Cost of Living Comparison Between Germany and Gambia Cost of Living Comparison Between Germany and Gambia

Name: Gambia
Address: GM

Monthly Cost of Living

Monthly costs for one person with rent: $2,017 in Germany versus $212 in Gambia.

Estimated couple costs with rent: $3,049 in Germany versus $355 in Gambia.

Monthly costs for a family of three with rent: $4,081 in Germany versus $498 in Gambia.

Living in Germany is roughly 851% more expensive than Gambia on average.

Germany (51% above) and Gambia (84% below) straddle the global median.

Internal cost variation is higher in Germany: monthly costs span $1,333 to $2,865, compared to $59.0–$598 in Gambia. City choice carries more weight in Germany.

Meal at Budget Restaurant

$17.12 €14.73

$4.21 GMD 311

306.65%

Three-Course Dinner for Two, Mid-Range

$75.6 €65.0

$58.8 GMD 4,346

28.55%

Fast Food Meal (McDonalds, etc)

$11.77 €10.12

$6.28 GMD 464

87.42%

Cappuccino

$4.15 €3.57

$2.55 GMD 188

62.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.38 €2.91

$1.74 GMD 128

94.25%

Water (0.33 liter bottle)

$2.96 €2.55

$1.19 GMD 87.6

148.74%

Local Beer (0.5 liter draught)

$5.33 €4.59

$3.70 GMD 274

44.05%

Imported Beer (0.33 liter bottle)

$4.59 €3.95

$3.70 GMD 274

24.05%

Milk (1 liter)

$1.32 €1.13

$1.45 GMD 107

-8.97%

White Bread (500g)

$2.19 €1.89

$0.76 GMD 56.1

188.16%

Rice (white) (1kg)

$3.30 €2.84

$1.23 GMD 91.2

168.29%

Eggs

$3.88 €3.34

$2.20 GMD 163

76.36%

Local Cheese (1kg)

$14.64 €12.59

$5.79 GMD 428

152.85%

Chicken Fillets (1kg)

$13.85 €11.92

$8.05 GMD 595

72.05%

Beef Round Steak (1kg)

$20.07 €17.26

$5.48 GMD 405

266.24%

Apples (1kg)

$3.20 €2.75

$3.16 GMD 234

1.27%

Banana (1kg)

$1.89 €1.63

$2.38 GMD 176

-20.59%

Oranges (1kg)

$2.29 €1.97

$2.07 GMD 153

10.63%

Tomato (1kg)

$4.78 €4.11

$1.91 GMD 141

150.26%

Potato (1kg)

$1.60 €1.38

$1.04 GMD 76.8

53.85%

Onion (1kg)

$1.64 €1.41

$1.03 GMD 75.9

59.22%

Lettuce (1 head)

$1.92 €1.65

$0.26 GMD 19.31

638.46%

Water (1.5 liter bottle)

$1.10 €0.95

$0.39 GMD 29.13

182.05%

Cigarettes 20 Pack (Marlboro, Camel)

$9.68 €8.33

$1.97 GMD 146

391.37%

Wine (Bottle)

$5.75 €4.94

$6.65 GMD 491

-13.53%

Local Beer (0.5 liter bottle)

$1.10 €0.95

$2.15 GMD 159

-48.84%

Imported Beer (0.33 liter bottle)

$1.63 €1.40

$1.78 GMD 132

-8.43%

One-way Ticket (Public Transport)

$3.74 €3.22

$0.20 GMD 14.75

1770.00%

Public Transport Monthly Pass (Regular Price)

$67.0 €57.6

$6.62 GMD 489

911.93%

Taxi Start (Normal Tariff)

$5.93 €5.10

$0.55 GMD 40.33

978.18%

Taxi (Normal Tariff) (1km)

$2.34 €2.02

$0.69 GMD 50.8

239.13%

Taxi 1hour Waiting (Normal Tariff)

$37.50 €32.26

$4.20 GMD 310

792.86%

Gasoline (1 liter)

$2.02 €1.74

$1.13 GMD 83.7

78.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K €26.8K

$2,670 GMD 197.3K

1066.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €32.5K

$4,010 GMD 296.4K

841.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$356 €306

$32.93 GMD 2,433

979.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.58 €23.73

$15.01 GMD 1,109

83.74%

Internet (50+ Mbps, Unlimited Data)

$51.7 €44.49

$46.56 GMD 3,441

11.08%

Gym Membership (Monthly)

$40.39 €34.75

$24.51 GMD 1,811

64.79%

Tennis Court (1 Hour on Weekend)

$25.17 €21.65

$14.24 GMD 1,052

76.76%

Cinema Ticket

$13.75 €11.83

$3.64 GMD 269

277.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$477 €410

$7.17 GMD 530

6547.56%

International Primary School, 1 Child (Yearly)

$15.1K €13.0K

$141 GMD 10.4K

10654.83%

Jeans (Levis 501 Or Similar)

$95.0 €81.7

$57.0 GMD 4,214

66.64%

Summer Dress (H&M, Zara, etc)

$44.64 €38.40

$41.85 GMD 3,093

6.67%

Sport Shoes (Adidas, Nike)

$103 €89.0

$101 GMD 7,453

2.58%

Men's Leather Business Shoes

$136 €117

$88.1 GMD 6,514

53.79%

1-bedroom Apartment, City Center (Monthly)

$1,007 €867

$105 GMD 7,728

863.40%

1-bedroom Apartment, Outside City Center (Monthly)

$779 €670

$82.5 GMD 6,099

844.35%

3-bedroom Apartment, City Center (Monthly)

$1,927 €1,657

$257 GMD 19.0K

648.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,467 €1,262

$108 GMD 7,966

1260.78%

Buy Apartment in City Center (m2)

$6,266 €5,390

$1,452 GMD 107.3K

331.66%

Buy Apartment Outside City Center (m2)

$4,093 €3,521

$1,168 GMD 86.3K

250.32%

Average Monthly Net Salary (After Tax)

$3,405 €2,929

$61.9 GMD 4,578

5396.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

10.12

-60.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: June 1, 2026

Last update for Gambia: June 2, 2026

Cost Breakdown

National rent averages: $846 in Germany, $15.00 in Gambia. Capital cities: $1,410 in Berlin vs $103 in Banjul.

National salary averages: $3,209 in Germany, $60.0 in Gambia. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 5540% higher in Germany.

Dining out costs 350% more in Germany.

Public transport is 6100% more expensive in Germany.

Salaries are 5248% higher in Germany, giving Germany stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs Gambia: Cost of Living - Frequently Asked Questions

At $329 per month in Gambia and $2,099 in Germany, there's a 539% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Gambia is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Germany beats Gambia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Gambia, $1,000 covers most cities easily. In Germany, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. Gambia wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.