Last update: Oct 2026

Cost of Living Comparison Between Kirkcaldy and Banjul

For one person, living is cheaper in Banjul: $677 a month against $2,295 in Kirkcaldy, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Kirkcaldy
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Kirkcaldy Living Index
32

Cost of Living Index in Banjul
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Banjul Living Index

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Kirkcaldy

🇬🇧 United Kingdom

$2,295

/mo nomad

Banjul

🇬🇲 Gambia

$677

/mo nomad

Monthly Cost of Living

How much you'll spend in Kirkcaldy and in Banjul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kirkcaldy and in Banjul actually costs, broken down by who's living it.

A single person spends $2,295 per month in Kirkcaldy vs $677 in Banjul, rent included.

Kirkcaldy $2,295
Banjul $677

A couple spends around $3,417 per month in Kirkcaldy vs $1,191 in Banjul, rent included.

Kirkcaldy $3,417
Banjul $1,191

A family of three spends $4,538 per month in Kirkcaldy vs $1,706 in Banjul, rent included.

Kirkcaldy $4,538
Banjul $1,706

Kirkcaldy costs about 239% more than Banjul, and outside of rent the biggest gap is in eating out.

Kirkcaldy sits 69% above the global median, while Banjul is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.03 £14.96

$7.47 GMD 554

168.14%

Three-Course Dinner for Two, Mid-Range

$99.5 £74.4

$75.6 GMD 5,603

31.61%

Fast Food Meal (McDonalds, etc)

$10.50 £7.84

$8.04 GMD 596

30.60%

Cappuccino

$4.79 £3.58

$3.72 GMD 276

28.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 £2.03

$2.66 GMD 197

2.26%

Water (0.33 liter bottle)

$2.12 £1.59

$1.53 GMD 114

38.56%

Local Beer (0.5 liter draught)

$7.20 £5.38

$5.76 GMD 427

25.00%

Imported Beer (0.33 liter bottle)

$7.80 £5.83

$4.46 GMD 331

74.89%

Milk (1 liter)

$1.32 £0.98

$1.40 GMD 104

-5.71%

White Bread (500g)

$1.77 £1.32

$0.61 GMD 44.98

190.16%

Rice (white) (1kg)

$2.02 £1.51

$1.32 GMD 97.6

53.03%

Eggs

$3.90 £2.91

$1.90 GMD 141

105.26%

Local Cheese (1kg)

$3.97 £2.96

$6.24 GMD 462

-36.38%

Chicken Fillets (1kg)

$8.62 £6.44

$2.77 GMD 206

211.19%

Beef Round Steak (1kg)

$13.35 £9.98

$5.77 GMD 427

131.37%

Apples (1kg)

$2.28 £1.70

$2.08 GMD 154

9.62%

Banana (1kg)

$1.40 £1.05

$1.27 GMD 93.9

10.24%

Oranges (1kg)

$2.68 £2.00

$1.79 GMD 132

49.72%

Tomato (1kg)

$2.70 £2.02

$1.40 GMD 104

92.86%

Potato (1kg)

$1.36 £1.02

$0.93 GMD 69.0

46.24%

Onion (1kg)

$1.50 £1.12

$1.00 GMD 74.0

50.00%

Lettuce (1 head)

$1.21 £0.91

$0.23 GMD 17.04

426.09%

Water (1.5 liter bottle)

$1.35 £1.01

$0.62 GMD 46.05

117.74%

Cigarettes 20 Pack (Marlboro, Camel)

$22.07 £16.49

$1.69 GMD 125

1205.92%

Wine (Bottle)

$6.54 £4.89

$6.55 GMD 486

-0.15%

Local Beer (0.5 liter bottle)

$2.76 £2.06

$1.51 GMD 112

82.78%

Imported Beer (0.33 liter bottle)

$3.07 £2.29

$1.66 GMD 123

84.94%

One-way Ticket (Public Transport)

$3.51 £2.62

$0.18 GMD 13.08

1850.00%

Public Transport Monthly Pass (Regular Price)

$95.6 £71.4

$6.66 GMD 493

1334.98%

Taxi Start (Normal Tariff)

$4.06 £3.03

Taxi (Normal Tariff) (1km)

$2.45 £1.83

$0.71 GMD 52.5

245.07%

Taxi 1hour Waiting (Normal Tariff)

$23.77 £17.76

$4.09 GMD 303

481.17%

Gasoline (1 liter)

$2.15 £1.60

$1.05 GMD 77.8

104.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.0K £29.1K

$2,648 GMD 196.2K

1373.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K £29.7K

$3,346 GMD 248.0K

1088.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 £187

$30.46 GMD 2,257

722.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.95 £20.88

$14.52 GMD 1,076

92.49%

Internet (50+ Mbps, Unlimited Data)

$42.54 £31.78

$44.51 GMD 3,298

-4.43%

Gym Membership (Monthly)

$47.06 £35.15

$24.02 GMD 1,780

95.92%

Tennis Court (1 Hour on Weekend)

$13.42 GMD 994

Cinema Ticket

$11.56 £8.63

$3.33 GMD 247

247.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,745 £1,304

$6.92 GMD 513

25117.49%

International Primary School, 1 Child (Yearly)

$22.8K £17.0K

$139 GMD 10.3K

16324.54%

Jeans (Levis 501 Or Similar)

$98.4 £73.5

$56.3 GMD 4,170

74.89%

Summer Dress (H&M, Zara, etc)

$47.72 £35.65

$44.27 GMD 3,280

7.79%

Sport Shoes (Adidas, Nike)

$106 £79.0

$98.0 GMD 7,262

7.84%

Men's Leather Business Shoes

$116 £86.8

$86.9 GMD 6,439

33.78%

1-bedroom Apartment, City Center (Monthly)

$1,228 £917

$105 GMD 7,744

1074.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,037 £775

$82.1 GMD 6,082

1163.63%

3-bedroom Apartment, City Center (Monthly)

$2,079 £1,553

$220 GMD 16.3K

842.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,690 £1,263

$138 GMD 10.2K

1122.47%

Buy Apartment in City Center (m2)

$5,049 £3,772

$1,443 GMD 107.0K

249.83%

Buy Apartment Outside City Center (m2)

$3,925 £2,932

$1,165 GMD 86.3K

236.91%

Average Monthly Net Salary (After Tax)

$62.4 GMD 4,622

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

-65.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkcaldy: October 26, 2026

Last update for Banjul: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kirkcaldy

$1K 45.2%

Banjul

$82 12.1% 92.1% $955

Monthly Utilities & Internet

Kirkcaldy

$321 14%

Banjul

$89 13.2% 72.1% $232

Eating Out

Kirkcaldy

$320 14%

Banjul

$183 27.1% 42.8% $137

Groceries & Markets

Kirkcaldy

$255 11.1%

Banjul

$152 22.5% 40.3% $103

Clothing & Footwear

Kirkcaldy

$166 7.2%

Banjul

$128 19% 22.4% $37

Getting Around

Kirkcaldy

$126 5.5%

Banjul

$11 * 1.6% 91.3% $115

Sport & Entertainment

Kirkcaldy

$70 3.1%

Banjul

$31 4.5% 56.3% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,228 in Kirkcaldy versus $105 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $100 in Kirkcaldy versus $76 in Banjul. Monthly groceries follow the same trend: $255 vs $152 – making Banjul the more affordable choice for daily food spending.

Good to know

🇬🇧 Kirkcaldy

🇬🇲 Banjul

🕒 Local time

13:51 1:51 PM

Same time as Kirkcaldy

🌤 Weather

👥 Population

59,784

31,356 Capital

💱 Currency

British Pound GBP £

Gambian Dalasi GMD D

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100 GMD = 1.35 USD

100 GMD = 1.21 EUR

Exchange rates and currency converter

GMD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Gambian Dalasi exchange rates as of November 2, 2026: 1 USD = 74.1 GMD (100 GMD = 1.35 USD). 1 EUR = 82.69 GMD (100 GMD = 1.21 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Kirkcaldy Banjul 4,880 km ≈ 7 h nonstop flight

From you

Kirkcaldy
Banjul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkcaldy vs Banjul: Cost of Living - Frequently Asked Questions

Yes – Kirkcaldy is pricier by about 239%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,442 per month in Kirkcaldy and $1,015 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments: a one-bedroom in the center costs $105 there versus $1,228 in Kirkcaldy.

Monthly expenses with rent come to $2,295 in Kirkcaldy and $677 in Banjul. That makes Banjul about 71% cheaper.

Public transport costs about 93% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Banjul, where all-in costs run around $677, than in Kirkcaldy at $2,295. In Banjul it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Banjul is the easier option financially – housing and daily costs are lower, and overall it costs about 71% less, which matters a lot on a fixed budget or early-career salary.