Last update: Oct 2026 Gambia ⭐ Capital 31.4K

Cost of Living in Banjul

For one person, living costs in Banjul are estimated at $671 a month, including rent and utilities, which take less than a third of the total. Other living expenses average about $18 a day.

Monthly Cost of Living

How much you'll spend in Banjul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banjul actually costs, broken down by who's living it.

A single person spends around $671 per month with rent, or $559 for everyday expenses alone.

$671 /mo

A couple spends around $1,175 per month with rent, or $1,036 for everyday expenses alone.

$1,175 /mo

A family of three spends around $1,680 per month with rent, or $1,512 without housing.

$1,680 /mo

Overall, Banjul is 40–50% below the global median across household types. Within Africa, costs are 26% below average – relatively affordable for the region.

Currency
Do you live in Banjul? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.22 GMD 535
$6.65 GMD 492
$8.87 GMD 657
Three-Course Dinner for Two, Mid-Range
$72.8 GMD 5,384
$55.1 GMD 4,079
$99.6 GMD 7,367
Fast Food Meal (McDonalds, etc)
$7.82 GMD 579
$7.82 GMD 579
$8.93 GMD 661
Cappuccino
$3.59 GMD 266
$2.18 GMD 161
$7.89 GMD 584
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.66 GMD 197
$2.26 GMD 167
$3.40 GMD 251
Water (0.33 liter bottle)
$1.60 GMD 118
$1.13 GMD 83.7
$2.26 GMD 167
Local Beer (0.5 liter draught)
$5.51 GMD 408
$3.31 GMD 245
$6.62 GMD 490
Imported Beer (0.33 liter bottle)
$4.59 GMD 340
$4.59 GMD 340
$5.73 GMD 424
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.37 GMD 101
$1.09 GMD 80.8
$1.71 GMD 126
White Bread (500g)
$0.61 GMD 45.47
$0.20 GMD 14.43
$0.99 GMD 72.9
Rice (white) (1kg)
$1.32 GMD 97.6
$0.67 GMD 49.92
$1.68 GMD 124
Eggs
$1.91 GMD 141
$1.55 GMD 115
$2.32 GMD 172
Local Cheese (1kg)
$6.22 GMD 461
$4.84 GMD 358
$7.61 GMD 563
Chicken Fillets (1kg)
$2.64 GMD 195
$2.64 GMD 195
$2.64 GMD 195
Beef Round Steak (1kg)
$5.52 GMD 408
$4.35 GMD 322
$6.02 GMD 446
Apples (1kg)
$2.00 GMD 148
$1.33 GMD 98.5
$2.66 GMD 197
Banana (1kg)
$1.25 GMD 92.6
$1.02 GMD 75.4
$1.36 GMD 101
Oranges (1kg)
$1.84 GMD 136
$1.38 GMD 102
$2.08 GMD 154
Tomato (1kg)
$1.39 GMD 103
$0.70 GMD 51.8
$2.09 GMD 154
Potato (1kg)
$0.93 GMD 68.5
$0.70 GMD 51.7
$1.04 GMD 76.8
Onion (1kg)
$0.98 GMD 72.8
$0.69 GMD 51.0
$1.24 GMD 91.5
Lettuce (1 head)
$0.25 GMD 18.62
$0.15 GMD 10.86
$0.36 GMD 26.38
Water (1.5 liter bottle)
$0.66 GMD 48.67
$0.35 GMD 25.86
$1.39 GMD 103
Cigarettes 20 Pack (Marlboro, Camel)
$1.71 GMD 127
$1.64 GMD 121
$2.06 GMD 152
Wine (Bottle)
$6.24 GMD 462
$5.91 GMD 437
$6.57 GMD 486
Local Beer (0.5 liter bottle)
$1.51 GMD 112
-
Imported Beer (0.33 liter bottle)
$1.73 GMD 128
$1.64 GMD 121
$1.78 GMD 132
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.22 GMD 16.26
$0.15 GMD 11.38
$0.37 GMD 27.65
Public Transport Monthly Pass (Regular Price)
$6.64 GMD 492
-
Taxi (Normal Tariff) (1km)
$0.70 GMD 51.6
$0.70 GMD 51.6
$0.70 GMD 51.6
Taxi 1hour Waiting (Normal Tariff)
$3.98 GMD 294
$2.65 GMD 196
$5.31 GMD 393
Gasoline (1 liter)
$1.03 GMD 76.3
$0.98 GMD 72.7
$1.08 GMD 79.9
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$2,622 GMD 194.0K
$2,555 GMD 189.0K
$2,689 GMD 199.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$3,203 GMD 237.1K
$3,181 GMD 235.4K
$3,977 GMD 294.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$30.90 GMD 2,287
$20.60 GMD 1,524
$41.20 GMD 3,048
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.36 GMD 1,062
$8.20 GMD 607
$20.51 GMD 1,518
Internet (50+ Mbps, Unlimited Data)
$44.92 GMD 3,324
$33.68 GMD 2,493
$67.4 GMD 4,986
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$23.70 GMD 1,754
$20.31 GMD 1,503
$27.09 GMD 2,004
Tennis Court (1 Hour on Weekend)
$13.63 GMD 1,009
-
Cinema Ticket
$3.47 GMD 256
$2.77 GMD 205
$4.15 GMD 307
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$6.57 GMD 486
-
International Primary School, 1 Child (Yearly)
$134 GMD 9,891
-
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$56.8 GMD 4,203
-
Summer Dress (H&M, Zara, etc)
$44.89 GMD 3,322
-
Sport Shoes (Adidas, Nike)
$99.0 GMD 7,325
-
Men's Leather Business Shoes
$88.5 GMD 6,547
-
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$101 GMD 7,455
-
1-bedroom Apartment, Outside City Center (Monthly)
$80.9 GMD 5,988
-
3-bedroom Apartment, City Center (Monthly)
$218 GMD 16.1K
-
3-bedroom Apartment, Outside City Center (Monthly)
$137 GMD 10.1K
-
Buy Apartment in City Center (m2)
$1,437 GMD 106.4K
-
Buy Apartment Outside City Center (m2)
$1,148 GMD 84.9K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$61.7 GMD 4,568
-
20-Year Fixed Mortgage Interest Rate (Annual %)
15
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Banjul $671
Eating Out
$178
Groceries & Markets
$150
Clothing & Footwear
$130
Monthly Utilities & Internet
$90
Accommodation & Living
$81
Sport & Entertainment
$31
Getting Around
$11 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $101, dropping to $80.9 outside central areas. At just 163% of the average salary ($61.7), housing is genuinely affordable – well below the 30% international benchmark.

The average net salary is $61.7 – below monthly costs of $671. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $150 per month for one person. A mid-range dinner for two is priced at $73.0 – above the African average of $41.00.

A monthly public transport pass costs about $6.64 – among the cheapest in Africa (average $30.00).

Cost Highlights

Banjul has the cheapest preschool or kindergarten, full day, private, 1 child worldwide

Average monthly net salary is among the 20 lowest worldwide (out of 5,386 cities)

Banjul has the 10th cheapest chicken fillets in Africa

Good to know
🕒 Local time
12:25 12:25 PM
🌤 Weather
👥 Population
31,356 Capital
💱 Currency
Exchange rates and currency converter

USD, EUR to GMD – Gambian Dalasi Converter

Gambian Dalasi exchange rates as of October 17, 2026: 1 USD = 74 GMD (100 GMD = 1.35 USD). 1 EUR = 83.2 GMD (100 GMD = 1.2 EUR).

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Banjul Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Banjul - Frequently Asked Questions
Is Banjul affordable for travelers and long-stay visitors?
Cost of Living in Banjul, Gambia is generally more approachable than in many regional capitals. If you favor local markets, street food, and staying outside tourist zones, you can stretch your budget further. Housing outside central hubs can be affordable, and basic groceries are often economical when you shop locally. Dining options range from inexpensive local joints to mid-range eateries; imported goods and beverages push up costs. Utilities and internet vary by provider, so choose plans that fit your usage. Tip: Start by testing a neighborhood with a week of local shopping to calibrate your plan.
What should you know about day-to-day life in Banjul, from housing to transport and coworking?
Day-to-day life in Banjul blends walkable streets with markets, waterfront spots, and growing coworking options. For housing, look beyond tourist zones to small guesthouses, local apartments, or shared compounds near the city center or along the coast. Food ranges from cheap market meals to affordable cafes; cooking at home helps stretch funds. Transport includes public minibuses, shared taxis, and ferries, with ride-hail options growing. If you work remotely, ensure reliable internet and a comfortable spot in a cafe or coworking hub. Banjul, Gambia living cost varies by area, so understanding it helps you pick a neighborhood and plan meals, transit, and coworking. Tip: map daily routes at different times to buffer against delays.
What strategies help maximize quality of life and savings in Banjul, considering seasons and neighborhoods?
Quality of life in Banjul comes from balancing local routines with occasional indulgences and careful budgeting. Use a simple framework: list essentials (shelter, food, transport), set a monthly cap for discretionary spending, and review your expenses weekly. Seasons influence activities and prices: the dry season brings more events and busier markets, while the rainy season can slow some services. Neighborhood choice matters; you’ll get different rhythms in central markets, the waterfront, or quieter residential lanes. Test two-week stays in several areas to feel the vibe, adjust housing and groceries, and tune commutes. Tip: keep a small contingency fund for unexpected costs.
How much does it cost to live in Banjul per month?
Plan for roughly $671 a month in Banjul if you're renting, or around $559 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
How much does it cost to live in Banjul in 2026?
For 2026, a single person in Banjul should plan on about $671 per month with rent, or $559 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What salary is needed for a comfortable life in Banjul?
You'll want at least $1,007 per month after taxes to live comfortably in Banjul. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How affordable is housing in Banjul?
Rent is one of the biggest advantages of living in Banjul – 1-bedroom apartments range from $80.9 to $101 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
Is grocery shopping affordable in Banjul?
Groceries in Banjul are cheap – a single person spends about $150 per month. Local markets and budget supermarkets push costs even lower. Food is one of the city's strongest affordability points.
What is a monthly transit pass in Banjul?
Public transport in Banjul costs about $6.64 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $1,000 enough to live comfortably in Banjul?
$1,000 a month in Banjul? Very doable. Average costs with rent come to just $671, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
How welcoming is Banjul to foreigners?
Banjul has an established expat community and is welcoming to foreigners. coastal lifestyle, beach access, great local cuisine smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $671 including housing.
Is Banjul a cheap city to live in?
Banjul is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $671 per month with rent, it sits well below the global average for cities of similar size.
Can you backpack through Banjul cheaply?
Banjul is great for backpackers. All-in costs average just $671 monthly, and even short-term visitors on tight budgets can stretch their money. Cheap hostels, affordable street food, budget transport, and free attractions make it easy to explore without overspending.

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