Cost of Living Comparison Between Kirkcaldy and Banjul Cost of Living Comparison Between Kirkcaldy and Banjul

Monthly Cost of Living

A single person spends $2,234 per month in Kirkcaldy vs $617 in Banjul, rent included.

A couple spends around $3,339 per month in Kirkcaldy vs $1,087 in Banjul, rent included.

A family of three spends $4,443 per month in Kirkcaldy vs $1,558 in Banjul, rent included.

Kirkcaldy costs about 262% more than Banjul, driven mainly by Eating Out.

Kirkcaldy sits 67% above the global median, while Banjul is 54% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$21.42 £15.88

$5.32 GMD 395

302.63%

Three-Course Dinner for Two, Mid-Range

$81.8 £60.6

$65.3 GMD 4,842

25.27%

Fast Food Meal (McDonalds, etc)

$9.94 £7.36

$6.76 GMD 502

47.04%

Cappuccino

$4.71 £3.49

$2.48 GMD 184

89.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.09 £1.55

$2.23 GMD 165

-6.28%

Water (0.33 liter bottle)

$1.58 £1.17

$1.31 GMD 97.0

20.61%

Local Beer (0.5 liter draught)

$6.06 £4.49

$4.06 GMD 301

49.26%

Imported Beer (0.33 liter bottle)

$6.76 £5.01

$4.20 GMD 311

60.95%

Milk (1 liter)

$1.38 £1.02

$1.43 GMD 106

-3.50%

White Bread (500g)

$1.38 £1.02

$0.57 GMD 42.18

142.11%

Rice (white) (1kg)

$1.79 £1.32

$1.42 GMD 106

26.06%

Eggs

$4.20 £3.11

$2.01 GMD 149

108.96%

Local Cheese (1kg)

$8.88 £6.58

$6.29 GMD 466

41.18%

Chicken Fillets (1kg)

$5.57 £4.12

$2.80 GMD 208

98.93%

Beef Round Steak (1kg)

$13.51 £10.01

$5.96 GMD 442

126.68%

Apples (1kg)

$2.67 £1.98

$2.17 GMD 161

23.04%

Banana (1kg)

$1.30 £0.96

$1.32 GMD 97.7

-1.52%

Oranges (1kg)

$2.85 £2.11

$1.92 GMD 142

48.44%

Tomato (1kg)

$4.09 £3.03

$1.44 GMD 107

184.03%

Potato (1kg)

$1.11 £0.83

$0.96 GMD 71.2

15.63%

Onion (1kg)

$1.40 £1.04

$1.03 GMD 76.4

35.92%

Lettuce (1 head)

$0.83 £0.62

$0.26 GMD 19.31

219.23%

Water (1.5 liter bottle)

$0.85 £0.63

$0.42 GMD 31.20

102.38%

Cigarettes 20 Pack (Marlboro, Camel)

$16.54 £12.25

$1.82 GMD 135

808.79%

Wine (Bottle)

$6.74 £5.00

$6.57 GMD 487

2.59%

Local Beer (0.5 liter bottle)

$2.22 £1.64

$1.52 GMD 113

46.05%

Imported Beer (0.33 liter bottle)

$2.34 £1.73

$1.72 GMD 128

36.05%

One-way Ticket (Public Transport)

$3.29 £2.44

$0.20 GMD 14.81

1545.00%

Public Transport Monthly Pass (Regular Price)

$88.2 £65.4

$6.71 GMD 498

1214.46%

Taxi Start (Normal Tariff)

$4.69 £3.48

$0.33 GMD 24.70

1321.21%

Taxi (Normal Tariff) (1km)

$1.41 £1.04

$0.68 GMD 50.8

107.35%

Taxi 1hour Waiting (Normal Tariff)

$34.41 £25.50

$4.22 GMD 313

715.40%

Gasoline (1 liter)

$1.89 £1.40

$1.13 GMD 83.6

67.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.2K

$2,719 GMD 201.6K

1301.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K £30.2K

$3,451 GMD 255.9K

1079.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 £190

$31.54 GMD 2,339

712.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.37 £18.06

$14.86 GMD 1,102

64.00%

Internet (50+ Mbps, Unlimited Data)

$46.01 £34.09

$47.93 GMD 3,555

-4.01%

Gym Membership (Monthly)

$46.05 £34.12

$24.43 GMD 1,812

88.50%

Tennis Court (1 Hour on Weekend)

$14.21 GMD 1,054

Cinema Ticket

$8.92 £6.61

$3.62 GMD 268

146.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,861 £1,379

$7.12 GMD 528

26035.11%

International Primary School, 1 Child (Yearly)

$15.4K £11.4K

$143 GMD 10.6K

10685.37%

Jeans (Levis 501 Or Similar)

$84.3 £62.5

$56.1 GMD 4,163

50.20%

Summer Dress (H&M, Zara, etc)

$41.30 £30.60

$43.77 GMD 3,246

-5.64%

Sport Shoes (Adidas, Nike)

$93.2 £69.1

$100 GMD 7,450

-7.22%

Men's Leather Business Shoes

$122 £90.7

$86.1 GMD 6,383

42.23%

1-bedroom Apartment, City Center (Monthly)

$1,239 £918

$103 GMD 7,662

1099.33%

1-bedroom Apartment, Outside City Center (Monthly)

$995 £737

$54.4 GMD 4,037

1728.03%

3-bedroom Apartment, City Center (Monthly)

$2,039 £1,511

$227 GMD 16.9K

797.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,727 £1,280

$144 GMD 10.7K

1096.13%

Buy Apartment in City Center (m2)

$1,437 GMD 106.6K

Buy Apartment Outside City Center (m2)

$1,159 GMD 85.9K

Average Monthly Net Salary (After Tax)

$60.4 GMD 4,480

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

10.12

-41.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkcaldy: April 27, 2026

Last update for Banjul: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,239 in Kirkcaldy versus $103 in Banjul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $82.0 in Kirkcaldy versus $65.0 in Banjul. Monthly groceries follow the same trend: $248 vs $153 – making Banjul the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkcaldy vs Banjul: Cost of Living - Frequently Asked Questions

Yes – Kirkcaldy is pricier by about 262%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,351 per month in Kirkcaldy and $925 in Banjul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,234 in Kirkcaldy and $617 in Banjul. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1214% less in Banjul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Banjul, where all-in costs run around $617, than in Kirkcaldy at $2,234. In Banjul it covers expenses comfortably, while in Kirkcaldy it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkcaldy makes more sense. Both are solid long-term options with distinct trade-offs.