Cost of Living Comparison Between Warsaw and Gdynia Cost of Living Comparison Between Warsaw and Gdynia

Monthly Cost of Living

A single person spends $2,184 per month in Warsaw vs $1,796 in Gdynia, rent included.

A couple spends around $3,125 per month in Warsaw vs $2,521 in Gdynia, rent included.

A family of three spends $4,066 per month in Warsaw vs $3,246 in Gdynia, rent included.

Warsaw costs about 22% more than Gdynia, driven mainly by Eating Out.

Both Warsaw and Gdynia sit above the global median – Warsaw by 59%, Gdynia by 31%.

Meal at Budget Restaurant

$12.19 zł 45.27

$10.87 zł 40.40

12.14%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 229

$52.9 zł 197

16.69%

Fast Food Meal (McDonalds, etc)

$10.60 zł 39.38

$10.17 zł 37.80

4.23%

Cappuccino

$4.61 zł 17.14

$4.44 zł 16.50

3.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 zł 9.36

$2.96 zł 10.99

-14.86%

Water (0.33 liter bottle)

$2.40 zł 8.92

$2.23 zł 8.30

7.62%

Local Beer (0.5 liter draught)

$4.86 zł 18.04

$4.01 zł 14.90

21.20%

Imported Beer (0.33 liter bottle)

$5.24 zł 19.48

$4.10 zł 15.23

27.80%

Milk (1 liter)

$1.15 zł 4.28

$1.07 zł 3.98

7.48%

White Bread (500g)

$1.58 zł 5.88

$1.39 zł 5.17

13.67%

Rice (white) (1kg)

$1.82 zł 6.74

$1.91 zł 7.10

-4.71%

Eggs

$3.98 zł 14.77

$3.86 zł 14.34

3.11%

Local Cheese (1kg)

$9.70 zł 36.03

$13.12 zł 48.73

-26.07%

Chicken Fillets (1kg)

$7.33 zł 27.21

$8.18 zł 30.40

-10.39%

Beef Round Steak (1kg)

$15.32 zł 56.9

$14.27 zł 53.0

7.36%

Apples (1kg)

$1.32 zł 4.92

$1.36 zł 5.07

-2.94%

Banana (1kg)

$1.78 zł 6.62

$1.94 zł 7.22

-8.25%

Oranges (1kg)

$1.84 zł 6.84

$1.92 zł 7.13

-4.17%

Tomato (1kg)

$4.06 zł 15.10

$3.24 zł 12.03

25.31%

Potato (1kg)

$0.94 zł 3.47

$1.27 zł 4.71

-25.98%

Onion (1kg)

$0.93 zł 3.44

$1.18 zł 4.38

-21.19%

Lettuce (1 head)

$1.57 zł 5.82

$1.80 zł 6.70

-12.78%

Water (1.5 liter bottle)

$0.72 zł 2.68

$0.71 zł 2.62

1.41%

Cigarettes 20 Pack (Marlboro, Camel)

$6.54 zł 24.28

$6.23 zł 23.13

4.98%

Wine (Bottle)

$6.63 zł 24.64

$8.93 zł 33.16

-25.76%

Local Beer (0.5 liter bottle)

$1.14 zł 4.24

$1.20 zł 4.46

-5.00%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.99

$1.67 zł 6.21

12.57%

One-way Ticket (Public Transport)

$1.20 zł 4.47

$1.26 zł 4.66

-4.76%

Public Transport Monthly Pass (Regular Price)

$29.66 zł 110

$37.28 zł 139

-20.44%

Taxi Start (Normal Tariff)

$2.63 zł 9.77

$2.37 zł 8.82

10.97%

Taxi (Normal Tariff) (1km)

$1.32 zł 4.89

$1.05 zł 3.89

25.71%

Taxi 1hour Waiting (Normal Tariff)

$13.55 zł 50.3

$13.66 zł 50.7

-0.81%

Gasoline (1 liter)

$1.68 zł 6.24

$1.63 zł 6.06

3.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K zł 119.9K

$32.1K zł 119.4K

0.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K zł 118.9K

$28.7K zł 106.7K

11.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 zł 1,381

$310 zł 1,153

19.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 zł 32.64

$10.80 zł 40.12

-18.61%

Internet (50+ Mbps, Unlimited Data)

$17.37 zł 64.5

$19.95 zł 74.1

-12.93%

Gym Membership (Monthly)

$51.6 zł 192

$47.67 zł 177

8.20%

Tennis Court (1 Hour on Weekend)

$29.74 zł 110

$32.83 zł 122

-9.41%

Cinema Ticket

$9.82 zł 36.49

$9.22 zł 34.27

6.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 zł 2,259

$426 zł 1,581

42.87%

International Primary School, 1 Child (Yearly)

$15.4K zł 57.2K

$5,988 zł 22.2K

157.23%

Jeans (Levis 501 Or Similar)

$115 zł 428

$98.4 zł 365

17.06%

Summer Dress (H&M, Zara, etc)

$42.18 zł 157

$42.54 zł 158

-0.85%

Sport Shoes (Adidas, Nike)

$116 zł 429

$111 zł 414

3.60%

Men's Leather Business Shoes

$125 zł 466

$111 zł 412

13.19%

1-bedroom Apartment, City Center (Monthly)

$1,250 zł 4,642

$831 zł 3,087

50.38%

1-bedroom Apartment, Outside City Center (Monthly)

$984 zł 3,655

$685 zł 2,545

43.59%

3-bedroom Apartment, City Center (Monthly)

$2,138 zł 7,942

$1,197 zł 4,447

78.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,550 zł 5,757

$991 zł 3,683

56.32%

Buy Apartment in City Center (m2)

$6,397 zł 23.8K

$4,376 zł 16.3K

46.18%

Buy Apartment Outside City Center (m2)

$4,118 zł 15.3K

$2,616 zł 9,717

57.44%

Average Monthly Net Salary (After Tax)

$2,103 zł 7,812

$2,043 zł 7,588

2.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.6

1.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: August 31, 2026

Last update for Gdynia: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,250 in Warsaw versus $831 in Gdynia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in Warsaw versus $53.0 in Gdynia. Groceries tell a different story – $250 in Warsaw vs $262 in Gdynia – so Warsaw wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Gdynia: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 22%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,277 per month in Warsaw and $2,694 in Gdynia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gdynia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,184 in Warsaw and $1,796 in Gdynia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 26% less in Gdynia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Gdynia, where all-in costs run around $1,796, than in Warsaw at $2,184. In Gdynia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Gdynia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gdynia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.