Last update: Oct 2026

Cost of Living Comparison Between Gdynia and Funchal

For one person, living is cheaper in Gdynia: $1,687 a month against $2,099 in Funchal, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Gdynia
Learn more

Gdynia Living Index
102

Cost of Living Index in Funchal
Learn more

Funchal Living Index

Jump to prices

Gdynia

🇵🇱 Poland

$1,687

/mo nomad

Funchal

🇵🇹 Portugal

$2,099

/mo nomad

Monthly Cost of Living

How much you'll spend in Gdynia and in Funchal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gdynia and in Funchal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,687 in Gdynia versus $2,099 in Funchal.

Gdynia $1,687
Funchal $2,099

Estimated couple costs with rent: $2,403 in Gdynia versus $3,058 in Funchal.

Gdynia $2,403
Funchal $3,058

Monthly costs for a family of three with rent: $3,118 in Gdynia versus $4,017 in Funchal.

Gdynia $3,118
Funchal $4,017

Living in Gdynia costs roughly 20% less than in Funchal, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Gdynia 25% above, Funchal 56% above.

Meal at Budget Restaurant

$10.04 zł 39.00

$14.90 €13.25

-32.62%

Three-Course Dinner for Two, Mid-Range

$51.8 zł 201

$64.8 €57.6

-20.10%

Fast Food Meal (McDonalds, etc)

$9.64 zł 37.44

$13.51 €12.02

-28.65%

Cappuccino

$4.05 zł 15.74

$2.00 €1.78

102.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 zł 10.79

$1.64 €1.46

69.51%

Water (0.33 liter bottle)

$2.04 zł 7.93

$1.39 €1.24

46.76%

Local Beer (0.5 liter draught)

$3.78 zł 14.68

$2.87 €2.55

31.71%

Imported Beer (0.33 liter bottle)

$3.86 zł 15.00

$3.87 €3.44

-0.26%

Milk (1 liter)

$0.99 zł 3.83

$1.05 €0.93

-5.71%

White Bread (500g)

$1.38 zł 5.35

$1.72 €1.53

-19.77%

Rice (white) (1kg)

$1.82 zł 7.06

$1.69 €1.50

7.69%

Eggs

$3.82 zł 14.84

$3.96 €3.52

-3.54%

Local Cheese (1kg)

$12.85 zł 49.93

$10.34 €9.20

24.27%

Chicken Fillets (1kg)

$7.96 zł 30.91

$7.36 €6.55

8.15%

Beef Round Steak (1kg)

$13.99 zł 54.4

$11.82 €10.52

18.36%

Apples (1kg)

$1.33 zł 5.16

$1.73 €1.54

-23.12%

Banana (1kg)

$1.81 zł 7.02

$1.82 €1.62

-0.55%

Oranges (1kg)

$1.80 zł 7.01

$1.73 €1.54

4.05%

Tomato (1kg)

$3.00 zł 11.65

$2.51 €2.24

19.52%

Potato (1kg)

$1.18 zł 4.58

$1.86 €1.65

-36.56%

Onion (1kg)

$1.11 zł 4.31

$1.96 €1.75

-43.37%

Lettuce (1 head)

$1.68 zł 6.53

$1.69 €1.50

-0.59%

Water (1.5 liter bottle)

$0.65 zł 2.53

$0.80 €0.71

-18.75%

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 zł 22.89

$5.60 €4.98

5.18%

Wine (Bottle)

$8.05 zł 31.27

$6.58 €5.85

22.34%

Local Beer (0.5 liter bottle)

$1.10 zł 4.27

$1.26 €1.12

-12.70%

Imported Beer (0.33 liter bottle)

$1.54 zł 5.96

$2.46 €2.19

-37.40%

One-way Ticket (Public Transport)

$1.20 zł 4.67

$2.17 €1.93

-44.70%

Public Transport Monthly Pass (Regular Price)

$35.93 zł 140

$34.10 €30.33

5.37%

Taxi Start (Normal Tariff)

$2.32 zł 9.02

$3.82 €3.40

-39.27%

Taxi (Normal Tariff) (1km)

$1.01 zł 3.91

$1.38 €1.22

-26.81%

Taxi 1hour Waiting (Normal Tariff)

$12.78 zł 49.66

$18.88 €16.79

-32.31%

Gasoline (1 liter)

$1.65 zł 6.40

$2.03 €1.80

-18.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 118.0K

$34.0K €30.2K

-10.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K zł 105.4K

$38.0K €33.8K

-28.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$298 zł 1,157

$123 €109

142.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.16 zł 39.48

$17.20 €15.30

-40.93%

Internet (50+ Mbps, Unlimited Data)

$18.46 zł 71.7

$49.15 €43.72

-62.44%

Gym Membership (Monthly)

$45.03 zł 175

$41.59 €36.99

8.27%

Tennis Court (1 Hour on Weekend)

$31.15 zł 121

$8.56 €7.61

263.90%

Cinema Ticket

$9.63 zł 37.40

$8.48 €7.54

13.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 zł 1,590

$419 €372

-2.21%

International Primary School, 1 Child (Yearly)

$5,614 zł 21.8K

$8,353 €7,430

-32.78%

Jeans (Levis 501 Or Similar)

$93.9 zł 365

$61.7 €54.9

52.02%

Summer Dress (H&M, Zara, etc)

$39.68 zł 154

$32.72 €29.10

21.27%

Sport Shoes (Adidas, Nike)

$105 zł 408

$88.8 €79.0

18.40%

Men's Leather Business Shoes

$105 zł 409

$74.3 €66.1

41.66%

1-bedroom Apartment, City Center (Monthly)

$816 zł 3,168

$1,471 €1,309

-44.58%

1-bedroom Apartment, Outside City Center (Monthly)

$639 zł 2,483

$1,222 €1,087

-47.68%

3-bedroom Apartment, City Center (Monthly)

$1,140 zł 4,429

$2,490 €2,215

-54.21%

3-bedroom Apartment, Outside City Center (Monthly)

$930 zł 3,613

$1,981 €1,762

-53.07%

Buy Apartment in City Center (m2)

$4,139 zł 16.1K

$4,739 €4,215

-12.66%

Buy Apartment Outside City Center (m2)

$2,414 zł 9,380

$3,237 €2,880

-25.43%

Average Monthly Net Salary (After Tax)

$1,962 zł 7,625

$1,457 €1,296

34.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

3.59

83.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: October 10, 2026

Last update for Funchal: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gdynia

$639 37.9%

Funchal

$1.2K 58.2% 91.1% $582

Monthly Utilities & Internet

Gdynia

$326 19.3%

Funchal

$189 9% 42% $137

Groceries & Markets

Gdynia

$251 14.9%

Funchal

$243 11.6% 3.3% $8.3

Eating Out

Gdynia

$204 12.1%

Funchal

$218 10.4% 6.9% $14

Clothing & Footwear

Gdynia

$155 9.2%

Funchal

$116 5.5% 25.1% $39

Sport & Entertainment

Gdynia

$64 3.8%

Funchal

$59 2.8% 8.9% $5.7

Getting Around

Gdynia

$48 2.9%

Funchal

$53 2.6% 11.2% $5.4

Cost Breakdown

A one-bedroom apartment in the center runs $816 in Gdynia and $1,471 in Funchal. Housing cost is often the main lever when comparing two cities.

Gdynia pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $52.0 in Gdynia vs $65.0 in Funchal. Groceries flip the comparison at $251 vs $243, with Funchal cheaper for home cooking.

Good to know

🇵🇱 Gdynia

🇵🇹 Funchal

🕒 Local time

01:08 1:08 AM

00:08 12:08 AM

1 h behind Gdynia

🌤 Weather

👥 Population

257,000

105,795

💱 Currency

Polish Złoty PLN zł

Euro EUR €

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Gdynia Funchal 3,690 km ≈ 5 h nonstop flight

From you

Gdynia
Funchal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Funchal: Cost of Living - Frequently Asked Questions

Gdynia and Funchal differ by about 24% in total monthly costs ($1,687 vs $2,099 including rent). Gdynia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 35% higher in Gdynia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $816 in Gdynia versus $1,471 in Funchal. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,687 per month in Gdynia versus $2,099 in Funchal – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gdynia runs roughly 5% less than in Funchal. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,687 in Gdynia versus $2,099 in Funchal, a $2,500 budget is realistic in Gdynia but tight or insufficient in Funchal. The gap between the two cities makes Gdynia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gdynia and Funchal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gdynia gentler on the wallet – expenses run 24% less than in Funchal. Beyond cost, consider language, visa policies, and how big the international community is in each city.