Last update: Oct 2026

Cost of Living Comparison Between Banjul and Kirkcaldy

For one person, living is cheaper in Banjul: $677 a month against $2,295 in Kirkcaldy, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Banjul
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Banjul Living Index
109

Cost of Living Index in Kirkcaldy
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Kirkcaldy Living Index

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Banjul

🇬🇲 Gambia

$677

/mo nomad

Kirkcaldy

🇬🇧 United Kingdom

$2,295

/mo nomad

Monthly Cost of Living

How much you'll spend in Banjul and in Kirkcaldy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banjul and in Kirkcaldy actually costs, broken down by who's living it.

A single person spends $677 per month in Banjul vs $2,295 in Kirkcaldy, rent included.

Banjul $677
Kirkcaldy $2,295

A couple spends around $1,191 per month in Banjul vs $3,417 in Kirkcaldy, rent included.

Banjul $1,191
Kirkcaldy $3,417

A family of three spends $1,706 per month in Banjul vs $4,538 in Kirkcaldy, rent included.

Banjul $1,706
Kirkcaldy $4,538

Banjul is about 71% cheaper than Kirkcaldy, and outside of rent the biggest gap is in eating out.

Banjul sits 50% below the global median, while Kirkcaldy is 69% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.47 GMD 554

$20.03 £15.08

-62.71%

Three-Course Dinner for Two, Mid-Range

$75.6 GMD 5,603

$99.5 £74.9

-24.02%

Fast Food Meal (McDonalds, etc)

$8.04 GMD 596

$10.50 £7.90

-23.43%

Cappuccino

$3.72 GMD 276

$4.79 £3.60

-22.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 GMD 197

$2.72 £2.05

-2.21%

Water (0.33 liter bottle)

$1.53 GMD 114

$2.12 £1.60

-27.83%

Local Beer (0.5 liter draught)

$5.76 GMD 427

$7.20 £5.42

-20.00%

Imported Beer (0.33 liter bottle)

$4.46 GMD 331

$7.80 £5.87

-42.82%

Milk (1 liter)

$1.40 GMD 104

$1.32 £0.99

6.06%

White Bread (500g)

$0.61 GMD 44.98

$1.77 £1.33

-65.54%

Rice (white) (1kg)

$1.32 GMD 97.6

$2.02 £1.52

-34.65%

Eggs

$1.90 GMD 141

$3.90 £2.93

-51.28%

Local Cheese (1kg)

$6.24 GMD 462

$3.97 £2.98

57.18%

Chicken Fillets (1kg)

$2.77 GMD 206

$8.62 £6.49

-67.87%

Beef Round Steak (1kg)

$5.77 GMD 427

$13.35 £10.05

-56.78%

Apples (1kg)

$2.08 GMD 154

$2.28 £1.72

-8.77%

Banana (1kg)

$1.27 GMD 93.9

$1.40 £1.06

-9.29%

Oranges (1kg)

$1.79 GMD 132

$2.68 £2.02

-33.21%

Tomato (1kg)

$1.40 GMD 104

$2.70 £2.03

-48.15%

Potato (1kg)

$0.93 GMD 69.0

$1.36 £1.03

-31.62%

Onion (1kg)

$1.00 GMD 74.0

$1.50 £1.13

-33.33%

Lettuce (1 head)

$0.23 GMD 17.04

$1.21 £0.91

-80.99%

Water (1.5 liter bottle)

$0.62 GMD 46.05

$1.35 £1.01

-54.07%

Cigarettes 20 Pack (Marlboro, Camel)

$1.69 GMD 125

$22.07 £16.61

-92.34%

Wine (Bottle)

$6.55 GMD 486

$6.54 £4.92

0.15%

Local Beer (0.5 liter bottle)

$1.51 GMD 112

$2.76 £2.08

-45.29%

Imported Beer (0.33 liter bottle)

$1.66 GMD 123

$3.07 £2.31

-45.93%

One-way Ticket (Public Transport)

$0.18 GMD 13.08

$3.51 £2.64

-94.87%

Public Transport Monthly Pass (Regular Price)

$6.66 GMD 493

$95.6 £71.9

-93.03%

Taxi Start (Normal Tariff)

$4.06 £3.06

Taxi (Normal Tariff) (1km)

$0.71 GMD 52.5

$2.45 £1.84

-71.02%

Taxi 1hour Waiting (Normal Tariff)

$4.09 GMD 303

$23.77 £17.89

-82.79%

Gasoline (1 liter)

$1.05 GMD 77.8

$2.15 £1.62

-51.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,648 GMD 196.2K

$39.0K £29.4K

-93.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,346 GMD 248.0K

$39.8K £29.9K

-91.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.46 GMD 2,257

$251 £189

-87.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 GMD 1,076

$27.95 £21.03

-48.05%

Internet (50+ Mbps, Unlimited Data)

$44.51 GMD 3,298

$42.54 £32.02

4.63%

Gym Membership (Monthly)

$24.02 GMD 1,780

$47.06 £35.42

-48.96%

Tennis Court (1 Hour on Weekend)

$13.42 GMD 994

Cinema Ticket

$3.33 GMD 247

$11.56 £8.70

-71.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.92 GMD 513

$1,745 £1,313

-99.60%

International Primary School, 1 Child (Yearly)

$139 GMD 10.3K

$22.8K £17.1K

-99.39%

Jeans (Levis 501 Or Similar)

$56.3 GMD 4,170

$98.4 £74.1

-42.82%

Summer Dress (H&M, Zara, etc)

$44.27 GMD 3,280

$47.72 £35.92

-7.23%

Sport Shoes (Adidas, Nike)

$98.0 GMD 7,262

$106 £79.5

-7.27%

Men's Leather Business Shoes

$86.9 GMD 6,439

$116 £87.5

-25.25%

1-bedroom Apartment, City Center (Monthly)

$105 GMD 7,744

$1,228 £924

-91.49%

1-bedroom Apartment, Outside City Center (Monthly)

$82.1 GMD 6,082

$1,037 £781

-92.09%

3-bedroom Apartment, City Center (Monthly)

$220 GMD 16.3K

$2,079 £1,564

-89.39%

3-bedroom Apartment, Outside City Center (Monthly)

$138 GMD 10.2K

$1,690 £1,272

-91.82%

Buy Apartment in City Center (m2)

$1,443 GMD 107.0K

$5,049 £3,800

-71.41%

Buy Apartment Outside City Center (m2)

$1,165 GMD 86.3K

$3,925 £2,954

-70.32%

Average Monthly Net Salary (After Tax)

$62.4 GMD 4,622

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

193.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: October 26, 2026

Last update for Kirkcaldy: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Eating Out

Banjul

$183 27.1%

Kirkcaldy

$320 14% 74.9% $137

Groceries & Markets

Banjul

$152 22.5%

Kirkcaldy

$255 11.1% 67.4% $103

Clothing & Footwear

Banjul

$128 19%

Kirkcaldy

$166 7.2% 28.9% $37

Monthly Utilities & Internet

Banjul

$89 13.2%

Kirkcaldy

$321 14% 259% $232

Accommodation & Living

Banjul

$82 12.1%

Kirkcaldy

$1K 45.2% 1164% $955

Sport & Entertainment

Banjul

$31 4.5%

Kirkcaldy

$70 3.1% 129% $39

Getting Around

Banjul

$11 * 1.6%

Kirkcaldy

$126 5.5% 1054% $115

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $105 in Banjul versus $1,228 in Kirkcaldy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76 in Banjul versus $100 in Kirkcaldy. Monthly groceries follow the same trend: $152 vs $255 – making Banjul the more affordable choice for daily food spending.

Good to know

🇬🇲 Banjul

🇬🇧 Kirkcaldy

🕒 Local time

18:04 6:04 PM

Same time as Banjul

🌤 Weather

👥 Population

31,356 Capital

59,784

💱 Currency

Gambian Dalasi GMD D

British Pound GBP £

📈 Exchange rate

100 GMD = 1.35 USD

100 GMD = 1.21 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to GMD – Gambian Dalasi Converter

🇺🇸 United States Dollar ($)

🇬🇲 Gambian Dalasi (D)

Gambian Dalasi exchange rates as of October 28, 2026: 1 USD = 74.1 GMD (100 GMD = 1.35 USD). 1 EUR = 82.49 GMD (100 GMD = 1.21 EUR).

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

USD to GMD in detail →

On the map

Lowest

Highest

Between locations

Banjul Kirkcaldy 4,880 km ≈ 7 h nonstop flight

From you

Banjul
Kirkcaldy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjul vs Kirkcaldy: Cost of Living - Frequently Asked Questions

Yes – Kirkcaldy is pricier by about 239%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,015 per month in Banjul and $3,442 in Kirkcaldy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments: a one-bedroom in the center costs $105 there versus $1,228 in Kirkcaldy.

Monthly expenses with rent come to $677 in Banjul and $2,295 in Kirkcaldy. That’s a gap of about 239%.

Public transport costs about 93% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Banjul, where all-in costs run around $677, than in Kirkcaldy at $2,295. In Banjul it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Banjul is the easier option financially – housing and daily costs are lower, and the 239% gap matters a lot on a fixed budget or early-career salary.