Last update: Nov 2026

Cost of Living Comparison Between Baguio and Cadiz, Philippines

Name: Cadiz
Address: Cadiz, PH

For one person, living is cheaper in Cadiz: $617 a month against $734 in Baguio, rent and utilities included – about $1,400 less a year. Rent and utilities account for about half of the difference.

35

Cost of Living Index in Baguio
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Baguio Living Index
29

Cost of Living Index in Cadiz
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Cadiz Living Index

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Baguio

🇵🇭 Philippines

$734

/mo nomad

Cadiz

🇵🇭 Philippines

$617

/mo nomad

Monthly Cost of Living

How much you'll spend in Baguio and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Cadiz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Baguio versus $617 in Cadiz.

Baguio $734
Cadiz $617

Estimated couple costs with rent: $1,206 in Baguio versus $943 in Cadiz.

Baguio $1,206
Cadiz $943

Monthly costs for a family of three with rent: $1,677 in Baguio versus $1,269 in Cadiz.

Baguio $1,677
Cadiz $1,269

Living in Baguio is roughly 19% more expensive than in Cadiz, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Baguio 46% lower, Cadiz 54% lower.

Meal at Budget Restaurant

$3.10 ₱197

$2.80 ₱178

10.71%

Three-Course Dinner for Two, Mid-Range

$23.95 ₱1,523

$7.88 ₱501

203.93%

Fast Food Meal (McDonalds, etc)

$2.71 ₱173

$3.08 ₱196

-12.01%

Cappuccino

$1.69 ₱108

$1.37 ₱86.9

23.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₱42.70

$0.38 ₱23.92

76.32%

Water (0.33 liter bottle)

$0.39 ₱24.55

$0.32 ₱20.42

21.88%

Local Beer (0.5 liter draught)

$1.14 ₱72.4

$1.04 ₱65.9

9.62%

Imported Beer (0.33 liter bottle)

$1.91 ₱122

$1.71 ₱108

11.70%

Milk (1 liter)

$1.78 ₱113

$1.59 ₱101

11.95%

White Bread (500g)

$0.88 ₱55.8

$1.14 ₱72.2

-22.81%

Rice (white) (1kg)

$0.97 ₱61.4

$0.88 ₱56.3

10.23%

Eggs

$1.83 ₱117

$1.71 ₱109

7.02%

Local Cheese (1kg)

$4.75 ₱302

$5.80 ₱369

-18.10%

Chicken Fillets (1kg)

$3.22 ₱205

$4.02 ₱256

-19.90%

Beef Round Steak (1kg)

$7.01 ₱446

$6.24 ₱397

12.34%

Apples (1kg)

$2.58 ₱164

$3.18 ₱202

-18.87%

Banana (1kg)

$2.13 ₱135

$1.07 ₱68.1

99.07%

Oranges (1kg)

$2.79 ₱177

$2.95 ₱188

-5.42%

Tomato (1kg)

$0.92 ₱58.2

$1.37 ₱86.8

-32.85%

Potato (1kg)

$1.39 ₱88.4

$2.30 ₱146

-39.57%

Onion (1kg)

$1.37 ₱87.0

$2.71 ₱172

-49.45%

Lettuce (1 head)

$0.65 ₱41.46

$0.38 ₱23.89

71.05%

Water (1.5 liter bottle)

$0.35 ₱22.27

$0.82 ₱51.9

-57.32%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₱179

$2.44 ₱155

15.16%

Wine (Bottle)

$6.99 ₱444

$6.23 ₱396

12.20%

Local Beer (0.5 liter bottle)

$0.77 ₱48.92

$1.07 ₱68.1

-28.04%

Imported Beer (0.33 liter bottle)

$2.98 ₱190

$1.27 ₱80.8

134.65%

One-way Ticket (Public Transport)

$0.25 ₱16.00

$0.22 ₱13.98

13.64%

Public Transport Monthly Pass (Regular Price)

$14.49 ₱921

$12.17 ₱774

19.06%

Taxi Start (Normal Tariff)

$1.00 ₱63.8

$0.81 ₱51.7

23.46%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.00

$0.35 ₱22.39

-37.14%

Taxi 1hour Waiting (Normal Tariff)

$1.86 ₱118

$2.33 ₱148

-20.17%

Gasoline (1 liter)

$1.30 ₱82.8

$1.17 ₱74.3

11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$20.9K ₱1.3M

-0.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$19.3K ₱1.2M

-1.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.4 ₱6,003

$62.1 ₱3,949

52.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.64 ₱1,058

$9.55 ₱607

74.24%

Internet (50+ Mbps, Unlimited Data)

$30.88 ₱1,963

$26.39 ₱1,678

17.01%

Gym Membership (Monthly)

$27.58 ₱1,754

$31.42 ₱1,998

-12.22%

Tennis Court (1 Hour on Weekend)

$7.74 ₱492

$5.31 ₱338

45.76%

Cinema Ticket

$4.72 ₱300

$4.77 ₱304

-1.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,019 ₱64.8K

$31.82 ₱2,023

3102.07%

International Primary School, 1 Child (Yearly)

$5,258 ₱334.3K

$7,911 ₱503.0K

-33.54%

Jeans (Levis 501 Or Similar)

$49.98 ₱3,178

$23.23 ₱1,477

115.15%

Summer Dress (H&M, Zara, etc)

$37.84 ₱2,406

$19.10 ₱1,215

98.12%

Sport Shoes (Adidas, Nike)

$71.8 ₱4,567

$54.0 ₱3,432

33.09%

Men's Leather Business Shoes

$79.8 ₱5,072

$23.63 ₱1,503

237.58%

1-bedroom Apartment, City Center (Monthly)

$387 ₱24.6K

$247 ₱15.7K

56.40%

1-bedroom Apartment, Outside City Center (Monthly)

$195 ₱12.4K

$170 ₱10.8K

14.74%

3-bedroom Apartment, City Center (Monthly)

$1,031 ₱65.6K

$498 ₱31.6K

107.28%

3-bedroom Apartment, Outside City Center (Monthly)

$513 ₱32.6K

$345 ₱21.9K

48.70%

Buy Apartment in City Center (m2)

$4,025 ₱255.9K

$2,622 ₱166.7K

53.50%

Buy Apartment Outside City Center (m2)

$1,526 ₱97.0K

$1,115 ₱70.9K

36.85%

Average Monthly Net Salary (After Tax)

$180 ₱11.4K

$184 ₱11.7K

-2.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.33

-4.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: November 2, 2026

Last update for Cadiz: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baguio

$195 26.6%

Cadiz

$170 27.6% 12.8% $25

Groceries & Markets

Baguio

$168 22.9%

Cadiz

$179 29% 6.4% $11

Monthly Utilities & Internet

Baguio

$142 19.3%

Cadiz

$98 15.9% 30.9% $44

Clothing & Footwear

Baguio

$108 14.7%

Cadiz

$54 8.8% 49.9% $54

Eating Out

Baguio

$67 9.1%

Cadiz

$59 9.6% 11.3% $7.6

Sport & Entertainment

Baguio

$37 5%

Cadiz

$41 6.6% 10.7% $4

Getting Around

Baguio

$18 2.4%

Cadiz

$16 2.5% 11.2% $2

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Baguio and $247 in Cadiz. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Baguio vs $8 in Cadiz. Groceries flip the comparison at $168 vs $179, with Baguio cheaper for home cooking.

Good to know

🇵🇭 Baguio

🇵🇭 Cadiz

🕒 Local time

07:35 7:35 AM

Same time as Baguio

🌤 Weather

👥 Population

366,358

154,723

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Baguio Cadiz 670 km ≈ 1 h 15 min nonstop flight

From you

Baguio
Cadiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Cadiz: Cost of Living - Frequently Asked Questions

Cadiz wins on cost – living expenses run 16% lower than in Baguio. Housing and daily spending are where you’ll feel the difference most, making Cadiz the obvious pick if budget is a priority.

You’d need roughly $1,102 in Baguio and $925 in Cadiz to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $387 in Baguio versus $247 in Cadiz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $734 per month in Baguio versus $617 in Cadiz – Cadiz is about 16% cheaper, which adds up to real savings over time.

A monthly transit pass in Cadiz runs roughly 16% less than in Baguio. The price difference matters if you commute daily and watch your budget.

For families, Cadiz is more practical. Housing and childcare are both notably cheaper than in Baguio, and the savings on those two alone free up budget for education, activities, and family trips.