Cost of Living Comparison Between Kirkcaldy and Banjul Cost of Living Comparison Between Kirkcaldy and Banjul

Monthly Cost of Living

A single person spends $2,240 per month in Kirkcaldy vs $616 in Banjul, rent included.

A couple spends around $3,273 per month in Kirkcaldy vs $1,109 in Banjul, rent included.

A family of three spends $4,307 per month in Kirkcaldy vs $1,603 in Banjul, rent included.

Kirkcaldy costs about 264% more than Banjul, driven mainly by Eating Out.

Kirkcaldy sits 68% above the global median, while Banjul is 54% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$21.54 £15.97

$5.33 GMD 397

304.13%

Three-Course Dinner for Two, Mid-Range

$81.5 £60.4

$64.0 GMD 4,761

27.39%

Fast Food Meal (McDonalds, etc)

$10.15 £7.52

$6.83 GMD 508

48.61%

Cappuccino

$4.54 £3.36

$2.60 GMD 193

74.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 £1.50

$2.16 GMD 161

-6.02%

Water (0.33 liter bottle)

$1.52 £1.13

$1.36 GMD 101

11.76%

Local Beer (0.5 liter draught)

$6.14 £4.55

$3.88 GMD 288

58.25%

Imported Beer (0.33 liter bottle)

$6.93 £5.14

$4.25 GMD 316

63.06%

Milk (1 liter)

$1.37 £1.02

$1.38 GMD 103

-0.72%

White Bread (500g)

$1.32 £0.98

$0.53 GMD 39.37

149.06%

Rice (white) (1kg)

$1.87 £1.39

$1.36 GMD 102

37.50%

Eggs

$4.19 £3.11

$1.98 GMD 147

111.62%

Local Cheese (1kg)

$8.53 £6.32

$6.39 GMD 476

33.49%

Chicken Fillets (1kg)

$5.34 £3.96

$2.78 GMD 207

92.09%

Beef Round Steak (1kg)

$13.67 £10.13

$5.94 GMD 442

130.13%

Apples (1kg)

$2.75 £2.04

$2.09 GMD 156

31.58%

Banana (1kg)

$1.26 £0.93

$1.27 GMD 94.3

-0.79%

Oranges (1kg)

$2.76 £2.05

$1.91 GMD 142

44.50%

Tomato (1kg)

$4.14 £3.06

$1.46 GMD 108

183.56%

Potato (1kg)

$1.10 £0.82

$0.92 GMD 68.3

19.57%

Onion (1kg)

$1.40 £1.04

$1.04 GMD 77.3

34.62%

Lettuce (1 head)

$0.80 £0.59

$0.24 GMD 17.81

233.33%

Water (1.5 liter bottle)

$0.81 £0.60

$0.39 GMD 29.08

107.69%

Cigarettes 20 Pack (Marlboro, Camel)

$16.58 £12.29

$1.74 GMD 130

852.87%

Wine (Bottle)

$6.67 £4.95

$6.31 GMD 470

5.71%

Local Beer (0.5 liter bottle)

$2.16 £1.60

$1.50 GMD 111

44.00%

Imported Beer (0.33 liter bottle)

$2.27 £1.68

$1.80 GMD 134

26.11%

One-way Ticket (Public Transport)

$3.31 £2.45

$0.20 GMD 14.87

1555.00%

Public Transport Monthly Pass (Regular Price)

$88.0 £65.2

$6.64 GMD 494

1225.30%

Taxi Start (Normal Tariff)

$4.77 £3.54

$0.36 GMD 26.85

1225.00%

Taxi (Normal Tariff) (1km)

$1.41 £1.05

$0.73 GMD 54.3

93.15%

Taxi 1hour Waiting (Normal Tariff)

$34.35 £25.46

$4.23 GMD 315

712.06%

Gasoline (1 liter)

$1.88 £1.39

$1.09 GMD 81.1

72.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K £29.0K

$2,797 GMD 208.1K

1297.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K £30.9K

$3,393 GMD 252.4K

1128.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 £186

$31.94 GMD 2,377

685.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.89 £17.70

$15.00 GMD 1,116

59.27%

Internet (50+ Mbps, Unlimited Data)

$46.18 £34.23

$48.09 GMD 3,578

-3.97%

Gym Membership (Monthly)

$46.44 £34.42

$24.39 GMD 1,815

90.41%

Tennis Court (1 Hour on Weekend)

$14.22 GMD 1,058

Cinema Ticket

$8.60 £6.37

$3.50 GMD 261

145.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,879 £1,392

$6.97 GMD 519

26852.94%

International Primary School, 1 Child (Yearly)

$15.0K £11.1K

$140 GMD 10.4K

10614.46%

Jeans (Levis 501 Or Similar)

$82.8 £61.3

$56.8 GMD 4,228

45.61%

Summer Dress (H&M, Zara, etc)

$41.14 £30.49

$44.05 GMD 3,278

-6.61%

Sport Shoes (Adidas, Nike)

$96.2 £71.3

$100 GMD 7,447

-3.95%

Men's Leather Business Shoes

$119 £87.9

$88.6 GMD 6,590

33.84%

1-bedroom Apartment, City Center (Monthly)

$1,211 £897

$102 GMD 7,558

1091.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 £746

$54.1 GMD 4,021

1761.28%

3-bedroom Apartment, City Center (Monthly)

$2,044 £1,515

$229 GMD 17.0K

794.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,694 £1,255

$144 GMD 10.7K

1077.12%

Buy Apartment in City Center (m2)

$1,459 GMD 108.5K

Buy Apartment Outside City Center (m2)

$1,125 GMD 83.7K

Average Monthly Net Salary (After Tax)

$62.0 GMD 4,613

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

10.12

-41.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkcaldy: July 26, 2026

Last update for Banjul: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,211 in Kirkcaldy versus $102 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $82.0 in Kirkcaldy versus $64.0 in Banjul. Monthly groceries follow the same trend: $245 vs $151 – making Banjul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkcaldy vs Banjul: Cost of Living - Frequently Asked Questions

Yes – Kirkcaldy is pricier by about 264%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,360 per month in Kirkcaldy and $924 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,240 in Kirkcaldy and $616 in Banjul. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1225% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $616, than in Kirkcaldy at $2,240. In Banjul it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkcaldy makes more sense. Both are solid long-term options with distinct trade-offs.