Last update: Oct 2026

Cost of Living Comparison Between Banjul and Ubud, Bali

For one person, living is cheaper in Banjul: $677 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Banjul
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Banjul Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Banjul

🇬🇲 Gambia

$677

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Banjul and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banjul and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $677 per month in Banjul vs $1,349 in Ubud, Bali, rent included.

Banjul $677
Ubud, Bali $1,349

A couple spends around $1,191 per month in Banjul vs $2,305 in Ubud, Bali, rent included.

Banjul $1,191
Ubud, Bali $2,305

A family of three spends $1,706 per month in Banjul vs $3,261 in Ubud, Bali, rent included.

Banjul $1,706
Ubud, Bali $3,261

Banjul is about 50% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.47 GMD 554

$3.32 Rp 60.4K

125.00%

Three-Course Dinner for Two, Mid-Range

$75.6 GMD 5,603

$35.64 Rp 647.8K

112.18%

Fast Food Meal (McDonalds, etc)

$8.04 GMD 596

$5.53 Rp 100.6K

45.39%

Cappuccino

$3.72 GMD 276

$2.72 Rp 49.4K

36.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 GMD 197

$1.70 Rp 30.9K

56.47%

Water (0.33 liter bottle)

$1.53 GMD 114

$0.76 Rp 13.8K

101.32%

Local Beer (0.5 liter draught)

$5.76 GMD 427

$2.65 Rp 48.2K

117.36%

Imported Beer (0.33 liter bottle)

$4.46 GMD 331

$4.38 Rp 79.6K

1.83%

Milk (1 liter)

$1.40 GMD 104

$1.49 Rp 27.1K

-6.04%

White Bread (500g)

$0.61 GMD 44.98

$2.28 Rp 41.4K

-73.25%

Rice (white) (1kg)

$1.32 GMD 97.6

$1.19 Rp 21.6K

10.92%

Eggs

$1.90 GMD 141

$2.04 Rp 37.0K

-6.86%

Local Cheese (1kg)

$6.24 GMD 462

$17.70 Rp 321.7K

-64.75%

Chicken Fillets (1kg)

$2.77 GMD 206

$3.96 Rp 72.0K

-30.05%

Beef Round Steak (1kg)

$5.77 GMD 427

$12.19 Rp 221.6K

-52.67%

Apples (1kg)

$2.08 GMD 154

$3.66 Rp 66.4K

-43.17%

Banana (1kg)

$1.27 GMD 93.9

$1.52 Rp 27.6K

-16.45%

Oranges (1kg)

$1.79 GMD 132

$2.23 Rp 40.5K

-19.73%

Tomato (1kg)

$1.40 GMD 104

$1.97 Rp 35.9K

-28.93%

Potato (1kg)

$0.93 GMD 69.0

$1.85 Rp 33.6K

-49.73%

Onion (1kg)

$1.00 GMD 74.0

$2.42 Rp 44.1K

-58.68%

Lettuce (1 head)

$0.23 GMD 17.04

$0.99 Rp 18.0K

-76.77%

Water (1.5 liter bottle)

$0.62 GMD 46.05

$0.51 Rp 9,332

21.57%

Cigarettes 20 Pack (Marlboro, Camel)

$1.69 GMD 125

$2.22 Rp 40.4K

-23.87%

Wine (Bottle)

$6.55 GMD 486

$22.24 Rp 404.2K

-70.55%

Local Beer (0.5 liter bottle)

$1.51 GMD 112

$2.26 Rp 41.1K

-33.19%

Imported Beer (0.33 liter bottle)

$1.66 GMD 123

$2.97 Rp 54.0K

-44.11%

One-way Ticket (Public Transport)

$0.18 GMD 13.08

$0.25 Rp 4,562

-28.00%

Public Transport Monthly Pass (Regular Price)

$6.66 GMD 493

$7.82 Rp 142.2K

-14.83%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$0.71 GMD 52.5

$0.43 Rp 7,817

65.12%

Taxi 1hour Waiting (Normal Tariff)

$4.09 GMD 303

$5.41 Rp 98.3K

-24.40%

Gasoline (1 liter)

$1.05 GMD 77.8

$0.82 Rp 15.0K

28.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,648 GMD 196.2K

$23.8K Rp 433.3M

-88.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,346 GMD 248.0K

$31.7K Rp 577.0M

-89.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.46 GMD 2,257

$79.1 Rp 1.4M

-61.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 GMD 1,076

$6.45 Rp 117.2K

125.12%

Internet (50+ Mbps, Unlimited Data)

$44.51 GMD 3,298

$18.58 Rp 337.7K

139.56%

Gym Membership (Monthly)

$24.02 GMD 1,780

$49.48 Rp 899.4K

-51.46%

Tennis Court (1 Hour on Weekend)

$13.42 GMD 994

$17.65 Rp 320.8K

-23.97%

Cinema Ticket

$3.33 GMD 247

$4.27 Rp 77.7K

-22.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.92 GMD 513

$491 Rp 8.9M

-98.59%

International Primary School, 1 Child (Yearly)

$139 GMD 10.3K

$5,674 Rp 103.1M

-97.56%

Jeans (Levis 501 Or Similar)

$56.3 GMD 4,170

$44.64 Rp 811.4K

26.05%

Summer Dress (H&M, Zara, etc)

$44.27 GMD 3,280

$34.95 Rp 635.3K

26.67%

Sport Shoes (Adidas, Nike)

$98.0 GMD 7,262

$79.9 Rp 1.5M

22.65%

Men's Leather Business Shoes

$86.9 GMD 6,439

$79.4 Rp 1.4M

9.41%

1-bedroom Apartment, City Center (Monthly)

$105 GMD 7,744

$1,125 Rp 20.4M

-90.71%

1-bedroom Apartment, Outside City Center (Monthly)

$82.1 GMD 6,082

$671 Rp 12.2M

-87.78%

3-bedroom Apartment, City Center (Monthly)

$220 GMD 16.3K

$3,565 Rp 64.8M

-93.82%

3-bedroom Apartment, Outside City Center (Monthly)

$138 GMD 10.2K

$1,723 Rp 31.3M

-91.98%

Buy Apartment in City Center (m2)

$1,443 GMD 107.0K

$2,732 Rp 49.6M

-47.16%

Buy Apartment Outside City Center (m2)

$1,165 GMD 86.3K

$2,284 Rp 41.5M

-49.00%

Average Monthly Net Salary (After Tax)

$62.4 GMD 4,622

$164 Rp 3.0M

-61.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Eating Out

Banjul

$183 27.1%

Ubud, Bali

$108 8% 41.2% $75

Groceries & Markets

Banjul

$152 22.5%

Ubud, Bali

$288 21.4% 89.6% $136

Clothing & Footwear

Banjul

$128 19%

Ubud, Bali

$108 8% 16.3% $21

Monthly Utilities & Internet

Banjul

$89 13.2%

Ubud, Bali

$104 7.7% 16.3% $15

Accommodation & Living

Banjul

$82 12.1%

Ubud, Bali

$672 49.8% 718% $589

Sport & Entertainment

Banjul

$31 4.5%

Ubud, Bali

$58 4.3% 89.1% $27

Getting Around

Banjul

$11 * 1.6%

Ubud, Bali

$11 0.9% 4.7% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $105 in Banjul versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ubud, Bali are about 2.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76 in Banjul versus $36 in Ubud, Bali. Groceries tell a different story – $152 in Banjul vs $288 in Ubud, Bali – so Banjul wins on supermarket bills even if dining out costs more.

Good to know

🇬🇲 Banjul

🇮🇩 Ubud, Bali

🕒 Local time

21:21 9:21 PM

05:21 5:21 AM

8 h ahead of Banjul

🌤 Weather

👥 Population

31,356 Capital

74,800

💱 Currency

Gambian Dalasi GMD D

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 GMD = 1.35 USD

100 GMD = 1.21 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GMD – Gambian Dalasi Converter

🇺🇸 United States Dollar ($)

🇬🇲 Gambian Dalasi (D)

Gambian Dalasi exchange rates as of October 28, 2026: 1 USD = 74.1 GMD (100 GMD = 1.35 USD). 1 EUR = 82.49 GMD (100 GMD = 1.21 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to GMD in detail →

On the map

Lowest

Highest

Between locations

Banjul Ubud, Bali 14,740 km ≈ 19 h nonstop flight

From you

Banjul
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjul vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 99%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,015 per month in Banjul and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments: a one-bedroom in the center costs $105 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $677 in Banjul and $1,349 in Ubud, Bali. That makes Banjul about 50% cheaper.

Public transport costs about 15% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Banjul, where all-in costs run around $677, than in Ubud, Bali at $1,349. In Banjul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Banjul. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.