Cost of Living Comparison Between Baguio and Cadiz Cost of Living Comparison Between Baguio and Cadiz

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Baguio versus $616 in Cadiz.

Estimated couple costs with rent: $1,168 in Baguio versus $966 in Cadiz.

Monthly costs for a family of three with rent: $1,570 in Baguio versus $1,316 in Cadiz.

Living in Baguio is roughly 24% more expensive than in Cadiz, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Baguio 44% lower, Cadiz 55% lower.

Meal at Budget Restaurant

$4.03 ₱253

$2.80 ₱176

43.93%

Three-Course Dinner for Two, Mid-Range

$16.53 ₱1,039

$7.99 ₱502

106.88%

Fast Food Meal (McDonalds, etc)

$2.77 ₱174

$3.25 ₱204

-14.77%

Cappuccino

$1.84 ₱116

$1.39 ₱87.3

32.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₱37.82

$0.39 ₱24.36

53.85%

Water (0.33 liter bottle)

$0.33 ₱20.87

$0.34 ₱21.09

-2.94%

Local Beer (0.5 liter draught)

$1.03 ₱64.4

$1.04 ₱65.3

-0.96%

Imported Beer (0.33 liter bottle)

$1.57 ₱98.5

$1.70 ₱107

-7.65%

Milk (1 liter)

$1.66 ₱105

$1.61 ₱101

3.11%

White Bread (500g)

$1.15 ₱72.3

$1.20 ₱75.6

-4.17%

Rice (white) (1kg)

$1.01 ₱63.4

$0.90 ₱56.4

12.22%

Eggs

$2.02 ₱127

$1.82 ₱115

10.99%

Local Cheese (1kg)

$4.99 ₱313

$5.90 ₱371

-15.42%

Chicken Fillets (1kg)

$3.47 ₱218

$4.09 ₱257

-15.16%

Beef Round Steak (1kg)

$7.80 ₱490

$6.05 ₱380

28.93%

Apples (1kg)

$2.31 ₱145

$3.36 ₱211

-31.25%

Banana (1kg)

$1.53 ₱96.0

$1.03 ₱64.7

48.54%

Oranges (1kg)

$2.30 ₱145

$2.95 ₱186

-22.03%

Tomato (1kg)

$1.04 ₱65.3

$1.44 ₱90.6

-27.78%

Potato (1kg)

$1.65 ₱104

$2.32 ₱146

-28.88%

Onion (1kg)

$1.77 ₱111

$2.73 ₱171

-35.16%

Lettuce (1 head)

$0.67 ₱41.82

$0.41 ₱25.95

63.41%

Water (1.5 liter bottle)

$0.52 ₱32.95

$0.82 ₱51.2

-36.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱187

$2.57 ₱162

15.95%

Wine (Bottle)

$8.49 ₱534

$6.44 ₱404

31.83%

Local Beer (0.5 liter bottle)

$0.96 ₱60.3

$1.12 ₱70.4

-14.29%

Imported Beer (0.33 liter bottle)

$2.04 ₱128

$1.29 ₱81.1

58.14%

One-way Ticket (Public Transport)

$0.23 ₱14.39

$0.25 ₱15.62

-8.00%

Public Transport Monthly Pass (Regular Price)

$12.81 ₱805

$10.15 ₱638

26.21%

Taxi Start (Normal Tariff)

$0.81 ₱51.0

$0.75 ₱46.92

8.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.39

$0.33 ₱21.02

-30.30%

Taxi 1hour Waiting (Normal Tariff)

$1.88 ₱118

$2.36 ₱149

-20.34%

Gasoline (1 liter)

$1.20 ₱75.2

$1.06 ₱66.5

13.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.3M

$21.0K ₱1.3M

2.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.6K ₱1.2M

-2.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ₱8,673

$62.3 ₱3,916

121.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.68 ₱1,111

$9.61 ₱603

83.98%

Internet (50+ Mbps, Unlimited Data)

$23.45 ₱1,473

$26.77 ₱1,682

-12.40%

Gym Membership (Monthly)

$21.64 ₱1,359

$31.56 ₱1,983

-31.43%

Tennis Court (1 Hour on Weekend)

$5.27 ₱331

$5.17 ₱325

1.93%

Cinema Ticket

$5.13 ₱322

$4.70 ₱295

9.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,244

$31.24 ₱1,963

320.04%

International Primary School, 1 Child (Yearly)

$10.8K ₱675.8K

$8,128 ₱510.6K

32.34%

Jeans (Levis 501 Or Similar)

$29.37 ₱1,845

$32.51 ₱2,042

-9.66%

Summer Dress (H&M, Zara, etc)

$19.10 ₱1,200

$19.26 ₱1,210

-0.83%

Sport Shoes (Adidas, Nike)

$72.9 ₱4,577

$56.1 ₱3,524

29.88%

Men's Leather Business Shoes

$56.0 ₱3,516

$24.15 ₱1,518

131.72%

1-bedroom Apartment, City Center (Monthly)

$399 ₱25.1K

$266 ₱16.7K

50.30%

1-bedroom Apartment, Outside City Center (Monthly)

$200 ₱12.6K

$172 ₱10.8K

16.51%

3-bedroom Apartment, City Center (Monthly)

$853 ₱53.6K

$499 ₱31.4K

70.84%

3-bedroom Apartment, Outside City Center (Monthly)

$463 ₱29.1K

$356 ₱22.3K

30.12%

Buy Apartment in City Center (m2)

$2,603 ₱163.5K

$2,334 ₱146.6K

11.52%

Buy Apartment Outside City Center (m2)

$928 ₱58.3K

$893 ₱56.1K

4.00%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

$188 ₱11.8K

-4.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

7.33

-7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: September 13, 2026

Last update for Cadiz: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $399 in Baguio and $266 in Cadiz. Housing cost is often the main lever when comparing two cities.

Cadiz pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Baguio vs $8.00 in Cadiz. Groceries flip the comparison at $174 vs $182, with Baguio cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Cadiz: Cost of Living - Frequently Asked Questions

Cadiz wins on cost – living expenses run 24% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Cadiz the obvious pick if budget is a priority.

On paper, salaries run 5% lower in Cadiz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $399 in Baguio versus $266 in Cadiz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $766 per month in Baguio versus $616 in Cadiz – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cadiz runs roughly 26% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Cadiz gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Cadiz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cadiz gentler on the wallet – expenses run 24% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.