Last update: Oct 2026

Cost of Living Comparison Between Gdynia and Warsaw

For one person, living is cheaper in Gdynia: $1,687 a month against $2,032 in Warsaw, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Warsaw outweigh lower spending on other living expenses.

82

Cost of Living Index in Gdynia
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Gdynia Living Index
99

Cost of Living Index in Warsaw
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Warsaw Living Index

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Gdynia

🇵🇱 Poland

$1,687

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Gdynia and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gdynia and in Warsaw actually costs, broken down by who's living it.

A single person spends $1,687 per month in Gdynia vs $2,032 in Warsaw, rent included.

Gdynia $1,687
Warsaw $2,032

A couple spends around $2,403 per month in Gdynia vs $2,918 in Warsaw, rent included.

Gdynia $2,403
Warsaw $2,918

A family of three spends $3,118 per month in Gdynia vs $3,804 in Warsaw, rent included.

Gdynia $3,118
Warsaw $3,804

Gdynia is about 17% cheaper than Warsaw, and outside of rent the biggest gap is in groceries.

Both Gdynia and Warsaw sit above the global median – Gdynia by 25%, Warsaw by 50%.

Meal at Budget Restaurant

$10.04 zł 39.00

$11.51 zł 44.72

-12.77%

Three-Course Dinner for Two, Mid-Range

$51.8 zł 201

$60.6 zł 236

-14.61%

Fast Food Meal (McDonalds, etc)

$9.64 zł 37.44

$10.00 zł 38.87

-3.60%

Cappuccino

$4.05 zł 15.74

$4.17 zł 16.22

-2.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 zł 10.79

$2.27 zł 8.81

22.47%

Water (0.33 liter bottle)

$2.04 zł 7.93

$2.21 zł 8.61

-7.69%

Local Beer (0.5 liter draught)

$3.78 zł 14.68

$4.60 zł 17.87

-17.83%

Imported Beer (0.33 liter bottle)

$3.86 zł 15.00

$5.01 zł 19.47

-22.95%

Milk (1 liter)

$0.99 zł 3.83

$1.05 zł 4.07

-5.71%

White Bread (500g)

$1.38 zł 5.35

$1.52 zł 5.90

-9.21%

Rice (white) (1kg)

$1.82 zł 7.06

$1.54 zł 6.00

18.18%

Eggs

$3.82 zł 14.84

$3.76 zł 14.60

1.60%

Local Cheese (1kg)

$12.85 zł 49.93

$8.55 zł 33.22

50.29%

Chicken Fillets (1kg)

$7.96 zł 30.91

$6.29 zł 24.43

26.55%

Beef Round Steak (1kg)

$13.99 zł 54.4

$14.54 zł 56.5

-3.78%

Apples (1kg)

$1.33 zł 5.16

$1.17 zł 4.55

13.68%

Banana (1kg)

$1.81 zł 7.02

$1.73 zł 6.73

4.62%

Oranges (1kg)

$1.80 zł 7.01

$1.71 zł 6.66

5.26%

Tomato (1kg)

$3.00 zł 11.65

$4.04 zł 15.71

-25.74%

Potato (1kg)

$1.18 zł 4.58

$0.91 zł 3.53

29.67%

Onion (1kg)

$1.11 zł 4.31

$0.86 zł 3.34

29.07%

Lettuce (1 head)

$1.68 zł 6.53

$1.39 zł 5.39

20.86%

Water (1.5 liter bottle)

$0.65 zł 2.53

$0.69 zł 2.67

-5.80%

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 zł 22.89

$6.19 zł 24.04

-4.85%

Wine (Bottle)

$8.05 zł 31.27

$6.46 zł 25.10

24.61%

Local Beer (0.5 liter bottle)

$1.10 zł 4.27

$1.10 zł 4.28

Imported Beer (0.33 liter bottle)

$1.54 zł 5.96

$1.63 zł 6.35

-5.52%

One-way Ticket (Public Transport)

$1.20 zł 4.67

$1.11 zł 4.31

8.11%

Public Transport Monthly Pass (Regular Price)

$35.93 zł 140

$28.52 zł 111

25.98%

Taxi Start (Normal Tariff)

$2.32 zł 9.02

$2.47 zł 9.58

-6.07%

Taxi (Normal Tariff) (1km)

$1.01 zł 3.91

$1.31 zł 5.08

-22.90%

Taxi 1hour Waiting (Normal Tariff)

$12.78 zł 49.66

$12.87 zł 50.0

-0.70%

Gasoline (1 liter)

$1.65 zł 6.40

$1.75 zł 6.80

-5.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 118.0K

$30.7K zł 119.4K

-1.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K zł 105.4K

$30.8K zł 119.5K

-11.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$298 zł 1,157

$341 zł 1,324

-12.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.16 zł 39.48

$9.00 zł 34.95

12.89%

Internet (50+ Mbps, Unlimited Data)

$18.46 zł 71.7

$16.19 zł 62.9

14.02%

Gym Membership (Monthly)

$45.03 zł 175

$45.81 zł 178

-1.70%

Tennis Court (1 Hour on Weekend)

$31.15 zł 121

$27.81 zł 108

12.01%

Cinema Ticket

$9.63 zł 37.40

$9.04 zł 35.12

6.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 zł 1,590

$594 zł 2,306

-31.04%

International Primary School, 1 Child (Yearly)

$5,614 zł 21.8K

$14.3K zł 55.6K

-60.79%

Jeans (Levis 501 Or Similar)

$93.9 zł 365

$109 zł 424

-13.91%

Summer Dress (H&M, Zara, etc)

$39.68 zł 154

$40.12 zł 156

-1.10%

Sport Shoes (Adidas, Nike)

$105 zł 408

$104 zł 405

0.82%

Men's Leather Business Shoes

$105 zł 409

$111 zł 431

-5.16%

1-bedroom Apartment, City Center (Monthly)

$816 zł 3,168

$1,181 zł 4,587

-30.93%

1-bedroom Apartment, Outside City Center (Monthly)

$639 zł 2,483

$942 zł 3,659

-32.14%

3-bedroom Apartment, City Center (Monthly)

$1,140 zł 4,429

$2,074 zł 8,056

-45.02%

3-bedroom Apartment, Outside City Center (Monthly)

$930 zł 3,613

$1,533 zł 5,958

-39.36%

Buy Apartment in City Center (m2)

$4,139 zł 16.1K

$5,932 zł 23.0K

-30.23%

Buy Apartment Outside City Center (m2)

$2,414 zł 9,380

$3,836 zł 14.9K

-37.06%

Average Monthly Net Salary (After Tax)

$1,962 zł 7,625

$2,049 zł 7,959

-4.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.68

-1.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: October 10, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gdynia

$639 37.9%

Warsaw

$942 46.4% 47.4% $303

Monthly Utilities & Internet

Gdynia

$326 19.3%

Warsaw

$366 18% 12.2% $40

Groceries & Markets

Gdynia

$251 14.9%

Warsaw

$231 11.4% 8.1% $20

Eating Out

Gdynia

$204 12.1%

Warsaw

$223 11% 9.5% $19

Clothing & Footwear

Gdynia

$155 9.2%

Warsaw

$164 8.1% 6% $9.2

Sport & Entertainment

Gdynia

$64 3.8%

Warsaw

$64 3.1% 0.6% $0.4

Getting Around

Gdynia

$48 2.9%

Warsaw

$42 2.1% 12.7% $6.1

Cost Breakdown

A central one-bedroom costs $816 in Gdynia versus $1,181 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52.0 in Gdynia versus $61.0 in Warsaw. Groceries tell a different story – $251 in Gdynia vs $231 in Warsaw – so Warsaw wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Gdynia

🇵🇱 Warsaw

🕒 Local time

01:08 1:08 AM

Same time as Gdynia

🌤 Weather

👥 Population

257,000

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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Gdynia
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Warsaw: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 20%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,531 per month in Gdynia and $3,048 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gdynia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,687 in Gdynia and $2,032 in Warsaw. That's a gap of about 20%.

Public transport costs about 26% less in Gdynia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Gdynia, where all-in costs run around $1,687, than in Warsaw at $2,032. In Gdynia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Gdynia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gdynia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.