Cost of Living Comparison Between Phuket and Banjul Cost of Living Comparison Between Phuket and Banjul

Monthly Cost of Living

A single person spends $1,265 per month in Phuket vs $598 in Banjul, rent included.

A couple spends around $2,297 per month in Phuket vs $1,089 in Banjul, rent included.

A family of three spends $3,329 per month in Phuket vs $1,580 in Banjul, rent included.

Phuket costs about 111% more than Banjul, driven mainly by Groceries & Markets.

Both Phuket and Banjul are more affordable than the global median – Phuket 6% lower, Banjul 55% lower.

Currency
🍽 Eating Out
Phuket
Banjul
Difference
Meal at Budget Restaurant
$4.70 ฿153
$5.29 GMD 391
-11.15%
Three-Course Dinner for Two, Mid-Range
$45.37 ฿1,482
$63.9 GMD 4,720
-28.97%
Fast Food Meal (McDonalds, etc)
$8.43 ฿275
$6.83 GMD 505
23.43%
Cappuccino
$2.93 ฿95.6
$2.55 GMD 188
14.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.69 ฿22.40
$2.24 GMD 165
-69.20%
Water (0.33 liter bottle)
$0.37 ฿11.99
$1.31 GMD 97.1
-71.76%
Local Beer (0.5 liter draught)
$2.41 ฿78.6
$3.90 GMD 288
-38.21%
Imported Beer (0.33 liter bottle)
$3.72 ฿122
$4.20 GMD 311
-11.43%
🛒 Groceries & Markets
Phuket
Banjul
Difference
Milk (1 liter)
$2.23 ฿72.9
$1.44 GMD 106
54.86%
White Bread (500g)
$1.83 ฿59.8
$0.53 GMD 39.20
245.28%
Rice (white) (1kg)
$2.17 ฿70.8
$1.36 GMD 101
59.56%
Eggs
$2.21 ฿72.3
$1.98 GMD 146
11.62%
Local Cheese (1kg)
$19.74 ฿645
$6.49 GMD 480
204.16%
Chicken Fillets (1kg)
$3.63 ฿119
$2.88 GMD 213
26.04%
Beef Round Steak (1kg)
$13.53 ฿442
$5.88 GMD 434
130.10%
Apples (1kg)
$3.28 ฿107
$2.10 GMD 156
56.19%
Banana (1kg)
$1.61 ฿52.6
$1.27 GMD 93.7
26.77%
Oranges (1kg)
$2.41 ฿78.6
$1.83 GMD 136
31.69%
Tomato (1kg)
$2.08 ฿68.1
$1.39 GMD 102
49.64%
Potato (1kg)
$1.53 ฿49.93
$0.98 GMD 72.5
56.12%
Onion (1kg)
$1.48 ฿48.36
$0.99 GMD 73.2
49.49%
Lettuce (1 head)
$0.99 ฿32.29
$0.26 GMD 19.37
280.77%
Water (1.5 liter bottle)
$0.51 ฿16.67
$0.43 GMD 31.79
18.60%
Cigarettes 20 Pack (Marlboro, Camel)
$4.41 ฿144
$1.76 GMD 130
150.57%
Wine (Bottle)
$19.38 ฿633
$6.61 GMD 489
193.19%
Local Beer (0.5 liter bottle)
$1.78 ฿58.1
$1.58 GMD 117
12.66%
Imported Beer (0.33 liter bottle)
$2.71 ฿88.6
$1.75 GMD 129
54.86%
🚌 Getting Around
Phuket
Banjul
Difference
One-way Ticket (Public Transport)
$1.37 ฿44.79
$0.20 GMD 14.75
585.00%
Public Transport Monthly Pass (Regular Price)
$11.39 ฿372
$6.57 GMD 486
73.36%
Taxi Start (Normal Tariff)
$3.02 ฿98.6
$0.37 GMD 27.14
716.22%
Taxi (Normal Tariff) (1km)
$0.99 ฿32.48
$0.71 GMD 52.5
39.44%
Taxi 1hour Waiting (Normal Tariff)
$14.10 ฿461
$4.14 GMD 306
240.58%
Gasoline (1 liter)
$1.36 ฿44.51
$1.13 GMD 83.3
20.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K ฿921.1K
$2,773 GMD 204.9K
917.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K ฿1.1M
$3,401 GMD 251.3K
867.54%
🧾 Monthly Utilities & Internet
Phuket
Banjul
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 ฿3,975
$32.45 GMD 2,398
275.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.57 ฿443
$14.82 GMD 1,095
-8.43%
Internet (50+ Mbps, Unlimited Data)
$18.31 ฿598
$48.22 GMD 3,563
-62.03%
🎉 Sport & Entertainment
Phuket
Banjul
Difference
Gym Membership (Monthly)
$60.2 ฿1,967
$25.25 GMD 1,866
138.50%
Tennis Court (1 Hour on Weekend)
$17.14 ฿560
$14.33 GMD 1,059
19.61%
Cinema Ticket
$8.69 ฿284
$3.58 GMD 264
142.74%
🧸 Childcare & Education
Phuket
Banjul
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$693 ฿22.6K
$7.04 GMD 520
9749.86%
International Primary School, 1 Child (Yearly)
$15.7K ฿512.3K
$139 GMD 10.3K
11169.66%
👕👟 Clothing & Footwear
Phuket
Banjul
Difference
Jeans (Levis 501 Or Similar)
$59.5 ฿1,944
$55.7 GMD 4,116
6.88%
Summer Dress (H&M, Zara, etc)
$34.77 ฿1,136
$44.94 GMD 3,321
-22.63%
Sport Shoes (Adidas, Nike)
$115 ฿3,743
$97.8 GMD 7,229
17.15%
Men's Leather Business Shoes
$83.3 ฿2,720
$86.8 GMD 6,414
-4.03%
🏠 Accommodation & Living
Phuket
Banjul
Difference
1-bedroom Apartment, City Center (Monthly)
$613 ฿20.0K
$103 GMD 7,644
492.86%
1-bedroom Apartment, Outside City Center (Monthly)
$437 ฿14.3K
$52.8 GMD 3,905
727.12%
3-bedroom Apartment, City Center (Monthly)
$2,094 ฿68.4K
$226 GMD 16.7K
826.90%
3-bedroom Apartment, Outside City Center (Monthly)
$1,509 ฿49.3K
$144 GMD 10.6K
949.24%
Buy Apartment in City Center (m2)
$3,749 ฿122.5K
$1,461 GMD 108.0K
156.60%
Buy Apartment Outside City Center (m2)
$2,616 ฿85.4K
$1,121 GMD 82.8K
133.35%
💵 Salaries & Financials
Phuket
Banjul
Difference
Average Monthly Net Salary (After Tax)
$508 ฿16.6K
$60.5 GMD 4,468
740.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
10.12
-47.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 2, 2026

Last update for Banjul: June 1, 2026

Cost Breakdown

A central one-bedroom costs $613 in Phuket versus $103 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 740% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Phuket versus $64.0 in Banjul. Groceries tell a different story – $293 in Phuket vs $153 in Banjul – so Banjul wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Banjul: Cost of Living - Frequently Asked Questions
Is Banjul cheaper than Phuket?
Yes – Phuket is pricier by about 111%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,898 per month in Phuket and $898 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Phuket vs Banjul?
Monthly expenses with rent come to $1,265 in Phuket and $598 in Banjul. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 73% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for Phuket or Banjul?
A $1,500 monthly budget goes further in Banjul, where all-in costs run around $598, than in Phuket at $1,265. In Banjul it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Phuket or Banjul more family-friendly?
Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Phuket or Banjul?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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