Last update: Oct 2026 Philippines 154.7K

Cost of Living in Cadiz

For one person, living costs in Cadiz are estimated at $635 a month, including rent and utilities – 16% below the national average. Rent and utilities take about a third of the total.

Monthly Cost of Living

How much you'll spend in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cadiz actually costs, broken down by who's living it.

A single person spends around $635 per month with rent, or $398 for everyday expenses alone.

$635 /mo

A couple spends around $973 per month with rent, or $644 for everyday expenses alone.

$973 /mo

A family of three spends around $1,311 per month with rent, or $890 without housing.

$1,311 /mo

Overall, Cadiz is about 54% below the global median. Within Asia, costs are well below average (40% lower) – one of the most affordable options in the region.

Currency
Do you live in Cadiz? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.82 ₱177
$1.61 ₱101
$4.83 ₱304
Three-Course Dinner for Two, Mid-Range
$8.06 ₱508
$8.06 ₱508
$32.27 ₱2,032
Fast Food Meal (McDonalds, etc)
$3.16 ₱199
$2.84 ₱179
$5.52 ₱347
Cappuccino
$1.38 ₱87.0
$0.82 ₱51.6
$2.45 ₱154
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.42 ₱26.42
$0.42 ₱26.42
$1.25 ₱78.6
Water (0.33 liter bottle)
$0.30 ₱19.19
$0.18 ₱11.39
$0.76 ₱47.97
Local Beer (0.5 liter draught)
$1.10 ₱69.2
$0.65 ₱41.03
$3.25 ₱205
Imported Beer (0.33 liter bottle)
$1.78 ₱112
$1.13 ₱71.1
$2.43 ₱153
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.61 ₱102
$0.88 ₱55.2
$2.20 ₱138
White Bread (500g)
$1.20 ₱75.7
$0.98 ₱61.6
$1.46 ₱91.7
Rice (white) (1kg)
$0.90 ₱56.4
$0.66 ₱41.50
$0.99 ₱62.2
Eggs
$1.73 ₱109
$1.21 ₱76.0
$2.80 ₱176
Local Cheese (1kg)
$5.81 ₱366
$3.88 ₱244
$7.75 ₱488
Chicken Fillets (1kg)
$4.18 ₱263
$2.49 ₱157
$4.92 ₱310
Beef Round Steak (1kg)
$6.07 ₱382
$3.42 ₱215
$7.01 ₱441
Apples (1kg)
$3.31 ₱208
$1.60 ₱101
$4.80 ₱302
Banana (1kg)
$1.04 ₱65.6
$0.47 ₱29.69
$2.07 ₱131
Oranges (1kg)
$2.93 ₱185
$1.56 ₱98.2
$5.46 ₱344
Tomato (1kg)
$1.44 ₱90.8
$0.65 ₱40.93
$2.43 ₱153
Potato (1kg)
$2.37 ₱149
$1.41 ₱88.7
$3.68 ₱232
Onion (1kg)
$2.74 ₱172
$1.38 ₱87.2
$4.41 ₱278
Lettuce (1 head)
$0.38 ₱24.11
$0.38 ₱24.11
$2.29 ₱144
Water (1.5 liter bottle)
$0.79 ₱49.45
$0.39 ₱24.73
$1.56 ₱98.3
Cigarettes 20 Pack (Marlboro, Camel)
$2.51 ₱158
$2.27 ₱143
$3.13 ₱197
Wine (Bottle)
$6.49 ₱408
$4.87 ₱307
$11.36 ₱715
Local Beer (0.5 liter bottle)
$1.10 ₱69.1
$0.71 ₱44.84
$1.34 ₱84.1
Imported Beer (0.33 liter bottle)
$1.23 ₱77.7
$0.93 ₱58.7
$1.54 ₱97.3
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.26 ₱16.47
$0.22 ₱13.83
$0.33 ₱21.08
Public Transport Monthly Pass (Regular Price)
$10.59 ₱667
$5.26 ₱331
$10.59 ₱667
Taxi Start (Normal Tariff)
$0.76 ₱48.16
$0.61 ₱38.53
$0.76 ₱48.16
Taxi (Normal Tariff) (1km)
$0.34 ₱21.25
$0.21 ₱13.36
$0.36 ₱22.46
Taxi 1hour Waiting (Normal Tariff)
$2.34 ₱147
$2.34 ₱147
$2.34 ₱147
Gasoline (1 liter)
$1.16 ₱72.8
$0.89 ₱56.2
$1.43 ₱90.1
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$21.2K ₱1.3M
$21.2K ₱1.3M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$19.4K ₱1.2M
$19.4K ₱1.2M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.0 ₱4,027
$40.24 ₱2,533
$96.6 ₱6,080
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.29 ₱585
$9.29 ₱585
$9.29 ₱585
Internet (50+ Mbps, Unlimited Data)
$27.04 ₱1,702
$23.87 ₱1,503
$44.55 ₱2,805
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$36.68 ₱2,309
$9.02 ₱568
$36.68 ₱2,309
Tennis Court (1 Hour on Weekend)
$4.05 ₱255
$2.78 ₱175
$4.16 ₱262
Cinema Ticket
$4.91 ₱309
$4.58 ₱288
$6.54 ₱412
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$32.29 ₱2,033
$32.29 ₱2,033
$32.29 ₱2,033
International Primary School, 1 Child (Yearly)
$7,387 ₱465.1K
$3,673 ₱231.2K
$16.5K ₱1.0M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$32.53 ₱2,048
$7.84 ₱493
$78.4 ₱4,936
Summer Dress (H&M, Zara, etc)
$19.35 ₱1,219
$5.06 ₱319
$47.40 ₱2,984
Sport Shoes (Adidas, Nike)
$56.3 ₱3,544
$32.17 ₱2,025
$80.4 ₱5,063
Men's Leather Business Shoes
$23.62 ₱1,487
$23.62 ₱1,487
$23.62 ₱1,487
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$266 ₱16.7K
$159 ₱9,990
$397 ₱25.0K
1-bedroom Apartment, Outside City Center (Monthly)
$173 ₱10.9K
$96.4 ₱6,070
$177 ₱11.1K
3-bedroom Apartment, City Center (Monthly)
$510 ₱32.1K
$282 ₱17.8K
$784 ₱49.4K
3-bedroom Apartment, Outside City Center (Monthly)
$357 ₱22.5K
$193 ₱12.1K
$450 ₱28.3K
Buy Apartment in City Center (m2)
$2,383 ₱150.0K
$629 ₱39.6K
$2,383 ₱150.0K
Buy Apartment Outside City Center (m2)
$1,029 ₱64.8K
$165 ₱10.4K
$1,029 ₱64.8K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$190 ₱12.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.33
7
8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Cadiz $635
Groceries & Markets
$181
Accommodation & Living
$173
Monthly Utilities & Internet
$100
Eating Out
$61
Clothing & Footwear
$59
Sport & Entertainment
$46
Getting Around
$14

Cost Breakdown

A one-bedroom apartment in the city center costs around $266, dropping to $173 outside central areas. Housing accounts for roughly 140% of the average salary ($190) – well above the 30% international benchmark.

The average net salary is $190 – below monthly costs of $635. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $181 per month for one person. A mid-range dinner for two is priced at $8.00 – well below the Asian average of $36.00.

A monthly public transport pass costs about $10.59 – among the cheapest in Asia (average $33.00).

Cost Highlights

Imported beer is cheaper than 97% of cities in Asia

Three-course dinner for two, mid-range is cheaper than 95% of cities in Asia

Preschool or kindergarten, full day, private, 1 child is cheaper than 92% of cities in Asia

Good to know
🕒 Local time
05:32 5:32 AM
🌤 Weather
👥 Population
154,723
💱 Currency
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Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

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Cadiz Median Internet Speeds (Updated April 2026)

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Cost of Living in Cadiz - Frequently Asked Questions
How affordable is Cadiz, Philippines for travelers, expats, and digital nomads, and who tends to find it good value?
Cadiz offers a slower pace and lower everyday costs compared with bigger cities in the region, making it appealing for a low-stress base. For travelers and digital nomads, you might find good value by combining budget-friendly local meals, modest apartment options, and a walkable town center. Expats who prioritize community and local services often appreciate the predictable daily expenses that come with smaller-city living. Cost of Living in Cadiz, Philippines tends to scale with your choices – upscale neighborhoods raise the bar, while a simple lifestyle keeps things comfortable without big compromises. Tip: Start with a short stay to test routines, cafes, and neighborhood rhythms.
What does daily life look like in Cadiz, Philippines for housing, food, transport, coworking, and errands?
Daily life centers on a compact town feel with markets, sea breezes, and efficient local services. Housing options range from simple apartments near the market to quiet homes in nearby barangays; short-term rentals let you test neighborhoods before committing. Food options include market stalls and family-run eateries with fresh seafood and local produce. For transport, tricycles and jeepneys cover short hops, while many prefer walking or cycling in flatter parts. Coworking spaces are limited but present in town centers or nearby hubs; errands can be done on foot for daily staples. Cadiz, Philippines living cost remains favorable when you prioritize local suppliers and cooking at home. Tip: map a weekly routine that covers groceries, meals, and work.
How can you maximize quality of life in Cadiz, and what budgeting approaches, seasonality, and neighborhood fit should you consider?
Quality of life in Cadiz rewards thoughtful budgeting and neighborhood scouting. Build a flexible plan that separates housing, food, and transport, then adjust as you learn which areas suit your pace and access to amenities. Seasonality brings shifts in humidity and local activities; you’ll see different market rhythms across the year, so align grocery runs and weekend outings with peak availability. To save, lean on local markets, community events, and multi-use spaces for work and social life. When choosing a spot, consider proximity to the coast, greenspace, and safe walking routes. Tip: visit at different times of day and week to gauge noise, safety, and convenience.
Is Cadiz expensive to live in?
By most standards, Cadiz is a budget-friendly place to live. Total monthly costs with rent usually land around $635, and both housing and daily expenses fall below global averages. It's a solid pick for remote workers, long-term travelers, or anyone watching their spending.
What percentage of income goes to rent in Cadiz?
Housing in Cadiz takes a heavy bite – about 140% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
What is a good salary in Cadiz?
In Cadiz, $953 per month is what most people would call a good salary. It handles rent, food, and utilities with enough left for savings and the occasional splurge. Above that, you unlock better apartments and more freedom with spending.
Is rent high in Cadiz?
Rent is one of the biggest advantages of living in Cadiz – 1-bedroom apartments range from $173 to $266 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
Is food expensive in Cadiz?
Food in Cadiz is genuinely cheap. A single person's grocery bill runs about $181 per month, and local markets and street vendors push costs even lower. Cooking at home is easy and affordable, and eating out at local spots won't break the bank either.
How much is public transport in Cadiz?
Getting around Cadiz by public transport costs about $10.59 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can you live on $800 a month in Cadiz?
$800 a month in Cadiz? Very doable. Average costs with rent come to just $635, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
Is Cadiz a good city for expats?
Cadiz has an established expat community and is welcoming to foreigners. coastal lifestyle, great local cuisine, easy for English speakers smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $635 including housing.
How affordable is Cadiz?
Cadiz is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $635 per month with rent, it sits well below the global average for cities of similar size.

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