Cost of Living Comparison Between Kirkcaldy and Banjul Cost of Living Comparison Between Kirkcaldy and Banjul

Monthly Cost of Living

A single person spends $1,129 per month in Kirkcaldy vs $670 in Banjul, rent included.

A couple spends around $1,819 per month in Kirkcaldy vs $1,191 in Banjul, rent included.

A family of three spends $2,509 per month in Kirkcaldy vs $1,712 in Banjul, rent included.

Kirkcaldy costs about 69% more than Banjul, driven mainly by Eating Out.

Both Kirkcaldy and Banjul are more affordable than the global median – Kirkcaldy 17% lower, Banjul 51% lower.

Meal at Budget Restaurant

$20.20 £15.10

$7.35 GMD 541

174.83%

Three-Course Dinner for Two, Mid-Range

$97.8 £73.1

$75.2 GMD 5,535

30.00%

Fast Food Meal (McDonalds, etc)

$10.83 £8.09

$7.96 GMD 586

36.06%

Cappuccino

$4.77 £3.57

$3.81 GMD 280

25.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 £1.98

$2.77 GMD 204

-4.33%

Water (0.33 liter bottle)

$1.96 £1.47

$1.60 GMD 118

22.50%

Local Beer (0.5 liter draught)

$6.86 £5.12

$5.64 GMD 415

21.63%

Imported Beer (0.33 liter bottle)

$7.18 £5.37

$4.73 GMD 348

51.80%

Milk (1 liter)

$1.36 £1.02

$1.39 GMD 102

-2.16%

White Bread (500g)

$1.84 £1.38

$0.60 GMD 44.52

206.67%

Rice (white) (1kg)

$1.95 £1.45

$1.30 GMD 96.0

50.00%

Eggs

$4.07 £3.04

$1.97 GMD 145

106.60%

Local Cheese (1kg)

$4.12 £3.08

$6.17 GMD 454

-33.23%

Chicken Fillets (1kg)

$8.89 £6.64

$2.64 GMD 194

236.74%

Beef Round Steak (1kg)

$13.59 £10.15

$5.66 GMD 416

140.11%

Apples (1kg)

$2.33 £1.74

$2.04 GMD 150

14.22%

Banana (1kg)

$1.35 £1.01

$1.27 GMD 93.6

6.30%

Oranges (1kg)

$2.74 £2.05

$1.85 GMD 136

48.11%

Tomato (1kg)

$2.72 £2.03

$1.31 GMD 96.5

107.63%

Potato (1kg)

$1.31 £0.98

$0.89 GMD 65.4

47.19%

Onion (1kg)

$1.52 £1.13

$1.00 GMD 73.4

52.00%

Lettuce (1 head)

$1.30 £0.97

$0.25 GMD 18.51

420.00%

Water (1.5 liter bottle)

$1.32 £0.99

$0.65 GMD 47.97

103.08%

Cigarettes 20 Pack (Marlboro, Camel)

$20.70 £15.47

$1.72 GMD 126

1103.49%

Wine (Bottle)

$6.84 £5.11

$6.25 GMD 460

9.44%

Local Beer (0.5 liter bottle)

$2.82 £2.10

$1.48 GMD 109

90.54%

Imported Beer (0.33 liter bottle)

$3.18 £2.38

$1.76 GMD 129

80.68%

One-way Ticket (Public Transport)

$0.17 GMD 12.61

Public Transport Monthly Pass (Regular Price)

$6.36 GMD 468

Taxi Start (Normal Tariff)

$3.96 £2.96

Taxi (Normal Tariff) (1km)

$2.39 £1.79

$0.66 GMD 48.68

262.12%

Taxi 1hour Waiting (Normal Tariff)

$23.86 £17.83

$4.03 GMD 296

492.06%

Gasoline (1 liter)

$2.04 £1.52

$1.03 GMD 75.8

98.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K £29.2K

$2,693 GMD 198.2K

1352.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K £31.1K

$3,225 GMD 237.4K

1189.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 £186

$30.84 GMD 2,270

707.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.49 £22.04

$13.94 GMD 1,026

111.55%

Internet (50+ Mbps, Unlimited Data)

$44.28 £33.09

$44.60 GMD 3,282

-0.72%

Gym Membership (Monthly)

$23.90 GMD 1,759

Tennis Court (1 Hour on Weekend)

$13.69 GMD 1,008

Cinema Ticket

$11.80 £8.82

$3.43 GMD 252

244.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,768 £1,321

$6.90 GMD 508

25524.06%

International Primary School, 1 Child (Yearly)

$23.2K £17.3K

$137 GMD 10.1K

16833.55%

Jeans (Levis 501 Or Similar)

$100 £74.8

$55.2 GMD 4,063

81.20%

Summer Dress (H&M, Zara, etc)

$48.49 £36.24

$45.00 GMD 3,312

7.76%

Sport Shoes (Adidas, Nike)

$107 £79.8

$98.4 GMD 7,243

8.45%

Men's Leather Business Shoes

$116 £87.1

$87.0 GMD 6,401

33.93%

1-bedroom Apartment, City Center (Monthly)

$815 £609

$104 GMD 7,623

686.36%

1-bedroom Apartment, Outside City Center (Monthly)

$81.8 GMD 6,021

3-bedroom Apartment, City Center (Monthly)

$1,060 £792

$219 GMD 16.1K

383.37%

3-bedroom Apartment, Outside City Center (Monthly)

$137 GMD 10.1K

Buy Apartment in City Center (m2)

$1,418 GMD 104.3K

Buy Apartment Outside City Center (m2)

$1,130 GMD 83.2K

Average Monthly Net Salary (After Tax)

$59.8 GMD 4,402

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

-65.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkcaldy: September 14, 2026

Last update for Banjul: September 14, 2026

Cost Breakdown

A central one-bedroom costs $815 in Kirkcaldy versus $104 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $98.0 in Kirkcaldy versus $75.0 in Banjul. Monthly groceries follow the same trend: $260 vs $150 – making Banjul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkcaldy vs Banjul: Cost of Living - Frequently Asked Questions

Yes – Kirkcaldy is pricier by about 69%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,693 per month in Kirkcaldy and $1,005 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $98.0 in Kirkcaldy and $75.0 in Banjul. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 73% more in Kirkcaldy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $670, than in Kirkcaldy at $1,129. In Banjul it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkcaldy makes more sense. Both are solid long-term options with distinct trade-offs.