Cost of Living Comparison Between Cagayan de Oro City and Hargeysa Cost of Living Comparison Between Cagayan de Oro City and Hargeysa

Monthly Cost of Living

Monthly costs for one person with rent: $758 in Cagayan de Oro City versus $453 in Hargeysa.

Estimated couple costs with rent: $1,126 in Cagayan de Oro City versus $744 in Hargeysa.

Monthly costs for a family of three with rent: $1,494 in Cagayan de Oro City versus $1,035 in Hargeysa.

Living in Cagayan de Oro City is roughly 67% more expensive than in Hargeysa, driven mainly by Groceries & Markets.

Both cities sit below the global median: Cagayan de Oro City 45% lower, Hargeysa 67% lower.

Meal at Budget Restaurant

$3.54 ₱221

$4.91 SOS 2,787

-27.90%

Three-Course Dinner for Two, Mid-Range

$12.65 ₱789

$17.79 SOS 10.1K

-28.89%

Fast Food Meal (McDonalds, etc)

$3.05 ₱190

$5.43 SOS 3,084

-43.83%

Cappuccino

$2.31 ₱144

$1.54 SOS 874

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ₱44.38

$0.97 SOS 551

-26.80%

Water (0.33 liter bottle)

$0.86 ₱53.7

$1.11 SOS 629

-22.52%

Local Beer (0.5 liter draught)

$1.43 ₱89.5

Imported Beer (0.33 liter bottle)

$1.95 ₱122

Milk (1 liter)

$1.54 ₱96.3

$1.28 SOS 729

20.31%

White Bread (500g)

$0.83 ₱52.1

$1.11 SOS 628

-25.23%

Rice (white) (1kg)

$0.97 ₱60.7

$1.04 SOS 591

-6.73%

Eggs

$2.13 ₱133

$2.52 SOS 1,431

-15.48%

Local Cheese (1kg)

$8.69 ₱542

Chicken Fillets (1kg)

$3.33 ₱208

$6.54 SOS 3,716

-49.08%

Beef Round Steak (1kg)

$6.05 ₱377

$4.09 SOS 2,320

47.92%

Apples (1kg)

$2.07 ₱129

$1.95 SOS 1,107

6.15%

Banana (1kg)

$1.08 ₱67.4

$1.49 SOS 844

-27.52%

Oranges (1kg)

$2.94 ₱184

$2.04 SOS 1,159

44.12%

Tomato (1kg)

$1.18 ₱73.8

$1.27 SOS 722

-7.09%

Potato (1kg)

$2.23 ₱139

$1.27 SOS 724

75.59%

Onion (1kg)

$2.65 ₱165

$1.53 SOS 870

73.20%

Lettuce (1 head)

$0.78 ₱48.77

$1.02 SOS 578

-23.53%

Water (1.5 liter bottle)

$0.49 ₱30.59

$0.63 SOS 359

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 ₱170

$1.02 SOS 578

166.67%

Wine (Bottle)

$3.99 ₱249

Local Beer (0.5 liter bottle)

$1.65 ₱103

Imported Beer (0.33 liter bottle)

$1.93 ₱120

One-way Ticket (Public Transport)

$0.42 ₱25.97

$0.27 SOS 151

55.56%

Public Transport Monthly Pass (Regular Price)

$9.71 ₱606

$12.02 SOS 6,829

-19.22%

Taxi Start (Normal Tariff)

$0.67 ₱41.59

$0.79 SOS 449

-15.19%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.40

$0.63 SOS 357

-63.49%

Taxi 1hour Waiting (Normal Tariff)

$2.44 ₱152

$4.05 SOS 2,298

-39.75%

Gasoline (1 liter)

$1.05 ₱65.3

$1.06 SOS 601

-0.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$9,966 SOS 5.7M

112.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K ₱1.2M

$12.2K SOS 6.9M

63.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 ₱8,431

$45.02 SOS 25.6K

200.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.36 ₱1,395

$7.20 SOS 4,092

210.56%

Internet (50+ Mbps, Unlimited Data)

$30.65 ₱1,913

$20.35 SOS 11.6K

50.61%

Gym Membership (Monthly)

$20.16 ₱1,258

$37.29 SOS 21.2K

-45.94%

Tennis Court (1 Hour on Weekend)

$2.75 ₱171

$2.03 SOS 1,152

35.47%

Cinema Ticket

$4.41 ₱275

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$67.0 ₱4,179

$24.98 SOS 14.2K

168.09%

International Primary School, 1 Child (Yearly)

$2,215 ₱138.2K

$274 SOS 155.4K

709.75%

Jeans (Levis 501 Or Similar)

$32.42 ₱2,023

$12.34 SOS 7,007

162.72%

Summer Dress (H&M, Zara, etc)

$13.40 ₱836

$20.35 SOS 11.6K

-34.15%

Sport Shoes (Adidas, Nike)

$52.0 ₱3,242

$17.57 SOS 9,979

195.67%

Men's Leather Business Shoes

$39.35 ₱2,455

$30.20 SOS 17.2K

30.30%

1-bedroom Apartment, City Center (Monthly)

$380 ₱23.7K

$108 SOS 61.4K

251.47%

1-bedroom Apartment, Outside City Center (Monthly)

$226 ₱14.1K

$69.8 SOS 39.6K

223.19%

3-bedroom Apartment, City Center (Monthly)

$707 ₱44.1K

$302 SOS 171.4K

134.14%

3-bedroom Apartment, Outside City Center (Monthly)

$452 ₱28.2K

$167 SOS 94.7K

170.91%

Buy Apartment in City Center (m2)

$1,590 ₱99.2K

$4,971 SOS 2.8M

-68.01%

Buy Apartment Outside City Center (m2)

$950 ₱59.3K

Average Monthly Net Salary (After Tax)

$309 ₱19.3K

$296 SOS 168.0K

4.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

-66.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: August 29, 2026

Last update for Hargeysa: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $380 in Cagayan de Oro City and $108 in Hargeysa. Housing cost is often the main lever when comparing two cities.

Cagayan de Oro City pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in Cagayan de Oro City vs $18.00 in Hargeysa. Groceries flip the comparison at $173 vs $135, with Hargeysa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Hargeysa: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Hargeysa differ by about 67% in total monthly costs ($758 vs $453 including rent). Hargeysa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 4% higher in Cagayan de Oro City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $380 in Cagayan de Oro City versus $108 in Hargeysa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hargeysa – a meal for two runs $18.00 versus $13.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Hargeysa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Hargeysa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hargeysa gentler on the wallet – expenses run 67% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.