Cost of Living Comparison Between Kirkcaldy and Banjul Cost of Living Comparison Between Kirkcaldy and Banjul

Monthly Cost of Living

A single person spends $2,245 per month in Kirkcaldy vs $606 in Banjul, rent included.

A couple spends around $3,288 per month in Kirkcaldy vs $1,095 in Banjul, rent included.

A family of three spends $4,331 per month in Kirkcaldy vs $1,583 in Banjul, rent included.

Kirkcaldy costs about 270% more than Banjul, driven mainly by Eating Out.

Kirkcaldy sits 68% above the global median, while Banjul is 55% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$21.82 £16.53

$5.37 GMD 396

306.33%

Three-Course Dinner for Two, Mid-Range

$82.8 £62.7

$65.8 GMD 4,861

25.72%

Fast Food Meal (McDonalds, etc)

$9.97 £7.55

$6.83 GMD 505

45.97%

Cappuccino

$4.73 £3.58

$2.47 GMD 182

91.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 £1.58

$2.22 GMD 164

-6.31%

Water (0.33 liter bottle)

$1.53 £1.16

$1.29 GMD 95.6

18.60%

Local Beer (0.5 liter draught)

$6.28 £4.75

$3.86 GMD 285

62.69%

Imported Beer (0.33 liter bottle)

$6.84 £5.18

$4.24 GMD 313

61.32%

Milk (1 liter)

$1.38 £1.05

$1.45 GMD 107

-4.83%

White Bread (500g)

$1.33 £1.01

$0.52 GMD 38.73

155.77%

Rice (white) (1kg)

$1.85 £1.40

$1.40 GMD 104

32.14%

Eggs

$4.02 £3.04

$2.00 GMD 147

101.00%

Local Cheese (1kg)

$8.97 £6.80

$6.22 GMD 459

44.21%

Chicken Fillets (1kg)

$5.37 £4.07

$2.82 GMD 208

90.43%

Beef Round Steak (1kg)

$13.62 £10.32

$5.83 GMD 430

133.62%

Apples (1kg)

$2.73 £2.07

$2.11 GMD 156

29.38%

Banana (1kg)

$1.30 £0.99

$1.33 GMD 97.9

-2.26%

Oranges (1kg)

$2.78 £2.11

$1.87 GMD 138

48.66%

Tomato (1kg)

$4.09 £3.10

$1.43 GMD 106

186.01%

Potato (1kg)

$1.16 £0.88

$0.98 GMD 72.0

18.37%

Onion (1kg)

$1.34 £1.02

$1.04 GMD 76.4

28.85%

Lettuce (1 head)

$0.85 £0.65

$0.24 GMD 17.55

254.17%

Water (1.5 liter bottle)

$0.78 £0.59

$0.43 GMD 31.72

81.40%

Cigarettes 20 Pack (Marlboro, Camel)

$16.49 £12.49

$1.73 GMD 128

853.18%

Wine (Bottle)

$6.88 £5.21

$6.65 GMD 491

3.46%

Local Beer (0.5 liter bottle)

$2.17 £1.65

$1.51 GMD 112

43.71%

Imported Beer (0.33 liter bottle)

$2.29 £1.73

$1.77 GMD 131

29.38%

One-way Ticket (Public Transport)

$3.39 £2.57

$0.20 GMD 14.76

1595.00%

Public Transport Monthly Pass (Regular Price)

$88.7 £67.2

$6.70 GMD 495

1223.43%

Taxi Start (Normal Tariff)

$4.78 £3.62

$0.34 GMD 24.80

1305.88%

Taxi (Normal Tariff) (1km)

$1.41 £1.07

$0.73 GMD 54.1

93.15%

Taxi 1hour Waiting (Normal Tariff)

$35.10 £26.58

$4.37 GMD 323

703.20%

Gasoline (1 liter)

$1.96 £1.49

$1.09 GMD 80.3

79.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £29.5K

$2,723 GMD 201.1K

1328.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K £31.8K

$3,395 GMD 250.7K

1135.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$258 £196

$32.06 GMD 2,367

705.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.30 £18.41

$14.84 GMD 1,096

63.75%

Internet (50+ Mbps, Unlimited Data)

$45.20 £34.24

$47.11 GMD 3,479

-4.05%

Gym Membership (Monthly)

$44.94 £34.04

$25.30 GMD 1,869

77.63%

Tennis Court (1 Hour on Weekend)

$13.90 GMD 1,027

Cinema Ticket

$8.72 £6.60

$3.45 GMD 255

152.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,841 £1,395

$7.02 GMD 518

26128.49%

International Primary School, 1 Child (Yearly)

$15.3K £11.6K

$143 GMD 10.5K

10653.41%

Jeans (Levis 501 Or Similar)

$82.8 £62.7

$56.8 GMD 4,193

45.83%

Summer Dress (H&M, Zara, etc)

$41.04 £31.09

$45.16 GMD 3,335

-9.12%

Sport Shoes (Adidas, Nike)

$93.7 £70.9

$98.7 GMD 7,291

-5.15%

Men's Leather Business Shoes

$118 £89.6

$85.6 GMD 6,321

38.19%

1-bedroom Apartment, City Center (Monthly)

$1,217 £922

$102 GMD 7,554

1089.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,004 £760

$54.0 GMD 3,986

1759.19%

3-bedroom Apartment, City Center (Monthly)

$2,066 £1,565

$225 GMD 16.6K

817.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,707 £1,293

$142 GMD 10.5K

1098.43%

Buy Apartment in City Center (m2)

$1,447 GMD 106.9K

Buy Apartment Outside City Center (m2)

$1,148 GMD 84.8K

Average Monthly Net Salary (After Tax)

$58.9 GMD 4,350

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

10.12

-41.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkcaldy: June 15, 2026

Last update for Banjul: June 15, 2026

Cost Breakdown

A central one-bedroom costs $1,217 in Kirkcaldy versus $102 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $83.0 in Kirkcaldy versus $66.0 in Banjul. Monthly groceries follow the same trend: $246 vs $152 – making Banjul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkcaldy vs Banjul: Cost of Living - Frequently Asked Questions

Yes – Kirkcaldy is pricier by about 270%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,367 per month in Kirkcaldy and $909 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,245 in Kirkcaldy and $606 in Banjul. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1223% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $606, than in Kirkcaldy at $2,245. In Banjul it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkcaldy makes more sense. Both are solid long-term options with distinct trade-offs.