Cost of Living Comparison Between Banjul and Kirkcaldy Cost of Living Comparison Between Banjul and Kirkcaldy

Monthly Cost of Living

A single person spends $664 per month in Banjul vs $1,100 in Kirkcaldy, rent included.

A couple spends around $1,191 per month in Banjul vs $1,821 in Kirkcaldy, rent included.

A family of three spends $1,718 per month in Banjul vs $2,543 in Kirkcaldy, rent included.

Banjul is about 40% cheaper than Kirkcaldy, driven mainly by Eating Out.

Both Banjul and Kirkcaldy are more affordable than the global median – Banjul 52% lower, Kirkcaldy 20% lower.

Meal at Budget Restaurant

$7.32 GMD 540

$20.58 £15.21

-64.43%

Three-Course Dinner for Two, Mid-Range

$76.8 GMD 5,663

$98.4 £72.8

-21.93%

Fast Food Meal (McDonalds, etc)

$7.83 GMD 577

$11.02 £8.15

-28.95%

Cappuccino

$3.72 GMD 274

$4.66 £3.44

-20.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 GMD 196

$2.70 £1.99

-1.48%

Water (0.33 liter bottle)

$1.58 GMD 117

$1.97 £1.45

-19.80%

Local Beer (0.5 liter draught)

$5.69 GMD 419

$6.59 £4.87

-13.66%

Imported Beer (0.33 liter bottle)

$4.58 GMD 337

$7.01 £5.18

-34.66%

Milk (1 liter)

$1.37 GMD 101

$1.37 £1.01

White Bread (500g)

$0.66 GMD 48.35

$1.80 £1.33

-63.33%

Rice (white) (1kg)

$1.35 GMD 99.3

$1.94 £1.43

-30.41%

Eggs

$1.95 GMD 144

$4.14 £3.06

-52.90%

Local Cheese (1kg)

$5.94 GMD 438

$4.11 £3.04

44.53%

Chicken Fillets (1kg)

$2.64 GMD 194

$8.71 £6.44

-69.69%

Beef Round Steak (1kg)

$5.40 GMD 398

$13.75 £10.16

-60.73%

Apples (1kg)

$1.98 GMD 146

$2.42 £1.79

-18.18%

Banana (1kg)

$1.26 GMD 92.9

$1.41 £1.04

-10.64%

Oranges (1kg)

$1.76 GMD 130

$2.63 £1.95

-33.08%

Tomato (1kg)

$1.38 GMD 102

$2.73 £2.02

-49.45%

Potato (1kg)

$0.88 GMD 64.8

$1.32 £0.97

-33.33%

Onion (1kg)

$1.00 GMD 73.6

$1.59 £1.18

-37.11%

Lettuce (1 head)

$0.23 GMD 16.93

$1.31 £0.96

-82.44%

Water (1.5 liter bottle)

$0.62 GMD 45.65

$1.38 £1.02

-55.07%

Cigarettes 20 Pack (Marlboro, Camel)

$1.70 GMD 125

$21.01 £15.53

-91.91%

Wine (Bottle)

$6.50 GMD 479

$6.73 £4.97

-3.42%

Local Beer (0.5 liter bottle)

$1.49 GMD 110

$2.79 £2.06

-46.59%

Imported Beer (0.33 liter bottle)

$1.67 GMD 123

$3.08 £2.28

-45.78%

One-way Ticket (Public Transport)

$0.18 GMD 13.54

Public Transport Monthly Pass (Regular Price)

$6.70 GMD 494

Taxi Start (Normal Tariff)

$3.97 £2.93

Taxi (Normal Tariff) (1km)

$0.66 GMD 48.57

$2.38 £1.76

-72.27%

Taxi 1hour Waiting (Normal Tariff)

$4.14 GMD 305

$24.78 £18.32

-83.29%

Gasoline (1 liter)

$1.08 GMD 79.8

$2.12 £1.57

-49.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,674 GMD 197.1K

$39.9K £29.5K

-93.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,251 GMD 239.6K

$41.9K £31.0K

-92.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.91 GMD 2,278

$249 £184

-87.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.21 GMD 1,047

$29.15 £21.55

-51.25%

Internet (50+ Mbps, Unlimited Data)

$45.06 GMD 3,321

$44.36 £32.79

1.58%

Gym Membership (Monthly)

$24.09 GMD 1,775

Tennis Court (1 Hour on Weekend)

$13.68 GMD 1,008

Cinema Ticket

$3.33 GMD 245

$11.47 £8.48

-70.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.70 GMD 494

$1,803 £1,333

-99.63%

International Primary School, 1 Child (Yearly)

$137 GMD 10.1K

$23.2K £17.1K

-99.41%

Jeans (Levis 501 Or Similar)

$54.6 GMD 4,026

$96.9 £71.6

-43.62%

Summer Dress (H&M, Zara, etc)

$43.22 GMD 3,185

$49.72 £36.75

-13.07%

Sport Shoes (Adidas, Nike)

$101 GMD 7,418

$106 £78.7

-5.44%

Men's Leather Business Shoes

$87.3 GMD 6,436

$118 £87.1

-25.93%

1-bedroom Apartment, City Center (Monthly)

$101 GMD 7,420

$797 £589

-87.37%

1-bedroom Apartment, Outside City Center (Monthly)

$81.7 GMD 6,018

3-bedroom Apartment, City Center (Monthly)

$218 GMD 16.1K

$1,069 £790

-79.59%

3-bedroom Apartment, Outside City Center (Monthly)

$134 GMD 9,869

Buy Apartment in City Center (m2)

$1,452 GMD 107.0K

Buy Apartment Outside City Center (m2)

$1,139 GMD 83.9K

Average Monthly Net Salary (After Tax)

$60.9 GMD 4,485

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

193.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: September 5, 2026

Last update for Kirkcaldy: September 6, 2026

Cost Breakdown

A central one-bedroom costs $101 in Banjul versus $797 in Kirkcaldy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $77.0 in Banjul versus $98.0 in Kirkcaldy. Monthly groceries follow the same trend: $149 vs $260 – making Banjul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjul vs Kirkcaldy: Cost of Living - Frequently Asked Questions

Yes – Kirkcaldy is pricier by about 66%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $995 per month in Banjul and $1,650 in Kirkcaldy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $77.0 in Banjul and $98.0 in Kirkcaldy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 75% more in Kirkcaldy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $664, than in Kirkcaldy at $1,100. In Banjul it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkcaldy makes more sense. Both are solid long-term options with distinct trade-offs.