Cost of Living Comparison Between Cagayan de Oro City and Kharkiv Cost of Living Comparison Between Cagayan de Oro City and Kharkiv

Monthly Cost of Living

Monthly costs for one person with rent: $750 in Cagayan de Oro City versus $690 in Kharkiv.

Estimated couple costs with rent: $1,121 in Cagayan de Oro City versus $1,069 in Kharkiv.

Monthly costs for a family of three with rent: $1,493 in Cagayan de Oro City versus $1,448 in Kharkiv.

Living in Cagayan de Oro City is roughly 9% more expensive than Kharkiv, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Cagayan de Oro City 44% lower, Kharkiv 49% lower.

Meal at Budget Restaurant

$3.67 ₱226

$7.36 ₴326

-50.14%

Three-Course Dinner for Two, Mid-Range

$14.04 ₱866

$27.16 ₴1,203

-48.31%

Fast Food Meal (McDonalds, etc)

$3.44 ₱212

$6.15 ₴272

-44.07%

Cappuccino

$2.62 ₱162

$1.35 ₴59.6

94.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 ₱59.2

$0.61 ₴26.81

57.38%

Water (0.33 liter bottle)

$0.36 ₱22.11

$0.41 ₴18.06

-12.20%

Local Beer (0.5 liter draught)

$1.45 ₱89.4

$1.02 ₴45.32

42.16%

Imported Beer (0.33 liter bottle)

$2.47 ₱152

$1.49 ₴66.2

65.77%

Milk (1 liter)

$1.66 ₱102

$1.10 ₴48.74

50.91%

White Bread (500g)

$0.98 ₱60.3

$0.57 ₴25.30

71.93%

Rice (white) (1kg)

$0.98 ₱60.2

$1.24 ₴54.9

-20.97%

Eggs

$2.40 ₱148

$1.55 ₴68.8

54.84%

Local Cheese (1kg)

$6.08 ₱375

$7.98 ₴354

-23.81%

Chicken Fillets (1kg)

$3.48 ₱215

$4.01 ₴178

-13.22%

Beef Round Steak (1kg)

$6.43 ₱397

$6.72 ₴298

-4.32%

Apples (1kg)

$2.24 ₱138

$0.85 ₴37.56

163.53%

Banana (1kg)

$1.13 ₱69.9

$1.62 ₴71.8

-30.25%

Oranges (1kg)

$2.29 ₱141

$1.85 ₴81.9

23.78%

Tomato (1kg)

$1.22 ₱75.2

$2.25 ₴99.6

-45.78%

Potato (1kg)

$2.26 ₱139

$0.61 ₴27.16

270.49%

Onion (1kg)

$2.79 ₱172

$0.56 ₴24.76

398.21%

Lettuce (1 head)

$0.85 ₱52.3

$1.03 ₴45.68

-17.48%

Water (1.5 liter bottle)

$0.51 ₱31.16

$0.54 ₴24.07

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.40 ₱148

$2.57 ₴114

-6.61%

Wine (Bottle)

$3.95 ₱244

$4.52 ₴200

-12.61%

Local Beer (0.5 liter bottle)

$1.34 ₱82.9

$0.75 ₴33.41

78.67%

Imported Beer (0.33 liter bottle)

$1.56 ₱96.3

$1.25 ₴55.6

24.80%

One-way Ticket (Public Transport)

$0.41 ₱25.24

$0.35 ₴15.46

17.14%

Public Transport Monthly Pass (Regular Price)

$8.72 ₱538

Taxi Start (Normal Tariff)

$0.68 ₱41.72

$1.43 ₴63.3

-52.45%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.49

$0.25 ₴11.12

-12.00%

Taxi 1hour Waiting (Normal Tariff)

$2.18 ₱134

$2.84 ₴126

-23.24%

Gasoline (1 liter)

$1.14 ₱70.3

$1.34 ₴59.5

-14.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ₱1.2M

$26.8K ₴1.2M

-24.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$23.9K ₴1.1M

-20.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ₱6,471

$114 ₴5,061

-8.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.33 ₱2,487

$5.60 ₴248

620.18%

Internet (50+ Mbps, Unlimited Data)

$33.47 ₱2,064

$6.05 ₴268

453.22%

Gym Membership (Monthly)

$22.08 ₱1,362

$24.93 ₴1,105

-11.43%

Tennis Court (1 Hour on Weekend)

$3.27 ₱202

$15.88 ₴704

-79.41%

Cinema Ticket

$4.62 ₱285

$4.88 ₴216

-5.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$190 ₱11.7K

$350 ₴15.5K

-45.60%

International Primary School, 1 Child (Yearly)

$2,462 ₱151.8K

$3,174 ₴140.6K

-22.43%

Jeans (Levis 501 Or Similar)

$35.46 ₱2,187

$56.0 ₴2,482

-36.69%

Summer Dress (H&M, Zara, etc)

$14.51 ₱895

$40.66 ₴1,802

-64.31%

Sport Shoes (Adidas, Nike)

$58.7 ₱3,621

$83.8 ₴3,712

-29.93%

Men's Leather Business Shoes

$42.85 ₱2,642

$105 ₴4,637

-59.06%

1-bedroom Apartment, City Center (Monthly)

$362 ₱22.3K

$183 ₴8,086

98.36%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱13.2K

$131 ₴5,825

62.69%

3-bedroom Apartment, City Center (Monthly)

$581 ₱35.8K

$362 ₴16.1K

60.21%

3-bedroom Apartment, Outside City Center (Monthly)

$383 ₱23.6K

$241 ₴10.7K

59.28%

Buy Apartment in City Center (m2)

$1,668 ₱102.8K

$1,065 ₴47.2K

56.59%

Buy Apartment Outside City Center (m2)

$994 ₱61.3K

$592 ₴26.2K

68.07%

Average Monthly Net Salary (After Tax)

$313 ₱19.3K

$493 ₴21.8K

-36.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

-60.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: June 1, 2026

Last update for Kharkiv: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $362 in Cagayan de Oro City and $183 in Kharkiv. Housing cost is often the main lever when comparing two cities.

Kharkiv pays 57% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Cagayan de Oro City vs $27.00 in Kharkiv. Groceries flip the comparison at $168 vs $154, with Kharkiv cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Kharkiv: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Kharkiv differ by about 9% in total monthly costs ($750 vs $690 including rent). Kharkiv is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Kharkiv earns 57% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $362 in Cagayan de Oro City versus $183 in Kharkiv. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $190 in Cagayan de Oro City versus $350 in Kharkiv. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kharkiv – a meal for two runs $27.00 versus $14.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Kharkiv gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Kharkiv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kharkiv gentler on the wallet – expenses run 9% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.