Cost of Living Comparison Between Cagayan de Oro City and Hargeysa Cost of Living Comparison Between Cagayan de Oro City and Hargeysa

Monthly Cost of Living

Monthly costs for one person with rent: $760 in Cagayan de Oro City versus $679 in Hargeysa.

Estimated couple costs with rent: $1,122 in Cagayan de Oro City versus $1,009 in Hargeysa.

Monthly costs for a family of three with rent: $1,484 in Cagayan de Oro City versus $1,339 in Hargeysa.

Living in Cagayan de Oro City is roughly 12% more expensive than in Hargeysa, driven mainly by Eating Out.

Both cities sit below the global median: Cagayan de Oro City 43% lower, Hargeysa 49% lower.

Meal at Budget Restaurant

$3.88 ₱239

$2.65 SOS 1,506

46.42%

Three-Course Dinner for Two, Mid-Range

$14.45 ₱890

$15.02 SOS 8,532

-3.79%

Fast Food Meal (McDonalds, etc)

$3.38 ₱208

$5.58 SOS 3,169

-39.43%

Cappuccino

$2.52 ₱155

$1.15 SOS 656

119.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 ₱60.1

$0.95 SOS 538

3.16%

Water (0.33 liter bottle)

$0.36 ₱21.87

$0.48 SOS 274

-25.00%

Local Beer (0.5 liter draught)

$1.46 ₱90.0

$10.18 SOS 5,781

-85.66%

Imported Beer (0.33 liter bottle)

$2.39 ₱147

$9.80 SOS 5,568

-75.61%

Milk (1 liter)

$1.65 ₱102

$1.34 SOS 760

23.13%

White Bread (500g)

$0.91 ₱55.8

$0.72 SOS 409

26.39%

Rice (white) (1kg)

$0.92 ₱56.6

$1.66 SOS 943

-44.58%

Eggs

$2.40 ₱147

$2.73 SOS 1,548

-12.09%

Local Cheese (1kg)

$6.11 ₱376

$2.02 SOS 1,148

202.48%

Chicken Fillets (1kg)

$3.64 ₱224

$6.09 SOS 3,457

-40.23%

Beef Round Steak (1kg)

$6.64 ₱409

$4.53 SOS 2,570

46.58%

Apples (1kg)

$2.33 ₱143

$3.41 SOS 1,936

-31.67%

Banana (1kg)

$1.13 ₱69.9

$2.03 SOS 1,151

-44.33%

Oranges (1kg)

$2.37 ₱146

$2.70 SOS 1,535

-12.22%

Tomato (1kg)

$1.28 ₱78.6

$0.84 SOS 479

52.38%

Potato (1kg)

$2.26 ₱139

$1.03 SOS 582

119.42%

Onion (1kg)

$2.81 ₱173

$1.31 SOS 742

114.50%

Lettuce (1 head)

$0.91 ₱55.8

$0.52 SOS 298

75.00%

Water (1.5 liter bottle)

$0.47 ₱28.72

$0.79 SOS 451

-40.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.49 ₱153

$0.98 SOS 556

154.08%

Wine (Bottle)

$3.99 ₱246

Local Beer (0.5 liter bottle)

$1.42 ₱87.3

Imported Beer (0.33 liter bottle)

$1.55 ₱95.6

One-way Ticket (Public Transport)

$0.41 ₱25.24

$0.27 SOS 152

51.85%

Public Transport Monthly Pass (Regular Price)

$8.46 ₱521

$30.10 SOS 17.1K

-71.89%

Taxi Start (Normal Tariff)

$0.70 ₱42.93

$3.02 SOS 1,717

-76.82%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.54

$0.93 SOS 531

-76.34%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱127

$6.90 SOS 3,921

-70.00%

Gasoline (1 liter)

$1.14 ₱70.4

$1.00 SOS 570

14.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 ₱6,542

$112 SOS 63.5K

-4.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.96 ₱2,460

$7.48 SOS 4,249

434.22%

Internet (50+ Mbps, Unlimited Data)

$33.15 ₱2,041

$27.10 SOS 15.4K

22.32%

Gym Membership (Monthly)

$21.81 ₱1,343

$34.36 SOS 19.5K

-36.53%

Tennis Court (1 Hour on Weekend)

$3.32 ₱204

$9.08 SOS 5,157

-63.44%

Cinema Ticket

$4.56 ₱281

$4.91 SOS 2,786

-7.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$186 ₱11.5K

$37.39 SOS 21.2K

397.97%

International Primary School, 1 Child (Yearly)

$2,518 ₱155.1K

$600 SOS 340.6K

319.94%

Jeans (Levis 501 Or Similar)

$35.44 ₱2,182

$22.07 SOS 12.5K

60.58%

Summer Dress (H&M, Zara, etc)

$14.29 ₱880

$20.21 SOS 11.5K

-29.29%

Sport Shoes (Adidas, Nike)

$56.6 ₱3,482

$20.29 SOS 11.5K

178.76%

Men's Leather Business Shoes

$43.47 ₱2,676

$30.40 SOS 17.3K

42.99%

1-bedroom Apartment, City Center (Monthly)

$356 ₱21.9K

$187 SOS 106.2K

90.40%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱13.2K

$123 SOS 69.6K

75.07%

3-bedroom Apartment, City Center (Monthly)

$579 ₱35.6K

$448 SOS 254.5K

29.22%

3-bedroom Apartment, Outside City Center (Monthly)

$374 ₱23.0K

$246 SOS 139.9K

51.75%

Buy Apartment in City Center (m2)

$1,611 ₱99.2K

$5,019 SOS 2.9M

-67.91%

Buy Apartment Outside City Center (m2)

$989 ₱60.9K

Average Monthly Net Salary (After Tax)

$313 ₱19.3K

$300 SOS 170.6K

4.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

-66.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: July 12, 2026

Last update for Hargeysa: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $356 in Cagayan de Oro City and $187 in Hargeysa. Housing cost is often the main lever when comparing two cities.

Cagayan de Oro City pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Cagayan de Oro City vs $15.00 in Hargeysa. Groceries flip the comparison at $169 vs $150, with Hargeysa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Hargeysa: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Hargeysa differ by about 12% in total monthly costs ($760 vs $679 including rent). Hargeysa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 4% higher in Cagayan de Oro City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $356 in Cagayan de Oro City versus $187 in Hargeysa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hargeysa – a meal for two runs $15.00 versus $14.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Hargeysa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Hargeysa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hargeysa gentler on the wallet – expenses run 12% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.