Cost of Living Comparison Between Baguio and Cadiz Cost of Living Comparison Between Baguio and Cadiz

Monthly Cost of Living

Monthly costs for one person with rent: $788 in Baguio versus $653 in Cadiz.

Estimated couple costs with rent: $1,139 in Baguio versus $1,030 in Cadiz.

Monthly costs for a family of three with rent: $1,490 in Baguio versus $1,407 in Cadiz.

Living in Baguio is roughly 21% more expensive than Cadiz, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Baguio 41% lower, Cadiz 51% lower.

Meal at Budget Restaurant

$3.57 ₱217

$2.72 ₱165

31.25%

Three-Course Dinner for Two, Mid-Range

$13.22 ₱802

$8.68 ₱527

52.30%

Fast Food Meal (McDonalds, etc)

$2.65 ₱161

$3.50 ₱213

-24.29%

Cappuccino

$2.36 ₱143

$1.47 ₱89.1

60.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱41.93

$0.43 ₱25.88

60.47%

Water (0.33 liter bottle)

$0.37 ₱22.55

$0.30 ₱17.99

23.33%

Local Beer (0.5 liter draught)

$1.44 ₱87.5

$0.98 ₱59.8

46.94%

Imported Beer (0.33 liter bottle)

$1.90 ₱115

$1.80 ₱109

5.56%

Milk (1 liter)

$1.89 ₱115

$1.87 ₱114

1.07%

White Bread (500g)

$1.23 ₱74.8

$1.25 ₱75.9

-1.60%

Rice (white) (1kg)

$1.08 ₱65.3

$0.95 ₱57.9

13.68%

Eggs

$2.26 ₱137

$2.00 ₱122

13.00%

Local Cheese (1kg)

$9.14 ₱555

$5.88 ₱357

55.44%

Chicken Fillets (1kg)

$3.91 ₱237

$4.28 ₱260

-8.64%

Beef Round Steak (1kg)

$8.75 ₱531

$6.71 ₱408

30.40%

Apples (1kg)

$2.64 ₱160

$3.61 ₱219

-26.87%

Banana (1kg)

$1.80 ₱109

$1.15 ₱70.0

56.52%

Oranges (1kg)

$2.31 ₱140

$3.27 ₱199

-29.36%

Tomato (1kg)

$1.16 ₱70.2

$1.61 ₱97.5

-27.95%

Potato (1kg)

$1.84 ₱112

$2.58 ₱157

-28.68%

Onion (1kg)

$2.29 ₱139

$3.14 ₱191

-27.07%

Lettuce (1 head)

$0.67 ₱40.39

$0.45 ₱27.45

48.89%

Water (1.5 liter bottle)

$0.76 ₱46.15

$0.92 ₱55.8

-17.39%

Cigarettes 20 Pack (Marlboro, Camel)

$3.34 ₱203

$2.87 ₱174

16.38%

Wine (Bottle)

$8.91 ₱541

$5.53 ₱336

61.12%

Local Beer (0.5 liter bottle)

$1.04 ₱63.1

$1.33 ₱80.5

-21.80%

Imported Beer (0.33 liter bottle)

$2.32 ₱141

$1.44 ₱87.5

61.11%

One-way Ticket (Public Transport)

$0.28 ₱17.11

$0.28 ₱17.20

Public Transport Monthly Pass (Regular Price)

$10.58 ₱642

Taxi Start (Normal Tariff)

$0.85 ₱51.7

$0.72 ₱43.91

18.06%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.32

$0.24 ₱14.63

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₱143

$2.58 ₱157

-8.53%

Gasoline (1 liter)

$1.10 ₱67.1

$1.09 ₱66.5

0.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K ₱1.9M

$23.5K ₱1.4M

35.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.2M

$19.5K ₱1.2M

5.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 ₱8,846

$65.4 ₱3,972

122.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.30 ₱2,143

$12.26 ₱744

187.93%

Internet (50+ Mbps, Unlimited Data)

$26.09 ₱1,584

$30.18 ₱1,832

-13.55%

Gym Membership (Monthly)

$21.90 ₱1,330

$33.51 ₱2,035

-34.65%

Tennis Court (1 Hour on Weekend)

$4.05 ₱246

$4.41 ₱268

-8.16%

Cinema Ticket

$5.82 ₱353

$5.40 ₱328

7.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,378

$35.12 ₱2,132

339.78%

International Primary School, 1 Child (Yearly)

$4,658 ₱282.9K

$4,256 ₱258.4K

9.46%

Jeans (Levis 501 Or Similar)

$48.66 ₱2,955

$45.01 ₱2,733

8.11%

Summer Dress (H&M, Zara, etc)

$28.00 ₱1,700

$22.68 ₱1,377

23.46%

Sport Shoes (Adidas, Nike)

$76.2 ₱4,624

$61.7 ₱3,746

23.44%

Men's Leather Business Shoes

$46.62 ₱2,831

$26.89 ₱1,633

73.37%

1-bedroom Apartment, City Center (Monthly)

$340 ₱20.7K

$262 ₱15.9K

30.02%

1-bedroom Apartment, Outside City Center (Monthly)

$142 ₱8,635

$174 ₱10.6K

-18.32%

3-bedroom Apartment, City Center (Monthly)

$552 ₱33.5K

$589 ₱35.7K

-6.28%

3-bedroom Apartment, Outside City Center (Monthly)

$264 ₱16.1K

$398 ₱24.2K

-33.57%

Buy Apartment in City Center (m2)

$2,390 ₱145.1K

$2,147 ₱130.3K

11.34%

Buy Apartment Outside City Center (m2)

$933 ₱56.7K

$1,157 ₱70.2K

-19.32%

Average Monthly Net Salary (After Tax)

$184 ₱11.2K

$193 ₱11.7K

-4.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

-43.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: June 9, 2026

Last update for Cadiz: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $340 in Baguio and $262 in Cadiz. Housing cost is often the main lever when comparing two cities.

Cadiz pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Baguio vs $9.00 in Cadiz for a mid-range dinner for two. Groceries echo the gap at $206 vs $196 per month, with Cadiz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Cadiz: Cost of Living - Frequently Asked Questions

Cadiz wins on cost – living expenses run 21% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Cadiz the obvious pick if budget is a priority.

On paper, Cadiz earns 4% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $340 in Baguio versus $262 in Cadiz. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Baguio. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $788 per month in Baguio versus $653 in Cadiz – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Cadiz gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Cadiz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cadiz gentler on the wallet – expenses run 21% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.