Cost of Living Comparison Between Ubud, Bali and Banjul Cost of Living Comparison Between Ubud, Bali and Banjul

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $598 in Banjul, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,089 in Banjul, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,580 in Banjul, rent included.

Ubud, Bali costs about 137% more than Banjul, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Banjul is 55% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$5.29 GMD 391

-32.70%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$63.9 GMD 4,720

-48.76%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.83 GMD 505

-27.53%

Cappuccino

$2.71 Rp 48.4K

$2.55 GMD 188

6.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.24 GMD 165

-40.18%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.31 GMD 97.1

-46.56%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$3.90 GMD 288

-25.13%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$4.20 GMD 311

-5.71%

Milk (1 liter)

$1.81 Rp 32.3K

$1.44 GMD 106

25.69%

White Bread (500g)

$2.52 Rp 45.0K

$0.53 GMD 39.20

375.47%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.36 GMD 101

-14.71%

Eggs

$2.46 Rp 43.9K

$1.98 GMD 146

24.24%

Local Cheese (1kg)

$14.71 Rp 262.7K

$6.49 GMD 480

126.66%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$2.88 GMD 213

50.00%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$5.88 GMD 434

106.46%

Apples (1kg)

$3.84 Rp 68.6K

$2.10 GMD 156

82.86%

Banana (1kg)

$1.56 Rp 27.8K

$1.27 GMD 93.7

22.83%

Oranges (1kg)

$2.83 Rp 50.6K

$1.83 GMD 136

54.64%

Tomato (1kg)

$2.33 Rp 41.5K

$1.39 GMD 102

67.63%

Potato (1kg)

$1.91 Rp 34.2K

$0.98 GMD 72.5

94.90%

Onion (1kg)

$2.20 Rp 39.3K

$0.99 GMD 73.2

122.22%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.26 GMD 19.37

288.46%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.43 GMD 31.79

81.40%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.76 GMD 130

88.64%

Wine (Bottle)

$23.74 Rp 423.9K

$6.61 GMD 489

259.15%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.58 GMD 117

76.58%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.75 GMD 129

63.43%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.20 GMD 14.75

35.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$6.57 GMD 486

22.22%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.37 GMD 27.14

24.32%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.71 GMD 52.5

-36.62%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$4.14 GMD 306

47.34%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.13 GMD 83.3

-30.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$2,773 GMD 204.9K

843.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$3,401 GMD 251.3K

844.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$32.45 GMD 2,398

146.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$14.82 GMD 1,095

-72.60%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$48.22 GMD 3,563

-51.22%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$25.25 GMD 1,866

290.89%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$14.33 GMD 1,059

-53.73%

Cinema Ticket

$4.15 Rp 74.1K

$3.58 GMD 264

15.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$7.04 GMD 520

4217.61%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$139 GMD 10.3K

4650.83%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$55.7 GMD 4,116

-0.29%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$44.94 GMD 3,321

-14.75%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$97.8 GMD 7,229

-9.43%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$86.8 GMD 6,414

-10.28%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$103 GMD 7,644

873.05%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$52.8 GMD 3,905

1178.07%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$226 GMD 16.7K

1423.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$144 GMD 10.6K

1317.66%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,461 GMD 108.0K

94.45%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,121 GMD 82.8K

101.96%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$60.5 GMD 4,468

173.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.12

31.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Banjul: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $103 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 173% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $64.0 in Banjul. Groceries tell a different story – $302 in Ubud, Bali vs $153 in Banjul – so Banjul wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banjul: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 137%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $898 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $598 in Banjul. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 22% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $598, than in Ubud, Bali at $1,419. In Banjul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.