Cost of Living Comparison Between Ubud, Bali and Banjul Cost of Living Comparison Between Ubud, Bali and Banjul

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $666 in Banjul, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,180 in Banjul, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,693 in Banjul, rent included.

Ubud, Bali costs about 110% more than Banjul, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Banjul is 52% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$7.72 GMD 568

-56.35%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$77.6 GMD 5,704

-50.28%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$8.20 GMD 603

-32.68%

Cappuccino

$2.64 Rp 46.6K

$3.88 GMD 285

-31.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$2.80 GMD 206

-40.36%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.60 GMD 117

-51.88%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$5.83 GMD 428

-54.89%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$4.63 GMD 340

-7.56%

Milk (1 liter)

$1.55 Rp 27.3K

$1.32 GMD 97.0

17.42%

White Bread (500g)

$2.22 Rp 39.2K

$0.62 GMD 45.40

258.06%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.30 GMD 95.8

-13.08%

Eggs

$2.09 Rp 36.8K

$1.99 GMD 146

5.03%

Local Cheese (1kg)

$17.39 Rp 306.7K

$6.06 GMD 445

186.96%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$2.65 GMD 194

46.04%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$5.44 GMD 400

130.70%

Apples (1kg)

$3.62 Rp 63.8K

$1.98 GMD 145

82.83%

Banana (1kg)

$1.56 Rp 27.5K

$1.27 GMD 93.1

22.83%

Oranges (1kg)

$2.35 Rp 41.5K

$1.75 GMD 129

34.29%

Tomato (1kg)

$2.06 Rp 36.2K

$1.33 GMD 97.9

54.89%

Potato (1kg)

$1.90 Rp 33.5K

$0.87 GMD 64.3

118.39%

Onion (1kg)

$2.34 Rp 41.2K

$1.00 GMD 73.8

134.00%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.23 GMD 16.89

347.83%

Water (1.5 liter bottle)

$0.55 Rp 9,780

$0.61 GMD 45.07

-9.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$1.71 GMD 126

31.58%

Wine (Bottle)

$23.81 Rp 419.7K

$6.27 GMD 461

279.74%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.50 GMD 110

54.00%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$1.75 GMD 129

60.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.22 GMD 15.84

22.73%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$6.40 GMD 471

35.31%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,864

$0.70 GMD 51.3

-35.71%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$4.01 GMD 295

42.64%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.03 GMD 75.6

-26.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$2,677 GMD 196.7K

814.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$3,223 GMD 236.9K

896.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$30.50 GMD 2,242

173.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$14.30 GMD 1,051

-54.83%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$44.33 GMD 3,258

-57.16%

Gym Membership (Monthly)

$56.0 Rp 986.9K

$23.22 GMD 1,707

141.04%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$13.70 GMD 1,007

35.91%

Cinema Ticket

$4.28 Rp 75.5K

$3.47 GMD 255

23.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$6.93 GMD 509

6920.49%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$137 GMD 10.1K

4180.48%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$56.2 GMD 4,128

-18.89%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$44.12 GMD 3,243

-17.54%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$99.1 GMD 7,283

-17.29%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$88.5 GMD 6,507

-9.18%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$103 GMD 7,558

985.86%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$82.5 GMD 6,066

749.49%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$215 GMD 15.8K

1544.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$137 GMD 10.1K

1182.47%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,430 GMD 105.1K

97.67%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,131 GMD 83.1K

102.60%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$61.5 GMD 4,522

175.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-8.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Banjul: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $103 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 176% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $78.0 in Banjul. Groceries tell a different story – $293 in Ubud, Bali vs $148 in Banjul – so Banjul wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banjul: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 110%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $999 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $666 in Banjul. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 35% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $666, than in Ubud, Bali at $1,396. In Banjul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.