Last update: Oct 2026

Cost of Living Comparison Between Cagayan de Oro City and Bandung

For one person, living is cheaper in Bandung: $632 a month against $771 in Cagayan de Oro City, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Cagayan de Oro City outweigh lower spending on other living expenses.

37

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index
31

Cost of Living Index in Bandung
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Bandung Living Index

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Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Bandung

🇮🇩 Indonesia

$632

/mo nomad

Monthly Cost of Living

How much you'll spend in Cagayan de Oro City and in Bandung

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cagayan de Oro City and in Bandung actually costs, broken down by who's living it.

Monthly costs for one person with rent: $771 in Cagayan de Oro City versus $632 in Bandung.

Cagayan de Oro City $771
Bandung $632

Estimated couple costs with rent: $1,141 in Cagayan de Oro City versus $933 in Bandung.

Cagayan de Oro City $1,141
Bandung $933

Monthly costs for a family of three with rent: $1,511 in Cagayan de Oro City versus $1,234 in Bandung.

Cagayan de Oro City $1,511
Bandung $1,234

Living in Cagayan de Oro City is roughly 22% more expensive than in Bandung, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cagayan de Oro City 43% lower, Bandung 53% lower.

Meal at Budget Restaurant

$3.68 ₱232

$1.38 Rp 24.8K

166.67%

Three-Course Dinner for Two, Mid-Range

$12.80 ₱806

$13.75 Rp 246.8K

-6.91%

Fast Food Meal (McDonalds, etc)

$3.05 ₱192

$3.37 Rp 60.5K

-9.50%

Cappuccino

$2.33 ₱147

$1.49 Rp 26.7K

56.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₱47.93

$0.44 Rp 7,805

72.73%

Water (0.33 liter bottle)

$0.64 ₱40.00

$0.22 Rp 3,936

190.91%

Local Beer (0.5 liter draught)

$1.38 ₱86.9

$3.09 Rp 55.5K

-55.34%

Imported Beer (0.33 liter bottle)

$1.98 ₱124

$3.13 Rp 56.1K

-36.74%

Milk (1 liter)

$1.48 ₱93.5

$1.08 Rp 19.4K

37.04%

White Bread (500g)

$0.89 ₱56.2

$0.99 Rp 17.7K

-10.10%

Rice (white) (1kg)

$0.92 ₱58.0

$0.81 Rp 14.5K

13.58%

Eggs

$2.17 ₱137

$1.49 Rp 26.7K

45.64%

Local Cheese (1kg)

$8.67 ₱546

$7.39 Rp 132.6K

17.32%

Chicken Fillets (1kg)

$3.29 ₱207

$2.93 Rp 52.5K

12.29%

Beef Round Steak (1kg)

$5.76 ₱363

$7.75 Rp 139.0K

-25.68%

Apples (1kg)

$2.05 ₱129

$2.17 Rp 39.0K

-5.53%

Banana (1kg)

$1.08 ₱68.3

$1.10 Rp 19.7K

-1.82%

Oranges (1kg)

$2.38 ₱150

$1.54 Rp 27.6K

54.55%

Tomato (1kg)

$1.14 ₱71.9

$0.94 Rp 16.8K

21.28%

Potato (1kg)

$1.92 ₱121

$1.09 Rp 19.6K

76.15%

Onion (1kg)

$2.53 ₱159

$1.90 Rp 34.1K

33.16%

Lettuce (1 head)

$0.76 ₱47.89

$0.65 Rp 11.6K

16.92%

Water (1.5 liter bottle)

$0.48 ₱30.31

$0.40 Rp 7,225

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₱190

$2.66 Rp 47.7K

13.53%

Wine (Bottle)

$3.97 ₱250

$22.19 Rp 398.2K

-82.11%

Local Beer (0.5 liter bottle)

$1.22 ₱77.0

$1.91 Rp 34.3K

-36.13%

Imported Beer (0.33 liter bottle)

$1.93 ₱122

$3.25 Rp 58.2K

-40.62%

One-way Ticket (Public Transport)

$0.41 ₱26.00

$0.27 Rp 4,806

51.85%

Public Transport Monthly Pass (Regular Price)

$9.84 ₱620

$9.51 Rp 170.6K

3.47%

Taxi Start (Normal Tariff)

$0.63 ₱39.59

$0.82 Rp 14.7K

-23.17%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.19

$0.56 Rp 9,970

-62.50%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$2.31 Rp 41.5K

-16.02%

Gasoline (1 liter)

$1.08 ₱67.8

$0.91 Rp 16.3K

18.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$21.4K Rp 384.0M

-1.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$29.1K Rp 522.2M

-35.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ₱8,604

$34.14 Rp 612.6K

300.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.77 ₱1,434

$4.22 Rp 75.8K

439.57%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,922

$19.25 Rp 345.3K

58.49%

Gym Membership (Monthly)

$20.70 ₱1,304

$18.42 Rp 330.5K

12.38%

Tennis Court (1 Hour on Weekend)

$2.87 ₱181

$6.03 Rp 108.3K

-52.40%

Cinema Ticket

$4.55 ₱286

$2.75 Rp 49.3K

65.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$66.4 ₱4,183

$92.5 Rp 1.7M

-28.18%

International Primary School, 1 Child (Yearly)

$2,257 ₱142.2K

$8,335 Rp 149.6M

-72.92%

Jeans (Levis 501 Or Similar)

$31.71 ₱1,998

$39.16 Rp 702.7K

-19.02%

Summer Dress (H&M, Zara, etc)

$13.08 ₱824

$32.02 Rp 574.5K

-59.15%

Sport Shoes (Adidas, Nike)

$52.4 ₱3,302

$77.6 Rp 1.4M

-32.47%

Men's Leather Business Shoes

$39.65 ₱2,498

$71.7 Rp 1.3M

-44.66%

1-bedroom Apartment, City Center (Monthly)

$377 ₱23.8K

$214 Rp 3.8M

76.22%

1-bedroom Apartment, Outside City Center (Monthly)

$229 ₱14.4K

$180 Rp 3.2M

26.63%

3-bedroom Apartment, City Center (Monthly)

$693 ₱43.7K

$378 Rp 6.8M

83.53%

3-bedroom Apartment, Outside City Center (Monthly)

$452 ₱28.5K

$263 Rp 4.7M

72.03%

Buy Apartment in City Center (m2)

$1,604 ₱101.0K

$723 Rp 13.0M

121.95%

Buy Apartment Outside City Center (m2)

$951 ₱59.9K

$304 Rp 5.5M

213.00%

Average Monthly Net Salary (After Tax)

$302 ₱19.0K

$281 Rp 5.0M

7.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

11.38

-40.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: October 13, 2026

Last update for Bandung: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cagayan de Oro City

$229 29.6%

Bandung

$180 28.6% 21% $48

Monthly Utilities & Internet

Cagayan de Oro City

$190 24.6%

Bandung

$58 9.1% 69.7% $132

Groceries & Markets

Cagayan de Oro City

$165 21.4%

Bandung

$193 30.6% 16.8% $28

Eating Out

Cagayan de Oro City

$83 10.8%

Bandung

$63 10% 23.6% $20

Clothing & Footwear

Cagayan de Oro City

$62 8%

Bandung

$99 15.7% 61.1% $38

Sport & Entertainment

Cagayan de Oro City

$30 3.9%

Bandung

$24 3.8% 19.7% $5.9

Getting Around

Cagayan de Oro City

$13 1.7%

Bandung

$14 2.2% 7.7% $1

Cost Breakdown

A one-bedroom apartment in the center runs $377 in Cagayan de Oro City and $214 in Bandung. Housing cost is often the main lever when comparing two cities.

Cagayan de Oro City pays 8% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in Cagayan de Oro City vs $14.00 in Bandung for a mid-range dinner for two. Groceries echo the gap at $165 vs $193 per month, with Cagayan de Oro City cheaper across the board.

Good to know

🇵🇭 Cagayan de Oro City

🇮🇩 Bandung

🕒 Local time

00:45 12:45 AM

23:45 11:45 PM

1 h behind Cagayan de Oro City

🌤 Weather

👥 Population

728,402

2,390,120

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,174 IDR (100,000 IDR = 4.96 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cagayan de Oro City Bandung 2,550 km ≈ 3 h 45 min nonstop flight

From you

Cagayan de Oro City
Bandung

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Bandung: Cost of Living - Frequently Asked Questions

Bandung wins on cost – living expenses run 22% lower than in Cagayan de Oro City. Housing and daily spending are where you'll feel the difference most, making Bandung the obvious pick if budget is a priority.

Average pay runs 8% higher in Cagayan de Oro City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $377 in Cagayan de Oro City versus $214 in Bandung. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cagayan de Oro City pay roughly 17% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Bandung – a meal for two runs $14.00 versus $13.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Bandung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bandung delivers better value – similar infrastructure at $632 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bandung hard to pass up.

Safety-wise, Cagayan de Oro City and Bandung are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bandung gentler on the wallet – expenses run 22% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.