Cost of Living Comparison Between Ubud, Bali and Banjul Cost of Living Comparison Between Ubud, Bali and Banjul

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $611 in Banjul, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,093 in Banjul, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,576 in Banjul, rent included.

Ubud, Bali costs about 130% more than Banjul, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Banjul is 54% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.56 GMD 413

-37.95%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$64.6 GMD 4,799

-49.92%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.81 GMD 506

-28.93%

Cappuccino

$2.75 Rp 49.4K

$2.52 GMD 187

9.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.16 GMD 161

-36.11%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.35 GMD 100

-44.44%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$4.09 GMD 304

-26.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$4.23 GMD 315

-8.98%

Milk (1 liter)

$1.74 Rp 31.2K

$1.40 GMD 104

24.29%

White Bread (500g)

$2.46 Rp 44.2K

$0.53 GMD 39.64

364.15%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.41 GMD 104

-17.02%

Eggs

$2.43 Rp 43.7K

$2.07 GMD 154

17.39%

Local Cheese (1kg)

$14.50 Rp 260.6K

$6.19 GMD 460

134.25%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.91 GMD 217

49.48%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$5.93 GMD 441

102.02%

Apples (1kg)

$3.72 Rp 66.8K

$2.12 GMD 157

75.47%

Banana (1kg)

$1.63 Rp 29.2K

$1.27 GMD 94.3

28.35%

Oranges (1kg)

$2.74 Rp 49.3K

$1.88 GMD 140

45.74%

Tomato (1kg)

$2.24 Rp 40.3K

$1.46 GMD 109

53.42%

Potato (1kg)

$1.92 Rp 34.5K

$0.92 GMD 68.4

108.70%

Onion (1kg)

$2.28 Rp 40.9K

$1.00 GMD 74.0

128.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.24 GMD 17.72

341.67%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.40 GMD 29.67

80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.78 GMD 132

84.83%

Wine (Bottle)

$23.19 Rp 416.8K

$6.36 GMD 472

264.62%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.58 GMD 118

75.95%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.72 GMD 128

58.72%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.22 GMD 16.36

22.73%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$6.71 GMD 498

20.86%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.36 GMD 26.75

33.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.68 GMD 50.3

-38.24%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$4.14 GMD 308

50.24%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.14 GMD 84.7

-28.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$2,717 GMD 201.9K

879.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$3,409 GMD 253.3K

844.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$32.46 GMD 2,411

141.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$15.13 GMD 1,124

-73.10%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$47.78 GMD 3,550

-49.08%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$24.52 GMD 1,822

302.16%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$14.10 GMD 1,048

-55.04%

Cinema Ticket

$3.99 Rp 71.6K

$3.65 GMD 271

9.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$6.91 GMD 513

4314.33%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$140 GMD 10.4K

4649.84%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$55.6 GMD 4,127

-2.54%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$45.17 GMD 3,356

-16.29%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$99.5 GMD 7,396

-12.76%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$85.8 GMD 6,372

-10.97%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$103 GMD 7,622

866.95%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$54.3 GMD 4,033

1139.37%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$231 GMD 17.1K

1363.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$142 GMD 10.6K

1342.98%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,436 GMD 106.7K

95.30%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,152 GMD 85.6K

93.26%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$61.4 GMD 4,563

171.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.12

31.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Banjul: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $103 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 172% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $65.0 in Banjul. Groceries tell a different story – $297 in Ubud, Bali vs $152 in Banjul – so Banjul wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banjul: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 130%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $916 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $611 in Banjul. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 21% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $611, than in Ubud, Bali at $1,408. In Banjul it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.