📌A single person spends around $611 per month with rent, or $567 for everyday expenses alone.
📌A couple spends around $1,093 per month with rent, or $1,071 for everyday expenses alone.
📌A family of three spends around $1,576 per month with rent, or $1,574 without housing.
📊Overall, Banjul is 44–54% below the global median across household types. Within Africa, costs are well below average (39% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$2,717GMD 201.5K
$2,648GMD 196.3K
$2,787GMD 206.7K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$3,409GMD 252.8K
$3,386GMD 251.0K
$4,232GMD 313.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$32.46GMD 2,407
$21.64GMD 1,605
$43.28GMD 3,209
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.13GMD 1,122
$8.64GMD 641
$21.62GMD 1,603
Internet(50+ Mbps, Unlimited Data)
$47.78GMD 3,543
$35.84GMD 2,657
$71.7GMD 5,315
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$24.52GMD 1,819
$21.03GMD 1,559
$28.03GMD 2,079
Tennis Court(1 Hour on Weekend)
$14.10GMD 1,046
-
Cinema Ticket
$3.65GMD 270
$2.92GMD 216
$4.37GMD 324
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$6.91GMD 512
-
International Primary School, 1 Child(Yearly)
$140GMD 10.4K
-
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$55.6GMD 4,119
-
Summer Dress(H&M, Zara, etc)
$45.17GMD 3,349
-
Sport Shoes(Adidas, Nike)
$99.5GMD 7,381
-
Men's Leather Business Shoes
$85.8GMD 6,359
-
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$103GMD 7,607
-
1-bedroom Apartment, Outside City Center(Monthly)
$54.3GMD 4,025
$22.48GMD 1,667
$86.1GMD 6,384
3-bedroom Apartment, City Center(Monthly)
$231GMD 17.1K
-
3-bedroom Apartment, Outside City Center(Monthly)
$142GMD 10.5K
-
Buy Apartment in City Center(m2)
$1,436GMD 106.5K
-
Buy Apartment Outside City Center(m2)
$1,152GMD 85.4K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$61.4GMD 4,554
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.12
5.25
15
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $103, dropping to $54.3 outside central areas. At just 167% of the average salary ($61.4), housing is genuinely affordable – well below the 30% international benchmark.
💰The average net salary is $61.4 – below monthly costs of $611. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.
🛒Groceries cost around $152 per month for one person. A mid-range dinner for two is priced at $65.0 – above the African average of $42.00.
🚌A monthly public transport pass costs about $6.71 – among the cheapest in Africa (average $29.00).
Cost Highlights
⭐Banjul has the cheapest preschool or kindergarten, full day, private, 1 child worldwide
⭐Banjul has the 8th lowest average monthly net salary in Africa
⭐Three-course dinner for two, mid-range is more expensive than 98% of cities in Africa
Banjul Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in Banjul - Frequently Asked Questions
Is Banjul affordable for travelers and long-stay visitors?
Cost of Living in Banjul, Gambia is generally more approachable than in many regional capitals. If you favor local markets, street food, and staying outside tourist zones, you can stretch your budget further. Housing outside central hubs can be affordable, and basic groceries are often economical when you shop locally. Dining options range from inexpensive local joints to mid-range eateries; imported goods and beverages push up costs. Utilities and internet vary by provider, so choose plans that fit your usage. Tip: Start by testing a neighborhood with a week of local shopping to calibrate your plan.
What should you know about day-to-day life in Banjul, from housing to transport and coworking?
Day-to-day life in Banjul blends walkable streets with markets, waterfront spots, and growing coworking options. For housing, look beyond tourist zones to small guesthouses, local apartments, or shared compounds near the city center or along the coast. Food ranges from cheap market meals to affordable cafes; cooking at home helps stretch funds. Transport includes public minibuses, shared taxis, and ferries, with ride-hail options growing. If you work remotely, ensure reliable internet and a comfortable spot in a cafe or coworking hub. Banjul, Gambia living cost varies by area, so understanding it helps you pick a neighborhood and plan meals, transit, and coworking. Tip: map daily routes at different times to buffer against delays.
What strategies help maximize quality of life and savings in Banjul, considering seasons and neighborhoods?
Quality of life in Banjul comes from balancing local routines with occasional indulgences and careful budgeting. Use a simple framework: list essentials (shelter, food, transport), set a monthly cap for discretionary spending, and review your expenses weekly. Seasons influence activities and prices: the dry season brings more events and busier markets, while the rainy season can slow some services. Neighborhood choice matters; you’ll get different rhythms in central markets, the waterfront, or quieter residential lanes. Test two-week stays in several areas to feel the vibe, adjust housing and groceries, and tune commutes. Tip: keep a small contingency fund for unexpected costs.
How much does it cost to live in Banjul per month?
Plan for roughly $611 a month in Banjul if you're renting, or around $567 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
How much does it cost to live in Banjul in 2026?
For 2026, a single person in Banjul should plan on about $611 per month with rent, or $567 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What salary is needed for a comfortable life in Banjul?
You'll want at least $916 per month after taxes to live comfortably in Banjul. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How affordable is housing in Banjul?
Rent is one of the biggest advantages of living in Banjul – 1-bedroom apartments range from $54.3 to $103 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
Is grocery shopping affordable in Banjul?
Groceries in Banjul are cheap – a single person spends about $152 per month. Local markets and budget supermarkets push costs even lower. Food is one of the city's strongest affordability points.
What is a monthly transit pass in Banjul?
Public transport in Banjul costs about $6.71 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $1,000 enough to live comfortably in Banjul?
$1,000 a month in Banjul? Very doable. Average costs with rent come to just $611, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
How welcoming is Banjul to foreigners?
Banjul has an established expat community and is welcoming to foreigners. coastal lifestyle, beach access, great local cuisine smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $611 including housing.
Is Banjul a cheap city to live in?
Banjul is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $611 per month with rent, it sits well below the global average for cities of similar size.
Can you backpack through Banjul cheaply?
Banjul is great for backpackers. All-in costs average just $611 monthly, and even short-term visitors on tight budgets can stretch their money. Cheap hostels, affordable street food, budget transport, and free attractions make it easy to explore without overspending.