Cost of Living Comparison Between Banjul and Ubud, Bali Cost of Living Comparison Between Banjul and Ubud, Bali

Monthly Cost of Living

A single person spends $598 per month in Banjul vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,089 per month in Banjul vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,580 per month in Banjul vs $3,660 in Ubud, Bali, rent included.

Banjul is about 58% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Banjul sits 55% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.29 GMD 391

$3.56 Rp 63.7K

48.60%

Three-Course Dinner for Two, Mid-Range

$63.9 GMD 4,720

$32.73 Rp 584.5K

95.14%

Fast Food Meal (McDonalds, etc)

$6.83 GMD 505

$4.95 Rp 88.4K

37.98%

Cappuccino

$2.55 GMD 188

$2.71 Rp 48.4K

-5.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 GMD 165

$1.34 Rp 24.0K

67.16%

Water (0.33 liter bottle)

$1.31 GMD 97.1

$0.70 Rp 12.5K

87.14%

Local Beer (0.5 liter draught)

$3.90 GMD 288

$2.92 Rp 52.1K

33.56%

Imported Beer (0.33 liter bottle)

$4.20 GMD 311

$3.96 Rp 70.7K

6.06%

Milk (1 liter)

$1.44 GMD 106

$1.81 Rp 32.3K

-20.44%

White Bread (500g)

$0.53 GMD 39.20

$2.52 Rp 45.0K

-78.97%

Rice (white) (1kg)

$1.36 GMD 101

$1.16 Rp 20.7K

17.24%

Eggs

$1.98 GMD 146

$2.46 Rp 43.9K

-19.51%

Local Cheese (1kg)

$6.49 GMD 480

$14.71 Rp 262.7K

-55.88%

Chicken Fillets (1kg)

$2.88 GMD 213

$4.32 Rp 77.1K

-33.33%

Beef Round Steak (1kg)

$5.88 GMD 434

$12.14 Rp 216.7K

-51.57%

Apples (1kg)

$2.10 GMD 156

$3.84 Rp 68.6K

-45.31%

Banana (1kg)

$1.27 GMD 93.7

$1.56 Rp 27.8K

-18.59%

Oranges (1kg)

$1.83 GMD 136

$2.83 Rp 50.6K

-35.34%

Tomato (1kg)

$1.39 GMD 102

$2.33 Rp 41.5K

-40.34%

Potato (1kg)

$0.98 GMD 72.5

$1.91 Rp 34.2K

-48.69%

Onion (1kg)

$0.99 GMD 73.2

$2.20 Rp 39.3K

-55.00%

Lettuce (1 head)

$0.26 GMD 19.37

$1.01 Rp 18.1K

-74.26%

Water (1.5 liter bottle)

$0.43 GMD 31.79

$0.78 Rp 13.8K

-44.87%

Cigarettes 20 Pack (Marlboro, Camel)

$1.76 GMD 130

$3.32 Rp 59.2K

-46.99%

Wine (Bottle)

$6.61 GMD 489

$23.74 Rp 423.9K

-72.16%

Local Beer (0.5 liter bottle)

$1.58 GMD 117

$2.79 Rp 49.8K

-43.37%

Imported Beer (0.33 liter bottle)

$1.75 GMD 129

$2.86 Rp 51.1K

-38.81%

One-way Ticket (Public Transport)

$0.20 GMD 14.75

$0.27 Rp 4,800

-25.93%

Public Transport Monthly Pass (Regular Price)

$6.57 GMD 486

$8.03 Rp 143.4K

-18.18%

Taxi Start (Normal Tariff)

$0.37 GMD 27.14

$0.46 Rp 8,150

-19.57%

Taxi (Normal Tariff) (1km)

$0.71 GMD 52.5

$0.45 Rp 8,037

57.78%

Taxi 1hour Waiting (Normal Tariff)

$4.14 GMD 306

$6.10 Rp 108.9K

-32.13%

Gasoline (1 liter)

$1.13 GMD 83.3

$0.79 Rp 14.2K

43.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,773 GMD 204.9K

$26.1K Rp 467.0M

-89.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,401 GMD 251.3K

$32.1K Rp 573.6M

-89.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.45 GMD 2,398

$79.9 Rp 1.4M

-59.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.82 GMD 1,095

$4.06 Rp 72.6K

265.02%

Internet (50+ Mbps, Unlimited Data)

$48.22 GMD 3,563

$23.52 Rp 420.0K

105.02%

Gym Membership (Monthly)

$25.25 GMD 1,866

$98.7 Rp 1.8M

-74.42%

Tennis Court (1 Hour on Weekend)

$14.33 GMD 1,059

$6.63 Rp 118.4K

116.14%

Cinema Ticket

$3.58 GMD 264

$4.15 Rp 74.1K

-13.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$7.04 GMD 520

$304 Rp 5.4M

-97.68%

International Primary School, 1 Child (Yearly)

$139 GMD 10.3K

$6,613 Rp 118.1M

-97.90%

Jeans (Levis 501 Or Similar)

$55.7 GMD 4,116

$55.5 Rp 991.8K

0.29%

Summer Dress (H&M, Zara, etc)

$44.94 GMD 3,321

$38.31 Rp 684.1K

17.31%

Sport Shoes (Adidas, Nike)

$97.8 GMD 7,229

$88.6 Rp 1.6M

10.41%

Men's Leather Business Shoes

$86.8 GMD 6,414

$77.9 Rp 1.4M

11.45%

1-bedroom Apartment, City Center (Monthly)

$103 GMD 7,644

$1,006 Rp 18.0M

-89.72%

1-bedroom Apartment, Outside City Center (Monthly)

$52.8 GMD 3,905

$675 Rp 12.1M

-92.18%

3-bedroom Apartment, City Center (Monthly)

$226 GMD 16.7K

$3,442 Rp 61.5M

-93.44%

3-bedroom Apartment, Outside City Center (Monthly)

$144 GMD 10.6K

$2,039 Rp 36.4M

-92.95%

Buy Apartment in City Center (m2)

$1,461 GMD 108.0K

$2,841 Rp 50.7M

-48.57%

Buy Apartment Outside City Center (m2)

$1,121 GMD 82.8K

$2,264 Rp 40.4M

-50.49%

Average Monthly Net Salary (After Tax)

$60.5 GMD 4,468

$165 Rp 3.0M

-63.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

13.28

-23.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $103 in Banjul versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 173% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64.0 in Banjul versus $33.00 in Ubud, Bali. Groceries tell a different story – $153 in Banjul vs $302 in Ubud, Bali – so Banjul wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjul vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 137%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $898 per month in Banjul and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $598 in Banjul and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 22% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $598, than in Ubud, Bali at $1,419. In Banjul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.