Cost of Living Comparison Between Baguio and Cadiz Cost of Living Comparison Between Baguio and Cadiz

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Baguio versus $655 in Cadiz.

Estimated couple costs with rent: $1,139 in Baguio versus $1,036 in Cadiz.

Monthly costs for a family of three with rent: $1,500 in Baguio versus $1,417 in Cadiz.

Living in Baguio is roughly 19% more expensive than Cadiz, driven mainly by Eating Out.

Both cities sit below the global median: Baguio 42% lower, Cadiz 51% lower.

Meal at Budget Restaurant

$3.59 ₱222

$2.62 ₱161

37.02%

Three-Course Dinner for Two, Mid-Range

$13.50 ₱833

$8.62 ₱532

56.61%

Fast Food Meal (McDonalds, etc)

$2.60 ₱160

$3.59 ₱221

-27.58%

Cappuccino

$2.34 ₱145

$1.53 ₱94.4

52.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ₱43.29

$0.43 ₱26.51

62.79%

Water (0.33 liter bottle)

$0.40 ₱24.72

$0.32 ₱19.79

25.00%

Local Beer (0.5 liter draught)

$1.46 ₱89.9

$0.99 ₱61.1

47.47%

Imported Beer (0.33 liter bottle)

$2.00 ₱123

$1.72 ₱106

16.28%

Milk (1 liter)

$1.89 ₱116

$1.88 ₱116

0.53%

White Bread (500g)

$1.25 ₱77.3

$1.27 ₱78.4

-1.57%

Rice (white) (1kg)

$1.11 ₱68.6

$0.89 ₱55.2

24.72%

Eggs

$2.20 ₱135

$2.01 ₱124

9.45%

Local Cheese (1kg)

$9.08 ₱560

$5.88 ₱363

54.42%

Chicken Fillets (1kg)

$3.70 ₱228

$4.18 ₱258

-11.48%

Beef Round Steak (1kg)

$8.42 ₱519

$7.04 ₱434

19.60%

Apples (1kg)

$2.63 ₱162

$3.72 ₱229

-29.30%

Banana (1kg)

$1.87 ₱115

$1.14 ₱70.6

64.04%

Oranges (1kg)

$2.26 ₱140

$3.37 ₱208

-32.94%

Tomato (1kg)

$1.18 ₱72.6

$1.55 ₱95.3

-23.87%

Potato (1kg)

$1.82 ₱112

$2.55 ₱157

-28.63%

Onion (1kg)

$2.29 ₱141

$3.01 ₱185

-23.92%

Lettuce (1 head)

$0.72 ₱44.67

$0.42 ₱26.02

71.43%

Water (1.5 liter bottle)

$0.77 ₱47.61

$0.85 ₱52.2

-9.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.35 ₱206

$2.79 ₱172

20.07%

Wine (Bottle)

$9.17 ₱566

$7.51 ₱463

22.10%

Local Beer (0.5 liter bottle)

$1.08 ₱66.4

$1.29 ₱79.4

-16.28%

Imported Beer (0.33 liter bottle)

$2.26 ₱140

$1.39 ₱85.6

62.59%

One-way Ticket (Public Transport)

$0.26 ₱15.90

$0.26 ₱15.99

Public Transport Monthly Pass (Regular Price)

$10.56 ₱652

Taxi Start (Normal Tariff)

$0.87 ₱53.7

$0.74 ₱45.56

17.57%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.54

$0.24 ₱14.84

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$2.45 ₱151

$2.74 ₱169

-10.58%

Gasoline (1 liter)

$1.11 ₱68.3

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K ₱2.0M

$23.7K ₱1.5M

36.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.3M

$19.9K ₱1.2M

3.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 ₱8,987

$64.9 ₱4,005

124.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.10 ₱2,103

$12.41 ₱765

174.78%

Internet (50+ Mbps, Unlimited Data)

$25.99 ₱1,603

$29.74 ₱1,834

-12.61%

Gym Membership (Monthly)

$21.76 ₱1,342

$33.36 ₱2,057

-34.77%

Tennis Court (1 Hour on Weekend)

$4.16 ₱256

$4.40 ₱271

-5.45%

Cinema Ticket

$5.93 ₱366

$5.36 ₱331

10.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$153 ₱9,455

$36.03 ₱2,222

325.45%

International Primary School, 1 Child (Yearly)

$4,642 ₱286.3K

$4,399 ₱271.3K

5.53%

Jeans (Levis 501 Or Similar)

$49.11 ₱3,029

$46.47 ₱2,866

5.68%

Summer Dress (H&M, Zara, etc)

$27.25 ₱1,681

$23.44 ₱1,446

16.25%

Sport Shoes (Adidas, Nike)

$76.3 ₱4,706

$62.7 ₱3,869

21.62%

Men's Leather Business Shoes

$45.91 ₱2,832

$26.53 ₱1,636

73.05%

1-bedroom Apartment, City Center (Monthly)

$346 ₱21.3K

$263 ₱16.2K

31.61%

1-bedroom Apartment, Outside City Center (Monthly)

$142 ₱8,777

$174 ₱10.7K

-18.09%

3-bedroom Apartment, City Center (Monthly)

$544 ₱33.6K

$596 ₱36.8K

-8.64%

3-bedroom Apartment, Outside City Center (Monthly)

$264 ₱16.3K

$401 ₱24.7K

-34.20%

Buy Apartment in City Center (m2)

$2,423 ₱149.4K

$2,099 ₱129.5K

15.41%

Buy Apartment Outside City Center (m2)

$949 ₱58.5K

Average Monthly Net Salary (After Tax)

$186 ₱11.5K

$196 ₱12.1K

-4.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

-43.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: April 27, 2026

Last update for Cadiz: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $346 in Baguio and $263 in Cadiz. Housing cost is often the main lever when comparing two cities.

Cadiz pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Baguio vs $9.00 in Cadiz for a mid-range dinner for two. Groceries echo the gap at $205 vs $199 per month, with Cadiz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Cadiz: Cost of Living - Frequently Asked Questions

Cadiz wins on cost – living expenses run 19% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Cadiz the obvious pick if budget is a priority.

On paper, Cadiz earns 5% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $346 in Baguio versus $263 in Cadiz. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Baguio. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $779 per month in Baguio versus $655 in Cadiz – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Cadiz gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Cadiz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cadiz gentler on the wallet – expenses run 19% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.