Cost of Living Comparison Between Gdynia and Funchal Cost of Living Comparison Between Gdynia and Funchal

Monthly Cost of Living

Monthly costs for one person with rent: $1,796 in Gdynia versus $2,195 in Funchal.

Estimated couple costs with rent: $2,521 in Gdynia versus $3,193 in Funchal.

Monthly costs for a family of three with rent: $3,246 in Gdynia versus $4,190 in Funchal.

Living in Gdynia costs roughly 18% less than in Funchal, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Gdynia 31% above, Funchal 60% above.

Meal at Budget Restaurant

$10.87 zł 40.40

$15.73 €13.52

-30.90%

Three-Course Dinner for Two, Mid-Range

$52.9 zł 197

$67.1 €57.7

-21.10%

Fast Food Meal (McDonalds, etc)

$10.17 zł 37.80

$13.76 €11.83

-26.09%

Cappuccino

$4.44 zł 16.50

$2.03 €1.74

118.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 zł 10.99

$1.77 €1.52

67.23%

Water (0.33 liter bottle)

$2.23 zł 8.30

$1.45 €1.25

53.79%

Local Beer (0.5 liter draught)

$4.01 zł 14.90

$2.96 €2.55

35.47%

Imported Beer (0.33 liter bottle)

$4.10 zł 15.23

$4.00 €3.44

2.50%

Milk (1 liter)

$1.07 zł 3.98

$1.09 €0.94

-1.83%

White Bread (500g)

$1.39 zł 5.17

$1.82 €1.56

-23.63%

Rice (white) (1kg)

$1.91 zł 7.10

$1.74 €1.50

9.77%

Eggs

$3.86 zł 14.34

$4.06 €3.49

-4.93%

Local Cheese (1kg)

$13.12 zł 48.73

$10.50 €9.02

24.95%

Chicken Fillets (1kg)

$8.18 zł 30.40

$7.84 €6.74

4.34%

Beef Round Steak (1kg)

$14.27 zł 53.0

$12.39 €10.66

15.17%

Apples (1kg)

$1.36 zł 5.07

$1.81 €1.56

-24.86%

Banana (1kg)

$1.94 zł 7.22

$1.79 €1.54

8.38%

Oranges (1kg)

$1.92 zł 7.13

$1.85 €1.59

3.78%

Tomato (1kg)

$3.24 zł 12.03

$2.61 €2.25

24.14%

Potato (1kg)

$1.27 zł 4.71

$1.99 €1.71

-36.18%

Onion (1kg)

$1.18 zł 4.38

$2.08 €1.78

-43.27%

Lettuce (1 head)

$1.80 zł 6.70

$1.69 €1.45

6.51%

Water (1.5 liter bottle)

$0.71 zł 2.62

$0.83 €0.71

-14.46%

Cigarettes 20 Pack (Marlboro, Camel)

$6.23 zł 23.13

$5.67 €4.87

9.88%

Wine (Bottle)

$8.93 zł 33.16

$7.09 €6.10

25.95%

Local Beer (0.5 liter bottle)

$1.20 zł 4.46

$1.32 €1.13

-9.09%

Imported Beer (0.33 liter bottle)

$1.67 zł 6.21

$2.60 €2.23

-35.77%

One-way Ticket (Public Transport)

$1.26 zł 4.66

$2.29 €1.97

-44.98%

Public Transport Monthly Pass (Regular Price)

$37.28 zł 139

$35.46 €30.48

5.13%

Taxi Start (Normal Tariff)

$2.37 zł 8.82

$4.05 €3.48

-41.48%

Taxi (Normal Tariff) (1km)

$1.05 zł 3.89

$1.46 €1.26

-28.08%

Taxi 1hour Waiting (Normal Tariff)

$13.66 zł 50.7

$19.43 €16.70

-29.70%

Gasoline (1 liter)

$1.63 zł 6.06

$2.07 €1.78

-21.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K zł 119.4K

$34.5K €29.7K

-6.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K zł 106.7K

$38.9K €33.4K

-26.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$310 zł 1,153

$128 €110

142.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.80 zł 40.12

$17.67 €15.19

-38.88%

Internet (50+ Mbps, Unlimited Data)

$19.95 zł 74.1

$49.91 €42.91

-60.03%

Gym Membership (Monthly)

$47.67 zł 177

$42.24 €36.31

12.86%

Tennis Court (1 Hour on Weekend)

$32.83 zł 122

$8.55 €7.35

283.98%

Cinema Ticket

$9.22 zł 34.27

$9.20 €7.91

0.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$426 zł 1,581

$431 €371

-1.26%

International Primary School, 1 Child (Yearly)

$5,988 zł 22.2K

$8,907 €7,657

-32.78%

Jeans (Levis 501 Or Similar)

$98.4 zł 365

$63.8 €54.9

54.16%

Summer Dress (H&M, Zara, etc)

$42.54 zł 158

$35.11 €30.19

21.16%

Sport Shoes (Adidas, Nike)

$111 zł 414

$91.3 €78.5

22.09%

Men's Leather Business Shoes

$111 zł 412

$78.8 €67.7

40.75%

1-bedroom Apartment, City Center (Monthly)

$831 zł 3,087

$1,536 €1,321

-45.90%

1-bedroom Apartment, Outside City Center (Monthly)

$685 zł 2,545

$1,269 €1,091

-46.00%

3-bedroom Apartment, City Center (Monthly)

$1,197 zł 4,447

$2,562 €2,203

-53.29%

3-bedroom Apartment, Outside City Center (Monthly)

$991 zł 3,683

$2,071 €1,780

-52.13%

Buy Apartment in City Center (m2)

$4,376 zł 16.3K

$4,884 €4,199

-10.41%

Buy Apartment Outside City Center (m2)

$2,616 zł 9,717

$3,454 €2,970

-24.27%

Average Monthly Net Salary (After Tax)

$2,043 zł 7,588

$1,461 €1,256

39.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

3.59

83.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: August 29, 2026

Last update for Funchal: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $831 in Gdynia and $1,536 in Funchal. Housing cost is often the main lever when comparing two cities.

Gdynia pays 40% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $53.0 in Gdynia vs $67.0 in Funchal. Groceries flip the comparison at $262 vs $253, with Funchal cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Funchal: Cost of Living - Frequently Asked Questions

Gdynia and Funchal differ by about 22% in total monthly costs ($1,796 vs $2,195 including rent). Gdynia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 40% higher in Gdynia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $831 in Gdynia versus $1,536 in Funchal. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,796 per month in Gdynia versus $2,195 in Funchal – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gdynia runs roughly 5% less than in Funchal. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,796 in Gdynia versus $2,195 in Funchal, a $2,500 budget is realistic in Gdynia but tight or insufficient in Funchal. The gap between the two cities makes Gdynia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gdynia and Funchal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gdynia gentler on the wallet – expenses run 22% less than in Funchal. Beyond cost, consider language, visa policies, and how big the international community is in each city.