Last update: Oct 2026

Cost of Living Comparison Between Cagayan de Oro City and Delhi

For one person, living is cheaper in Delhi: $522 a month against $771 in Cagayan de Oro City, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index
25

Cost of Living Index in Delhi
Learn more

Delhi Living Index

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Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Delhi

🇮🇳 India

$522

/mo nomad

Monthly Cost of Living

How much you'll spend in Cagayan de Oro City and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cagayan de Oro City and in Delhi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $771 in Cagayan de Oro City versus $522 in Delhi.

Cagayan de Oro City $771
Delhi $522

Estimated couple costs with rent: $1,141 in Cagayan de Oro City versus $872 in Delhi.

Cagayan de Oro City $1,141
Delhi $872

Monthly costs for a family of three with rent: $1,511 in Cagayan de Oro City versus $1,222 in Delhi.

Cagayan de Oro City $1,511
Delhi $1,222

Living in Cagayan de Oro City is roughly 48% more expensive than in Delhi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cagayan de Oro City 43% lower, Delhi 61% lower.

Meal at Budget Restaurant

$3.68 ₱231

$3.70 ₹351

-0.54%

Three-Course Dinner for Two, Mid-Range

$12.80 ₱806

$21.05 ₹1,999

-39.19%

Fast Food Meal (McDonalds, etc)

$3.05 ₱192

$3.73 ₹354

-18.23%

Cappuccino

$2.33 ₱147

$2.35 ₹223

-0.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₱47.91

$0.37 ₹35.21

105.41%

Water (0.33 liter bottle)

$0.64 ₱39.98

$0.15 ₹13.93

326.67%

Local Beer (0.5 liter draught)

$1.38 ₱86.9

$2.14 ₹203

-35.51%

Imported Beer (0.33 liter bottle)

$1.98 ₱124

$3.06 ₹291

-35.29%

Milk (1 liter)

$1.48 ₱93.4

$0.69 ₹65.1

114.49%

White Bread (500g)

$0.89 ₱56.2

$0.53 ₹50.0

67.92%

Rice (white) (1kg)

$0.92 ₱58.0

$0.77 ₹73.1

19.48%

Eggs

$2.17 ₱137

$1.11 ₹105

95.50%

Local Cheese (1kg)

$8.67 ₱546

$4.63 ₹440

87.26%

Chicken Fillets (1kg)

$3.29 ₱207

$3.52 ₹334

-6.53%

Beef Round Steak (1kg)

$5.76 ₱363

Apples (1kg)

$2.05 ₱129

$2.00 ₹190

2.50%

Banana (1kg)

$1.08 ₱68.3

$0.74 ₹70.5

45.95%

Oranges (1kg)

$2.38 ₱150

$0.97 ₹92.6

145.36%

Tomato (1kg)

$1.14 ₱71.9

$0.53 ₹49.92

115.09%

Potato (1kg)

$1.92 ₱121

$0.30 ₹28.61

540.00%

Onion (1kg)

$2.53 ₱159

$0.40 ₹37.82

532.50%

Lettuce (1 head)

$0.76 ₱47.87

$0.42 ₹39.62

80.95%

Water (1.5 liter bottle)

$0.48 ₱30.30

$0.31 ₹29.81

54.84%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₱190

$4.94 ₹469

-38.87%

Wine (Bottle)

$3.97 ₱250

$8.21 ₹779

-51.64%

Local Beer (0.5 liter bottle)

$1.22 ₱77.0

$1.58 ₹150

-22.78%

Imported Beer (0.33 liter bottle)

$1.93 ₱122

$2.69 ₹255

-28.25%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$0.41 ₱25.99

$0.46 ₹43.46

-10.87%

Public Transport Monthly Pass (Regular Price)

$9.84 ₱620

$15.78 ₹1,498

-37.64%

Taxi Start (Normal Tariff)

$0.63 ₱39.57

$1.07 ₹102

-41.12%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.18

$0.27 ₹25.66

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$1.58 ₹150

22.78%

Gasoline (1 liter)

$1.08 ₱67.8

$1.07 ₹101

0.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$10.7K ₹1.0M

98.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$18.9K ₹1.8M

-0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ₱8,600

$42.37 ₹4,024

222.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.77 ₱1,433

$4.03 ₹383

465.01%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,921

$6.95 ₹660

338.99%

Gym Membership (Monthly)

$20.70 ₱1,303

$19.18 ₹1,821

7.92%

Tennis Court (1 Hour on Weekend)

$2.87 ₱181

$7.92 ₹752

-63.76%

Cinema Ticket

$4.55 ₱286

$5.27 ₹500

-13.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$66.4 ₱4,181

$100 ₹9,525

-33.79%

International Primary School, 1 Child (Yearly)

$2,257 ₱142.1K

$2,247 ₹213.4K

0.46%

Jeans (Levis 501 Or Similar)

$31.71 ₱1,997

$24.11 ₹2,290

31.52%

Summer Dress (H&M, Zara, etc)

$13.08 ₱824

$27.85 ₹2,645

-53.03%

Sport Shoes (Adidas, Nike)

$52.4 ₱3,300

$52.4 ₹4,977

0.02%

Men's Leather Business Shoes

$39.65 ₱2,496

$42.90 ₹4,074

-7.58%

1-bedroom Apartment, City Center (Monthly)

$377 ₱23.8K

$267 ₹25.4K

41.18%

1-bedroom Apartment, Outside City Center (Monthly)

$229 ₱14.4K

$156 ₹14.8K

46.58%

3-bedroom Apartment, City Center (Monthly)

$693 ₱43.7K

$734 ₹69.7K

-5.56%

3-bedroom Apartment, Outside City Center (Monthly)

$452 ₱28.5K

$394 ₹37.5K

14.59%

Buy Apartment in City Center (m2)

$1,604 ₱101.0K

$2,507 ₹238.0K

-36.02%

Buy Apartment Outside City Center (m2)

$951 ₱59.9K

$1,020 ₹96.8K

-6.75%

Average Monthly Net Salary (After Tax)

$302 ₱19.0K

$608 ₹57.7K

-50.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

8.33

-18.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: October 13, 2026

Last update for Delhi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cagayan de Oro City

$229 29.6%

Delhi

$156 29.9% 31.8% $73

Monthly Utilities & Internet

Cagayan de Oro City

$190 24.6%

Delhi

$53 10.2% 71.9% $137

Groceries & Markets

Cagayan de Oro City

$165 21.4%

Delhi

$109 20.9% 34.1% $56

Eating Out

Cagayan de Oro City

$83 10.8%

Delhi

$88 16.8% 5.9% $4.9

Clothing & Footwear

Cagayan de Oro City

$62 8%

Delhi

$66 12.7% 7.6% $4.7

Sport & Entertainment

Cagayan de Oro City

$30 3.9%

Delhi

$30 5.7% 0.3% $0.1

Getting Around

Cagayan de Oro City

$13 1.7%

Delhi

$20 3.8% 52.1% $6.9

Cost Breakdown

A one-bedroom apartment in the center runs $377 in Cagayan de Oro City and $267 in Delhi. Housing cost is often the main lever when comparing two cities.

Delhi pays 101% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Cagayan de Oro City vs $21.00 in Delhi. Groceries flip the comparison at $165 vs $109, with Delhi cheaper for home cooking.

Good to know

🇵🇭 Cagayan de Oro City

🇮🇳 Delhi

🕒 Local time

09:46 9:46 AM

07:16 7:16 AM

2 h 30 min behind Cagayan de Oro City

🌤 Weather

👥 Population

728,402

16,787,941 Capital

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cagayan de Oro City Delhi 5,430 km ≈ 7 h nonstop flight

From you

Cagayan de Oro City
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Delhi: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Delhi differ by about 48% in total monthly costs ($771 vs $522 including rent). Delhi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 101% lower in Delhi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $377 in Cagayan de Oro City versus $267 in Delhi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 52% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Delhi – a meal for two runs $21.00 versus $13.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Delhi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Delhi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Delhi gentler on the wallet – expenses run 48% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.