Last update: Oct 2026

Cost of Living Comparison Between Cebu and Adam

For one person, living costs are similar in Cebu and in Adam: $918 and $958 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
46

Cost of Living Index in Adam
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Adam Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Adam

🇴🇲 Oman

$958

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Adam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Adam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $958 in Adam.

Cebu $918
Adam $958

Estimated couple costs with rent: $1,409 in Cebu versus $1,438 in Adam.

Cebu $1,409
Adam $1,438

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,918 in Adam.

Cebu $1,900
Adam $1,918

Living in Cebu costs roughly 4% less than in Adam, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Adam 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.30 OMR 2.04

-41.70%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$39.15 OMR 15.07

-38.14%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.89 OMR 3.04

-50.32%

Cappuccino

$2.51 ₱158

$4.99 OMR 1.92

-49.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.84 OMR 0.32

89.29%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.27 OMR 0.10

96.30%

Local Beer (0.5 liter draught)

$1.78 ₱112

$12.81 OMR 4.93

-86.10%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$12.90 OMR 4.97

-83.18%

Milk (1 liter)

$1.92 ₱121

$2.37 OMR 0.91

-18.99%

White Bread (500g)

$1.36 ₱85.4

$1.18 OMR 0.46

15.25%

Rice (white) (1kg)

$1.01 ₱63.5

$1.90 OMR 0.73

-46.84%

Eggs

$2.03 ₱128

$2.93 OMR 1.13

-30.72%

Local Cheese (1kg)

$9.86 ₱621

$7.29 OMR 2.80

35.25%

Chicken Fillets (1kg)

$4.39 ₱277

$6.99 OMR 2.69

-37.20%

Beef Round Steak (1kg)

$7.60 ₱479

$10.83 OMR 4.17

-29.82%

Apples (1kg)

$3.30 ₱208

$3.54 OMR 1.36

-6.78%

Banana (1kg)

$1.39 ₱87.8

$2.00 OMR 0.77

-30.50%

Oranges (1kg)

$2.33 ₱147

$2.40 OMR 0.92

-2.92%

Tomato (1kg)

$1.50 ₱94.3

$1.26 OMR 0.48

19.05%

Potato (1kg)

$2.36 ₱149

$1.21 OMR 0.47

95.04%

Onion (1kg)

$1.90 ₱119

$1.23 OMR 0.47

54.47%

Lettuce (1 head)

$1.19 ₱74.9

$1.84 OMR 0.71

-35.33%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.66 OMR 0.25

-4.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.61 OMR 2.54

-54.61%

Wine (Bottle)

$6.03 ₱379

$15.74 OMR 6.06

-61.69%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$6.03 OMR 2.32

-79.60%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$10.34 OMR 3.98

-83.08%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.17 OMR 1.22

-75.71%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.53 OMR 0.98

-90.91%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$7.64 OMR 2.94

-41.62%

Gasoline (1 liter)

$1.31 ₱82.8

$0.59 OMR 0.23

122.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$25.4K OMR 9,789

-16.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.2K OMR 8,560

-13.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$181 OMR 69.6

-33.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$31.28 OMR 12.04

-55.24%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$70.2 OMR 27.03

-60.77%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$10.46 OMR 4.03

-45.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$290 OMR 112

-5.09%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$10.7K OMR 4,116

-25.93%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$56.7 OMR 21.82

-12.94%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$42.92 OMR 16.52

-41.19%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$90.4 OMR 34.81

-14.89%

Men's Leather Business Shoes

$57.2 ₱3,601

$88.1 OMR 33.93

-35.09%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$259 OMR 99.7

316.19%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,569 OMR 989

-86.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.25

37.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Adam: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Adam

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Adam

$293 30.6% 42.6% $88

Monthly Utilities & Internet

Cebu

$162 17.6%

Adam

$282 29.5% 74.5% $121

Clothing & Footwear

Cebu

$94 10.2%

Adam

$125 13.1% 33.2% $31

Eating Out

Cebu

$88 9.6%

Adam

$220 23% 150% $132

Sport & Entertainment

Cebu

$44 4.8%

Adam

$21 * 2.2% 52% $23

Getting Around

Cebu

$16 1.7%

Adam

$16 * 1.7% 1.7% $0.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Adam pays 643% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $39.00 in Adam for a mid-range dinner for two. Groceries echo the gap at $206 vs $294 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇴🇲 Adam

🕒 Local time

17:00 5:00 PM

13:00 1:00 PM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

18,515

💱 Currency

Philippine Peso PHP ₱

Omani Rial OMR ر.ع.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 OMR = 2.6 USD

1 OMR = 2.31 EUR

Exchange rates and currency converter

OMR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Omani Rial exchange rates as of October 20, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.433 OMR (1 OMR = 2.31 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Adam 7,160 km ≈ 9 h nonstop flight

From you

Cebu
Adam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Adam: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 643% lower in Adam. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Childcare runs $275 in Cebu versus $290 in Adam. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $39.00 in Adam. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Adam, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Adam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Adam. Beyond cost, consider language, visa policies, and how big the international community is in each city.