Last update: Oct 2026

Cost of Living Comparison Between Cagayan de Oro City and Hargeysa

For one person, living is cheaper in Hargeysa: $449 a month against $771 in Cagayan de Oro City, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index
22

Cost of Living Index in Hargeysa
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Hargeysa Living Index

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Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Hargeysa

🇸🇴 Somalia

$449

/mo nomad

Monthly Cost of Living

How much you'll spend in Cagayan de Oro City and in Hargeysa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cagayan de Oro City and in Hargeysa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $771 in Cagayan de Oro City versus $449 in Hargeysa.

Cagayan de Oro City $771
Hargeysa $449

Estimated couple costs with rent: $1,141 in Cagayan de Oro City versus $735 in Hargeysa.

Cagayan de Oro City $1,141
Hargeysa $735

Monthly costs for a family of three with rent: $1,511 in Cagayan de Oro City versus $1,021 in Hargeysa.

Cagayan de Oro City $1,511
Hargeysa $1,021

Living in Cagayan de Oro City is roughly 72% more expensive than in Hargeysa, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cagayan de Oro City 43% lower, Hargeysa 67% lower.

Meal at Budget Restaurant

$3.68 ₱231

$4.96 SOS 2,816

-25.81%

Three-Course Dinner for Two, Mid-Range

$12.80 ₱806

$17.59 SOS 9,992

-27.23%

Fast Food Meal (McDonalds, etc)

$3.05 ₱192

$5.43 SOS 3,086

-43.83%

Cappuccino

$2.33 ₱147

$1.52 SOS 863

53.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₱47.91

$0.98 SOS 559

-22.45%

Water (0.33 liter bottle)

$0.64 ₱39.98

$1.10 SOS 626

-41.82%

Local Beer (0.5 liter draught)

$1.38 ₱86.9

Imported Beer (0.33 liter bottle)

$1.98 ₱124

Milk (1 liter)

$1.48 ₱93.4

$1.25 SOS 707

18.40%

White Bread (500g)

$0.89 ₱56.2

$1.10 SOS 622

-19.09%

Rice (white) (1kg)

$0.92 ₱58.0

$1.09 SOS 619

-15.60%

Eggs

$2.17 ₱137

$2.42 SOS 1,373

-10.33%

Local Cheese (1kg)

$8.67 ₱546

Chicken Fillets (1kg)

$3.29 ₱207

$6.49 SOS 3,685

-49.31%

Beef Round Steak (1kg)

$5.76 ₱363

$4.08 SOS 2,318

41.18%

Apples (1kg)

$2.05 ₱129

$1.96 SOS 1,113

4.59%

Banana (1kg)

$1.08 ₱68.3

$1.48 SOS 839

-27.03%

Oranges (1kg)

$2.38 ₱150

$2.05 SOS 1,164

16.10%

Tomato (1kg)

$1.14 ₱71.9

$1.34 SOS 759

-14.93%

Potato (1kg)

$1.92 ₱121

$1.24 SOS 703

54.84%

Onion (1kg)

$2.53 ₱159

$1.52 SOS 861

66.45%

Lettuce (1 head)

$0.76 ₱47.87

$1.02 SOS 578

-25.49%

Water (1.5 liter bottle)

$0.48 ₱30.30

$0.63 SOS 358

-23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₱190

$1.03 SOS 583

193.20%

Wine (Bottle)

$3.97 ₱250

Local Beer (0.5 liter bottle)

$1.22 ₱77.0

Imported Beer (0.33 liter bottle)

$1.93 ₱122

One-way Ticket (Public Transport)

$0.41 ₱25.99

$0.29 SOS 166

41.38%

Public Transport Monthly Pass (Regular Price)

$9.84 ₱620

$12.10 SOS 6,872

-18.68%

Taxi Start (Normal Tariff)

$0.63 ₱39.57

$0.78 SOS 444

-19.23%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.18

$0.68 SOS 384

-69.12%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$3.99 SOS 2,264

-51.38%

Gasoline (1 liter)

$1.08 ₱67.8

$1.01 SOS 574

6.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$10.1K SOS 5.7M

110.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$12.1K SOS 6.9M

55.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ₱8,600

$45.14 SOS 25.6K

202.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.77 ₱1,433

$7.51 SOS 4,263

203.20%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,921

$19.89 SOS 11.3K

53.39%

Gym Membership (Monthly)

$20.70 ₱1,303

$37.23 SOS 21.1K

-44.40%

Tennis Court (1 Hour on Weekend)

$2.87 ₱181

$2.03 SOS 1,153

41.38%

Cinema Ticket

$4.55 ₱286

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$66.4 ₱4,181

$24.55 SOS 13.9K

170.51%

International Primary School, 1 Child (Yearly)

$2,257 ₱142.1K

$267 SOS 151.4K

746.77%

Jeans (Levis 501 Or Similar)

$31.71 ₱1,997

$12.65 SOS 7,185

150.67%

Summer Dress (H&M, Zara, etc)

$13.08 ₱824

$20.28 SOS 11.5K

-35.50%

Sport Shoes (Adidas, Nike)

$52.4 ₱3,300

$17.52 SOS 9,952

199.20%

Men's Leather Business Shoes

$39.65 ₱2,496

$29.96 SOS 17.0K

32.34%

1-bedroom Apartment, City Center (Monthly)

$377 ₱23.8K

$109 SOS 62.1K

245.43%

1-bedroom Apartment, Outside City Center (Monthly)

$229 ₱14.4K

$69.1 SOS 39.2K

230.87%

3-bedroom Apartment, City Center (Monthly)

$693 ₱43.7K

$296 SOS 168.1K

134.32%

3-bedroom Apartment, Outside City Center (Monthly)

$452 ₱28.5K

$167 SOS 94.7K

171.01%

Buy Apartment in City Center (m2)

$1,604 ₱101.0K

$5,010 SOS 2.8M

-67.99%

Buy Apartment Outside City Center (m2)

$951 ₱59.9K

Average Monthly Net Salary (After Tax)

$302 ₱19.0K

$303 SOS 172.1K

-0.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

-66.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: October 13, 2026

Last update for Hargeysa: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cagayan de Oro City

$229 29.6%

Hargeysa

$69 15.4% 69.8% $159

Monthly Utilities & Internet

Cagayan de Oro City

$190 24.6%

Hargeysa

$73 16.2% 61.8% $117

Groceries & Markets

Cagayan de Oro City

$165 21.4%

Hargeysa

$134 * 29.9% 19% $31

Eating Out

Cagayan de Oro City

$83 10.8%

Hargeysa

$83 * 18.4% 0.5% $0.4

Clothing & Footwear

Cagayan de Oro City

$62 8%

Hargeysa

$36 8.1% 41.2% $25

Sport & Entertainment

Cagayan de Oro City

$30 3.9%

Hargeysa

$37 * 8.3% 25% $7.4

Getting Around

Cagayan de Oro City

$13 1.7%

Hargeysa

$17 3.9% 32.3% $4.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $377 in Cagayan de Oro City and $109 in Hargeysa. Housing cost is often the main lever when comparing two cities.

Hargeysa pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Cagayan de Oro City vs $18.00 in Hargeysa. Groceries flip the comparison at $165 vs $134, with Hargeysa cheaper for home cooking.

Good to know

🇵🇭 Cagayan de Oro City

🇸🇴 Hargeysa

🕒 Local time

01:28 1:28 AM

20:28 8:28 PM

5 h behind Cagayan de Oro City

🌤 Weather

👥 Population

728,402

1,960,000 Capital

💱 Currency

Philippine Peso PHP ₱

Somali Shilling SOS Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 SOS = 1.76 USD

1,000 SOS = 1.57 EUR

Exchange rates and currency converter

SOS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Somali Shilling exchange rates as of October 17, 2026: 1 USD = 568 SOS (1,000 SOS = 1.76 USD). 1 EUR = 639 SOS (1,000 SOS = 1.57 EUR).

USD to PHP in detail →

On the map

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Between locations

Cagayan de Oro City Hargeysa 8,830 km ≈ 12 h nonstop flight

From you

Cagayan de Oro City
Hargeysa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Hargeysa: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Hargeysa differ by about 72% in total monthly costs ($771 vs $449 including rent). Hargeysa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 0% lower in Hargeysa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $377 in Cagayan de Oro City versus $109 in Hargeysa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hargeysa – a meal for two runs $18.00 versus $13.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Hargeysa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Hargeysa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hargeysa gentler on the wallet – expenses run 72% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.