Cost of Living Comparison Between Gdynia and Warsaw Cost of Living Comparison Between Gdynia and Warsaw

Monthly Cost of Living

A single person spends $1,787 per month in Gdynia vs $2,040 in Warsaw, rent included.

A couple spends around $2,427 per month in Gdynia vs $2,889 in Warsaw, rent included.

A family of three spends $3,068 per month in Gdynia vs $3,737 in Warsaw, rent included.

Gdynia is about 12% cheaper than Warsaw, driven mainly by Eating Out.

Both Gdynia and Warsaw sit above the global median – Gdynia by 33%, Warsaw by 52%.

Meal at Budget Restaurant

$11.01 zł 40.14

$11.04 zł 40.26

-0.27%

Three-Course Dinner for Two, Mid-Range

$47.24 zł 172

$58.1 zł 212

-18.72%

Fast Food Meal (McDonalds, etc)

$9.17 zł 33.43

$9.74 zł 35.51

-5.85%

Cappuccino

$3.52 zł 12.82

$4.29 zł 15.63

-17.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 7.74

$2.11 zł 7.70

0.47%

Water (0.33 liter bottle)

$1.54 zł 5.63

$1.81 zł 6.61

-14.92%

Local Beer (0.5 liter draught)

$4.02 zł 14.67

$4.45 zł 16.22

-9.66%

Imported Beer (0.33 liter bottle)

$4.09 zł 14.92

$4.68 zł 17.07

-12.61%

Milk (1 liter)

$1.09 zł 3.98

$1.15 zł 4.19

-5.22%

White Bread (500g)

$1.21 zł 4.42

$1.36 zł 4.97

-11.03%

Rice (white) (1kg)

$1.58 zł 5.75

$1.84 zł 6.70

-14.13%

Eggs

$3.65 zł 13.32

$3.63 zł 13.23

0.55%

Local Cheese (1kg)

$9.80 zł 35.71

$10.11 zł 36.86

-3.07%

Chicken Fillets (1kg)

$7.68 zł 27.98

$6.98 zł 25.44

10.03%

Beef Round Steak (1kg)

$13.51 zł 49.23

$14.55 zł 53.1

-7.15%

Apples (1kg)

$1.02 zł 3.71

$1.29 zł 4.71

-20.93%

Banana (1kg)

$1.96 zł 7.14

$1.79 zł 6.51

9.50%

Oranges (1kg)

$1.88 zł 6.84

$1.94 zł 7.06

-3.09%

Tomato (1kg)

$3.04 zł 11.08

$3.62 zł 13.21

-16.02%

Potato (1kg)

$0.85 zł 3.11

$1.06 zł 3.86

-19.81%

Onion (1kg)

$1.41 zł 5.15

$1.18 zł 4.29

19.49%

Lettuce (1 head)

$1.55 zł 5.65

$1.44 zł 5.24

7.64%

Water (1.5 liter bottle)

$0.69 zł 2.52

$0.67 zł 2.43

2.99%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 zł 19.97

$5.29 zł 19.29

3.59%

Wine (Bottle)

$9.84 zł 35.87

$8.29 zł 30.23

18.70%

Local Beer (0.5 liter bottle)

$1.06 zł 3.87

$1.43 zł 5.20

-25.87%

Imported Beer (0.33 liter bottle)

$1.59 zł 5.78

$1.88 zł 6.86

-15.43%

One-way Ticket (Public Transport)

$1.27 zł 4.62

$1.16 zł 4.23

9.48%

Public Transport Monthly Pass (Regular Price)

$35.67 zł 130

$29.77 zł 109

19.82%

Taxi Start (Normal Tariff)

$2.33 zł 8.49

$2.63 zł 9.60

-11.41%

Taxi (Normal Tariff) (1km)

$0.79 zł 2.89

$0.98 zł 3.56

-19.39%

Taxi 1hour Waiting (Normal Tariff)

$13.45 zł 49.01

$13.42 zł 48.94

0.22%

Gasoline (1 liter)

$1.70 zł 6.21

$1.71 zł 6.22

-0.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K zł 120.8K

$33.4K zł 121.7K

-0.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K zł 111.0K

$33.6K zł 122.5K

-9.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$362 zł 1,321

$357 zł 1,302

1.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.74 zł 42.80

$10.03 zł 36.57

17.05%

Internet (50+ Mbps, Unlimited Data)

$16.17 zł 59.0

$17.56 zł 64.0

-7.92%

Gym Membership (Monthly)

$38.74 zł 141

$44.87 zł 164

-13.66%

Tennis Court (1 Hour on Weekend)

$26.32 zł 96.0

$29.23 zł 107

-9.96%

Cinema Ticket

$7.84 zł 28.58

$9.70 zł 35.35

-19.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$380 zł 1,385

$580 zł 2,113

-34.44%

International Primary School, 1 Child (Yearly)

$6,672 zł 24.3K

$15.7K zł 57.1K

-57.43%

Jeans (Levis 501 Or Similar)

$125 zł 456

$99.2 zł 362

25.94%

Summer Dress (H&M, Zara, etc)

$46.75 zł 170

$46.99 zł 171

-0.51%

Sport Shoes (Adidas, Nike)

$107 zł 390

$92.5 zł 337

15.55%

Men's Leather Business Shoes

$92.1 zł 336

$111 zł 404

-16.84%

1-bedroom Apartment, City Center (Monthly)

$915 zł 3,336

$1,161 zł 4,232

-21.17%

1-bedroom Apartment, Outside City Center (Monthly)

$705 zł 2,569

$890 zł 3,243

-20.76%

3-bedroom Apartment, City Center (Monthly)

$1,432 zł 5,218

$2,033 zł 7,412

-29.59%

3-bedroom Apartment, Outside City Center (Monthly)

$919 zł 3,350

$1,526 zł 5,564

-39.79%

Buy Apartment in City Center (m2)

$4,286 zł 15.6K

$6,283 zł 22.9K

-31.78%

Buy Apartment Outside City Center (m2)

$2,500 zł 9,114

$4,074 zł 14.9K

-38.63%

Average Monthly Net Salary (After Tax)

$2,349 zł 8,564

$2,228 zł 8,123

5.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

7.55

-19.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: June 1, 2026

Last update for Warsaw: June 1, 2026

Cost Breakdown

A central one-bedroom costs $915 in Gdynia versus $1,161 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Gdynia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Gdynia versus $58.0 in Warsaw. Monthly groceries follow the same trend: $240 vs $246 – making Gdynia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Warsaw: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 14%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,680 per month in Gdynia and $3,059 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gdynia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,787 in Gdynia and $2,040 in Warsaw. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 20% less in Gdynia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Gdynia, where all-in costs run around $1,787, than in Warsaw at $2,040. In Gdynia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Gdynia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gdynia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.