Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Banjul

For one person, living is cheaper in Banjul: $674 a month against $2,704 in Austin, TX, rent and utilities included – about $24,400 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
33

Cost of Living Index in Banjul
Learn more

Banjul Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Banjul

🇬🇲 Gambia

$674

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Banjul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Banjul actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $674 in Banjul.

Austin, TX $2,704
Banjul $674

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,184 in Banjul.

Austin, TX $4,133
Banjul $1,184

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $1,695 in Banjul.

Austin, TX $5,562
Banjul $1,695

Living in Austin, TX is roughly 301% more expensive than in Banjul, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 102% above, Banjul is 50% below.

Meal at Budget Restaurant

$20.22 $20.22

$7.29 GMD 532

177.37%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$73.0 GMD 5,328

16.51%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$7.91 GMD 578

56.13%

Cappuccino

$5.47 $5.47

$3.76 GMD 274

45.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.66 GMD 194

43.61%

Water (0.33 liter bottle)

$2.50 $2.50

$1.54 GMD 112

62.34%

Local Beer (0.5 liter draught)

$8.06 $8.06

$5.45 GMD 398

47.89%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$4.44 GMD 324

102.48%

Milk (1 liter)

$1.13 $1.13

$1.38 GMD 101

-18.12%

White Bread (500g)

$3.78 $3.78

$0.64 GMD 46.87

490.62%

Rice (white) (1kg)

$3.25 $3.25

$1.29 GMD 94.5

151.94%

Eggs

$4.14 $4.14

$1.97 GMD 144

110.15%

Local Cheese (1kg)

$13.08 $13.08

$6.16 GMD 450

112.34%

Chicken Fillets (1kg)

$14.31 $14.31

$2.63 GMD 192

444.11%

Beef Round Steak (1kg)

$15.96 $15.96

$5.45 GMD 398

192.84%

Apples (1kg)

$4.38 $4.38

$2.06 GMD 150

112.62%

Banana (1kg)

$1.45 $1.45

$1.22 GMD 88.7

18.85%

Oranges (1kg)

$4.54 $4.54

$1.76 GMD 128

157.95%

Tomato (1kg)

$4.19 $4.19

$1.32 GMD 96.7

217.42%

Potato (1kg)

$2.63 $2.63

$0.88 GMD 64.4

198.86%

Onion (1kg)

$2.36 $2.36

$1.00 GMD 73.0

136.00%

Lettuce (1 head)

$1.76 $1.76

$0.25 GMD 18.31

604.00%

Water (1.5 liter bottle)

$2.16 $2.16

$0.61 GMD 44.59

254.10%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$1.66 GMD 122

490.96%

Wine (Bottle)

$14.72 $14.72

$6.29 GMD 459

134.02%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.53 GMD 111

81.70%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$1.69 GMD 123

105.92%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.19 GMD 13.59

684.21%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$6.40 GMD 468

532.97%

Taxi Start (Normal Tariff)

$2.67 $2.67

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.71 GMD 51.7

122.54%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$4.12 GMD 301

756.55%

Gasoline (1 liter)

$0.99 $0.99

$1.08 GMD 79.1

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$2,616 GMD 191.0K

1268.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$3,205 GMD 233.9K

748.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$30.89 GMD 2,255

609.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$14.21 GMD 1,038

308.09%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$45.37 GMD 3,312

50.67%

Gym Membership (Monthly)

$57.9 $57.9

$23.56 GMD 1,720

145.76%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$13.61 GMD 994

8.89%

Cinema Ticket

$14.13 $14.13

$3.37 GMD 246

319.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$6.59 GMD 481

22799.85%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$136 GMD 9,921

15689.15%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$55.2 GMD 4,029

-6.41%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$43.48 GMD 3,174

1.31%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$99.0 GMD 7,228

-14.06%

Men's Leather Business Shoes

$105 $105

$85.6 GMD 6,251

22.98%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$101 GMD 7,347

1819.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$81.2 GMD 5,924

1467.94%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$213 GMD 15.6K

1619.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$138 GMD 10.1K

1733.37%

Buy Apartment in City Center (m2)

$7,617 $7,617

$1,438 GMD 104.9K

429.87%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$1,160 GMD 84.7K

175.85%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$60.6 GMD 4,426

8317.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-54.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Banjul: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Banjul

$81 12.1% 93.6% $1.2K

Groceries & Markets

Austin, TX

$403 15.3%

Banjul

$149 22.3% 63% $254

Eating Out

Austin, TX

$348 13.2%

Banjul

$180 26.9% 48.3% $168

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Banjul

$90 13.5% 73.8% $255

Clothing & Footwear

Austin, TX

$129 4.9%

Banjul

$127 19.1% 1% $1.3

Sport & Entertainment

Austin, TX

$86 3.3%

Banjul

$30 4.5% 64.8% $56

Getting Around

Austin, TX

$57 2.2%

Banjul

$11 * 1.6% 81.2% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $101 in Banjul. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 8318% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $73.0 in Banjul for a mid-range dinner for two. Groceries echo the gap at $403 vs $149 per month, with Banjul cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇬🇲 Banjul

🕒 Local time

04:05 4:05 AM

09:05 9:05 AM

5 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

31,356 Capital

💱 Currency

United States Dollar USD $

Gambian Dalasi GMD D

📈 Exchange rate

1 USD = 0.892 EUR

100 GMD = 1.37 USD

100 GMD = 1.22 EUR

Exchange rates and currency converter

GMD, EUR to USD – United States Dollar Converter

🇬🇲 Gambian Dalasi (D)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Gambian Dalasi exchange rates as of October 10, 2026: 1 USD = 73 GMD (100 GMD = 1.37 USD). 1 EUR = 81.88 GMD (100 GMD = 1.22 EUR).

GMD to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Banjul 8,420 km ≈ 11 h nonstop flight

From you

Austin, TX
Banjul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Banjul: Cost of Living - Frequently Asked Questions

Banjul wins on cost – living expenses run 301% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Banjul the obvious pick if budget is a priority.

Average pay runs 8318% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $101 in Banjul. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $674 in Banjul – a 301% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Banjul runs roughly 533% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $674 in Banjul versus $2,704 in Austin, TX, a $1,500 budget is realistic in Banjul but tight or insufficient in Austin, TX. The gap between the two cities makes Banjul the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Banjul gentler on the wallet – expenses run 301% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.