Last update: Oct 2026

Cost of Living Comparison Between Germany and the Gambia

Name: Gambia
Address: GM

For one person, living is cheaper in the Gambia: $703 a month against $2,080 in Germany, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Germany
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Germany Living Index
34

Cost of Living Index in the Gambia
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Gambia Living Index

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🇩🇪 Germany

$2,080

/mo nomad

🇬🇲 Gambia

$703

/mo nomad

Monthly Cost of Living

How much you'll spend in Germany and in the Gambia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Germany and in the Gambia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,080 in Germany versus $703 in the Gambia.

Germany $2,080
Gambia $703

Estimated couple costs with rent: $3,130 in Germany versus $1,215 in the Gambia.

Germany $3,130
Gambia $1,215

Monthly costs for a family of three with rent: $4,180 in Germany versus $1,726 in the Gambia.

Germany $4,180
Gambia $1,726

Internal cost variation is higher in Germany: monthly costs span $1,337 to $2,681, compared to $56–$677 in the Gambia. City choice carries more weight in Germany.

Living in Germany is roughly 196% more expensive than in the Gambia on average.

Germany (53% above) and the Gambia (48% below) straddle the global median.

Meal at Budget Restaurant

$16.60 €14.92

$6.81 GMD 505

143.76%

Three-Course Dinner for Two, Mid-Range

$71.8 €64.5

$74.8 GMD 5,542

-3.97%

Fast Food Meal (McDonalds, etc)

$12.12 €10.89

$7.59 GMD 562

59.68%

Cappuccino

$3.96 €3.56

$3.51 GMD 260

12.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 €3.02

$2.19 GMD 163

53.42%

Water (0.33 liter bottle)

$2.89 €2.60

$1.31 GMD 96.9

120.61%

Local Beer (0.5 liter draught)

$5.07 €4.55

$5.73 GMD 424

-11.52%

Imported Beer (0.33 liter bottle)

$4.50 €4.05

$4.52 GMD 335

-0.44%

Milk (1 liter)

$1.26 €1.13

$1.38 GMD 102

-8.70%

White Bread (500g)

$2.20 €1.97

$0.72 GMD 53.4

205.56%

Rice (white) (1kg)

$3.54 €3.18

$1.19 GMD 88.2

197.48%

Eggs

$3.88 €3.49

$2.07 GMD 154

87.44%

Local Cheese (1kg)

$14.24 €12.79

$5.92 GMD 439

140.54%

Chicken Fillets (1kg)

$11.90 €10.69

$8.57 GMD 635

38.86%

Beef Round Steak (1kg)

$20.68 €18.58

$5.55 GMD 411

272.61%

Apples (1kg)

$3.28 €2.95

$2.01 GMD 149

63.18%

Banana (1kg)

$2.05 €1.84

$1.53 GMD 114

33.99%

Oranges (1kg)

$2.31 €2.08

$2.08 GMD 154

11.06%

Tomato (1kg)

$4.29 €3.85

$1.76 GMD 131

143.75%

Potato (1kg)

$1.53 €1.38

$0.98 GMD 72.6

56.12%

Onion (1kg)

$1.50 €1.34

$0.91 GMD 67.3

64.84%

Lettuce (1 head)

$1.64 €1.47

$0.28 GMD 20.95

485.71%

Water (1.5 liter bottle)

$1.02 €0.91

$0.39 GMD 28.75

161.54%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 €8.71

$1.66 GMD 123

483.73%

Wine (Bottle)

$6.01 €5.40

$6.83 GMD 506

-12.01%

Local Beer (0.5 liter bottle)

$1.12 €1.01

$1.51 GMD 112

-25.83%

Imported Beer (0.33 liter bottle)

$1.56 €1.41

$1.57 GMD 117

-0.64%

One-way Ticket (Public Transport)

$3.85 €3.46

$0.33 GMD 24.09

1066.67%

Public Transport Monthly Pass (Regular Price)

$69.7 €62.6

$6.63 GMD 491

951.58%

Taxi Start (Normal Tariff)

$5.34 €4.79

Taxi (Normal Tariff) (1km)

$2.81 €2.52

$0.65 GMD 48.22

332.31%

Taxi 1hour Waiting (Normal Tariff)

$38.83 €34.89

$4.03 GMD 299

863.52%

Gasoline (1 liter)

$2.13 €1.91

$1.03 GMD 76.6

106.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.3K

$2,672 GMD 198.0K

1118.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €33.9K

$3,254 GMD 241.1K

1059.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 €307

$30.48 GMD 2,258

1022.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.87 €22.35

$14.20 GMD 1,052

75.14%

Internet (50+ Mbps, Unlimited Data)

$48.49 €43.57

$51.7 GMD 3,830

-6.19%

Gym Membership (Monthly)

$39.42 €35.42

$23.45 GMD 1,738

68.10%

Tennis Court (1 Hour on Weekend)

$27.47 €24.69

$13.63 GMD 1,010

101.54%

Cinema Ticket

$14.65 €13.17

$3.33 GMD 247

339.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$611 €549

$6.61 GMD 490

9137.07%

International Primary School, 1 Child (Yearly)

$17.3K €15.5K

$138 GMD 10.2K

12456.52%

Jeans (Levis 501 Or Similar)

$89.1 €80.0

$56.8 GMD 4,212

56.70%

Summer Dress (H&M, Zara, etc)

$42.07 €37.80

$44.94 GMD 3,330

-6.39%

Sport Shoes (Adidas, Nike)

$98.3 €88.3

$97.8 GMD 7,247

0.51%

Men's Leather Business Shoes

$131 €117

$87.6 GMD 6,490

49.20%

1-bedroom Apartment, City Center (Monthly)

$934 €839

$102 GMD 7,587

812.40%

1-bedroom Apartment, Outside City Center (Monthly)

$718 €645

$82.4 GMD 6,107

771.65%

3-bedroom Apartment, City Center (Monthly)

$1,704 €1,531

$219 GMD 16.2K

678.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 €1,162

$104 GMD 7,684

1147.61%

Buy Apartment in City Center (m2)

$5,944 €5,341

$1,467 GMD 108.7K

305.12%

Buy Apartment Outside City Center (m2)

$3,958 €3,556

$1,144 GMD 84.8K

246.02%

Average Monthly Net Salary (After Tax)

$3,290 €2,956

$60.4 GMD 4,477

5345.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

-73.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: October 25, 2026

Last update for the Gambia: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Germany

$718 34.6%

Gambia

$82 11.7% 88.5% $636

Monthly Utilities & Internet

Germany

$415 20%

Gambia

$96 13.7% 76.8% $319

Groceries & Markets

Germany

$335 16.1%

Gambia

$183 26% 45.5% $152

Eating Out

Germany

$276 13.3%

Gambia

$171 24.3% 38% $105

Clothing & Footwear

Germany

$162 7.8%

Gambia

$129 18.4% 20.3% $33

Getting Around

Germany

$104 5%

Gambia

$11 * 1.6% 89.3% $93

Sport & Entertainment

Germany

$69 3.3%

Gambia

$30 4.3% 56.2% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

National rent averages: $812 in Germany, $105 in the Gambia. Capital cities: $1,407 in Berlin vs $105 in Banjul.

National salary averages: $3,107 in Germany, $62 in the Gambia. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 673% higher in Germany.

Public transport is 871% more expensive in Germany.

Salaries are about 50 times higher in Germany, and purchasing power comes out stronger in Germany.

Good to know

🇩🇪 Germany

🇬🇲 Gambia

🕒 Local time

12:10 12:10 PM

11:10 11:10 AM

1 h behind Germany

🌤 Weather

👥 Population

84,358,845

2,639,916

💱 Currency

Euro EUR €

Gambian Dalasi GMD D

📈 Exchange rate

1 EUR = 1.11 USD

100 GMD = 1.35 USD

100 GMD = 1.21 EUR

Exchange rates and currency converter

GMD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Gambian Dalasi exchange rates as of October 28, 2026: 1 USD = 74.1 GMD (100 GMD = 1.35 USD). 1 EUR = 82.47 GMD (100 GMD = 1.21 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Germany Gambia 5,090 km ≈ 7 h nonstop flight

From you

Germany
Gambia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs Gambia: Cost of Living - Frequently Asked Questions

At $703 per month in the Gambia and $2,080 in Germany, there’s a 196% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in the Gambia: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $812 in Germany and $105 in the Gambia. Rents vary a lot between cities, so the gap depends on where you settle.

It depends on what you’re after: the Gambia wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.