Last update: Nov 2026

Cost of Living Comparison Between Cadiz, Philippines and Cebu

For one person, living is cheaper in Cadiz: $617 a month against $943 in Cebu, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Cadiz
Learn more

Cadiz Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Cadiz

🇵🇭 Philippines

$617

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Cadiz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cadiz and in Cebu actually costs, broken down by who's living it.

A single person spends $617 per month in Cadiz vs $943 in Cebu, rent included.

Cadiz $617
Cebu $943

A couple spends around $943 per month in Cadiz vs $1,437 in Cebu, rent included.

Cadiz $943
Cebu $1,437

A family of three spends $1,269 per month in Cadiz vs $1,930 in Cebu, rent included.

Cadiz $1,269
Cebu $1,930

Cadiz is about 35% cheaper than Cebu, and outside of rent the biggest gap is in clothing.

Both Cadiz and Cebu are more affordable than the global median – Cadiz 54% lower, Cebu 30% lower.

Meal at Budget Restaurant

$2.80 ₱178

$3.88 ₱247

-27.84%

Three-Course Dinner for Two, Mid-Range

$7.88 ₱501

$23.22 ₱1,476

-66.06%

Fast Food Meal (McDonalds, etc)

$3.08 ₱196

$3.90 ₱248

-21.03%

Cappuccino

$1.37 ₱86.9

$2.56 ₱163

-46.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱23.92

$1.60 ₱102

-76.25%

Water (0.33 liter bottle)

$0.32 ₱20.42

$0.51 ₱32.35

-37.25%

Local Beer (0.5 liter draught)

$1.04 ₱65.9

$1.76 ₱112

-40.91%

Imported Beer (0.33 liter bottle)

$1.71 ₱108

$2.15 ₱137

-20.47%

Milk (1 liter)

$1.59 ₱101

$1.99 ₱126

-20.10%

White Bread (500g)

$1.14 ₱72.2

$1.37 ₱87.1

-16.79%

Rice (white) (1kg)

$0.88 ₱56.3

$0.95 ₱60.4

-7.37%

Eggs

$1.71 ₱109

$2.02 ₱128

-15.35%

Local Cheese (1kg)

$5.80 ₱369

$9.63 ₱612

-39.77%

Chicken Fillets (1kg)

$4.02 ₱256

$4.35 ₱277

-7.59%

Beef Round Steak (1kg)

$6.24 ₱397

$7.70 ₱490

-18.96%

Apples (1kg)

$3.18 ₱202

$3.30 ₱210

-3.64%

Banana (1kg)

$1.07 ₱68.1

$1.27 ₱80.5

-15.75%

Oranges (1kg)

$2.95 ₱188

$2.34 ₱149

26.07%

Tomato (1kg)

$1.37 ₱86.8

$1.51 ₱96.3

-9.27%

Potato (1kg)

$2.30 ₱146

$2.23 ₱142

3.14%

Onion (1kg)

$2.71 ₱172

$1.93 ₱123

40.41%

Lettuce (1 head)

$0.38 ₱23.89

$1.18 ₱75.2

-67.80%

Water (1.5 liter bottle)

$0.82 ₱51.9

$0.65 ₱41.33

26.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.44 ₱155

$2.89 ₱184

-15.57%

Wine (Bottle)

$6.23 ₱396

$6.35 ₱404

-1.89%

Local Beer (0.5 liter bottle)

$1.07 ₱68.1

$1.27 ₱80.8

-15.75%

Imported Beer (0.33 liter bottle)

$1.27 ₱80.8

$1.64 ₱104

-22.56%

One-way Ticket (Public Transport)

$0.22 ₱13.98

$0.23 ₱14.56

-4.35%

Public Transport Monthly Pass (Regular Price)

$12.17 ₱774

$12.24 ₱778

-0.57%

Taxi Start (Normal Tariff)

$0.81 ₱51.7

$0.82 ₱52.0

-1.22%

Taxi (Normal Tariff) (1km)

$0.35 ₱22.39

$0.20 ₱12.69

75.00%

Taxi 1hour Waiting (Normal Tariff)

$2.33 ₱148

$4.32 ₱275

-46.06%

Gasoline (1 liter)

$1.17 ₱74.3

$1.38 ₱87.6

-15.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

$21.2K ₱1.3M

-1.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.1 ₱3,949

$124 ₱7,893

-49.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.55 ₱607

$15.93 ₱1,013

-40.05%

Internet (50+ Mbps, Unlimited Data)

$26.39 ₱1,678

$28.07 ₱1,785

-5.99%

Gym Membership (Monthly)

$31.42 ₱1,998

$33.41 ₱2,124

-5.96%

Tennis Court (1 Hour on Weekend)

$5.31 ₱338

$6.40 ₱407

-17.03%

Cinema Ticket

$4.77 ₱304

$5.85 ₱372

-18.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.82 ₱2,023

$271 ₱17.2K

-88.24%

International Primary School, 1 Child (Yearly)

$7,911 ₱503.0K

$8,060 ₱512.4K

-1.85%

Jeans (Levis 501 Or Similar)

$23.23 ₱1,477

$48.31 ₱3,072

-51.91%

Summer Dress (H&M, Zara, etc)

$19.10 ₱1,215

$24.56 ₱1,562

-22.23%

Sport Shoes (Adidas, Nike)

$54.0 ₱3,432

$77.1 ₱4,904

-30.03%

Men's Leather Business Shoes

$23.63 ₱1,503

$56.5 ₱3,593

-58.18%

1-bedroom Apartment, City Center (Monthly)

$247 ₱15.7K

$495 ₱31.5K

-50.09%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.8K

$322 ₱20.5K

-47.16%

3-bedroom Apartment, City Center (Monthly)

$498 ₱31.6K

$990 ₱63.0K

-49.76%

3-bedroom Apartment, Outside City Center (Monthly)

$345 ₱21.9K

$628 ₱39.9K

-45.13%

Buy Apartment in City Center (m2)

$2,622 ₱166.7K

$4,459 ₱283.5K

-41.18%

Buy Apartment Outside City Center (m2)

$1,115 ₱70.9K

$3,030 ₱192.6K

-63.19%

Average Monthly Net Salary (After Tax)

$184 ₱11.7K

$343 ₱21.8K

-46.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.33

7.2

1.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cadiz: November 1, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cadiz

$179 29%

Cebu

$206 21.8% 15% $27

Accommodation & Living

Cadiz

$170 27.6%

Cebu

$322 34.1% 89.3% $152

Monthly Utilities & Internet

Cadiz

$98 15.9%

Cebu

$168 17.8% 71.5% $70

Eating Out

Cadiz

$59 9.6%

Cebu

$95 10.1% 59.8% $36

Clothing & Footwear

Cadiz

$54 8.8%

Cebu

$93 9.9% 72.2% $39

Sport & Entertainment

Cadiz

$41 6.6%

Cebu

$45 4.8% 10.1% $4.1

Getting Around

Cadiz

$16 2.5%

Cebu

$15 1.6% 4.2% $0.7

Cost Breakdown

A central one-bedroom costs $247 in Cadiz versus $495 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 86% higher in Cebu. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $8 in Cadiz versus $23 in Cebu. Monthly groceries follow the same trend: $179 vs $206 – making Cadiz the more affordable choice for daily food spending.

Good to know

🇵🇭 Cadiz

🇵🇭 Cebu

🕒 Local time

03:53 3:53 AM

Same time as Cadiz

🌤 Weather

👥 Population

154,723

964,169

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Cadiz Cebu 98 km

From you

Cadiz
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cadiz vs Cebu: Cost of Living - Frequently Asked Questions

Cebu costs about 53% more than Cadiz, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $925 per month in Cadiz and $1,415 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments: a one-bedroom in the center costs $247 there versus $495 in Cebu.

A mid-range dinner for two costs $8 in Cadiz and $23 in Cebu. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Cebu, though the gap depends on what you buy.

A $800 monthly budget goes further in Cadiz, where all-in costs run around $617, than in Cebu at $943. In Cadiz it covers expenses comfortably, while in Cebu it requires careful planning or may not stretch far enough.

Families tend to lean toward Cadiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cadiz. If higher salaries or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.