Cost of Living Comparison Between Cadiz and Cebu Cost of Living Comparison Between Cadiz and Cebu

Monthly Cost of Living

A single person spends $616 per month in Cadiz vs $931 in Cebu, rent included.

A couple spends around $966 per month in Cadiz vs $1,439 in Cebu, rent included.

A family of three spends $1,316 per month in Cadiz vs $1,947 in Cebu, rent included.

Cadiz is about 34% cheaper than Cebu, driven mainly by Clothing & Footwear.

Both Cadiz and Cebu are more affordable than the global median – Cadiz 55% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.80 ₱176

$3.05 ₱191

-8.20%

Three-Course Dinner for Two, Mid-Range

$7.99 ₱502

$23.09 ₱1,451

-65.40%

Fast Food Meal (McDonalds, etc)

$3.25 ₱204

$4.03 ₱253

-19.35%

Cappuccino

$1.39 ₱87.3

$2.58 ₱162

-46.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₱24.36

$1.53 ₱96.1

-74.51%

Water (0.33 liter bottle)

$0.34 ₱21.09

$0.53 ₱33.37

-35.85%

Local Beer (0.5 liter draught)

$1.04 ₱65.3

$1.71 ₱108

-39.18%

Imported Beer (0.33 liter bottle)

$1.70 ₱107

$2.27 ₱143

-25.11%

Milk (1 liter)

$1.61 ₱101

$1.87 ₱118

-13.90%

White Bread (500g)

$1.20 ₱75.6

$1.34 ₱84.2

-10.45%

Rice (white) (1kg)

$0.90 ₱56.4

$1.02 ₱64.3

-11.76%

Eggs

$1.82 ₱115

$1.96 ₱123

-7.14%

Local Cheese (1kg)

$5.90 ₱371

$9.93 ₱624

-40.58%

Chicken Fillets (1kg)

$4.09 ₱257

$4.58 ₱288

-10.70%

Beef Round Steak (1kg)

$6.05 ₱380

$7.45 ₱468

-18.79%

Apples (1kg)

$3.36 ₱211

$3.46 ₱217

-2.89%

Banana (1kg)

$1.03 ₱64.7

$1.45 ₱91.4

-28.97%

Oranges (1kg)

$2.95 ₱186

$2.39 ₱150

23.43%

Tomato (1kg)

$1.44 ₱90.6

$1.55 ₱97.6

-7.10%

Potato (1kg)

$2.32 ₱146

$2.31 ₱145

0.43%

Onion (1kg)

$2.73 ₱171

$1.88 ₱118

45.21%

Lettuce (1 head)

$0.41 ₱25.95

$1.23 ₱77.2

-66.67%

Water (1.5 liter bottle)

$0.82 ₱51.2

$0.62 ₱39.16

32.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ₱162

$3.01 ₱189

-14.62%

Wine (Bottle)

$6.44 ₱404

$6.13 ₱385

5.06%

Local Beer (0.5 liter bottle)

$1.12 ₱70.4

$1.29 ₱81.3

-13.18%

Imported Beer (0.33 liter bottle)

$1.29 ₱81.1

$1.70 ₱107

-24.12%

One-way Ticket (Public Transport)

$0.25 ₱15.62

$0.25 ₱15.74

Public Transport Monthly Pass (Regular Price)

$10.15 ₱638

$12.35 ₱776

-17.81%

Taxi Start (Normal Tariff)

$0.75 ₱46.92

$0.79 ₱49.81

-5.06%

Taxi (Normal Tariff) (1km)

$0.33 ₱21.02

$0.20 ₱12.54

65.00%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₱149

$4.40 ₱276

-46.36%

Gasoline (1 liter)

$1.06 ₱66.5

$1.31 ₱82.2

-19.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$21.6K ₱1.4M

-2.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$19.3K ₱1.2M

1.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ₱3,916

$122 ₱7,694

-49.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.61 ₱603

$15.08 ₱948

-36.27%

Internet (50+ Mbps, Unlimited Data)

$26.77 ₱1,682

$28.10 ₱1,765

-4.73%

Gym Membership (Monthly)

$31.56 ₱1,983

$31.67 ₱1,990

-0.35%

Tennis Court (1 Hour on Weekend)

$5.17 ₱325

$6.65 ₱418

-22.26%

Cinema Ticket

$4.70 ₱295

$5.40 ₱339

-12.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.24 ₱1,963

$278 ₱17.5K

-88.78%

International Primary School, 1 Child (Yearly)

$8,128 ₱510.6K

$7,849 ₱493.1K

3.55%

Jeans (Levis 501 Or Similar)

$32.51 ₱2,042

$48.20 ₱3,028

-32.55%

Summer Dress (H&M, Zara, etc)

$19.26 ₱1,210

$25.32 ₱1,591

-23.93%

Sport Shoes (Adidas, Nike)

$56.1 ₱3,524

$76.3 ₱4,790

-26.44%

Men's Leather Business Shoes

$24.15 ₱1,518

$58.1 ₱3,649

-58.42%

1-bedroom Apartment, City Center (Monthly)

$266 ₱16.7K

$489 ₱30.7K

-45.71%

1-bedroom Apartment, Outside City Center (Monthly)

$172 ₱10.8K

$307 ₱19.3K

-44.14%

3-bedroom Apartment, City Center (Monthly)

$499 ₱31.4K

$1,075 ₱67.5K

-53.55%

3-bedroom Apartment, Outside City Center (Monthly)

$356 ₱22.3K

$636 ₱39.9K

-44.06%

Buy Apartment in City Center (m2)

$2,334 ₱146.6K

$2,871 ₱180.4K

-18.69%

Buy Apartment Outside City Center (m2)

$893 ₱56.1K

$1,912 ₱120.1K

-53.31%

Average Monthly Net Salary (After Tax)

$188 ₱11.8K

$335 ₱21.0K

-43.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.33

7.2

1.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cadiz: September 15, 2026

Last update for Cebu: September 13, 2026

Cost Breakdown

A central one-bedroom costs $266 in Cadiz versus $489 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 78% higher in Cebu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $8.00 in Cadiz versus $23.00 in Cebu. Monthly groceries follow the same trend: $182 vs $208 – making Cadiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cadiz vs Cebu: Cost of Living - Frequently Asked Questions

Cebu costs about 51% more than Cadiz, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $924 per month in Cadiz and $1,396 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 14% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $8.00 in Cadiz and $23.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$800 covers both cities comfortably – all-in costs are $616 in Cadiz and $931 in Cebu, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Cadiz costs $616 versus $931 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.