Cost of Living Comparison Between Banjul and Ubud, Bali Cost of Living Comparison Between Banjul and Ubud, Bali

Monthly Cost of Living

A single person spends $611 per month in Banjul vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,093 per month in Banjul vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,576 per month in Banjul vs $3,763 in Ubud, Bali, rent included.

Banjul is about 57% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Banjul sits 54% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.56 GMD 413

$3.45 Rp 62.0K

61.16%

Three-Course Dinner for Two, Mid-Range

$64.6 GMD 4,789

$32.34 Rp 580.1K

99.69%

Fast Food Meal (McDonalds, etc)

$6.81 GMD 505

$4.84 Rp 86.9K

40.70%

Cappuccino

$2.52 GMD 187

$2.75 Rp 49.3K

-8.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 GMD 160

$1.38 Rp 24.8K

56.52%

Water (0.33 liter bottle)

$1.35 GMD 99.9

$0.75 Rp 13.5K

80.00%

Local Beer (0.5 liter draught)

$4.09 GMD 303

$2.99 Rp 53.7K

36.79%

Imported Beer (0.33 liter bottle)

$4.23 GMD 314

$3.85 Rp 69.1K

9.87%

Milk (1 liter)

$1.40 GMD 104

$1.74 Rp 31.1K

-19.54%

White Bread (500g)

$0.53 GMD 39.56

$2.46 Rp 44.1K

-78.46%

Rice (white) (1kg)

$1.41 GMD 104

$1.17 Rp 21.0K

20.51%

Eggs

$2.07 GMD 154

$2.43 Rp 43.6K

-14.81%

Local Cheese (1kg)

$6.19 GMD 459

$14.50 Rp 260.2K

-57.31%

Chicken Fillets (1kg)

$2.91 GMD 216

$4.35 Rp 78.0K

-33.10%

Beef Round Steak (1kg)

$5.93 GMD 440

$11.98 Rp 214.9K

-50.50%

Apples (1kg)

$2.12 GMD 157

$3.72 Rp 66.7K

-43.01%

Banana (1kg)

$1.27 GMD 94.1

$1.63 Rp 29.2K

-22.09%

Oranges (1kg)

$1.88 GMD 139

$2.74 Rp 49.2K

-31.39%

Tomato (1kg)

$1.46 GMD 108

$2.24 Rp 40.2K

-34.82%

Potato (1kg)

$0.92 GMD 68.3

$1.92 Rp 34.4K

-52.08%

Onion (1kg)

$1.00 GMD 73.8

$2.28 Rp 40.8K

-56.14%

Lettuce (1 head)

$0.24 GMD 17.68

$1.06 Rp 19.1K

-77.36%

Water (1.5 liter bottle)

$0.40 GMD 29.61

$0.72 Rp 12.9K

-44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$1.78 GMD 132

$3.29 Rp 58.9K

-45.90%

Wine (Bottle)

$6.36 GMD 471

$23.19 Rp 416.1K

-72.57%

Local Beer (0.5 liter bottle)

$1.58 GMD 117

$2.78 Rp 49.8K

-43.17%

Imported Beer (0.33 liter bottle)

$1.72 GMD 128

$2.73 Rp 49.0K

-37.00%

One-way Ticket (Public Transport)

$0.22 GMD 16.32

$0.27 Rp 4,778

-18.52%

Public Transport Monthly Pass (Regular Price)

$6.71 GMD 497

$8.11 Rp 145.4K

-17.26%

Taxi Start (Normal Tariff)

$0.36 GMD 26.70

$0.48 Rp 8,659

-25.00%

Taxi (Normal Tariff) (1km)

$0.68 GMD 50.2

$0.42 Rp 7,532

61.90%

Taxi 1hour Waiting (Normal Tariff)

$4.14 GMD 307

$6.22 Rp 111.6K

-33.44%

Gasoline (1 liter)

$1.14 GMD 84.5

$0.81 Rp 14.6K

40.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,717 GMD 201.5K

$26.6K Rp 477.4M

-89.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,409 GMD 252.8K

$32.2K Rp 577.4M

-89.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.46 GMD 2,407

$78.4 Rp 1.4M

-58.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.13 GMD 1,122

$4.07 Rp 73.0K

271.74%

Internet (50+ Mbps, Unlimited Data)

$47.78 GMD 3,543

$24.33 Rp 436.4K

96.38%

Gym Membership (Monthly)

$24.52 GMD 1,819

$98.6 Rp 1.8M

-75.13%

Tennis Court (1 Hour on Weekend)

$14.10 GMD 1,046

$6.34 Rp 113.7K

122.40%

Cinema Ticket

$3.65 GMD 270

$3.99 Rp 71.5K

-8.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.91 GMD 512

$305 Rp 5.5M

-97.73%

International Primary School, 1 Child (Yearly)

$140 GMD 10.4K

$6,642 Rp 119.2M

-97.89%

Jeans (Levis 501 Or Similar)

$55.6 GMD 4,119

$54.1 Rp 971.2K

2.60%

Summer Dress (H&M, Zara, etc)

$45.17 GMD 3,349

$37.81 Rp 678.2K

19.47%

Sport Shoes (Adidas, Nike)

$99.5 GMD 7,381

$86.8 Rp 1.6M

14.62%

Men's Leather Business Shoes

$85.8 GMD 6,359

$76.4 Rp 1.4M

12.32%

1-bedroom Apartment, City Center (Monthly)

$103 GMD 7,607

$992 Rp 17.8M

-89.66%

1-bedroom Apartment, Outside City Center (Monthly)

$54.3 GMD 4,025

$673 Rp 12.1M

-91.93%

3-bedroom Apartment, City Center (Monthly)

$231 GMD 17.1K

$3,375 Rp 60.5M

-93.17%

3-bedroom Apartment, Outside City Center (Monthly)

$142 GMD 10.5K

$2,050 Rp 36.8M

-93.07%

Buy Apartment in City Center (m2)

$1,436 GMD 106.5K

$2,805 Rp 50.3M

-48.80%

Buy Apartment Outside City Center (m2)

$1,152 GMD 85.4K

$2,227 Rp 39.9M

-48.26%

Average Monthly Net Salary (After Tax)

$61.4 GMD 4,554

$167 Rp 3.0M

-63.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

13.28

-23.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $103 in Banjul versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 172% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Banjul versus $32.00 in Ubud, Bali. Groceries tell a different story – $152 in Banjul vs $297 in Ubud, Bali – so Banjul wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjul vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 130%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $916 per month in Banjul and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $611 in Banjul and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 21% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $611, than in Ubud, Bali at $1,408. In Banjul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.