Last update: Oct 2026

Cost of Living Comparison Between the Gambia and Germany

Name: Germany
Address: DE

For one person, living is cheaper in the Gambia: $703 a month against $2,080 in Germany, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in the Gambia
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Gambia Living Index
100

Cost of Living Index in Germany
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Germany Living Index

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🇬🇲 Gambia

$703

/mo nomad

🇩🇪 Germany

$2,080

/mo nomad

Monthly Cost of Living

How much you'll spend in the Gambia and in Germany

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the Gambia and in Germany actually costs, broken down by who's living it.

Monthly costs for one person with rent: $703 in the Gambia versus $2,080 in Germany.

Gambia $703
Germany $2,080

Estimated couple costs with rent: $1,215 in the Gambia versus $3,130 in Germany.

Gambia $1,215
Germany $3,130

Monthly costs for a family of three with rent: $1,726 in the Gambia versus $4,180 in Germany.

Gambia $1,726
Germany $4,180

Internal cost variation is higher in Germany: monthly costs span $1,337 to $2,681, compared to $56–$677 in the Gambia. City choice carries more weight in Germany.

Living in the Gambia costs about 66% less than in Germany on average.

The Gambia (48% below) and Germany (53% above) straddle the global median.

Meal at Budget Restaurant

$6.81 GMD 505

$16.60 €14.92

-58.98%

Three-Course Dinner for Two, Mid-Range

$74.8 GMD 5,542

$71.8 €64.5

4.14%

Fast Food Meal (McDonalds, etc)

$7.59 GMD 562

$12.12 €10.89

-37.38%

Cappuccino

$3.51 GMD 260

$3.96 €3.56

-11.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 GMD 163

$3.36 €3.02

-34.82%

Water (0.33 liter bottle)

$1.31 GMD 96.9

$2.89 €2.60

-54.67%

Local Beer (0.5 liter draught)

$5.73 GMD 424

$5.07 €4.55

13.02%

Imported Beer (0.33 liter bottle)

$4.52 GMD 335

$4.50 €4.05

0.44%

Milk (1 liter)

$1.38 GMD 102

$1.26 €1.13

9.52%

White Bread (500g)

$0.72 GMD 53.4

$2.20 €1.97

-67.27%

Rice (white) (1kg)

$1.19 GMD 88.2

$3.54 €3.18

-66.38%

Eggs

$2.07 GMD 154

$3.88 €3.49

-46.65%

Local Cheese (1kg)

$5.92 GMD 439

$14.24 €12.79

-58.43%

Chicken Fillets (1kg)

$8.57 GMD 635

$11.90 €10.69

-27.98%

Beef Round Steak (1kg)

$5.55 GMD 411

$20.68 €18.58

-73.16%

Apples (1kg)

$2.01 GMD 149

$3.28 €2.95

-38.72%

Banana (1kg)

$1.53 GMD 114

$2.05 €1.84

-25.37%

Oranges (1kg)

$2.08 GMD 154

$2.31 €2.08

-9.96%

Tomato (1kg)

$1.76 GMD 131

$4.29 €3.85

-58.97%

Potato (1kg)

$0.98 GMD 72.6

$1.53 €1.38

-35.95%

Onion (1kg)

$0.91 GMD 67.3

$1.50 €1.34

-39.33%

Lettuce (1 head)

$0.28 GMD 20.95

$1.64 €1.47

-82.93%

Water (1.5 liter bottle)

$0.39 GMD 28.75

$1.02 €0.91

-61.76%

Cigarettes 20 Pack (Marlboro, Camel)

$1.66 GMD 123

$9.69 €8.71

-82.87%

Wine (Bottle)

$6.83 GMD 506

$6.01 €5.40

13.64%

Local Beer (0.5 liter bottle)

$1.51 GMD 112

$1.12 €1.01

34.82%

Imported Beer (0.33 liter bottle)

$1.57 GMD 117

$1.56 €1.41

0.64%

One-way Ticket (Public Transport)

$0.33 GMD 24.09

$3.85 €3.46

-91.43%

Public Transport Monthly Pass (Regular Price)

$6.63 GMD 491

$69.7 €62.6

-90.49%

Taxi Start (Normal Tariff)

$5.34 €4.79

Taxi (Normal Tariff) (1km)

$0.65 GMD 48.22

$2.81 €2.52

-76.87%

Taxi 1hour Waiting (Normal Tariff)

$4.03 GMD 299

$38.83 €34.89

-89.62%

Gasoline (1 liter)

$1.03 GMD 76.6

$2.13 €1.91

-51.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,672 GMD 198.0K

$32.6K €29.3K

-91.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,254 GMD 241.1K

$37.7K €33.9K

-91.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.48 GMD 2,258

$342 €307

-91.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.20 GMD 1,052

$24.87 €22.35

-42.90%

Internet (50+ Mbps, Unlimited Data)

$51.7 GMD 3,830

$48.49 €43.57

6.60%

Gym Membership (Monthly)

$23.45 GMD 1,738

$39.42 €35.42

-40.51%

Tennis Court (1 Hour on Weekend)

$13.63 GMD 1,010

$27.47 €24.69

-50.38%

Cinema Ticket

$3.33 GMD 247

$14.65 €13.17

-77.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.61 GMD 490

$611 €549

-98.92%

International Primary School, 1 Child (Yearly)

$138 GMD 10.2K

$17.3K €15.5K

-99.20%

Jeans (Levis 501 Or Similar)

$56.8 GMD 4,212

$89.1 €80.0

-36.19%

Summer Dress (H&M, Zara, etc)

$44.94 GMD 3,330

$42.07 €37.80

6.82%

Sport Shoes (Adidas, Nike)

$97.8 GMD 7,247

$98.3 €88.3

-0.51%

Men's Leather Business Shoes

$87.6 GMD 6,490

$131 €117

-32.98%

1-bedroom Apartment, City Center (Monthly)

$102 GMD 7,587

$934 €839

-89.04%

1-bedroom Apartment, Outside City Center (Monthly)

$82.4 GMD 6,107

$718 €645

-88.53%

3-bedroom Apartment, City Center (Monthly)

$219 GMD 16.2K

$1,704 €1,531

-87.15%

3-bedroom Apartment, Outside City Center (Monthly)

$104 GMD 7,684

$1,294 €1,162

-91.98%

Buy Apartment in City Center (m2)

$1,467 GMD 108.7K

$5,944 €5,341

-75.32%

Buy Apartment Outside City Center (m2)

$1,144 GMD 84.8K

$3,958 €3,556

-71.10%

Average Monthly Net Salary (After Tax)

$60.4 GMD 4,477

$3,290 €2,956

-98.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

278.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Gambia: October 26, 2026

Last update for Germany: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gambia

$183 26%

Germany

$335 16.1% 83.5% $152

Eating Out

Gambia

$171 24.3%

Germany

$276 13.3% 61.4% $105

Clothing & Footwear

Gambia

$129 18.4%

Germany

$162 7.8% 25.4% $33

Monthly Utilities & Internet

Gambia

$96 13.7%

Germany

$415 20% 331% $319

Accommodation & Living

Gambia

$82 11.7%

Germany

$718 34.6% 772% $636

Sport & Entertainment

Gambia

$30 4.3%

Germany

$69 3.3% 128% $39

Getting Around

Gambia

$11 * 1.6%

Germany

$104 5% 835% $93

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

National rent averages: $105 in the Gambia, $812 in Germany. Capital cities: $105 in Banjul vs $1,407 in Berlin.

National salary averages: $62 in the Gambia, $3,107 in Germany. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 673% higher in Germany.

Public transport is 871% more expensive in Germany.

Salaries are about 50 times higher in Germany, and purchasing power comes out stronger in Germany.

Good to know

🇬🇲 Gambia

🇩🇪 Germany

🕒 Local time

10:18 10:18 AM

11:18 11:18 AM

1 h ahead of the Gambia

🌤 Weather

👥 Population

2,639,916

84,358,845

💱 Currency

Gambian Dalasi GMD D

Euro EUR €

📈 Exchange rate

100 GMD = 1.35 USD

100 GMD = 1.21 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to GMD – Gambian Dalasi Converter

🇺🇸 United States Dollar ($)

🇬🇲 Gambian Dalasi (D)

Gambian Dalasi exchange rates as of October 28, 2026: 1 USD = 74.1 GMD (100 GMD = 1.35 USD). 1 EUR = 82.47 GMD (100 GMD = 1.21 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to GMD in detail →

On the map

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Between locations

Gambia Germany 5,090 km ≈ 7 h nonstop flight

From you

Gambia
Germany

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gambia vs Germany: Cost of Living - Frequently Asked Questions

At $703 per month in the Gambia and $2,080 in Germany, there’s a 196% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in the Gambia: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $812 in Germany and $105 in the Gambia. Rents vary a lot between cities, so the gap depends on where you settle.

It depends on what you’re after: the Gambia wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.