Cost of Living Comparison Between Warsaw and Gdynia Cost of Living Comparison Between Warsaw and Gdynia

Monthly Cost of Living

A single person spends $2,025 per month in Warsaw vs $1,826 in Gdynia, rent included.

A couple spends around $2,904 per month in Warsaw vs $2,490 in Gdynia, rent included.

A family of three spends $3,783 per month in Warsaw vs $3,155 in Gdynia, rent included.

Warsaw costs about 11% more than Gdynia, driven mainly by Eating Out.

Both Warsaw and Gdynia sit above the global median – Warsaw by 52%, Gdynia by 37%.

Meal at Budget Restaurant

$10.75 zł 40.77

$10.72 zł 40.67

0.28%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$46.76 zł 177

21.11%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$9.53 zł 36.15

-0.84%

Cappuccino

$4.17 zł 15.81

$3.60 zł 13.67

15.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$2.15 zł 8.16

-2.33%

Water (0.33 liter bottle)

$1.83 zł 6.93

$1.60 zł 6.08

14.37%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$4.14 zł 15.70

7.97%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$4.04 zł 15.31

12.38%

Milk (1 liter)

$1.19 zł 4.51

$1.11 zł 4.19

7.21%

White Bread (500g)

$1.42 zł 5.40

$1.20 zł 4.54

18.33%

Rice (white) (1kg)

$1.79 zł 6.79

$1.58 zł 6.00

13.29%

Eggs

$3.57 zł 13.56

$3.46 zł 13.11

3.18%

Local Cheese (1kg)

$9.98 zł 37.88

$9.84 zł 37.35

1.42%

Chicken Fillets (1kg)

$6.92 zł 26.27

$7.58 zł 28.76

-8.71%

Beef Round Steak (1kg)

$14.53 zł 55.1

$13.24 zł 50.2

9.74%

Apples (1kg)

$1.30 zł 4.93

$1.05 zł 3.99

23.81%

Banana (1kg)

$1.86 zł 7.06

$1.95 zł 7.42

-4.62%

Oranges (1kg)

$1.93 zł 7.34

$1.92 zł 7.29

0.52%

Tomato (1kg)

$3.77 zł 14.29

$3.00 zł 11.37

25.67%

Potato (1kg)

$1.06 zł 4.00

$0.91 zł 3.45

16.48%

Onion (1kg)

$1.24 zł 4.70

$1.42 zł 5.38

-12.68%

Lettuce (1 head)

$1.44 zł 5.47

$1.56 zł 5.92

-7.69%

Water (1.5 liter bottle)

$0.72 zł 2.73

$0.73 zł 2.76

-1.37%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$5.45 zł 20.66

1.83%

Wine (Bottle)

$7.75 zł 29.40

$9.31 zł 35.31

-16.76%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.12 zł 4.24

22.32%

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.65 zł 6.27

13.33%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.26 zł 4.80

-7.14%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$35.09 zł 133

-15.56%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$2.33 zł 8.84

14.16%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$0.77 zł 2.94

32.47%

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$13.47 zł 51.1

-0.89%

Gasoline (1 liter)

$1.79 zł 6.78

$1.69 zł 6.43

5.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$33.8K zł 128.1K

-2.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$29.7K zł 112.5K

9.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$362 zł 1,372

-1.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$11.67 zł 44.26

-12.34%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$15.56 zł 59.0

12.40%

Gym Membership (Monthly)

$44.37 zł 168

$39.09 zł 148

13.51%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$26.94 zł 102

8.31%

Cinema Ticket

$9.39 zł 35.63

$7.56 zł 28.70

24.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$380 zł 1,442

50.28%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$6,730 zł 25.5K

127.70%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$124 zł 471

-20.55%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$45.62 zł 173

3.00%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$107 zł 407

-11.65%

Men's Leather Business Shoes

$109 zł 415

$90.1 zł 342

21.31%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$892 zł 3,383

27.27%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$714 zł 2,709

29.09%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$1,462 zł 5,546

43.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$892 zł 3,386

71.02%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$4,081 zł 15.5K

54.93%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$2,402 zł 9,112

63.17%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

$2,006 zł 7,612

7.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.08

24.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Gdynia: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,135 in Warsaw versus $892 in Gdynia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in Warsaw versus $47.00 in Gdynia. Monthly groceries follow the same trend: $246 vs $238 – making Gdynia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Gdynia: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 11%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,038 per month in Warsaw and $2,739 in Gdynia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gdynia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,025 in Warsaw and $1,826 in Gdynia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 18% less in Gdynia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Gdynia, where all-in costs run around $1,826, than in Warsaw at $2,025. In Gdynia it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Gdynia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gdynia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.