Cost of Living Comparison Between Banjul and Ubud, Bali Cost of Living Comparison Between Banjul and Ubud, Bali

Monthly Cost of Living

A single person spends $666 per month in Banjul vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,180 per month in Banjul vs $2,334 in Ubud, Bali, rent included.

A family of three spends $1,693 per month in Banjul vs $3,273 in Ubud, Bali, rent included.

Banjul is about 52% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Banjul sits 52% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.72 GMD 568

$3.37 Rp 59.5K

129.08%

Three-Course Dinner for Two, Mid-Range

$77.6 GMD 5,704

$38.59 Rp 680.4K

101.11%

Fast Food Meal (McDonalds, etc)

$8.20 GMD 603

$5.52 Rp 97.3K

48.55%

Cappuccino

$3.88 GMD 285

$2.64 Rp 46.6K

46.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 GMD 206

$1.67 Rp 29.5K

67.66%

Water (0.33 liter bottle)

$1.60 GMD 117

$0.77 Rp 13.6K

107.79%

Local Beer (0.5 liter draught)

$5.83 GMD 428

$2.63 Rp 46.4K

121.67%

Imported Beer (0.33 liter bottle)

$4.63 GMD 340

$4.28 Rp 75.5K

8.18%

Milk (1 liter)

$1.32 GMD 97.0

$1.55 Rp 27.3K

-14.84%

White Bread (500g)

$0.62 GMD 45.40

$2.22 Rp 39.2K

-72.07%

Rice (white) (1kg)

$1.30 GMD 95.8

$1.13 Rp 19.8K

15.04%

Eggs

$1.99 GMD 146

$2.09 Rp 36.8K

-4.78%

Local Cheese (1kg)

$6.06 GMD 445

$17.39 Rp 306.7K

-65.15%

Chicken Fillets (1kg)

$2.65 GMD 194

$3.87 Rp 68.2K

-31.52%

Beef Round Steak (1kg)

$5.44 GMD 400

$12.55 Rp 221.3K

-56.65%

Apples (1kg)

$1.98 GMD 145

$3.62 Rp 63.8K

-45.30%

Banana (1kg)

$1.27 GMD 93.1

$1.56 Rp 27.5K

-18.59%

Oranges (1kg)

$1.75 GMD 129

$2.35 Rp 41.5K

-25.53%

Tomato (1kg)

$1.33 GMD 97.9

$2.06 Rp 36.2K

-35.44%

Potato (1kg)

$0.87 GMD 64.3

$1.90 Rp 33.5K

-54.21%

Onion (1kg)

$1.00 GMD 73.8

$2.34 Rp 41.2K

-57.26%

Lettuce (1 head)

$0.23 GMD 16.89

$1.03 Rp 18.2K

-77.67%

Water (1.5 liter bottle)

$0.61 GMD 45.07

$0.55 Rp 9,781

10.91%

Cigarettes 20 Pack (Marlboro, Camel)

$1.71 GMD 126

$2.25 Rp 39.7K

-24.00%

Wine (Bottle)

$6.27 GMD 461

$23.81 Rp 419.8K

-73.67%

Local Beer (0.5 liter bottle)

$1.50 GMD 110

$2.31 Rp 40.8K

-35.06%

Imported Beer (0.33 liter bottle)

$1.75 GMD 129

$2.80 Rp 49.4K

-37.50%

One-way Ticket (Public Transport)

$0.22 GMD 15.84

$0.27 Rp 4,803

-18.52%

Public Transport Monthly Pass (Regular Price)

$6.40 GMD 471

$8.66 Rp 152.7K

-26.10%

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

Taxi (Normal Tariff) (1km)

$0.70 GMD 51.3

$0.45 Rp 7,865

55.56%

Taxi 1hour Waiting (Normal Tariff)

$4.01 GMD 295

$5.72 Rp 100.8K

-29.90%

Gasoline (1 liter)

$1.03 GMD 75.6

$0.76 Rp 13.4K

35.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,677 GMD 196.7K

$24.5K Rp 431.7M

-89.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,223 GMD 236.9K

$32.1K Rp 566.4M

-89.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.50 GMD 2,242

$83.6 Rp 1.5M

-63.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.30 GMD 1,051

$6.46 Rp 113.8K

121.36%

Internet (50+ Mbps, Unlimited Data)

$44.33 GMD 3,258

$18.99 Rp 334.9K

133.44%

Gym Membership (Monthly)

$23.22 GMD 1,707

$56.0 Rp 987.0K

-58.51%

Tennis Court (1 Hour on Weekend)

$13.70 GMD 1,007

$18.62 Rp 328.3K

-26.42%

Cinema Ticket

$3.47 GMD 255

$4.28 Rp 75.5K

-18.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.93 GMD 509

$487 Rp 8.6M

-98.58%

International Primary School, 1 Child (Yearly)

$137 GMD 10.1K

$5,856 Rp 103.3M

-97.66%

Jeans (Levis 501 Or Similar)

$56.2 GMD 4,128

$45.56 Rp 803.3K

23.29%

Summer Dress (H&M, Zara, etc)

$44.12 GMD 3,243

$36.38 Rp 641.5K

21.28%

Sport Shoes (Adidas, Nike)

$99.1 GMD 7,283

$82.0 Rp 1.4M

20.90%

Men's Leather Business Shoes

$88.5 GMD 6,507

$80.4 Rp 1.4M

10.11%

1-bedroom Apartment, City Center (Monthly)

$103 GMD 7,558

$1,117 Rp 19.7M

-90.79%

1-bedroom Apartment, Outside City Center (Monthly)

$82.5 GMD 6,066

$701 Rp 12.4M

-88.23%

3-bedroom Apartment, City Center (Monthly)

$215 GMD 15.8K

$3,537 Rp 62.4M

-93.92%

3-bedroom Apartment, Outside City Center (Monthly)

$137 GMD 10.1K

$1,762 Rp 31.1M

-92.20%

Buy Apartment in City Center (m2)

$1,430 GMD 105.1K

$2,826 Rp 49.8M

-49.41%

Buy Apartment Outside City Center (m2)

$1,131 GMD 83.1K

$2,292 Rp 40.4M

-50.64%

Average Monthly Net Salary (After Tax)

$61.5 GMD 4,522

$170 Rp 3.0M

-63.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $103 in Banjul versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 176% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Banjul versus $39.00 in Ubud, Bali. Groceries tell a different story – $148 in Banjul vs $293 in Ubud, Bali – so Banjul wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjul vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 110%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $999 per month in Banjul and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $666 in Banjul and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 35% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $666, than in Ubud, Bali at $1,396. In Banjul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.