Cost of Living Comparison Between Cagayan de Oro City and Kharkiv Cost of Living Comparison Between Cagayan de Oro City and Kharkiv

Monthly Cost of Living

Monthly costs for one person with rent: $760 in Cagayan de Oro City versus $670 in Kharkiv.

Estimated couple costs with rent: $1,122 in Cagayan de Oro City versus $1,073 in Kharkiv.

Monthly costs for a family of three with rent: $1,484 in Cagayan de Oro City versus $1,476 in Kharkiv.

Living in Cagayan de Oro City is roughly 13% more expensive than in Kharkiv, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Cagayan de Oro City 43% lower, Kharkiv 50% lower.

Meal at Budget Restaurant

$3.88 ₱239

$7.08 ₴316

-45.20%

Three-Course Dinner for Two, Mid-Range

$14.45 ₱890

$26.72 ₴1,192

-45.92%

Fast Food Meal (McDonalds, etc)

$3.38 ₱208

$5.94 ₴265

-43.10%

Cappuccino

$2.52 ₱155

$1.29 ₴57.5

95.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 ₱60.1

$0.60 ₴26.92

63.33%

Water (0.33 liter bottle)

$0.36 ₱21.87

$0.44 ₴19.67

-18.18%

Local Beer (0.5 liter draught)

$1.46 ₱90.0

$0.98 ₴43.52

48.98%

Imported Beer (0.33 liter bottle)

$2.39 ₱147

$1.53 ₴68.4

56.21%

Milk (1 liter)

$1.65 ₱102

$1.06 ₴47.12

55.66%

White Bread (500g)

$0.91 ₱55.8

$0.62 ₴27.56

46.77%

Rice (white) (1kg)

$0.92 ₱56.6

$1.27 ₴56.6

-27.56%

Eggs

$2.40 ₱148

$1.63 ₴72.5

47.24%

Local Cheese (1kg)

$6.11 ₱376

$7.93 ₴354

-22.95%

Chicken Fillets (1kg)

$3.64 ₱224

$3.92 ₴175

-7.14%

Beef Round Steak (1kg)

$6.64 ₱409

$6.60 ₴294

0.61%

Apples (1kg)

$2.33 ₱143

$0.86 ₴38.48

170.93%

Banana (1kg)

$1.13 ₱69.9

$1.62 ₴72.1

-30.25%

Oranges (1kg)

$2.37 ₱146

$1.90 ₴84.8

24.74%

Tomato (1kg)

$1.28 ₱78.6

$2.26 ₴101

-43.36%

Potato (1kg)

$2.26 ₱139

$0.67 ₴29.82

237.31%

Onion (1kg)

$2.81 ₱173

$0.56 ₴25.16

401.79%

Lettuce (1 head)

$0.91 ₱55.8

$1.03 ₴46.08

-11.65%

Water (1.5 liter bottle)

$0.47 ₱28.73

$0.54 ₴23.92

-12.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.49 ₱153

$2.54 ₴113

-1.97%

Wine (Bottle)

$3.99 ₱246

$4.41 ₴197

-9.52%

Local Beer (0.5 liter bottle)

$1.42 ₱87.3

$0.75 ₴33.58

89.33%

Imported Beer (0.33 liter bottle)

$1.55 ₱95.6

$1.32 ₴58.7

17.42%

One-way Ticket (Public Transport)

$0.41 ₱25.24

$0.37 ₴16.56

10.81%

Public Transport Monthly Pass (Regular Price)

$8.46 ₱521

Taxi Start (Normal Tariff)

$0.70 ₱42.94

$1.47 ₴65.5

-52.38%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.54

$0.23 ₴10.25

-4.35%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱127

$2.88 ₴129

-28.13%

Gasoline (1 liter)

$1.14 ₱70.5

$1.40 ₴62.4

-18.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ₱1.3M

$27.6K ₴1.2M

-25.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

$23.9K ₴1.1M

-18.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 ₱6,543

$115 ₴5,113

-7.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.96 ₱2,461

$5.38 ₴240

642.75%

Internet (50+ Mbps, Unlimited Data)

$33.15 ₱2,041

$6.27 ₴280

428.71%

Gym Membership (Monthly)

$21.81 ₱1,343

$25.27 ₴1,127

-13.69%

Tennis Court (1 Hour on Weekend)

$3.32 ₱204

$16.00 ₴714

-79.25%

Cinema Ticket

$4.56 ₱281

$4.81 ₴215

-5.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$186 ₱11.5K

$355 ₴15.8K

-47.58%

International Primary School, 1 Child (Yearly)

$2,518 ₱155.1K

$3,213 ₴143.3K

-21.61%

Jeans (Levis 501 Or Similar)

$35.44 ₱2,182

$56.6 ₴2,526

-37.40%

Summer Dress (H&M, Zara, etc)

$14.29 ₱880

$40.07 ₴1,788

-64.34%

Sport Shoes (Adidas, Nike)

$56.6 ₱3,483

$83.2 ₴3,711

-31.99%

Men's Leather Business Shoes

$43.47 ₱2,677

$101 ₴4,510

-57.00%

1-bedroom Apartment, City Center (Monthly)

$356 ₱21.9K

$183 ₴8,177

94.31%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱13.2K

$134 ₴5,967

60.37%

3-bedroom Apartment, City Center (Monthly)

$579 ₱35.6K

$365 ₴16.3K

58.61%

3-bedroom Apartment, Outside City Center (Monthly)

$374 ₱23.0K

$243 ₴10.9K

53.61%

Buy Apartment in City Center (m2)

$1,611 ₱99.2K

$1,081 ₴48.2K

49.00%

Buy Apartment Outside City Center (m2)

$989 ₱60.9K

$572 ₴25.5K

73.10%

Average Monthly Net Salary (After Tax)

$313 ₱19.3K

$532 ₴23.7K

-41.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

-60.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: July 12, 2026

Last update for Kharkiv: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $356 in Cagayan de Oro City and $183 in Kharkiv. Housing cost is often the main lever when comparing two cities.

Kharkiv pays 70% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Cagayan de Oro City vs $27.00 in Kharkiv. Groceries flip the comparison at $169 vs $153, with Kharkiv cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Kharkiv: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Kharkiv differ by about 13% in total monthly costs ($760 vs $670 including rent). Kharkiv is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 70% lower in Kharkiv. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $356 in Cagayan de Oro City versus $183 in Kharkiv. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $186 in Cagayan de Oro City versus $355 in Kharkiv. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kharkiv – a meal for two runs $27.00 versus $14.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Kharkiv gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Kharkiv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kharkiv gentler on the wallet – expenses run 13% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.