📌A single person spends around $674 per month with rent, or $396 for everyday expenses alone.
📌A couple spends around $1,037 per month with rent, or $706 for everyday expenses alone.
📌A family of three spends around $1,400 per month with rent, or $1,016 without housing.
📊Overall, Cadiz is about 50% below the global median. Within Asia, costs are well below average (36% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.7K₱1.5M
$17.5K₱1.1M
$29.8K₱1.8M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K₱1.2M
$17.9K₱1.1M
$21.5K₱1.3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$64.9₱4,002
$43.56₱2,686
$81.5₱5,024
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.16₱750
$10.43₱643
$43.49₱2,682
Internet(50+ Mbps, Unlimited Data)
$30.10₱1,856
$26.57₱1,639
$49.58₱3,057
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$33.85₱2,088
$14.15₱873
$39.80₱2,454
Tennis Court(1 Hour on Weekend)
$4.54₱280
$0.91₱56.2
$4.54₱280
Cinema Ticket
$5.36₱330
$5.00₱308
$7.14₱440
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$35.19₱2,170
$35.19₱2,170
$35.19₱2,170
International Primary School, 1 Child(Yearly)
$4,339₱267.5K
$2,140₱131.9K
$8,915₱549.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$45.46₱2,803
$8.80₱542
$70.4₱4,340
Summer Dress(H&M, Zara, etc)
$22.91₱1,413
$19.38₱1,195
$26.46₱1,631
Sport Shoes(Adidas, Nike)
$61.8₱3,809
$35.30₱2,177
$88.3₱5,442
Men's Leather Business Shoes
$26.95₱1,662
$26.95₱1,662
$26.95₱1,662
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$269₱16.6K
$153₱9,406
$359₱22.1K
1-bedroom Apartment, Outside City Center(Monthly)
$178₱11.0K
$103₱6,330
$223₱13.8K
3-bedroom Apartment, City Center(Monthly)
$579₱35.7K
$262₱16.2K
$758₱46.7K
3-bedroom Apartment, Outside City Center(Monthly)
$391₱24.1K
$211₱13.0K
$483₱29.8K
Buy Apartment in City Center(m2)
$2,721₱167.8K
$907₱55.9K
$3,175₱195.8K
Buy Apartment Outside City Center(m2)
$1,082₱66.7K
$358₱22.1K
$1,082₱66.7K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$198₱12.2K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8
8
8
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $269, dropping to $178 outside central areas. Housing accounts for roughly 136% of the average salary ($198) – well above the 30% international benchmark.
💰The average net salary is $198 – below monthly costs of $674. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.
🛒Groceries cost around $195 per month for one person. A mid-range dinner for two is priced at $9.00 – well below the Asian average of $35.00.
Cost Highlights
⭐Three-course dinner for two, mid-range is cheaper than 95% of cities in Asia
⭐Taxi is cheaper than 94% of cities in Asia
⭐Imported beer is cheaper than 94% of cities in Asia
Cadiz Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
English is commonly used in services, signage, and daily life
Cost of Living in Cadiz - Frequently Asked Questions
How affordable is Cadiz, Philippines for travelers, expats, and digital nomads, and who tends to find it good value?
Cadiz offers a slower pace and lower everyday costs compared with bigger cities in the region, making it appealing for a low-stress base. For travelers and digital nomads, you might find good value by combining budget-friendly local meals, modest apartment options, and a walkable town center. Expats who prioritize community and local services often appreciate the predictable daily expenses that come with smaller-city living. Cost of Living in Cadiz, Philippines tends to scale with your choices – upscale neighborhoods raise the bar, while a simple lifestyle keeps things comfortable without big compromises. Tip: Start with a short stay to test routines, cafes, and neighborhood rhythms.
What does daily life look like in Cadiz, Philippines for housing, food, transport, coworking, and errands?
Daily life centers on a compact town feel with markets, sea breezes, and efficient local services. Housing options range from simple apartments near the market to quiet homes in nearby barangays; short-term rentals let you test neighborhoods before committing. Food options include market stalls and family-run eateries with fresh seafood and local produce. For transport, tricycles and jeepneys cover short hops, while many prefer walking or cycling in flatter parts. Coworking spaces are limited but present in town centers or nearby hubs; errands can be done on foot for daily staples. Cadiz, Philippines living cost remains favorable when you prioritize local suppliers and cooking at home. Tip: map a weekly routine that covers groceries, meals, and work.
How can you maximize quality of life in Cadiz, and what budgeting approaches, seasonality, and neighborhood fit should you consider?
Quality of life in Cadiz rewards thoughtful budgeting and neighborhood scouting. Build a flexible plan that separates housing, food, and transport, then adjust as you learn which areas suit your pace and access to amenities. Seasonality brings shifts in humidity and local activities; you’ll see different market rhythms across the year, so align grocery runs and weekend outings with peak availability. To save, lean on local markets, community events, and multi-use spaces for work and social life. When choosing a spot, consider proximity to the coast, greenspace, and safe walking routes. Tip: visit at different times of day and week to gauge noise, safety, and convenience.
Is Cadiz expensive to live in?
By most standards, Cadiz is a budget-friendly place to live. Total monthly costs with rent usually land around $674, and both housing and daily expenses fall below global averages. It's a solid pick for remote workers, long-term travelers, or anyone watching their spending.
What percentage of income goes to rent in Cadiz?
Housing in Cadiz takes a heavy bite – about 136% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
What is a good salary in Cadiz?
In Cadiz, $1,011 per month is what most people would call a good salary. It handles rent, food, and utilities with enough left for savings and the occasional splurge. Above that, you unlock better apartments and more freedom with spending.
Is rent high in Cadiz?
Rent is one of Cadiz's biggest advantages – 1-bedroom apartments range from $178 to $269 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
How expensive is a gym membership in Cadiz?
A gym membership in Cadiz runs about $33.85 per month – affordable by regional standards. Most gyms include basic equipment, group classes, and locker rooms. Boutique studios and personal training cost more, but the baseline is budget-friendly.
How much does childcare cost in Cadiz?
Private kindergarten in Cadiz costs about $35.19 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Can you live on $800 a month in Cadiz?
$800 a month in Cadiz? Very doable. Average costs with rent come to just $674, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
Is Cadiz a good city for expats?
Cadiz has an established expat community and is welcoming to foreigners. coastal lifestyle, great local cuisine, easy for English speakers smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $674 including housing.
How affordable is Cadiz?
Cadiz is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $674 per month with rent, it sits well below the global average for cities of similar size.