Cost of Living Comparison Between Phuket and BanjulCost of Living Comparison Between Phuket and Banjul
Monthly Cost of Living
😐A single person spends $1,253 per month in Phuket vs $666 in Banjul, rent included.
😐A couple spends around $2,043 per month in Phuket vs $1,180 in Banjul, rent included.
😐A family of three spends $2,833 per month in Phuket vs $1,693 in Banjul, rent included.
😐Phuket costs about 88% more than Banjul, driven mainly by Groceries & Markets.
📊Both Phuket and Banjul are more affordable than the global median – Phuket9% lower, Banjul52% lower.
Currency
🍽 Eating Out
Phuket
Banjul
Difference
Meal at Budget Restaurant
$4.56฿150
$7.72GMD 568
-40.93%
Three-Course Dinner for Two, Mid-Range
$32.62฿1,073
$77.6GMD 5,704
-57.97%
Fast Food Meal(McDonalds, etc)
$8.90฿293
$8.20GMD 603
8.54%
Cappuccino
$2.80฿92.3
$3.88GMD 285
-27.84%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.88฿28.96
$2.80GMD 206
-68.57%
Water(0.33 liter bottle)
$0.49฿16.09
$1.60GMD 117
-69.38%
Local Beer(0.5 liter draught)
$2.39฿78.6
$5.83GMD 428
-59.01%
Imported Beer(0.33 liter bottle)
$3.71฿122
$4.63GMD 340
-19.87%
🛒 Groceries & Markets
Phuket
Banjul
Difference
Milk(1 liter)
$1.79฿58.8
$1.32GMD 97.0
35.61%
White Bread(500g)
$1.44฿47.43
$0.62GMD 45.40
132.26%
Rice(white)(1kg)
$1.58฿52.1
$1.30GMD 95.8
21.54%
Eggs
$2.13฿70.0
$1.99GMD 146
7.04%
Local Cheese(1kg)
$19.92฿655
$6.06GMD 445
228.71%
Chicken Fillets(1kg)
$3.43฿113
$2.65GMD 194
29.43%
Beef Round Steak(1kg)
$11.33฿373
$5.44GMD 400
108.27%
Apples(1kg)
$2.95฿97.0
$1.98GMD 145
48.99%
Banana(1kg)
$1.72฿56.6
$1.27GMD 93.1
35.43%
Oranges(1kg)
$2.32฿76.5
$1.75GMD 129
32.57%
Tomato(1kg)
$2.08฿68.5
$1.33GMD 97.9
56.39%
Potato(1kg)
$1.47฿48.37
$0.87GMD 64.3
68.97%
Onion(1kg)
$1.36฿44.68
$1.00GMD 73.8
36.00%
Lettuce(1 head)
$1.10฿36.15
$0.23GMD 16.89
378.26%
Water(1.5 liter bottle)
$0.57฿18.90
$0.61GMD 45.07
-6.56%
Cigarettes 20 Pack(Marlboro, Camel)
$4.27฿140
$1.71GMD 126
149.71%
Wine(Bottle)
$18.42฿606
$6.27GMD 461
193.78%
Local Beer(0.5 liter bottle)
$1.87฿61.6
$1.50GMD 110
24.67%
Imported Beer(0.33 liter bottle)
$2.92฿96.1
$1.75GMD 129
66.86%
🚌 Getting Around
Phuket
Banjul
Difference
One-way Ticket(Public Transport)
$2.22฿73.0
$0.22GMD 15.84
909.09%
Public Transport Monthly Pass(Regular Price)
$22.90฿753
$6.40GMD 471
257.81%
Taxi Start(Normal Tariff)
$3.03฿99.7
-
-
Taxi(Normal Tariff)(1km)
$1.07฿35.34
$0.70GMD 51.3
52.86%
Taxi 1hour Waiting(Normal Tariff)
$3.93฿129
$4.01GMD 295
-2.00%
Gasoline(1 liter)
$1.49฿49.09
$1.03GMD 75.6
44.66%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K฿892.5K
$2,677GMD 196.7K
913.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5K฿903.2K
$3,223GMD 236.9K
751.65%
🧾 Monthly Utilities & Internet
Phuket
Banjul
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$103฿3,382
$30.50GMD 2,242
237.05%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.99฿362
$14.30GMD 1,051
-23.15%
Internet(50+ Mbps, Unlimited Data)
$17.51฿576
$44.33GMD 3,258
-60.50%
🎉 Sport & Entertainment
Phuket
Banjul
Difference
Gym Membership(Monthly)
$53.5฿1,761
$23.22GMD 1,707
130.53%
Tennis Court(1 Hour on Weekend)
$11.20฿368
$13.70GMD 1,007
-18.25%
Cinema Ticket
$7.48฿246
$3.47GMD 255
115.56%
🧸 Childcare & Education
Phuket
Banjul
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$557฿18.3K
$6.93GMD 509
7937.09%
International Primary School, 1 Child(Yearly)
$11.9K฿390.0K
$137GMD 10.1K
8564.52%
👕👟 Clothing & Footwear
Phuket
Banjul
Difference
Jeans(Levis 501 Or Similar)
$64.1฿2,108
$56.2GMD 4,128
14.06%
Summer Dress(H&M, Zara, etc)
$29.07฿957
$44.12GMD 3,243
-34.11%
Sport Shoes(Adidas, Nike)
$96.0฿3,157
$99.1GMD 7,283
-3.16%
Men's Leather Business Shoes
$90.3฿2,972
$88.5GMD 6,507
2.04%
🏠 Accommodation & Living
Phuket
Banjul
Difference
1-bedroom Apartment, City Center(Monthly)
$730฿24.0K
$103GMD 7,558
610.12%
1-bedroom Apartment, Outside City Center(Monthly)
$500฿16.4K
$82.5GMD 6,066
505.65%
3-bedroom Apartment, City Center(Monthly)
$2,090฿68.8K
$215GMD 15.8K
872.18%
3-bedroom Apartment, Outside City Center(Monthly)
$1,209฿39.8K
$137GMD 10.1K
779.95%
Buy Apartment in City Center(m2)
$3,596฿118.3K
$1,430GMD 105.1K
151.52%
Buy Apartment Outside City Center(m2)
$2,512฿82.7K
$1,131GMD 83.1K
122.11%
💵 Salaries & Financials
Phuket
Banjul
Difference
Average Monthly Net Salary(After Tax)
$503฿16.6K
$61.5GMD 4,522
718.22%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
15
-62.87%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: August 31, 2026
Last update for Banjul: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $730 in Phuket versus $103 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 718% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $33.00 in Phuket versus $78.0 in Banjul. Groceries tell a different story – $273 in Phuket vs $148 in Banjul – so Banjul wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Banjul: Cost of Living - Frequently Asked Questions
Is Banjul cheaper than Phuket?
Yes – Phuket is pricier by about 88%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,880 per month in Phuket and $999 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Phuket and in Banjul?
Monthly expenses with rent come to $1,253 in Phuket and $666 in Banjul. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 258% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Phuket or in Banjul?
A $1,500 monthly budget goes further in Banjul, where all-in costs run around $666, than in Phuket at $1,253. In Banjul it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Phuket or Banjul more family-friendly?
Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Phuket or Banjul?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.