Last update: Nov 2026

Cost of Living Comparison Between Cadiz, Philippines and Baguio

For one person, living is cheaper in Cadiz: $617 a month against $734 in Baguio, rent and utilities included – about $1,400 less a year. Rent and utilities account for about half of the difference.

29

Cost of Living Index in Cadiz
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Cadiz Living Index
35

Cost of Living Index in Baguio
Learn more

Baguio Living Index

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Cadiz

🇵🇭 Philippines

$617

/mo nomad

Baguio

🇵🇭 Philippines

$734

/mo nomad

Monthly Cost of Living

How much you'll spend in Cadiz and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cadiz and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $617 in Cadiz versus $734 in Baguio.

Cadiz $617
Baguio $734

Estimated couple costs with rent: $943 in Cadiz versus $1,206 in Baguio.

Cadiz $943
Baguio $1,206

Monthly costs for a family of three with rent: $1,269 in Cadiz versus $1,677 in Baguio.

Cadiz $1,269
Baguio $1,677

Living in Cadiz costs roughly 16% less than in Baguio, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cadiz 54% lower, Baguio 46% lower.

Meal at Budget Restaurant

$2.80 ₱178

$3.10 ₱197

-9.68%

Three-Course Dinner for Two, Mid-Range

$7.88 ₱501

$23.95 ₱1,523

-67.10%

Fast Food Meal (McDonalds, etc)

$3.08 ₱196

$2.71 ₱173

13.65%

Cappuccino

$1.37 ₱86.9

$1.69 ₱108

-18.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱23.92

$0.67 ₱42.70

-43.28%

Water (0.33 liter bottle)

$0.32 ₱20.42

$0.39 ₱24.55

-17.95%

Local Beer (0.5 liter draught)

$1.04 ₱65.9

$1.14 ₱72.4

-8.77%

Imported Beer (0.33 liter bottle)

$1.71 ₱108

$1.91 ₱122

-10.47%

Milk (1 liter)

$1.59 ₱101

$1.78 ₱113

-10.67%

White Bread (500g)

$1.14 ₱72.2

$0.88 ₱55.8

29.55%

Rice (white) (1kg)

$0.88 ₱56.3

$0.97 ₱61.4

-9.28%

Eggs

$1.71 ₱109

$1.83 ₱117

-6.56%

Local Cheese (1kg)

$5.80 ₱369

$4.75 ₱302

22.11%

Chicken Fillets (1kg)

$4.02 ₱256

$3.22 ₱205

24.84%

Beef Round Steak (1kg)

$6.24 ₱397

$7.01 ₱446

-10.98%

Apples (1kg)

$3.18 ₱202

$2.58 ₱164

23.26%

Banana (1kg)

$1.07 ₱68.1

$2.13 ₱135

-49.77%

Oranges (1kg)

$2.95 ₱188

$2.79 ₱177

5.73%

Tomato (1kg)

$1.37 ₱86.8

$0.92 ₱58.2

48.91%

Potato (1kg)

$2.30 ₱146

$1.39 ₱88.4

65.47%

Onion (1kg)

$2.71 ₱172

$1.37 ₱87.0

97.81%

Lettuce (1 head)

$0.38 ₱23.89

$0.65 ₱41.46

-41.54%

Water (1.5 liter bottle)

$0.82 ₱51.9

$0.35 ₱22.27

134.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.44 ₱155

$2.81 ₱179

-13.17%

Wine (Bottle)

$6.23 ₱396

$6.99 ₱444

-10.87%

Local Beer (0.5 liter bottle)

$1.07 ₱68.1

$0.77 ₱48.92

38.96%

Imported Beer (0.33 liter bottle)

$1.27 ₱80.8

$2.98 ₱190

-57.38%

One-way Ticket (Public Transport)

$0.22 ₱13.98

$0.25 ₱16.00

-12.00%

Public Transport Monthly Pass (Regular Price)

$12.17 ₱774

$14.49 ₱921

-16.01%

Taxi Start (Normal Tariff)

$0.81 ₱51.7

$1.00 ₱63.8

-19.00%

Taxi (Normal Tariff) (1km)

$0.35 ₱22.39

$0.22 ₱14.00

59.09%

Taxi 1hour Waiting (Normal Tariff)

$2.33 ₱148

$1.86 ₱118

25.27%

Gasoline (1 liter)

$1.17 ₱74.3

$1.30 ₱82.8

-10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

$20.8K ₱1.3M

0.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$19.0K ₱1.2M

1.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.1 ₱3,949

$94.4 ₱6,003

-34.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.55 ₱607

$16.64 ₱1,058

-42.61%

Internet (50+ Mbps, Unlimited Data)

$26.39 ₱1,678

$30.88 ₱1,963

-14.54%

Gym Membership (Monthly)

$31.42 ₱1,998

$27.58 ₱1,754

13.92%

Tennis Court (1 Hour on Weekend)

$5.31 ₱338

$7.74 ₱492

-31.40%

Cinema Ticket

$4.77 ₱304

$4.72 ₱300

1.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.82 ₱2,023

$1,019 ₱64.8K

-96.88%

International Primary School, 1 Child (Yearly)

$7,911 ₱503.0K

$5,258 ₱334.3K

50.46%

Jeans (Levis 501 Or Similar)

$23.23 ₱1,477

$49.98 ₱3,178

-53.52%

Summer Dress (H&M, Zara, etc)

$19.10 ₱1,215

$37.84 ₱2,406

-49.52%

Sport Shoes (Adidas, Nike)

$54.0 ₱3,432

$71.8 ₱4,567

-24.86%

Men's Leather Business Shoes

$23.63 ₱1,503

$79.8 ₱5,072

-70.38%

1-bedroom Apartment, City Center (Monthly)

$247 ₱15.7K

$387 ₱24.6K

-36.06%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.8K

$195 ₱12.4K

-12.85%

3-bedroom Apartment, City Center (Monthly)

$498 ₱31.6K

$1,031 ₱65.6K

-51.76%

3-bedroom Apartment, Outside City Center (Monthly)

$345 ₱21.9K

$513 ₱32.6K

-32.75%

Buy Apartment in City Center (m2)

$2,622 ₱166.7K

$4,025 ₱255.9K

-34.85%

Buy Apartment Outside City Center (m2)

$1,115 ₱70.9K

$1,526 ₱97.0K

-26.93%

Average Monthly Net Salary (After Tax)

$184 ₱11.7K

$180 ₱11.4K

2.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.33

4.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cadiz: November 1, 2026

Last update for Baguio: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cadiz

$179 29%

Baguio

$168 22.9% 6% $11

Accommodation & Living

Cadiz

$170 27.6%

Baguio

$195 26.6% 14.7% $25

Monthly Utilities & Internet

Cadiz

$98 15.9%

Baguio

$142 19.3% 44.8% $44

Eating Out

Cadiz

$59 9.6%

Baguio

$67 9.1% 12.7% $7.6

Clothing & Footwear

Cadiz

$54 8.8%

Baguio

$108 14.7% 99.6% $54

Sport & Entertainment

Cadiz

$41 6.6%

Baguio

$37 5% 9.7% $4

Getting Around

Cadiz

$16 2.5%

Baguio

$18 2.4% 12.6% $2

Cost Breakdown

A one-bedroom apartment in the center runs $247 in Cadiz and $387 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $8 in Cadiz vs $24 in Baguio. Groceries flip the comparison at $179 vs $168, with Baguio cheaper for home cooking.

Good to know

🇵🇭 Cadiz

🇵🇭 Baguio

🕒 Local time

03:35 3:35 AM

Same time as Cadiz

🌤 Weather

👥 Population

154,723

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Cadiz Baguio 670 km ≈ 1 h 15 min nonstop flight

From you

Cadiz
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cadiz vs Baguio: Cost of Living - Frequently Asked Questions

Cadiz wins on cost – living expenses run 16% lower than in Baguio. Housing and daily spending are where you’ll feel the difference most, making Cadiz the obvious pick if budget is a priority.

You’d need roughly $925 in Cadiz and $1,102 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $247 in Cadiz versus $387 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $617 per month in Cadiz versus $734 in Baguio – Cadiz is about 16% cheaper, which adds up to real savings over time.

A monthly transit pass in Cadiz runs roughly 16% less than in Baguio. The price difference matters if you commute daily and watch your budget.

For families, Cadiz is more practical. Housing and childcare are both notably cheaper than in Baguio, and the savings on those two alone free up budget for education, activities, and family trips.