Cost of Living Comparison Between Germany and Gambia Cost of Living Comparison Between Germany and Gambia

Name: Gambia
Address: GM

Monthly Cost of Living

Monthly costs for one person with rent: $2,017 in Germany versus $214 in Gambia.

Estimated couple costs with rent: $3,048 in Germany versus $356 in Gambia.

Monthly costs for a family of three with rent: $4,078 in Germany versus $497 in Gambia.

Living in Germany is roughly 843% more expensive than in Gambia on average.

Germany (51% above) and Gambia (84% below) straddle the global median.

Internal cost variation is higher in Germany: monthly costs span $1,340 to $2,866, compared to $57.0–$611 in Gambia. City choice carries more weight in Germany.

Meal at Budget Restaurant

$17.10 €14.97

$4.37 GMD 325

291.30%

Three-Course Dinner for Two, Mid-Range

$76.0 €66.5

$58.7 GMD 4,358

29.49%

Fast Food Meal (McDonalds, etc)

$11.77 €10.31

$6.48 GMD 482

81.64%

Cappuccino

$3.96 €3.47

$2.54 GMD 189

55.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 €2.97

$1.74 GMD 130

94.83%

Water (0.33 liter bottle)

$3.04 €2.66

$1.24 GMD 92.1

145.16%

Local Beer (0.5 liter draught)

$5.27 €4.61

$3.59 GMD 267

46.80%

Imported Beer (0.33 liter bottle)

$4.64 €4.07

$3.65 GMD 271

27.12%

Milk (1 liter)

$1.29 €1.13

$1.51 GMD 112

-14.57%

White Bread (500g)

$2.19 €1.92

$0.70 GMD 51.8

212.86%

Rice (white) (1kg)

$3.47 €3.04

$1.24 GMD 91.8

179.84%

Eggs

$3.91 €3.43

$2.20 GMD 163

77.73%

Local Cheese (1kg)

$15.03 €13.16

$5.82 GMD 432

158.25%

Chicken Fillets (1kg)

$13.89 €12.16

$7.85 GMD 583

76.94%

Beef Round Steak (1kg)

$20.12 €17.62

$5.25 GMD 390

283.24%

Apples (1kg)

$3.14 €2.75

$3.10 GMD 230

1.29%

Banana (1kg)

$1.89 €1.66

$2.37 GMD 176

-20.25%

Oranges (1kg)

$2.34 €2.05

$2.08 GMD 154

12.50%

Tomato (1kg)

$4.74 €4.16

$1.85 GMD 137

156.22%

Potato (1kg)

$1.61 €1.41

$1.03 GMD 76.3

56.31%

Onion (1kg)

$1.57 €1.38

$1.00 GMD 74.5

57.00%

Lettuce (1 head)

$1.90 €1.66

$0.24 GMD 17.71

691.67%

Water (1.5 liter bottle)

$1.11 €0.97

$0.40 GMD 29.61

177.50%

Cigarettes 20 Pack (Marlboro, Camel)

$9.89 €8.66

$1.95 GMD 145

407.18%

Wine (Bottle)

$5.82 €5.09

$6.94 GMD 516

-16.14%

Local Beer (0.5 liter bottle)

$1.07 €0.93

$2.21 GMD 164

-51.58%

Imported Beer (0.33 liter bottle)

$1.68 €1.48

$1.72 GMD 127

-2.33%

One-way Ticket (Public Transport)

$3.80 €3.33

$0.22 GMD 16.38

1627.27%

Public Transport Monthly Pass (Regular Price)

$66.7 €58.4

$6.45 GMD 479

933.80%

Taxi Start (Normal Tariff)

$5.73 €5.02

$0.51 GMD 38.07

1023.53%

Taxi (Normal Tariff) (1km)

$2.31 €2.03

$0.72 GMD 53.2

220.83%

Taxi 1hour Waiting (Normal Tariff)

$38.07 €33.34

$4.33 GMD 321

779.21%

Gasoline (1 liter)

$1.95 €1.71

$1.09 GMD 80.8

78.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K €27.1K

$2,639 GMD 196.1K

1070.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K €32.9K

$4,013 GMD 298.1K

835.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$349 €305

$33.58 GMD 2,495

938.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.86 €24.40

$14.59 GMD 1,084

90.95%

Internet (50+ Mbps, Unlimited Data)

$51.0 €44.68

$47.96 GMD 3,564

6.38%

Gym Membership (Monthly)

$41.21 €36.09

$24.78 GMD 1,841

66.30%

Tennis Court (1 Hour on Weekend)

$24.50 €21.45

$14.23 GMD 1,057

72.17%

Cinema Ticket

$13.86 €12.13

$3.57 GMD 265

288.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$472 €413

$6.89 GMD 512

6747.17%

International Primary School, 1 Child (Yearly)

$14.9K €13.1K

$143 GMD 10.7K

10314.54%

Jeans (Levis 501 Or Similar)

$92.9 €81.3

$55.5 GMD 4,123

67.30%

Summer Dress (H&M, Zara, etc)

$43.33 €37.95

$42.56 GMD 3,162

1.81%

Sport Shoes (Adidas, Nike)

$104 €90.7

$102 GMD 7,566

1.67%

Men's Leather Business Shoes

$131 €115

$88.4 GMD 6,566

48.42%

1-bedroom Apartment, City Center (Monthly)

$1,037 €908

$101 GMD 7,527

923.88%

1-bedroom Apartment, Outside City Center (Monthly)

$762 €667

$82.7 GMD 6,141

821.36%

3-bedroom Apartment, City Center (Monthly)

$1,928 €1,689

$253 GMD 18.8K

660.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,437 €1,259

$107 GMD 7,958

1242.02%

Buy Apartment in City Center (m2)

$6,101 €5,344

$1,464 GMD 108.8K

316.78%

Buy Apartment Outside City Center (m2)

$4,120 €3,608

$1,165 GMD 86.5K

253.74%

Average Monthly Net Salary (After Tax)

$3,351 €2,935

$62.6 GMD 4,651

5253.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

10.12

-60.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: July 12, 2026

Last update for Gambia: July 12, 2026

Cost Breakdown

National rent averages: $846 in Germany, $15.00 in Gambia. Capital cities: $1,439 in Berlin vs $103 in Banjul.

National salary averages: $3,150 in Germany, $61.0 in Gambia. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 5540% higher in Germany.

Dining out costs 350% more in Germany.

Public transport is 6100% more expensive in Germany.

Salaries are 5064% higher in Germany, and purchasing power comes out stronger in Germany.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs Gambia: Cost of Living - Frequently Asked Questions

At $334 per month in Gambia and $2,103 in Germany, there's a 530% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is simply cheaper in Gambia: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Germany is consistently higher than in Gambia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Gambia, $1,000 covers most cities easily; in Germany it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: Gambia wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.