Cost of Living Comparison Between Phuket and BanjulCost of Living Comparison Between Phuket and Banjul
Monthly Cost of Living
😐A single person spends $1,250 per month in Phuket vs $611 in Banjul, rent included.
😐A couple spends around $2,284 per month in Phuket vs $1,093 in Banjul, rent included.
😐A family of three spends $3,317 per month in Phuket vs $1,576 in Banjul, rent included.
😐Phuket costs about 105% more than Banjul, driven mainly by Groceries & Markets.
📊Both Phuket and Banjul are more affordable than the global median – Phuket6% lower, Banjul54% lower.
Currency
🍽 Eating Out
Phuket
Banjul
Difference
Meal at Budget Restaurant
$4.55฿153
$5.56GMD 413
-18.17%
Three-Course Dinner for Two, Mid-Range
$46.18฿1,553
$64.6GMD 4,799
-28.49%
Fast Food Meal(McDonalds, etc)
$8.84฿297
$6.81GMD 506
29.81%
Cappuccino
$3.06฿103
$2.52GMD 187
21.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.73฿24.40
$2.16GMD 161
-66.20%
Water(0.33 liter bottle)
$0.40฿13.39
$1.35GMD 100
-70.37%
Local Beer(0.5 liter draught)
$2.43฿81.8
$4.09GMD 304
-40.59%
Imported Beer(0.33 liter bottle)
$3.78฿127
$4.23GMD 315
-10.64%
🛒 Groceries & Markets
Phuket
Banjul
Difference
Milk(1 liter)
$2.26฿76.0
$1.40GMD 104
61.43%
White Bread(500g)
$1.81฿60.9
$0.53GMD 39.64
241.51%
Rice(white)(1kg)
$2.25฿75.8
$1.41GMD 104
59.57%
Eggs
$2.25฿75.5
$2.07GMD 154
8.70%
Local Cheese(1kg)
$19.51฿656
$6.19GMD 460
215.19%
Chicken Fillets(1kg)
$3.65฿123
$2.91GMD 217
25.43%
Beef Round Steak(1kg)
$13.05฿439
$5.93GMD 441
120.07%
Apples(1kg)
$3.23฿109
$2.12GMD 157
52.36%
Banana(1kg)
$1.62฿54.4
$1.27GMD 94.3
27.56%
Oranges(1kg)
$2.38฿80.1
$1.88GMD 140
26.60%
Tomato(1kg)
$2.03฿68.1
$1.46GMD 109
39.04%
Potato(1kg)
$1.53฿51.6
$0.92GMD 68.4
66.30%
Onion(1kg)
$1.50฿50.5
$1.00GMD 74.0
50.00%
Lettuce(1 head)
$0.98฿32.91
$0.24GMD 17.72
308.33%
Water(1.5 liter bottle)
$0.52฿17.39
$0.40GMD 29.67
30.00%
Cigarettes 20 Pack(Marlboro, Camel)
$4.44฿149
$1.78GMD 132
149.44%
Wine(Bottle)
$18.32฿616
$6.36GMD 472
188.05%
Local Beer(0.5 liter bottle)
$1.86฿62.7
$1.58GMD 118
17.72%
Imported Beer(0.33 liter bottle)
$2.68฿90.1
$1.72GMD 128
55.81%
🚌 Getting Around
Phuket
Banjul
Difference
One-way Ticket(Public Transport)
$1.41฿47.46
$0.22GMD 16.36
540.91%
Public Transport Monthly Pass(Regular Price)
$11.70฿393
$6.71GMD 498
74.37%
Taxi Start(Normal Tariff)
$3.11฿105
$0.36GMD 26.75
763.89%
Taxi(Normal Tariff)(1km)
$1.04฿35.06
$0.68GMD 50.3
52.94%
Taxi 1hour Waiting(Normal Tariff)
$14.11฿474
$4.14GMD 308
240.82%
Gasoline(1 liter)
$1.31฿44.10
$1.14GMD 84.7
14.91%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K฿935.4K
$2,717GMD 201.9K
923.59%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.2K฿1.1M
$3,409GMD 253.3K
874.38%
🧾 Monthly Utilities & Internet
Phuket
Banjul
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$122฿4,118
$32.46GMD 2,411
277.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.59฿457
$15.13GMD 1,124
-10.18%
Internet(50+ Mbps, Unlimited Data)
$18.70฿629
$47.78GMD 3,550
-60.86%
🎉 Sport & Entertainment
Phuket
Banjul
Difference
Gym Membership(Monthly)
$60.5฿2,034
$24.52GMD 1,822
146.70%
Tennis Court(1 Hour on Weekend)
$16.98฿571
$14.10GMD 1,048
20.43%
Cinema Ticket
$9.07฿305
$3.65GMD 271
148.49%
🧸 Childcare & Education
Phuket
Banjul
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$706฿23.8K
$6.91GMD 513
10122.72%
International Primary School, 1 Child(Yearly)
$15.8K฿531.5K
$140GMD 10.4K
11201.50%
👕👟 Clothing & Footwear
Phuket
Banjul
Difference
Jeans(Levis 501 Or Similar)
$58.6฿1,969
$55.6GMD 4,127
5.40%
Summer Dress(H&M, Zara, etc)
$35.36฿1,189
$45.17GMD 3,356
-21.72%
Sport Shoes(Adidas, Nike)
$115฿3,883
$99.5GMD 7,396
15.99%
Men's Leather Business Shoes
$83.7฿2,816
$85.8GMD 6,372
-2.37%
🏠 Accommodation & Living
Phuket
Banjul
Difference
1-bedroom Apartment, City Center(Monthly)
$626฿21.0K
$103GMD 7,622
509.84%
1-bedroom Apartment, Outside City Center(Monthly)
$445฿15.0K
$54.3GMD 4,033
720.06%
3-bedroom Apartment, City Center(Monthly)
$2,040฿68.6K
$231GMD 17.1K
784.74%
3-bedroom Apartment, Outside City Center(Monthly)
$1,492฿50.2K
$142GMD 10.6K
950.27%
Buy Apartment in City Center(m2)
$3,483฿117.1K
$1,436GMD 106.7K
142.51%
Buy Apartment Outside City Center(m2)
$2,577฿86.7K
$1,152GMD 85.6K
123.60%
💵 Salaries & Financials
Phuket
Banjul
Difference
Average Monthly Net Salary(After Tax)
$500฿16.8K
$61.4GMD 4,563
713.96%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
10.12
-47.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: July 12, 2026
Last update for Banjul: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $626 in Phuket versus $103 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 714% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $46.00 in Phuket versus $65.0 in Banjul. Groceries tell a different story – $289 in Phuket vs $152 in Banjul – so Banjul wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Banjul: Cost of Living - Frequently Asked Questions
Is Banjul cheaper than Phuket?
Yes – Phuket is pricier by about 105%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,875 per month in Phuket and $916 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Phuket and in Banjul?
Monthly expenses with rent come to $1,250 in Phuket and $611 in Banjul. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 74% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Phuket or in Banjul?
A $1,500 monthly budget goes further in Banjul, where all-in costs run around $611, than in Phuket at $1,250. In Banjul it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Phuket or Banjul more family-friendly?
Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Phuket or Banjul?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.