Last update: Oct 2026

Cost of Living Comparison Between Delhi and Cagayan de Oro City

For one person, living is cheaper in Delhi: $522 a month against $771 in Cagayan de Oro City, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Delhi
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Delhi Living Index
37

Cost of Living Index in Cagayan de Oro City
Learn more

Cagayan de Oro City Living Index

Jump to prices

Delhi

🇮🇳 India

$522

/mo nomad

Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Monthly Cost of Living

How much you'll spend in Delhi and in Cagayan de Oro City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in Cagayan de Oro City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $522 in Delhi versus $771 in Cagayan de Oro City.

Delhi $522
Cagayan de Oro City $771

Estimated couple costs with rent: $872 in Delhi versus $1,141 in Cagayan de Oro City.

Delhi $872
Cagayan de Oro City $1,141

Monthly costs for a family of three with rent: $1,222 in Delhi versus $1,511 in Cagayan de Oro City.

Delhi $1,222
Cagayan de Oro City $1,511

Living in Delhi costs roughly 32% less than in Cagayan de Oro City, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Delhi 61% lower, Cagayan de Oro City 43% lower.

Meal at Budget Restaurant

$3.70 ₹351

$3.68 ₱231

0.54%

Three-Course Dinner for Two, Mid-Range

$21.05 ₹1,999

$12.80 ₱806

64.45%

Fast Food Meal (McDonalds, etc)

$3.73 ₹354

$3.05 ₱192

22.30%

Cappuccino

$2.35 ₹223

$2.33 ₱147

0.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.21

$0.76 ₱47.91

-51.32%

Water (0.33 liter bottle)

$0.15 ₹13.93

$0.64 ₱39.98

-76.56%

Local Beer (0.5 liter draught)

$2.14 ₹203

$1.38 ₱86.9

55.07%

Imported Beer (0.33 liter bottle)

$3.06 ₹291

$1.98 ₱124

54.55%

Milk (1 liter)

$0.69 ₹65.1

$1.48 ₱93.4

-53.38%

White Bread (500g)

$0.53 ₹50.0

$0.89 ₱56.2

-40.45%

Rice (white) (1kg)

$0.77 ₹73.1

$0.92 ₱58.0

-16.30%

Eggs

$1.11 ₹105

$2.17 ₱137

-48.85%

Local Cheese (1kg)

$4.63 ₹440

$8.67 ₱546

-46.60%

Chicken Fillets (1kg)

$3.52 ₹334

$3.29 ₱207

6.99%

Beef Round Steak (1kg)

$5.76 ₱363

Apples (1kg)

$2.00 ₹190

$2.05 ₱129

-2.44%

Banana (1kg)

$0.74 ₹70.5

$1.08 ₱68.3

-31.48%

Oranges (1kg)

$0.97 ₹92.6

$2.38 ₱150

-59.24%

Tomato (1kg)

$0.53 ₹49.92

$1.14 ₱71.9

-53.51%

Potato (1kg)

$0.30 ₹28.61

$1.92 ₱121

-84.38%

Onion (1kg)

$0.40 ₹37.82

$2.53 ₱159

-84.19%

Lettuce (1 head)

$0.42 ₹39.62

$0.76 ₱47.87

-44.74%

Water (1.5 liter bottle)

$0.31 ₹29.81

$0.48 ₱30.30

-35.42%

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 ₹469

$3.02 ₱190

63.58%

Wine (Bottle)

$8.21 ₹779

$3.97 ₱250

106.80%

Local Beer (0.5 liter bottle)

$1.58 ₹150

$1.22 ₱77.0

29.51%

Imported Beer (0.33 liter bottle)

$2.69 ₹255

$1.93 ₱122

39.38%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$0.46 ₹43.46

$0.41 ₱25.99

12.20%

Public Transport Monthly Pass (Regular Price)

$15.78 ₹1,498

$9.84 ₱620

60.37%

Taxi Start (Normal Tariff)

$1.07 ₹102

$0.63 ₱39.57

69.84%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.66

$0.21 ₱13.18

28.57%

Taxi 1hour Waiting (Normal Tariff)

$1.58 ₹150

$1.94 ₱122

-18.56%

Gasoline (1 liter)

$1.07 ₹101

$1.08 ₱67.8

-0.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

$21.1K ₱1.3M

-49.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$18.9K ₱1.2M

0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.37 ₹4,024

$137 ₱8,600

-68.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.03 ₹383

$22.77 ₱1,433

-82.30%

Internet (50+ Mbps, Unlimited Data)

$6.95 ₹660

$30.51 ₱1,921

-77.22%

Gym Membership (Monthly)

$19.18 ₹1,821

$20.70 ₱1,303

-7.34%

Tennis Court (1 Hour on Weekend)

$7.92 ₹752

$2.87 ₱181

175.96%

Cinema Ticket

$5.27 ₹500

$4.55 ₱286

15.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$100 ₹9,525

$66.4 ₱4,181

51.03%

International Primary School, 1 Child (Yearly)

$2,247 ₹213.4K

$2,257 ₱142.1K

-0.45%

Jeans (Levis 501 Or Similar)

$24.11 ₹2,290

$31.71 ₱1,997

-23.97%

Summer Dress (H&M, Zara, etc)

$27.85 ₹2,645

$13.08 ₱824

112.92%

Sport Shoes (Adidas, Nike)

$52.4 ₹4,977

$52.4 ₱3,300

-0.02%

Men's Leather Business Shoes

$42.90 ₹4,074

$39.65 ₱2,496

8.20%

1-bedroom Apartment, City Center (Monthly)

$267 ₹25.4K

$377 ₱23.8K

-29.17%

1-bedroom Apartment, Outside City Center (Monthly)

$156 ₹14.8K

$229 ₱14.4K

-31.78%

3-bedroom Apartment, City Center (Monthly)

$734 ₹69.7K

$693 ₱43.7K

5.88%

3-bedroom Apartment, Outside City Center (Monthly)

$394 ₹37.5K

$452 ₱28.5K

-12.73%

Buy Apartment in City Center (m2)

$2,507 ₹238.0K

$1,604 ₱101.0K

56.31%

Buy Apartment Outside City Center (m2)

$1,020 ₹96.8K

$951 ₱59.9K

7.24%

Average Monthly Net Salary (After Tax)

$608 ₹57.7K

$302 ₱19.0K

100.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

6.75

23.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: October 12, 2026

Last update for Cagayan de Oro City: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delhi

$156 29.9%

Cagayan de Oro City

$229 29.6% 46.6% $73

Groceries & Markets

Delhi

$109 20.9%

Cagayan de Oro City

$165 21.4% 51.8% $56

Eating Out

Delhi

$88 16.8%

Cagayan de Oro City

$83 10.8% 5.6% $4.9

Clothing & Footwear

Delhi

$66 12.7%

Cagayan de Oro City

$62 8% 7.1% $4.7

Monthly Utilities & Internet

Delhi

$53 10.2%

Cagayan de Oro City

$190 24.6% 256% $137

Sport & Entertainment

Delhi

$30 5.7%

Cagayan de Oro City

$30 3.9% 0.3% $0.1

Getting Around

Delhi

$20 3.8%

Cagayan de Oro City

$13 1.7% 34.2% $6.9

Cost Breakdown

A one-bedroom apartment in the center runs $267 in Delhi and $377 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Delhi pays 101% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21.00 in Delhi vs $13.00 in Cagayan de Oro City. Groceries flip the comparison at $109 vs $165, with Delhi cheaper for home cooking.

Good to know

🇮🇳 Delhi

🇵🇭 Cagayan de Oro City

🕒 Local time

08:32 8:32 AM

11:02 11:02 AM

2 h 30 min ahead of Delhi

🌤 Weather

👥 Population

16,787,941 Capital

728,402

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Delhi Cagayan de Oro City 5,430 km ≈ 7 h nonstop flight

From you

Delhi
Cagayan de Oro City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Delhi and Cagayan de Oro City differ by about 48% in total monthly costs ($522 vs $771 including rent). Delhi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 101% higher in Delhi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $267 in Delhi versus $377 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 52% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Delhi – a meal for two runs $21.00 versus $13.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Delhi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Delhi and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Delhi gentler on the wallet – expenses run 48% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.