Last update: Oct 2026

Cost of Living Comparison Between Adam and Cebu

For one person, living costs are similar in Adam and in Cebu: $958 and $918 a month, rent and utilities included.

46

Cost of Living Index in Adam
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Adam Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Adam

🇴🇲 Oman

$958

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Adam and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Adam and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $958 in Adam versus $918 in Cebu.

Adam $958
Cebu $918

Estimated couple costs with rent: $1,438 in Adam versus $1,409 in Cebu.

Adam $1,438
Cebu $1,409

Monthly costs for a family of three with rent: $1,918 in Adam versus $1,900 in Cebu.

Adam $1,918
Cebu $1,900

Living in Adam is roughly 4% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Adam 29% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.30 OMR 2.04

$3.09 ₱194

71.52%

Three-Course Dinner for Two, Mid-Range

$39.15 OMR 15.07

$24.22 ₱1,525

61.64%

Fast Food Meal (McDonalds, etc)

$7.89 OMR 3.04

$3.92 ₱247

101.28%

Cappuccino

$4.99 OMR 1.92

$2.51 ₱158

98.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 OMR 0.32

$1.59 ₱100

-47.17%

Water (0.33 liter bottle)

$0.27 OMR 0.10

$0.53 ₱33.43

-49.06%

Local Beer (0.5 liter draught)

$12.81 OMR 4.93

$1.78 ₱112

619.66%

Imported Beer (0.33 liter bottle)

$12.90 OMR 4.97

$2.17 ₱137

494.47%

Milk (1 liter)

$2.37 OMR 0.91

$1.92 ₱121

23.44%

White Bread (500g)

$1.18 OMR 0.46

$1.36 ₱85.4

-13.24%

Rice (white) (1kg)

$1.90 OMR 0.73

$1.01 ₱63.5

88.12%

Eggs

$2.93 OMR 1.13

$2.03 ₱128

44.33%

Local Cheese (1kg)

$7.29 OMR 2.80

$9.86 ₱621

-26.06%

Chicken Fillets (1kg)

$6.99 OMR 2.69

$4.39 ₱277

59.23%

Beef Round Steak (1kg)

$10.83 OMR 4.17

$7.60 ₱479

42.50%

Apples (1kg)

$3.54 OMR 1.36

$3.30 ₱208

7.27%

Banana (1kg)

$2.00 OMR 0.77

$1.39 ₱87.8

43.88%

Oranges (1kg)

$2.40 OMR 0.92

$2.33 ₱147

3.00%

Tomato (1kg)

$1.26 OMR 0.48

$1.50 ₱94.3

-16.00%

Potato (1kg)

$1.21 OMR 0.47

$2.36 ₱149

-48.73%

Onion (1kg)

$1.23 OMR 0.47

$1.90 ₱119

-35.26%

Lettuce (1 head)

$1.84 OMR 0.71

$1.19 ₱74.9

54.62%

Water (1.5 liter bottle)

$0.66 OMR 0.25

$0.63 ₱39.71

4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$6.61 OMR 2.54

$3.00 ₱189

120.33%

Wine (Bottle)

$15.74 OMR 6.06

$6.03 ₱379

161.03%

Local Beer (0.5 liter bottle)

$6.03 OMR 2.32

$1.23 ₱77.7

390.24%

Imported Beer (0.33 liter bottle)

$10.34 OMR 3.98

$1.75 ₱110

490.86%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.17 OMR 1.22

$0.77 ₱48.62

311.69%

Taxi (Normal Tariff) (1km)

$2.53 OMR 0.98

$0.23 ₱14.53

1000.00%

Taxi 1hour Waiting (Normal Tariff)

$7.64 OMR 2.94

$4.46 ₱281

71.30%

Gasoline (1 liter)

$0.59 OMR 0.23

$1.31 ₱82.8

-54.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K OMR 9,789

$21.2K ₱1.3M

19.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K OMR 8,560

$19.1K ₱1.2M

16.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 OMR 69.6

$120 ₱7,569

50.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.28 OMR 12.04

$14.00 ₱882

123.43%

Internet (50+ Mbps, Unlimited Data)

$70.2 OMR 27.03

$27.54 ₱1,734

154.94%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$10.46 OMR 4.03

$5.65 ₱356

85.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$290 OMR 112

$275 ₱17.3K

5.36%

International Primary School, 1 Child (Yearly)

$10.7K OMR 4,116

$7,918 ₱498.5K

35.01%

Jeans (Levis 501 Or Similar)

$56.7 OMR 21.82

$49.33 ₱3,106

14.86%

Summer Dress (H&M, Zara, etc)

$42.92 OMR 16.52

$25.24 ₱1,589

70.05%

Sport Shoes (Adidas, Nike)

$90.4 OMR 34.81

$77.0 ₱4,846

17.49%

Men's Leather Business Shoes

$88.1 OMR 33.93

$57.2 ₱3,601

54.06%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$259 OMR 99.7

$1,078 ₱67.9K

-75.97%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$2,569 OMR 989

$346 ₱21.8K

642.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

7.2

-27.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Adam: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Adam

$293 30.6%

Cebu

$206 22.4% 29.9% $88

Monthly Utilities & Internet

Adam

$282 29.5%

Cebu

$162 17.6% 42.7% $121

Eating Out

Adam

$220 23%

Cebu

$88 9.6% 59.9% $132

Clothing & Footwear

Adam

$125 13.1%

Cebu

$94 10.2% 25% $31

Sport & Entertainment

Adam

$21 * 2.2%

Cebu

$44 4.8% 108% $23

Getting Around

Adam

$16 * 1.7%

Cebu

$16 1.7% 1.7% $0.3

Accommodation & Living

Adam

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Adam pays 643% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Adam vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $294 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇴🇲 Adam

🇵🇭 Cebu

🕒 Local time

12:27 12:27 PM

16:27 4:27 PM

4 h ahead of Adam

🌤 Weather

👥 Population

18,515

964,169

💱 Currency

Omani Rial OMR ر.ع.

Philippine Peso PHP ₱

📈 Exchange rate

1 OMR = 2.6 USD

1 OMR = 2.31 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to OMR – Omani Rial Converter

🇺🇸 United States Dollar ($)

🇴🇲 Omani Rial (ر.ع.)

Omani Rial exchange rates as of October 20, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.433 OMR (1 OMR = 2.31 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to OMR in detail →

On the map

Lowest

Highest

Between locations

Adam Cebu 7,160 km ≈ 9 h nonstop flight

From you

Adam
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Adam vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 643% higher in Adam, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Childcare runs $290 in Adam versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $39.00 in Adam. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Adam, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Adam and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Adam. Beyond cost, consider language, visa policies, and how big the international community is in each city.