Cost of Living Comparison Between Gdynia and Funchal Cost of Living Comparison Between Gdynia and Funchal

Monthly Cost of Living

Monthly costs for one person with rent: $1,787 in Gdynia versus $1,900 in Funchal.

Estimated couple costs with rent: $2,427 in Gdynia versus $2,767 in Funchal.

Monthly costs for a family of three with rent: $3,068 in Gdynia versus $3,634 in Funchal.

Living in Gdynia costs roughly 6% less than in Funchal, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Gdynia 33% above, Funchal 42% above.

Meal at Budget Restaurant

$11.01 zł 40.23

$11.80 €10.16

-6.69%

Three-Course Dinner for Two, Mid-Range

$47.24 zł 173

$56.9 €49.00

-16.98%

Fast Food Meal (McDonalds, etc)

$9.17 zł 33.50

$8.99 €7.74

2.00%

Cappuccino

$3.52 zł 12.85

$1.75 €1.51

101.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 7.76

$1.76 €1.52

20.45%

Water (0.33 liter bottle)

$1.54 zł 5.64

$1.53 €1.32

0.65%

Local Beer (0.5 liter draught)

$4.02 zł 14.70

$3.54 €3.05

13.56%

Imported Beer (0.33 liter bottle)

$4.09 zł 14.95

$4.08 €3.52

0.25%

Milk (1 liter)

$1.09 zł 3.99

$1.11 €0.96

-1.80%

White Bread (500g)

$1.21 zł 4.42

$1.89 €1.63

-35.98%

Rice (white) (1kg)

$1.58 zł 5.76

$1.69 €1.46

-6.51%

Eggs

$3.65 zł 13.35

$3.99 €3.44

-8.52%

Local Cheese (1kg)

$9.80 zł 35.79

$10.61 €9.14

-7.63%

Chicken Fillets (1kg)

$7.68 zł 28.04

$7.26 €6.25

5.79%

Beef Round Steak (1kg)

$13.51 zł 49.33

$11.50 €9.90

17.48%

Apples (1kg)

$1.02 zł 3.72

$1.87 €1.61

-45.45%

Banana (1kg)

$1.96 zł 7.16

$1.81 €1.56

8.29%

Oranges (1kg)

$1.88 zł 6.86

$1.71 €1.47

9.94%

Tomato (1kg)

$3.04 zł 11.10

$2.48 €2.14

22.58%

Potato (1kg)

$0.85 zł 3.11

$2.05 €1.76

-58.54%

Onion (1kg)

$1.41 zł 5.17

$1.90 €1.63

-25.79%

Lettuce (1 head)

$1.55 zł 5.66

$1.76 €1.51

-11.93%

Water (1.5 liter bottle)

$0.69 zł 2.52

$0.78 €0.67

-11.54%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 zł 20.01

$5.77 €4.97

-5.03%

Wine (Bottle)

$9.84 zł 35.94

$7.05 €6.07

39.57%

Local Beer (0.5 liter bottle)

$1.06 zł 3.88

$1.50 €1.29

-29.33%

Imported Beer (0.33 liter bottle)

$1.59 zł 5.80

$3.12 €2.69

-49.04%

One-way Ticket (Public Transport)

$1.27 zł 4.63

$2.29 €1.97

-44.54%

Public Transport Monthly Pass (Regular Price)

$35.67 zł 130

$35.15 €30.27

1.48%

Taxi Start (Normal Tariff)

$2.33 zł 8.50

$4.04 €3.48

-42.33%

Taxi (Normal Tariff) (1km)

$0.79 zł 2.90

$1.31 €1.13

-39.69%

Taxi 1hour Waiting (Normal Tariff)

$13.45 zł 49.12

$19.42 €16.72

-30.74%

Gasoline (1 liter)

$1.70 zł 6.23

$1.92 €1.65

-11.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K zł 121.1K

$34.7K €29.9K

-4.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K zł 111.3K

$39.6K €34.1K

-23.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$362 zł 1,324

$120 €104

201.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.74 zł 42.89

$19.87 €17.11

-40.92%

Internet (50+ Mbps, Unlimited Data)

$16.17 zł 59.1

$47.02 €40.49

-65.61%

Gym Membership (Monthly)

$38.74 zł 142

$44.85 €38.62

-13.62%

Tennis Court (1 Hour on Weekend)

$26.32 zł 96.2

$8.58 €7.38

206.76%

Cinema Ticket

$7.84 zł 28.65

$8.95 €7.71

-12.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$380 zł 1,388

$442 €381

-14.02%

International Primary School, 1 Child (Yearly)

$6,672 zł 24.4K

$6,396 €5,508

4.30%

Jeans (Levis 501 Or Similar)

$125 zł 457

$65.2 €56.1

91.75%

Summer Dress (H&M, Zara, etc)

$46.75 zł 171

$34.34 €29.57

36.14%

Sport Shoes (Adidas, Nike)

$107 zł 391

$82.2 €70.8

30.01%

Men's Leather Business Shoes

$92.1 zł 336

$75.8 €65.3

21.51%

1-bedroom Apartment, City Center (Monthly)

$915 zł 3,343

$1,393 €1,199

-34.30%

1-bedroom Apartment, Outside City Center (Monthly)

$705 zł 2,575

$1,056 €909

-33.22%

3-bedroom Apartment, City Center (Monthly)

$1,432 zł 5,230

$2,471 €2,128

-42.08%

3-bedroom Apartment, Outside City Center (Monthly)

$919 zł 3,357

$1,750 €1,507

-47.49%

Buy Apartment in City Center (m2)

$4,286 zł 15.7K

$4,978 €4,287

-13.91%

Buy Apartment Outside City Center (m2)

$2,500 zł 9,134

$3,425 €2,949

-27.00%

Average Monthly Net Salary (After Tax)

$2,349 zł 8,582

$1,358 €1,169

73.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

5.27

15.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: June 1, 2026

Last update for Funchal: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $915 in Gdynia and $1,393 in Funchal. Housing cost is often the main lever when comparing two cities.

Gdynia pays 73% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $47.00 in Gdynia vs $57.0 in Funchal for a mid-range dinner for two. Groceries echo the gap at $240 vs $249 per month, with Gdynia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Funchal: Cost of Living - Frequently Asked Questions

Gdynia and Funchal differ by about 6% in total monthly costs ($1,787 vs $1,900 including rent). Gdynia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Gdynia pays 73% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $915 in Gdynia versus $1,393 in Funchal. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,787 per month in Gdynia versus $1,900 in Funchal – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gdynia runs roughly 1% less than in Funchal. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,787 in Gdynia versus $1,900 in Funchal, a $2,500 budget is realistic in Gdynia but tight or insufficient in Funchal. The gap between the two cities makes Gdynia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gdynia and Funchal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gdynia gentler on the wallet – expenses run 6% less than in Funchal. Beyond cost, consider language, visa policies, and how big the international community is in each city.