Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Gdynia

For one person, living is cheaper in Gdynia: $1,687 a month against $2,032 in Warsaw, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Warsaw outweigh lower spending on other living expenses.

99

Cost of Living Index in Warsaw
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Warsaw Living Index
82

Cost of Living Index in Gdynia
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Gdynia Living Index

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Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Gdynia

🇵🇱 Poland

$1,687

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Gdynia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Gdynia actually costs, broken down by who's living it.

A single person spends $2,032 per month in Warsaw vs $1,687 in Gdynia, rent included.

Warsaw $2,032
Gdynia $1,687

A couple spends around $2,918 per month in Warsaw vs $2,403 in Gdynia, rent included.

Warsaw $2,918
Gdynia $2,403

A family of three spends $3,804 per month in Warsaw vs $3,118 in Gdynia, rent included.

Warsaw $3,804
Gdynia $3,118

Warsaw costs about 20% more than Gdynia, and outside of rent the biggest gap is in groceries.

Both Warsaw and Gdynia sit above the global median – Warsaw by 50%, Gdynia by 25%.

Meal at Budget Restaurant

$11.51 zł 44.72

$10.04 zł 39.00

14.64%

Three-Course Dinner for Two, Mid-Range

$60.6 zł 236

$51.8 zł 201

17.11%

Fast Food Meal (McDonalds, etc)

$10.00 zł 38.87

$9.64 zł 37.44

3.73%

Cappuccino

$4.17 zł 16.22

$4.05 zł 15.74

2.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 zł 8.81

$2.78 zł 10.79

-18.35%

Water (0.33 liter bottle)

$2.21 zł 8.61

$2.04 zł 7.93

8.33%

Local Beer (0.5 liter draught)

$4.60 zł 17.87

$3.78 zł 14.68

21.69%

Imported Beer (0.33 liter bottle)

$5.01 zł 19.47

$3.86 zł 15.00

29.79%

Milk (1 liter)

$1.05 zł 4.07

$0.99 zł 3.83

6.06%

White Bread (500g)

$1.52 zł 5.90

$1.38 zł 5.35

10.14%

Rice (white) (1kg)

$1.54 zł 6.00

$1.82 zł 7.06

-15.38%

Eggs

$3.76 zł 14.60

$3.82 zł 14.84

-1.57%

Local Cheese (1kg)

$8.55 zł 33.22

$12.85 zł 49.93

-33.46%

Chicken Fillets (1kg)

$6.29 zł 24.43

$7.96 zł 30.91

-20.98%

Beef Round Steak (1kg)

$14.54 zł 56.5

$13.99 zł 54.4

3.93%

Apples (1kg)

$1.17 zł 4.55

$1.33 zł 5.16

-12.03%

Banana (1kg)

$1.73 zł 6.73

$1.81 zł 7.02

-4.42%

Oranges (1kg)

$1.71 zł 6.66

$1.80 zł 7.01

-5.00%

Tomato (1kg)

$4.04 zł 15.71

$3.00 zł 11.65

34.67%

Potato (1kg)

$0.91 zł 3.53

$1.18 zł 4.58

-22.88%

Onion (1kg)

$0.86 zł 3.34

$1.11 zł 4.31

-22.52%

Lettuce (1 head)

$1.39 zł 5.39

$1.68 zł 6.53

-17.26%

Water (1.5 liter bottle)

$0.69 zł 2.67

$0.65 zł 2.53

6.15%

Cigarettes 20 Pack (Marlboro, Camel)

$6.19 zł 24.04

$5.89 zł 22.89

5.09%

Wine (Bottle)

$6.46 zł 25.10

$8.05 zł 31.27

-19.75%

Local Beer (0.5 liter bottle)

$1.10 zł 4.28

$1.10 zł 4.27

Imported Beer (0.33 liter bottle)

$1.63 zł 6.35

$1.54 zł 5.96

5.84%

One-way Ticket (Public Transport)

$1.11 zł 4.31

$1.20 zł 4.67

-7.50%

Public Transport Monthly Pass (Regular Price)

$28.52 zł 111

$35.93 zł 140

-20.62%

Taxi Start (Normal Tariff)

$2.47 zł 9.58

$2.32 zł 9.02

6.47%

Taxi (Normal Tariff) (1km)

$1.31 zł 5.08

$1.01 zł 3.91

29.70%

Taxi 1hour Waiting (Normal Tariff)

$12.87 zł 50.0

$12.78 zł 49.66

0.70%

Gasoline (1 liter)

$1.75 zł 6.80

$1.65 zł 6.40

6.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K zł 119.4K

$30.4K zł 118.0K

1.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K zł 119.5K

$27.1K zł 105.4K

13.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 zł 1,324

$298 zł 1,157

14.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.00 zł 34.95

$10.16 zł 39.48

-11.42%

Internet (50+ Mbps, Unlimited Data)

$16.19 zł 62.9

$18.46 zł 71.7

-12.30%

Gym Membership (Monthly)

$45.81 zł 178

$45.03 zł 175

1.73%

Tennis Court (1 Hour on Weekend)

$27.81 zł 108

$31.15 zł 121

-10.72%

Cinema Ticket

$9.04 zł 35.12

$9.63 zł 37.40

-6.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$594 zł 2,306

$409 zł 1,590

45.02%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.6K

$5,614 zł 21.8K

155.02%

Jeans (Levis 501 Or Similar)

$109 zł 424

$93.9 zł 365

16.16%

Summer Dress (H&M, Zara, etc)

$40.12 zł 156

$39.68 zł 154

1.11%

Sport Shoes (Adidas, Nike)

$104 zł 405

$105 zł 408

-0.81%

Men's Leather Business Shoes

$111 zł 431

$105 zł 409

5.44%

1-bedroom Apartment, City Center (Monthly)

$1,181 zł 4,587

$816 zł 3,168

44.78%

1-bedroom Apartment, Outside City Center (Monthly)

$942 zł 3,659

$639 zł 2,483

47.37%

3-bedroom Apartment, City Center (Monthly)

$2,074 zł 8,056

$1,140 zł 4,429

81.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 zł 5,958

$930 zł 3,613

64.92%

Buy Apartment in City Center (m2)

$5,932 zł 23.0K

$4,139 zł 16.1K

43.33%

Buy Apartment Outside City Center (m2)

$3,836 zł 14.9K

$2,414 zł 9,380

58.88%

Average Monthly Net Salary (After Tax)

$2,049 zł 7,959

$1,962 zł 7,625

4.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.6

1.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 10, 2026

Last update for Gdynia: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$942 46.4%

Gdynia

$639 37.9% 32.1% $303

Monthly Utilities & Internet

Warsaw

$366 18%

Gdynia

$326 19.3% 10.8% $40

Groceries & Markets

Warsaw

$231 11.4%

Gdynia

$251 14.9% 8.8% $20

Eating Out

Warsaw

$223 11%

Gdynia

$204 12.1% 8.7% $19

Clothing & Footwear

Warsaw

$164 8.1%

Gdynia

$155 9.2% 5.6% $9.2

Sport & Entertainment

Warsaw

$64 3.1%

Gdynia

$64 3.8% 0.6% $0.4

Getting Around

Warsaw

$42 2.1%

Gdynia

$48 2.9% 14.6% $6.1

Cost Breakdown

A central one-bedroom costs $1,181 in Warsaw versus $816 in Gdynia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Warsaw versus $52.0 in Gdynia. Groceries tell a different story – $231 in Warsaw vs $251 in Gdynia – so Warsaw wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Warsaw

🇵🇱 Gdynia

🕒 Local time

20:50 8:50 PM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

257,000

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Warsaw Gdynia 300 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Gdynia: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 20%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,048 per month in Warsaw and $2,531 in Gdynia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gdynia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,032 in Warsaw and $1,687 in Gdynia. That's a gap of about 20%.

Public transport costs about 26% less in Gdynia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Gdynia, where all-in costs run around $1,687, than in Warsaw at $2,032. In Gdynia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Gdynia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gdynia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.