Cost of Living Comparison Between Banjul and Kirkcaldy Cost of Living Comparison Between Banjul and Kirkcaldy

Monthly Cost of Living

A single person spends $619 per month in Banjul vs $2,198 in Kirkcaldy, rent included.

A couple spends around $1,112 per month in Banjul vs $3,257 in Kirkcaldy, rent included.

A family of three spends $1,605 per month in Banjul vs $4,317 in Kirkcaldy, rent included.

Banjul is about 72% cheaper than Kirkcaldy, driven mainly by Eating Out.

Banjul sits 54% below the global median, while Kirkcaldy is 64% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.43 GMD 401

$21.67 £16.11

-74.94%

Three-Course Dinner for Two, Mid-Range

$64.0 GMD 4,723

$82.8 £61.6

-22.74%

Fast Food Meal (McDonalds, etc)

$6.61 GMD 488

$9.98 £7.42

-33.77%

Cappuccino

$2.55 GMD 188

$4.68 £3.48

-45.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 GMD 159

$2.01 £1.50

6.97%

Water (0.33 liter bottle)

$1.35 GMD 99.9

$1.59 £1.18

-15.09%

Local Beer (0.5 liter draught)

$3.91 GMD 289

$6.17 £4.59

-36.63%

Imported Beer (0.33 liter bottle)

$4.09 GMD 302

$6.81 £5.06

-39.94%

Milk (1 liter)

$1.41 GMD 104

$1.39 £1.03

1.44%

White Bread (500g)

$0.52 GMD 38.60

$1.40 £1.04

-62.86%

Rice (white) (1kg)

$1.35 GMD 100

$1.83 £1.36

-26.23%

Eggs

$1.96 GMD 145

$4.15 £3.09

-52.77%

Local Cheese (1kg)

$6.54 GMD 483

$8.54 £6.35

-23.42%

Chicken Fillets (1kg)

$2.87 GMD 212

$5.28 £3.92

-45.64%

Beef Round Steak (1kg)

$5.96 GMD 440

$13.96 £10.38

-57.31%

Apples (1kg)

$2.18 GMD 161

$2.69 £2.00

-18.96%

Banana (1kg)

$1.29 GMD 95.1

$1.26 £0.93

2.38%

Oranges (1kg)

$1.87 GMD 138

$2.86 £2.13

-34.62%

Tomato (1kg)

$1.39 GMD 103

$4.10 £3.05

-66.10%

Potato (1kg)

$0.92 GMD 68.0

$1.15 £0.85

-20.00%

Onion (1kg)

$1.03 GMD 76.4

$1.34 £1.00

-23.13%

Lettuce (1 head)

$0.24 GMD 17.56

$0.85 £0.63

-71.76%

Water (1.5 liter bottle)

$0.39 GMD 28.83

$0.79 £0.59

-50.63%

Cigarettes 20 Pack (Marlboro, Camel)

$1.78 GMD 132

$16.50 £12.27

-89.21%

Wine (Bottle)

$6.37 GMD 470

$6.58 £4.89

-3.19%

Local Beer (0.5 liter bottle)

$1.52 GMD 112

$2.14 £1.59

-28.97%

Imported Beer (0.33 liter bottle)

$1.79 GMD 133

$2.34 £1.74

-23.50%

One-way Ticket (Public Transport)

$0.22 GMD 16.28

$3.39 £2.52

-93.51%

Public Transport Monthly Pass (Regular Price)

$6.59 GMD 487

$89.1 £66.2

-92.60%

Taxi Start (Normal Tariff)

$0.34 GMD 25.05

$4.67 £3.47

-92.72%

Taxi (Normal Tariff) (1km)

$0.73 GMD 53.6

$1.39 £1.03

-47.48%

Taxi 1hour Waiting (Normal Tariff)

$4.32 GMD 319

$33.98 £25.27

-87.29%

Gasoline (1 liter)

$1.13 GMD 83.5

$1.94 £1.45

-41.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,737 GMD 202.2K

$37.8K £28.1K

-92.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,441 GMD 254.1K

$40.6K £30.2K

-91.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.26 GMD 2,382

$254 £189

-87.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.04 GMD 1,111

$23.91 £17.77

-37.10%

Internet (50+ Mbps, Unlimited Data)

$46.51 GMD 3,434

$45.02 £33.47

3.31%

Gym Membership (Monthly)

$24.86 GMD 1,836

$45.49 £33.82

-45.35%

Tennis Court (1 Hour on Weekend)

$14.45 GMD 1,067

Cinema Ticket

$3.48 GMD 257

$8.85 £6.58

-60.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.90 GMD 509

$1,837 £1,366

-99.62%

International Primary School, 1 Child (Yearly)

$141 GMD 10.4K

$15.5K £11.5K

-99.09%

Jeans (Levis 501 Or Similar)

$57.1 GMD 4,215

$83.0 £61.7

-31.22%

Summer Dress (H&M, Zara, etc)

$44.79 GMD 3,308

$40.34 £29.99

11.03%

Sport Shoes (Adidas, Nike)

$101 GMD 7,468

$96.2 £71.5

5.14%

Men's Leather Business Shoes

$85.6 GMD 6,318

$119 £88.8

-28.40%

1-bedroom Apartment, City Center (Monthly)

$103 GMD 7,588

$1,245 £926

-91.75%

1-bedroom Apartment, Outside City Center (Monthly)

$53.2 GMD 3,929

$1,002 £745

-94.69%

3-bedroom Apartment, City Center (Monthly)

$226 GMD 16.7K

$2,024 £1,505

-88.81%

3-bedroom Apartment, Outside City Center (Monthly)

$139 GMD 10.3K

$1,693 £1,259

-91.78%

Buy Apartment in City Center (m2)

$1,445 GMD 106.7K

Buy Apartment Outside City Center (m2)

$1,141 GMD 84.3K

Average Monthly Net Salary (After Tax)

$58.5 GMD 4,318

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

5.9

71.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: June 6, 2026

Last update for Kirkcaldy: June 6, 2026

Cost Breakdown

A central one-bedroom costs $103 in Banjul versus $1,245 in Kirkcaldy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64.0 in Banjul versus $83.0 in Kirkcaldy. Monthly groceries follow the same trend: $152 vs $246 – making Banjul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjul vs Kirkcaldy: Cost of Living - Frequently Asked Questions

Yes – Kirkcaldy is pricier by about 255%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $928 per month in Banjul and $3,297 in Kirkcaldy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $619 in Banjul and $2,198 in Kirkcaldy. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1251% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $619, than in Kirkcaldy at $2,198. In Banjul it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkcaldy makes more sense. Both are solid long-term options with distinct trade-offs.