Cost of Living Comparison Between Cagayan de Oro City and Hargeysa Cost of Living Comparison Between Cagayan de Oro City and Hargeysa

Monthly Cost of Living

Monthly costs for one person with rent: $750 in Cagayan de Oro City versus $676 in Hargeysa.

Estimated couple costs with rent: $1,121 in Cagayan de Oro City versus $1,015 in Hargeysa.

Monthly costs for a family of three with rent: $1,493 in Cagayan de Oro City versus $1,353 in Hargeysa.

Living in Cagayan de Oro City is roughly 11% more expensive than Hargeysa, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Cagayan de Oro City 44% lower, Hargeysa 50% lower.

Meal at Budget Restaurant

$3.67 ₱226

$2.62 SOS 1,488

40.08%

Three-Course Dinner for Two, Mid-Range

$14.04 ₱866

$15.25 SOS 8,664

-7.93%

Fast Food Meal (McDonalds, etc)

$3.44 ₱212

$5.45 SOS 3,094

-36.88%

Cappuccino

$2.62 ₱162

$1.15 SOS 651

127.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 ₱59.2

$0.91 SOS 516

5.49%

Water (0.33 liter bottle)

$0.36 ₱22.11

$0.48 SOS 273

-25.00%

Local Beer (0.5 liter draught)

$1.45 ₱89.4

$10.07 SOS 5,719

-85.60%

Imported Beer (0.33 liter bottle)

$2.47 ₱152

$10.13 SOS 5,756

-75.62%

Milk (1 liter)

$1.66 ₱102

$1.27 SOS 720

30.71%

White Bread (500g)

$0.98 ₱60.3

$0.78 SOS 445

25.64%

Rice (white) (1kg)

$0.98 ₱60.2

$1.69 SOS 960

-42.01%

Eggs

$2.40 ₱148

$2.75 SOS 1,561

-12.73%

Local Cheese (1kg)

$6.08 ₱375

$1.96 SOS 1,111

210.20%

Chicken Fillets (1kg)

$3.48 ₱215

$6.15 SOS 3,494

-43.41%

Beef Round Steak (1kg)

$6.43 ₱397

$4.57 SOS 2,598

40.70%

Apples (1kg)

$2.24 ₱138

$3.35 SOS 1,902

-33.13%

Banana (1kg)

$1.13 ₱69.9

$1.96 SOS 1,113

-42.35%

Oranges (1kg)

$2.29 ₱141

$2.60 SOS 1,476

-11.92%

Tomato (1kg)

$1.22 ₱75.2

$0.84 SOS 479

45.24%

Potato (1kg)

$2.26 ₱139

$0.99 SOS 561

128.28%

Onion (1kg)

$2.79 ₱172

$1.36 SOS 773

105.15%

Lettuce (1 head)

$0.85 ₱52.3

$0.52 SOS 297

63.46%

Water (1.5 liter bottle)

$0.51 ₱31.16

$0.76 SOS 429

-32.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.40 ₱148

$0.97 SOS 553

147.42%

Wine (Bottle)

$3.95 ₱244

Local Beer (0.5 liter bottle)

$1.34 ₱82.9

Imported Beer (0.33 liter bottle)

$1.56 ₱96.3

One-way Ticket (Public Transport)

$0.41 ₱25.24

$0.27 SOS 152

51.85%

Public Transport Monthly Pass (Regular Price)

$8.72 ₱538

$29.45 SOS 16.7K

-70.39%

Taxi Start (Normal Tariff)

$0.68 ₱41.72

$3.02 SOS 1,713

-77.48%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.49

$0.88 SOS 501

-75.00%

Taxi 1hour Waiting (Normal Tariff)

$2.18 ₱134

$7.06 SOS 4,011

-69.12%

Gasoline (1 liter)

$1.14 ₱70.3

$1.06 SOS 599

7.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ₱1.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ₱6,471

$110 SOS 62.4K

-4.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.33 ₱2,487

$7.46 SOS 4,236

440.62%

Internet (50+ Mbps, Unlimited Data)

$33.47 ₱2,064

$27.30 SOS 15.5K

22.60%

Gym Membership (Monthly)

$22.08 ₱1,362

$35.11 SOS 19.9K

-37.11%

Tennis Court (1 Hour on Weekend)

$3.27 ₱202

$8.83 SOS 5,015

-62.97%

Cinema Ticket

$4.62 ₱285

$5.07 SOS 2,881

-8.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$190 ₱11.7K

$36.97 SOS 21.0K

415.01%

International Primary School, 1 Child (Yearly)

$2,462 ₱151.8K

$604 SOS 343.1K

307.53%

Jeans (Levis 501 Or Similar)

$35.46 ₱2,187

$22.63 SOS 12.9K

56.69%

Summer Dress (H&M, Zara, etc)

$14.51 ₱895

$19.91 SOS 11.3K

-27.12%

Sport Shoes (Adidas, Nike)

$58.7 ₱3,621

$19.83 SOS 11.3K

196.12%

Men's Leather Business Shoes

$42.85 ₱2,642

$29.85 SOS 17.0K

43.55%

1-bedroom Apartment, City Center (Monthly)

$362 ₱22.3K

$187 SOS 106.1K

93.87%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱13.2K

$123 SOS 69.6K

74.51%

3-bedroom Apartment, City Center (Monthly)

$581 ₱35.8K

$444 SOS 252.0K

30.86%

3-bedroom Apartment, Outside City Center (Monthly)

$383 ₱23.6K

$247 SOS 140.4K

55.05%

Buy Apartment in City Center (m2)

$1,668 ₱102.8K

$4,939 SOS 2.8M

-66.24%

Buy Apartment Outside City Center (m2)

$994 ₱61.3K

Average Monthly Net Salary (After Tax)

$313 ₱19.3K

$269 SOS 152.6K

16.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

-66.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: June 1, 2026

Last update for Hargeysa: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $362 in Cagayan de Oro City and $187 in Hargeysa. Housing cost is often the main lever when comparing two cities.

Cagayan de Oro City pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Cagayan de Oro City vs $15.00 in Hargeysa. Groceries flip the comparison at $168 vs $149, with Hargeysa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Hargeysa: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Hargeysa differ by about 11% in total monthly costs ($750 vs $676 including rent). Hargeysa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Cagayan de Oro City pays 17% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $362 in Cagayan de Oro City versus $187 in Hargeysa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hargeysa – a meal for two runs $15.00 versus $14.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Hargeysa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Hargeysa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hargeysa gentler on the wallet – expenses run 11% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.