Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Banjul

For one person, living is cheaper in Banjul: $677 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in Banjul
Learn more

Banjul Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Banjul

🇬🇲 Gambia

$677

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Banjul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Banjul actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $677 in Banjul, rent included.

Ubud, Bali $1,349
Banjul $677

A couple spends around $2,305 per month in Ubud, Bali vs $1,191 in Banjul, rent included.

Ubud, Bali $2,305
Banjul $1,191

A family of three spends $3,261 per month in Ubud, Bali vs $1,706 in Banjul, rent included.

Ubud, Bali $3,261
Banjul $1,706

Ubud, Bali costs about 99% more than Banjul, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$7.47 GMD 554

-55.56%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$75.6 GMD 5,603

-52.87%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.04 GMD 596

-31.22%

Cappuccino

$2.72 Rp 49.4K

$3.72 GMD 276

-26.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.66 GMD 197

-36.09%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.53 GMD 114

-50.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.76 GMD 427

-53.99%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.46 GMD 331

-1.79%

Milk (1 liter)

$1.49 Rp 27.1K

$1.40 GMD 104

6.43%

White Bread (500g)

$2.28 Rp 41.4K

$0.61 GMD 44.98

273.77%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.32 GMD 97.6

-9.85%

Eggs

$2.04 Rp 37.0K

$1.90 GMD 141

7.37%

Local Cheese (1kg)

$17.70 Rp 321.7K

$6.24 GMD 462

183.65%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$2.77 GMD 206

42.96%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$5.77 GMD 427

111.27%

Apples (1kg)

$3.66 Rp 66.4K

$2.08 GMD 154

75.96%

Banana (1kg)

$1.52 Rp 27.6K

$1.27 GMD 93.9

19.69%

Oranges (1kg)

$2.23 Rp 40.5K

$1.79 GMD 132

24.58%

Tomato (1kg)

$1.97 Rp 35.9K

$1.40 GMD 104

40.71%

Potato (1kg)

$1.85 Rp 33.6K

$0.93 GMD 69.0

98.92%

Onion (1kg)

$2.42 Rp 44.1K

$1.00 GMD 74.0

142.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.23 GMD 17.04

330.43%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.62 GMD 46.05

-17.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.69 GMD 125

31.36%

Wine (Bottle)

$22.24 Rp 404.2K

$6.55 GMD 486

239.54%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.51 GMD 112

49.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.66 GMD 123

78.92%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.18 GMD 13.08

38.89%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$6.66 GMD 493

17.42%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.71 GMD 52.5

-39.44%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$4.09 GMD 303

32.27%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.05 GMD 77.8

-21.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$2,648 GMD 196.2K

800.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$3,346 GMD 248.0K

848.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$30.46 GMD 2,257

159.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$14.52 GMD 1,076

-55.58%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$44.51 GMD 3,298

-58.26%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$24.02 GMD 1,780

106.00%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$13.42 GMD 994

31.52%

Cinema Ticket

$4.27 Rp 77.7K

$3.33 GMD 247

28.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$6.92 GMD 513

6988.73%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$139 GMD 10.3K

3994.62%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$56.3 GMD 4,170

-20.67%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$44.27 GMD 3,280

-21.05%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$98.0 GMD 7,262

-18.47%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$86.9 GMD 6,439

-8.60%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$105 GMD 7,744

976.31%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$82.1 GMD 6,082

718.09%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$220 GMD 16.3K

1516.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$138 GMD 10.2K

1146.60%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,443 GMD 107.0K

89.25%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,165 GMD 86.3K

96.06%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$62.4 GMD 4,622

162.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-8.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Banjul: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Banjul

$82 12.1% 87.8% $589

Groceries & Markets

Ubud, Bali

$288 21.4%

Banjul

$152 22.5% 47.3% $136

Eating Out

Ubud, Bali

$108 8%

Banjul

$183 27.1% 70% $75

Clothing & Footwear

Ubud, Bali

$108 8%

Banjul

$128 19% 19.5% $21

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Banjul

$89 13.2% 14% $15

Sport & Entertainment

Ubud, Bali

$58 4.3%

Banjul

$31 4.5% 47.1% $27

Getting Around

Ubud, Bali

$11 0.9%

Banjul

$11 * 1.6% 4.5% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $105 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ubud, Bali are about 2.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $76 in Banjul. Groceries tell a different story – $288 in Ubud, Bali vs $152 in Banjul – so Banjul wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇲 Banjul

🕒 Local time

07:00 7:00 AM

23:00 11:00 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

31,356 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Gambian Dalasi GMD D

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 GMD = 1.35 USD

100 GMD = 1.21 EUR

Exchange rates and currency converter

GMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Gambian Dalasi exchange rates as of October 28, 2026: 1 USD = 74.1 GMD (100 GMD = 1.35 USD). 1 EUR = 82.49 GMD (100 GMD = 1.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Banjul 14,740 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Banjul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banjul: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 99%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,015 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments: a one-bedroom in the center costs $105 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $677 in Banjul. That makes Banjul about 50% cheaper.

Public transport costs about 15% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Banjul, where all-in costs run around $677, than in Ubud, Bali at $1,349. In Banjul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Banjul. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.