Cost of Living Comparison Between Gambia and Germany Cost of Living Comparison Between Gambia and Germany

Name: Germany
Address: DE

Monthly Cost of Living

Monthly costs for one person with rent: $212 in Gambia versus $2,017 in Germany.

Estimated couple costs with rent: $355 in Gambia versus $3,049 in Germany.

Monthly costs for a family of three with rent: $498 in Gambia versus $4,081 in Germany.

Living in Gambia costs about 89% less than in Germany on average.

Gambia (84% below) and Germany (51% above) straddle the global median.

Internal cost variation is higher in Germany: monthly costs span $1,333 to $2,865, compared to $59.0–$598 in Gambia. City choice carries more weight in Germany.

Meal at Budget Restaurant

$4.21 GMD 311

$17.12 €14.73

-75.41%

Three-Course Dinner for Two, Mid-Range

$58.8 GMD 4,346

$75.6 €65.0

-22.21%

Fast Food Meal (McDonalds, etc)

$6.28 GMD 464

$11.77 €10.12

-46.64%

Cappuccino

$2.55 GMD 188

$4.15 €3.57

-38.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 GMD 128

$3.38 €2.91

-48.52%

Water (0.33 liter bottle)

$1.19 GMD 87.6

$2.96 €2.55

-59.80%

Local Beer (0.5 liter draught)

$3.70 GMD 274

$5.33 €4.59

-30.58%

Imported Beer (0.33 liter bottle)

$3.70 GMD 274

$4.59 €3.95

-19.39%

Milk (1 liter)

$1.45 GMD 107

$1.32 €1.13

9.85%

White Bread (500g)

$0.76 GMD 56.1

$2.19 €1.89

-65.30%

Rice (white) (1kg)

$1.23 GMD 91.2

$3.30 €2.84

-62.73%

Eggs

$2.20 GMD 163

$3.88 €3.34

-43.30%

Local Cheese (1kg)

$5.79 GMD 428

$14.64 €12.59

-60.45%

Chicken Fillets (1kg)

$8.05 GMD 595

$13.85 €11.92

-41.88%

Beef Round Steak (1kg)

$5.48 GMD 405

$20.07 €17.26

-72.70%

Apples (1kg)

$3.16 GMD 234

$3.20 €2.75

-1.25%

Banana (1kg)

$2.38 GMD 176

$1.89 €1.63

25.93%

Oranges (1kg)

$2.07 GMD 153

$2.29 €1.97

-9.61%

Tomato (1kg)

$1.91 GMD 141

$4.78 €4.11

-60.04%

Potato (1kg)

$1.04 GMD 76.8

$1.60 €1.38

-35.00%

Onion (1kg)

$1.03 GMD 75.9

$1.64 €1.41

-37.20%

Lettuce (1 head)

$0.26 GMD 19.31

$1.92 €1.65

-86.46%

Water (1.5 liter bottle)

$0.39 GMD 29.13

$1.10 €0.95

-64.55%

Cigarettes 20 Pack (Marlboro, Camel)

$1.97 GMD 146

$9.68 €8.33

-79.65%

Wine (Bottle)

$6.65 GMD 491

$5.75 €4.94

15.65%

Local Beer (0.5 liter bottle)

$2.15 GMD 159

$1.10 €0.95

95.45%

Imported Beer (0.33 liter bottle)

$1.78 GMD 132

$1.63 €1.40

9.20%

One-way Ticket (Public Transport)

$0.20 GMD 14.75

$3.74 €3.22

-94.65%

Public Transport Monthly Pass (Regular Price)

$6.62 GMD 489

$67.0 €57.6

-90.12%

Taxi Start (Normal Tariff)

$0.55 GMD 40.33

$5.93 €5.10

-90.73%

Taxi (Normal Tariff) (1km)

$0.69 GMD 50.8

$2.34 €2.02

-70.51%

Taxi 1hour Waiting (Normal Tariff)

$4.20 GMD 310

$37.50 €32.26

-88.80%

Gasoline (1 liter)

$1.13 GMD 83.7

$2.02 €1.74

-44.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,670 GMD 197.3K

$31.2K €26.8K

-91.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$4,010 GMD 296.4K

$37.8K €32.5K

-89.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.93 GMD 2,433

$356 €306

-90.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.01 GMD 1,109

$27.58 €23.73

-45.58%

Internet (50+ Mbps, Unlimited Data)

$46.56 GMD 3,441

$51.7 €44.49

-9.98%

Gym Membership (Monthly)

$24.51 GMD 1,811

$40.39 €34.75

-39.32%

Tennis Court (1 Hour on Weekend)

$14.24 GMD 1,052

$25.17 €21.65

-43.42%

Cinema Ticket

$3.64 GMD 269

$13.75 €11.83

-73.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$7.17 GMD 530

$477 €410

-98.50%

International Primary School, 1 Child (Yearly)

$141 GMD 10.4K

$15.1K €13.0K

-99.07%

Jeans (Levis 501 Or Similar)

$57.0 GMD 4,214

$95.0 €81.7

-39.99%

Summer Dress (H&M, Zara, etc)

$41.85 GMD 3,093

$44.64 €38.40

-6.25%

Sport Shoes (Adidas, Nike)

$101 GMD 7,453

$103 €89.0

-2.51%

Men's Leather Business Shoes

$88.1 GMD 6,514

$136 €117

-34.98%

1-bedroom Apartment, City Center (Monthly)

$105 GMD 7,728

$1,007 €867

-89.62%

1-bedroom Apartment, Outside City Center (Monthly)

$82.5 GMD 6,099

$779 €670

-89.41%

3-bedroom Apartment, City Center (Monthly)

$257 GMD 19.0K

$1,927 €1,657

-86.64%

3-bedroom Apartment, Outside City Center (Monthly)

$108 GMD 7,966

$1,467 €1,262

-92.65%

Buy Apartment in City Center (m2)

$1,452 GMD 107.3K

$6,266 €5,390

-76.83%

Buy Apartment Outside City Center (m2)

$1,168 GMD 86.3K

$4,093 €3,521

-71.45%

Average Monthly Net Salary (After Tax)

$61.9 GMD 4,578

$3,405 €2,929

-98.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

3.98

154.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gambia: June 2, 2026

Last update for Germany: June 1, 2026

Cost Breakdown

National rent averages: $15.00 in Gambia, $846 in Germany. Capital cities: $103 in Banjul vs $1,410 in Berlin.

National salary averages: $60.0 in Gambia, $3,209 in Germany. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 5540% higher in Germany.

Dining out costs 350% more in Germany.

Public transport is 6100% more expensive in Germany.

Salaries are 5248% higher in Germany, giving Germany stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gambia vs Germany: Cost of Living - Frequently Asked Questions

At $329 per month in Gambia and $2,099 in Germany, there's a 539% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Gambia is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Germany beats Gambia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Gambia, $1,000 covers most cities easily. In Germany, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. Gambia wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.