Cost of Living Comparison Between Banjul and Kirkcaldy Cost of Living Comparison Between Banjul and Kirkcaldy

Monthly Cost of Living

A single person spends $616 per month in Banjul vs $2,240 in Kirkcaldy, rent included.

A couple spends around $1,109 per month in Banjul vs $3,273 in Kirkcaldy, rent included.

A family of three spends $1,603 per month in Banjul vs $4,307 in Kirkcaldy, rent included.

Banjul is about 73% cheaper than Kirkcaldy, driven mainly by Eating Out.

Banjul sits 54% below the global median, while Kirkcaldy is 68% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.33 GMD 397

$21.54 £16.12

-75.26%

Three-Course Dinner for Two, Mid-Range

$64.0 GMD 4,761

$81.5 £61.0

-21.50%

Fast Food Meal (McDonalds, etc)

$6.83 GMD 508

$10.15 £7.59

-32.71%

Cappuccino

$2.60 GMD 193

$4.54 £3.39

-42.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 GMD 161

$2.03 £1.52

6.40%

Water (0.33 liter bottle)

$1.36 GMD 101

$1.52 £1.14

-10.53%

Local Beer (0.5 liter draught)

$3.88 GMD 288

$6.14 £4.59

-36.81%

Imported Beer (0.33 liter bottle)

$4.25 GMD 316

$6.93 £5.18

-38.67%

Milk (1 liter)

$1.38 GMD 103

$1.37 £1.03

0.73%

White Bread (500g)

$0.53 GMD 39.37

$1.32 £0.99

-59.85%

Rice (white) (1kg)

$1.36 GMD 102

$1.87 £1.40

-27.27%

Eggs

$1.98 GMD 147

$4.19 £3.14

-52.74%

Local Cheese (1kg)

$6.39 GMD 476

$8.53 £6.38

-25.09%

Chicken Fillets (1kg)

$2.78 GMD 207

$5.34 £4.00

-47.94%

Beef Round Steak (1kg)

$5.94 GMD 442

$13.67 £10.22

-56.55%

Apples (1kg)

$2.09 GMD 156

$2.75 £2.06

-24.00%

Banana (1kg)

$1.27 GMD 94.3

$1.26 £0.94

0.79%

Oranges (1kg)

$1.91 GMD 142

$2.76 £2.07

-30.80%

Tomato (1kg)

$1.46 GMD 108

$4.14 £3.09

-64.73%

Potato (1kg)

$0.92 GMD 68.3

$1.10 £0.83

-16.36%

Onion (1kg)

$1.04 GMD 77.3

$1.40 £1.05

-25.71%

Lettuce (1 head)

$0.24 GMD 17.81

$0.80 £0.60

-70.00%

Water (1.5 liter bottle)

$0.39 GMD 29.08

$0.81 £0.60

-51.85%

Cigarettes 20 Pack (Marlboro, Camel)

$1.74 GMD 130

$16.58 £12.40

-89.51%

Wine (Bottle)

$6.31 GMD 470

$6.67 £4.99

-5.40%

Local Beer (0.5 liter bottle)

$1.50 GMD 111

$2.16 £1.61

-30.56%

Imported Beer (0.33 liter bottle)

$1.80 GMD 134

$2.27 £1.70

-20.70%

One-way Ticket (Public Transport)

$0.20 GMD 14.87

$3.31 £2.48

-93.96%

Public Transport Monthly Pass (Regular Price)

$6.64 GMD 494

$88.0 £65.8

-92.45%

Taxi Start (Normal Tariff)

$0.36 GMD 26.85

$4.77 £3.57

-92.45%

Taxi (Normal Tariff) (1km)

$0.73 GMD 54.3

$1.41 £1.06

-48.23%

Taxi 1hour Waiting (Normal Tariff)

$4.23 GMD 315

$34.35 £25.69

-87.69%

Gasoline (1 liter)

$1.09 GMD 81.1

$1.88 £1.41

-42.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,797 GMD 208.1K

$39.1K £29.2K

-92.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,393 GMD 252.4K

$41.7K £31.2K

-91.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.94 GMD 2,377

$251 £188

-87.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.00 GMD 1,116

$23.89 £17.87

-37.21%

Internet (50+ Mbps, Unlimited Data)

$48.09 GMD 3,578

$46.18 £34.55

4.14%

Gym Membership (Monthly)

$24.39 GMD 1,815

$46.44 £34.74

-47.48%

Tennis Court (1 Hour on Weekend)

$14.22 GMD 1,058

Cinema Ticket

$3.50 GMD 261

$8.60 £6.43

-59.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.97 GMD 519

$1,879 £1,405

-99.63%

International Primary School, 1 Child (Yearly)

$140 GMD 10.4K

$15.0K £11.2K

-99.07%

Jeans (Levis 501 Or Similar)

$56.8 GMD 4,228

$82.8 £61.9

-31.32%

Summer Dress (H&M, Zara, etc)

$44.05 GMD 3,278

$41.14 £30.78

7.07%

Sport Shoes (Adidas, Nike)

$100 GMD 7,447

$96.2 £71.9

4.11%

Men's Leather Business Shoes

$88.6 GMD 6,590

$119 £88.7

-25.28%

1-bedroom Apartment, City Center (Monthly)

$102 GMD 7,558

$1,211 £906

-91.61%

1-bedroom Apartment, Outside City Center (Monthly)

$54.1 GMD 4,021

$1,006 £753

-94.63%

3-bedroom Apartment, City Center (Monthly)

$229 GMD 17.0K

$2,044 £1,529

-88.82%

3-bedroom Apartment, Outside City Center (Monthly)

$144 GMD 10.7K

$1,694 £1,267

-91.50%

Buy Apartment in City Center (m2)

$1,459 GMD 108.5K

Buy Apartment Outside City Center (m2)

$1,125 GMD 83.7K

Average Monthly Net Salary (After Tax)

$62.0 GMD 4,613

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

5.9

71.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: July 26, 2026

Last update for Kirkcaldy: July 26, 2026

Cost Breakdown

A central one-bedroom costs $102 in Banjul versus $1,211 in Kirkcaldy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64.0 in Banjul versus $82.0 in Kirkcaldy. Monthly groceries follow the same trend: $151 vs $245 – making Banjul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjul vs Kirkcaldy: Cost of Living - Frequently Asked Questions

Yes – Kirkcaldy is pricier by about 264%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $924 per month in Banjul and $3,360 in Kirkcaldy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $616 in Banjul and $2,240 in Kirkcaldy. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1225% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $616, than in Kirkcaldy at $2,240. In Banjul it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkcaldy makes more sense. Both are solid long-term options with distinct trade-offs.