transport)

$1.26 zł 4.66

$1.20 zł 4.47

5.00%

Public Transport Monthly Pass (Regular Price)

$37.28 zł 139

$29.66 zł 110

25.69%

Taxi Start (Normal Tariff)

$2.37 zł 8.82

$2.63 zł 9.77

-9.89%

Taxi (Normal Tariff) (1km)

$1.05 zł 3.89

$1.32 zł 4.89

-20.45%

Taxi 1hour Waiting (Normal Tariff)

$13.66 zł 50.7

$13.55 zł 50.3

0.81%

Gasoline (1 liter)

$1.63 zł 6.06

$1.68 zł 6.24

-2.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K zł 119.4K

$32.3K zł 119.9K

-0.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K zł 106.7K

$32.0K zł 118.9K

-10.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$310 zł 1,153

$372 zł 1,381

-16.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.80 zł 40.12

$8.79 zł 32.64

22.87%

Internet (50+ Mbps, Unlimited Data)

$19.95 zł 74.1

$17.37 zł 64.5

14.85%

Gym Membership (Monthly)

$47.67 zł 177

$51.6 zł 192

-7.58%

Tennis Court (1 Hour on Weekend)

$32.83 zł 122

$29.74 zł 110

10.39%

Cinema Ticket

$9.22 zł 34.27

$9.82 zł 36.49

-6.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$426 zł 1,581

$608 zł 2,259

-30.00%

International Primary School, 1 Child (Yearly)

$5,988 zł 22.2K

$15.4K zł 57.2K

-61.12%

Jeans (Levis 501 Or Similar)

$98.4 zł 365

$115 zł 428

-14.57%

Summer Dress (H&M, Zara, etc)

$42.54 zł 158

$42.18 zł 157

0.85%

Sport Shoes (Adidas, Nike)

$111 zł 414

$116 zł 429

-3.47%

Men's Leather Business Shoes

$111 zł 412

$125 zł 466

-11.65%

1-bedroom Apartment, City Center (Monthly)

$831 zł 3,087

$1,250 zł 4,642

-33.50%

1-bedroom Apartment, Outside City Center (Monthly)

$685 zł 2,545

$984 zł 3,655

-30.36%

3-bedroom Apartment, City Center (Monthly)

$1,197 zł 4,447

$2,138 zł 7,942

-44.01%

3-bedroom Apartment, Outside City Center (Monthly)

$991 zł 3,683

$1,550 zł 5,757

-36.03%

Buy Apartment in City Center (m2)

$4,376 zł 16.3K

$6,397 zł 23.8K

-31.59%

Buy Apartment Outside City Center (m2)

$2,616 zł 9,717

$4,118 zł 15.3K

-36.48%

Average Monthly Net Salary (After Tax)

$2,043 zł 7,588

$2,103 zł 7,812

-2.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.68

-1.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: August 29, 2026

Last update for Warsaw: August 31, 2026

Cost Breakdown

A central one-bedroom costs $831 in Gdynia versus $1,250 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $53.0 in Gdynia versus $62.0 in Warsaw. Groceries tell a different story – $262 in Gdynia vs $250 in Warsaw – so Warsaw wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Warsaw: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 22%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,694 per month in Gdynia and $3,277 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gdynia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,796 in Gdynia and $2,184 in Warsaw. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 26% less in Gdynia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Gdynia, where all-in costs run around $1,796, than in Warsaw at $2,184. In Gdynia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Gdynia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gdynia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.