Cost of Living Comparison Between Warsaw and Gdynia Cost of Living Comparison Between Warsaw and Gdynia

Monthly Cost of Living

A single person spends $2,040 per month in Warsaw vs $1,787 in Gdynia, rent included.

A couple spends around $2,889 per month in Warsaw vs $2,427 in Gdynia, rent included.

A family of three spends $3,737 per month in Warsaw vs $3,068 in Gdynia, rent included.

Warsaw costs about 14% more than Gdynia, driven mainly by Eating Out.

Both Warsaw and Gdynia sit above the global median – Warsaw by 52%, Gdynia by 33%.

Meal at Budget Restaurant

$11.04 zł 40.35

$11.01 zł 40.23

0.27%

Three-Course Dinner for Two, Mid-Range

$58.1 zł 212

$47.24 zł 173

23.03%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.59

$9.17 zł 33.50

6.22%

Cappuccino

$4.29 zł 15.67

$3.52 zł 12.85

21.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.72

$2.12 zł 7.76

-0.47%

Water (0.33 liter bottle)

$1.81 zł 6.63

$1.54 zł 5.64

17.53%

Local Beer (0.5 liter draught)

$4.45 zł 16.26

$4.02 zł 14.70

10.70%

Imported Beer (0.33 liter bottle)

$4.68 zł 17.11

$4.09 zł 14.95

14.43%

Milk (1 liter)

$1.15 zł 4.20

$1.09 zł 3.99

5.50%

White Bread (500g)

$1.36 zł 4.98

$1.21 zł 4.42

12.40%

Rice (white) (1kg)

$1.84 zł 6.71

$1.58 zł 5.76

16.46%

Eggs

$3.63 zł 13.26

$3.65 zł 13.35

-0.55%

Local Cheese (1kg)

$10.11 zł 36.94

$9.80 zł 35.79

3.16%

Chicken Fillets (1kg)

$6.98 zł 25.49

$7.68 zł 28.04

-9.11%

Beef Round Steak (1kg)

$14.55 zł 53.2

$13.51 zł 49.33

7.70%

Apples (1kg)

$1.29 zł 4.72

$1.02 zł 3.72

26.47%

Banana (1kg)

$1.79 zł 6.52

$1.96 zł 7.16

-8.67%

Oranges (1kg)

$1.94 zł 7.07

$1.88 zł 6.86

3.19%

Tomato (1kg)

$3.62 zł 13.24

$3.04 zł 11.10

19.08%

Potato (1kg)

$1.06 zł 3.87

$0.85 zł 3.11

24.71%

Onion (1kg)

$1.18 zł 4.30

$1.41 zł 5.17

-16.31%

Lettuce (1 head)

$1.44 zł 5.26

$1.55 zł 5.66

-7.10%

Water (1.5 liter bottle)

$0.67 zł 2.44

$0.69 zł 2.52

-2.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.33

$5.48 zł 20.01

-3.47%

Wine (Bottle)

$8.29 zł 30.29

$9.84 zł 35.94

-15.75%

Local Beer (0.5 liter bottle)

$1.43 zł 5.21

$1.06 zł 3.88

34.91%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.88

$1.59 zł 5.80

18.24%

One-way Ticket (Public Transport)

$1.16 zł 4.24

$1.27 zł 4.63

-8.66%

Public Transport Monthly Pass (Regular Price)

$29.77 zł 109

$35.67 zł 130

-16.54%

Taxi Start (Normal Tariff)

$2.63 zł 9.62

$2.33 zł 8.50

12.88%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.57

$0.79 zł 2.90

24.05%

Taxi 1hour Waiting (Normal Tariff)

$13.42 zł 49.04

$13.45 zł 49.12

-0.22%

Gasoline (1 liter)

$1.71 zł 6.24

$1.70 zł 6.23

0.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K zł 122.0K

$33.2K zł 121.1K

0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K zł 122.7K

$30.5K zł 111.3K

10.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,305

$362 zł 1,324

-1.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.03 zł 36.65

$11.74 zł 42.89

-14.57%

Internet (50+ Mbps, Unlimited Data)

$17.56 zł 64.1

$16.17 zł 59.1

8.60%

Gym Membership (Monthly)

$44.87 zł 164

$38.74 zł 142

15.82%

Tennis Court (1 Hour on Weekend)

$29.23 zł 107

$26.32 zł 96.2

11.06%

Cinema Ticket

$9.70 zł 35.43

$7.84 zł 28.65

23.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 zł 2,117

$380 zł 1,388

52.53%

International Primary School, 1 Child (Yearly)

$15.7K zł 57.2K

$6,672 zł 24.4K

134.89%

Jeans (Levis 501 Or Similar)

$99.2 zł 363

$125 zł 457

-20.60%

Summer Dress (H&M, Zara, etc)

$46.99 zł 172

$46.75 zł 171

0.51%

Sport Shoes (Adidas, Nike)

$92.5 zł 338

$107 zł 391

-13.46%

Men's Leather Business Shoes

$111 zł 404

$92.1 zł 336

20.24%

1-bedroom Apartment, City Center (Monthly)

$1,161 zł 4,241

$915 zł 3,343

26.86%

1-bedroom Apartment, Outside City Center (Monthly)

$890 zł 3,250

$705 zł 2,575

26.20%

3-bedroom Apartment, City Center (Monthly)

$2,033 zł 7,427

$1,432 zł 5,230

42.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,576

$919 zł 3,357

66.08%

Buy Apartment in City Center (m2)

$6,283 zł 23.0K

$4,286 zł 15.7K

46.59%

Buy Apartment Outside City Center (m2)

$4,074 zł 14.9K

$2,500 zł 9,134

62.93%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,140

$2,349 zł 8,582

-5.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.08

24.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 1, 2026

Last update for Gdynia: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,161 in Warsaw versus $915 in Gdynia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Gdynia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $58.0 in Warsaw versus $47.00 in Gdynia. Monthly groceries follow the same trend: $246 vs $240 – making Gdynia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Gdynia: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 14%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,059 per month in Warsaw and $2,680 in Gdynia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gdynia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,040 in Warsaw and $1,787 in Gdynia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 20% less in Gdynia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Gdynia, where all-in costs run around $1,787, than in Warsaw at $2,040. In Gdynia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Gdynia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gdynia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.