Cost of Living Comparison Between Banjul and Phuket Cost of Living Comparison Between Banjul and Phuket

Monthly Cost of Living

A single person spends $666 per month in Banjul vs $1,253 in Phuket, rent included.

A couple spends around $1,180 per month in Banjul vs $2,043 in Phuket, rent included.

A family of three spends $1,693 per month in Banjul vs $2,833 in Phuket, rent included.

Banjul is about 47% cheaper than Phuket, driven mainly by Groceries & Markets.

Both Banjul and Phuket are more affordable than the global median – Banjul 52% lower, Phuket 9% lower.

Currency
🍽 Eating Out
Banjul
Phuket
Difference
Meal at Budget Restaurant
$7.72 GMD 568
$4.56 ฿150
69.30%
Three-Course Dinner for Two, Mid-Range
$77.6 GMD 5,704
$32.62 ฿1,073
137.92%
Fast Food Meal (McDonalds, etc)
$8.20 GMD 603
$8.90 ฿293
-7.87%
Cappuccino
$3.88 GMD 285
$2.80 ฿92.3
38.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.80 GMD 206
$0.88 ฿28.96
218.18%
Water (0.33 liter bottle)
$1.60 GMD 117
$0.49 ฿16.09
226.53%
Local Beer (0.5 liter draught)
$5.83 GMD 428
$2.39 ฿78.6
143.93%
Imported Beer (0.33 liter bottle)
$4.63 GMD 340
$3.71 ฿122
24.80%
🛒 Groceries & Markets
Banjul
Phuket
Difference
Milk (1 liter)
$1.32 GMD 97.0
$1.79 ฿58.8
-26.26%
White Bread (500g)
$0.62 GMD 45.40
$1.44 ฿47.43
-56.94%
Rice (white) (1kg)
$1.30 GMD 95.8
$1.58 ฿52.1
-17.72%
Eggs
$1.99 GMD 146
$2.13 ฿70.0
-6.57%
Local Cheese (1kg)
$6.06 GMD 445
$19.92 ฿655
-69.58%
Chicken Fillets (1kg)
$2.65 GMD 194
$3.43 ฿113
-22.74%
Beef Round Steak (1kg)
$5.44 GMD 400
$11.33 ฿373
-51.99%
Apples (1kg)
$1.98 GMD 145
$2.95 ฿97.0
-32.88%
Banana (1kg)
$1.27 GMD 93.1
$1.72 ฿56.6
-26.16%
Oranges (1kg)
$1.75 GMD 129
$2.32 ฿76.5
-24.57%
Tomato (1kg)
$1.33 GMD 97.9
$2.08 ฿68.5
-36.06%
Potato (1kg)
$0.87 GMD 64.3
$1.47 ฿48.37
-40.82%
Onion (1kg)
$1.00 GMD 73.8
$1.36 ฿44.68
-26.47%
Lettuce (1 head)
$0.23 GMD 16.89
$1.10 ฿36.15
-79.09%
Water (1.5 liter bottle)
$0.61 GMD 45.07
$0.57 ฿18.90
7.02%
Cigarettes 20 Pack (Marlboro, Camel)
$1.71 GMD 126
$4.27 ฿140
-59.95%
Wine (Bottle)
$6.27 GMD 461
$18.42 ฿606
-65.96%
Local Beer (0.5 liter bottle)
$1.50 GMD 110
$1.87 ฿61.6
-19.79%
Imported Beer (0.33 liter bottle)
$1.75 GMD 129
$2.92 ฿96.1
-40.07%
🚌 Getting Around
Banjul
Phuket
Difference
One-way Ticket (Public Transport)
$0.22 GMD 15.84
$2.22 ฿73.0
-90.09%
Public Transport Monthly Pass (Regular Price)
$6.40 GMD 471
$22.90 ฿753
-72.05%
Taxi Start (Normal Tariff)
-
$3.03 ฿99.7
-
Taxi (Normal Tariff) (1km)
$0.70 GMD 51.3
$1.07 ฿35.34
-34.58%
Taxi 1hour Waiting (Normal Tariff)
$4.01 GMD 295
$3.93 ฿129
2.04%
Gasoline (1 liter)
$1.03 GMD 75.6
$1.49 ฿49.09
-30.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$2,677 GMD 196.7K
$27.1K ฿892.5K
-90.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$3,223 GMD 236.9K
$27.5K ฿903.2K
-88.26%
🧾 Monthly Utilities & Internet
Banjul
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$30.50 GMD 2,242
$103 ฿3,382
-70.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.30 GMD 1,051
$10.99 ฿362
30.12%
Internet (50+ Mbps, Unlimited Data)
$44.33 GMD 3,258
$17.51 ฿576
153.17%
🎉 Sport & Entertainment
Banjul
Phuket
Difference
Gym Membership (Monthly)
$23.22 GMD 1,707
$53.5 ฿1,761
-56.62%
Tennis Court (1 Hour on Weekend)
$13.70 GMD 1,007
$11.20 ฿368
22.32%
Cinema Ticket
$3.47 GMD 255
$7.48 ฿246
-53.61%
🧸 Childcare & Education
Banjul
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$6.93 GMD 509
$557 ฿18.3K
-98.76%
International Primary School, 1 Child (Yearly)
$137 GMD 10.1K
$11.9K ฿390.0K
-98.85%
👕👟 Clothing & Footwear
Banjul
Phuket
Difference
Jeans (Levis 501 Or Similar)
$56.2 GMD 4,128
$64.1 ฿2,108
-12.33%
Summer Dress (H&M, Zara, etc)
$44.12 GMD 3,243
$29.07 ฿957
51.77%
Sport Shoes (Adidas, Nike)
$99.1 GMD 7,283
$96.0 ฿3,157
3.26%
Men's Leather Business Shoes
$88.5 GMD 6,507
$90.3 ฿2,972
-2.00%
🏠 Accommodation & Living
Banjul
Phuket
Difference
1-bedroom Apartment, City Center (Monthly)
$103 GMD 7,558
$730 ฿24.0K
-85.92%
1-bedroom Apartment, Outside City Center (Monthly)
$82.5 GMD 6,066
$500 ฿16.4K
-83.49%
3-bedroom Apartment, City Center (Monthly)
$215 GMD 15.8K
$2,090 ฿68.8K
-89.71%
3-bedroom Apartment, Outside City Center (Monthly)
$137 GMD 10.1K
$1,209 ฿39.8K
-88.64%
Buy Apartment in City Center (m2)
$1,430 GMD 105.1K
$3,596 ฿118.3K
-60.24%
Buy Apartment Outside City Center (m2)
$1,131 GMD 83.1K
$2,512 ฿82.7K
-54.98%
💵 Salaries & Financials
Banjul
Phuket
Difference
Average Monthly Net Salary (After Tax)
$61.5 GMD 4,522
$503 ฿16.6K
-87.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
15
5.57
169.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: August 31, 2026

Last update for Phuket: August 31, 2026

Cost Breakdown

A central one-bedroom costs $103 in Banjul versus $730 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 718% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Banjul versus $33.00 in Phuket. Groceries tell a different story – $148 in Banjul vs $273 in Phuket – so Banjul wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banjul vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Banjul?
Yes – Phuket is pricier by about 88%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $999 per month in Banjul and $1,880 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Banjul and in Phuket?
Monthly expenses with rent come to $666 in Banjul and $1,253 in Phuket. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 258% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Banjul or in Phuket?
A $1,500 monthly budget goes further in Banjul, where all-in costs run around $666, than in Phuket at $1,253. In Banjul it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Banjul or Phuket more family-friendly?
Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Banjul or Phuket?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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