Last update: Oct 2026

Cost of Living Comparison Between Banjul and Austin, TX

For one person, living is cheaper in Banjul: $674 a month against $2,704 in Austin, TX, rent and utilities included – about $24,400 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Banjul
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Banjul Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Banjul

🇬🇲 Gambia

$674

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Banjul and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banjul and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $674 in Banjul versus $2,704 in Austin, TX.

Banjul $674
Austin, TX $2,704

Estimated couple costs with rent: $1,184 in Banjul versus $4,133 in Austin, TX.

Banjul $1,184
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,695 in Banjul versus $5,562 in Austin, TX.

Banjul $1,695
Austin, TX $5,562

Living in Banjul costs roughly 75% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Banjul is 50% below, Austin, TX is 102% above.

Meal at Budget Restaurant

$7.29 GMD 532

$20.22 $20.22

-63.95%

Three-Course Dinner for Two, Mid-Range

$73.0 GMD 5,328

$85.0 $85.0

-14.17%

Fast Food Meal (McDonalds, etc)

$7.91 GMD 578

$12.35 $12.35

-35.95%

Cappuccino

$3.76 GMD 274

$5.47 $5.47

-31.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 GMD 194

$3.82 $3.82

-30.37%

Water (0.33 liter bottle)

$1.54 GMD 112

$2.50 $2.50

-38.40%

Local Beer (0.5 liter draught)

$5.45 GMD 398

$8.06 $8.06

-32.38%

Imported Beer (0.33 liter bottle)

$4.44 GMD 324

$8.99 $8.99

-50.61%

Milk (1 liter)

$1.38 GMD 101

$1.13 $1.13

22.12%

White Bread (500g)

$0.64 GMD 46.87

$3.78 $3.78

-83.07%

Rice (white) (1kg)

$1.29 GMD 94.5

$3.25 $3.25

-60.31%

Eggs

$1.97 GMD 144

$4.14 $4.14

-52.42%

Local Cheese (1kg)

$6.16 GMD 450

$13.08 $13.08

-52.91%

Chicken Fillets (1kg)

$2.63 GMD 192

$14.31 $14.31

-81.62%

Beef Round Steak (1kg)

$5.45 GMD 398

$15.96 $15.96

-65.85%

Apples (1kg)

$2.06 GMD 150

$4.38 $4.38

-52.97%

Banana (1kg)

$1.22 GMD 88.7

$1.45 $1.45

-15.86%

Oranges (1kg)

$1.76 GMD 128

$4.54 $4.54

-61.23%

Tomato (1kg)

$1.32 GMD 96.7

$4.19 $4.19

-68.50%

Potato (1kg)

$0.88 GMD 64.4

$2.63 $2.63

-66.54%

Onion (1kg)

$1.00 GMD 73.0

$2.36 $2.36

-57.63%

Lettuce (1 head)

$0.25 GMD 18.31

$1.76 $1.76

-85.80%

Water (1.5 liter bottle)

$0.61 GMD 44.59

$2.16 $2.16

-71.76%

Cigarettes 20 Pack (Marlboro, Camel)

$1.66 GMD 122

$9.81 $9.81

-83.08%

Wine (Bottle)

$6.29 GMD 459

$14.72 $14.72

-57.27%

Local Beer (0.5 liter bottle)

$1.53 GMD 111

$2.78 $2.78

-44.96%

Imported Beer (0.33 liter bottle)

$1.69 GMD 123

$3.48 $3.48

-51.44%

One-way Ticket (Public Transport)

$0.19 GMD 13.59

$1.49 $1.49

-87.25%

Public Transport Monthly Pass (Regular Price)

$6.40 GMD 468

$40.51 $40.51

-84.20%

Taxi Start (Normal Tariff)

$2.67 $2.67

Taxi (Normal Tariff) (1km)

$0.71 GMD 51.7

$1.58 $1.58

-55.06%

Taxi 1hour Waiting (Normal Tariff)

$4.12 GMD 301

$35.29 $35.29

-88.33%

Gasoline (1 liter)

$1.08 GMD 79.1

$0.99 $0.99

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,616 GMD 191.0K

$35.8K $35.8K

-92.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,205 GMD 233.9K

$27.2K $27.2K

-88.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.89 GMD 2,255

$219 $219

-85.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.21 GMD 1,038

$58.0 $58.0

-75.50%

Internet (50+ Mbps, Unlimited Data)

$45.37 GMD 3,312

$68.4 $68.4

-33.63%

Gym Membership (Monthly)

$23.56 GMD 1,720

$57.9 $57.9

-59.31%

Tennis Court (1 Hour on Weekend)

$13.61 GMD 994

$14.82 $14.82

-8.16%

Cinema Ticket

$3.37 GMD 246

$14.13 $14.13

-76.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.59 GMD 481

$1,509 $1,509

-99.56%

International Primary School, 1 Child (Yearly)

$136 GMD 9,921

$21.5K $21.5K

-99.37%

Jeans (Levis 501 Or Similar)

$55.2 GMD 4,029

$51.7 $51.7

6.85%

Summer Dress (H&M, Zara, etc)

$43.48 GMD 3,174

$44.05 $44.05

-1.29%

Sport Shoes (Adidas, Nike)

$99.0 GMD 7,228

$85.1 $85.1

16.36%

Men's Leather Business Shoes

$85.6 GMD 6,251

$105 $105

-18.69%

1-bedroom Apartment, City Center (Monthly)

$101 GMD 7,347

$1,932 $1,932

-94.79%

1-bedroom Apartment, Outside City Center (Monthly)

$81.2 GMD 5,924

$1,272 $1,272

-93.62%

3-bedroom Apartment, City Center (Monthly)

$213 GMD 15.6K

$3,670 $3,670

-94.18%

3-bedroom Apartment, Outside City Center (Monthly)

$138 GMD 10.1K

$2,525 $2,525

-94.55%

Buy Apartment in City Center (m2)

$1,438 GMD 104.9K

$7,617 $7,617

-81.13%

Buy Apartment Outside City Center (m2)

$1,160 GMD 84.7K

$3,199 $3,199

-63.75%

Average Monthly Net Salary (After Tax)

$60.6 GMD 4,426

$5,105 $5,105

-98.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

120.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjul: October 3, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Eating Out

Banjul

$180 26.9%

Austin, TX

$348 13.2% 93.3% $168

Groceries & Markets

Banjul

$149 22.3%

Austin, TX

$403 15.3% 170% $254

Clothing & Footwear

Banjul

$127 19.1%

Austin, TX

$129 4.9% 1% $1.3

Monthly Utilities & Internet

Banjul

$90 13.5%

Austin, TX

$346 13.1% 282% $255

Accommodation & Living

Banjul

$81 12.1%

Austin, TX

$1.3K 48.2% 1468% $1.2K

Sport & Entertainment

Banjul

$30 4.5%

Austin, TX

$86 3.3% 185% $56

Getting Around

Banjul

$11 * 1.6%

Austin, TX

$57 2.2% 433% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $101 in Banjul and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 8318% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Banjul vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $149 vs $403 per month, with Banjul cheaper across the board.

Good to know

🇬🇲 Banjul

🇺🇸 Austin, TX

🕒 Local time

05:32 5:32 AM

00:32 12:32 AM

5 h behind Banjul

🌤 Weather

👥 Population

31,356 Capital

974,447

💱 Currency

Gambian Dalasi GMD D

United States Dollar USD $

📈 Exchange rate

100 GMD = 1.37 USD

100 GMD = 1.22 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to GMD – Gambian Dalasi Converter

🇺🇸 United States Dollar ($)

🇬🇲 Gambian Dalasi (D)

Gambian Dalasi exchange rates as of October 10, 2026: 1 USD = 73 GMD (100 GMD = 1.37 USD). 1 EUR = 81.88 GMD (100 GMD = 1.22 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to GMD in detail →

On the map

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Highest

Between locations

Banjul Austin, TX 8,420 km ≈ 11 h nonstop flight

From you

Banjul
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjul vs Austin, TX: Cost of Living - Frequently Asked Questions

Banjul wins on cost – living expenses run 301% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Banjul the obvious pick if budget is a priority.

On paper, salaries run 8318% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $101 in Banjul versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $674 per month in Banjul versus $2,704 in Austin, TX – a 301% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Banjul runs roughly 533% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $674 in Banjul versus $2,704 in Austin, TX, a $1,500 budget is realistic in Banjul but tight or insufficient in Austin, TX. The gap between the two cities makes Banjul the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Banjul gentler on the wallet – expenses run 301% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.