Cost of Living in Cayman Islands - Updated Prices & Insights

Name: Cayman Islands
Address: KY

Solo nomad: Estimated monthly costs are $1,758 (excluding rent), and $4,430 including rent.

Family of 3: Estimated monthly costs are $4,495 (excluding rent), and $9,642 including rent.

Meal at Budget Restaurant

$26.35 KYD 21.95

$17.62 KYD 14.68

$49.02 KYD 40.83

Three-Course Dinner for Two, Mid-Range

$145 KYD 120

$114 KYD 95.3

$181 KYD 151

Fast Food Meal (McDonalds, etc)

$14.54 KYD 12.11

$13.64 KYD 11.37

$16.96 KYD 14.13

Cappuccino

$6.96 KYD 5.80

$3.71 KYD 3.09

$8.66 KYD 7.21

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.70 KYD 3.09

$2.39 KYD 1.99

$4.76 KYD 3.97

Water (0.33 liter bottle)

$3.22 KYD 2.68

$1.83 KYD 1.53

$4.90 KYD 4.08

Local Beer (0.5 liter draught)

$9.20 KYD 7.67

$3.68 KYD 3.07

$9.82 KYD 8.18

Imported Beer (0.33 liter bottle)

$7.28 KYD 6.07

$6.07 KYD 5.06

$12.14 KYD 10.11

Milk (1 liter)

$2.98 KYD 2.48

$1.85 KYD 1.54

$4.31 KYD 3.59

White Bread (500g)

$5.64 KYD 4.70

$3.64 KYD 3.03

$7.27 KYD 6.06

Rice (white) (1kg)

$6.27 KYD 5.22

$4.91 KYD 4.09

$8.13 KYD 6.77

Eggs

$8.45 KYD 7.04

$3.63 KYD 3.02

$15.70 KYD 13.08

Local Cheese (1kg)

$12.75 KYD 10.62

$7.28 KYD 6.06

$24.07 KYD 20.05

Chicken Fillets (1kg)

$17.49 KYD 14.57

$7.14 KYD 5.95

$26.24 KYD 21.86

Beef Round Steak (1kg)

$16.89 KYD 14.07

$13.28 KYD 11.06

$18.59 KYD 15.49

Apples (1kg)

$11.23 KYD 9.36

$5.98 KYD 4.98

$15.67 KYD 13.06

Banana (1kg)

$4.64 KYD 3.87

$2.61 KYD 2.17

$6.60 KYD 5.49

Oranges (1kg)

$8.29 KYD 6.90

$5.31 KYD 4.42

$13.25 KYD 11.04

Tomato (1kg)

$8.15 KYD 6.79

$3.63 KYD 3.02

$10.63 KYD 8.85

Potato (1kg)

$5.59 KYD 4.65

$2.34 KYD 1.95

$7.73 KYD 6.44

Onion (1kg)

$5.67 KYD 4.72

$3.69 KYD 3.07

$8.13 KYD 6.77

Lettuce (1 head)

$6.05 KYD 5.04

$3.69 KYD 3.07

$8.60 KYD 7.17

Water (1.5 liter bottle)

$3.10 KYD 2.58

$2.43 KYD 2.02

$3.64 KYD 3.03

Cigarettes 20 Pack (Marlboro, Camel)

$15.00 KYD 12.49

$12.00 KYD 9.99

$26.40 KYD 21.99

Wine (Bottle)

$26.89 KYD 22.40

$22.00 KYD 18.32

$30.55 KYD 25.45

Local Beer (0.5 liter bottle)

$4.26 KYD 3.55

$3.49 KYD 2.91

$5.23 KYD 4.36

Imported Beer (0.33 liter bottle)

$5.62 KYD 4.68

$3.68 KYD 3.07

$7.36 KYD 6.13

One-way Ticket (Public Transport)

$2.99 KYD 2.49

$2.39 KYD 1.99

$3.58 KYD 2.98

Public Transport Monthly Pass (Regular Price)

$30.54 KYD 25.44

$18.33 KYD 15.27

$42.75 KYD 35.61

Taxi Start (Normal Tariff)

$17.96 KYD 14.96

$11.97 KYD 9.97

$41.89 KYD 34.90

Taxi (Normal Tariff) (1km)

$4.91 KYD 4.09

$3.83 KYD 3.19

$5.98 KYD 4.98

Taxi 1hour Waiting (Normal Tariff)

$61.1 KYD 50.9

$30.56 KYD 25.46

$91.7 KYD 76.4

Gasoline (1 liter)

$1.77 KYD 1.48

$1.66 KYD 1.38

$2.22 KYD 1.85

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K KYD 29.8K

$29.8K KYD 24.9K

$41.8K KYD 34.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.4K KYD 29.5K

$32.7K KYD 27.3K

$38.8K KYD 32.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$426 KYD 355

$350 KYD 292

$662 KYD 552

SIM Card Monthly Plan (Calls and 10GB+ Data)

$96.2 KYD 80.1

$82.9 KYD 69.1

$178 KYD 148

Internet (50+ Mbps, Unlimited Data)

$115 KYD 96.1

$101 KYD 83.9

$178 KYD 148

Gym Membership (Monthly)

$153 KYD 127

$72.1 KYD 60.1

$265 KYD 220

Tennis Court (1 Hour on Weekend)

$53.9 KYD 44.92

$30.19 KYD 25.14

$121 KYD 101

Cinema Ticket

$18.37 KYD 15.30

$30.61 KYD 25.50

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,645 KYD 1,370

$1,204 KYD 1,003

$1,805 KYD 1,504

International Primary School, 1 Child (Yearly)

$25.7K KYD 21.4K

$17.8K KYD 14.8K

$35.6K KYD 29.7K

Jeans (Levis 501 Or Similar)

$90.2 KYD 75.1

$60.1 KYD 50.1

$168 KYD 140

Summer Dress (H&M, Zara, etc)

$71.1 KYD 59.3

$48.43 KYD 40.34

$182 KYD 151

Sport Shoes (Adidas, Nike)

$142 KYD 118

$103 KYD 85.4

$193 KYD 161

Men's Leather Business Shoes

$143 KYD 119

$96.6 KYD 80.5

$362 KYD 302

1-bedroom Apartment, City Center (Monthly)

$2,831 KYD 2,358

$2,373 KYD 1,977

$3,560 KYD 2,965

1-bedroom Apartment, Outside City Center (Monthly)

$2,350 KYD 1,957

$1,837 KYD 1,530

$2,939 KYD 2,448

3-bedroom Apartment, City Center (Monthly)

$5,707 KYD 4,754

$4,819 KYD 4,014

$7,228 KYD 6,021

3-bedroom Apartment, Outside City Center (Monthly)

$4,653 KYD 3,876

$4,158 KYD 3,464

$5,346 KYD 4,453

Buy Apartment in City Center (m2)

$13.1K KYD 10.9K

$10.0K KYD 8,363

$17.1K KYD 14.3K

Buy Apartment Outside City Center (m2)

$7,677 KYD 6,395

$2,413 KYD 2,010

$16.9K KYD 14.1K

Average Monthly Net Salary (After Tax)

$7,324 KYD 6,101

20-Year Fixed Mortgage Interest Rate (Annual %)

7.54

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 19, 2026

By City in Cayman Islands

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	George Town	28089	231	$1,762	$4,616	$4,364	$9,433	230.36	210.4
2	Seven Mile Beach	-	178	$1,506	$3,616	$3,852	$9,525	5.89	191.4
3	West Bay	11269	192	$1,830	$3,869	$4,218	$8,936	332.08	191.4

Cayman Islands Median Internet Speeds (Updated December 2025)

Mobile

266

Mbps

Fixed Broadband

202

Mbps

149

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Cayman Islands - Frequently Asked Questions

Compared with many Caribbean destinations, the Cayman Islands tend to run higher on living costs, especially for housing and imported goods. That said, you can find value by choosing longer stays, cooking at home, and selecting tidy, well-connected neighborhoods away from heavy tourist zones. Digital nomads often trade some luxuries for reliable internet, coworking spaces, and a favorable climate, while travelers may optimize daily expenses with short-term rentals and local markets. Cost of Living in Cayman Islands varies by area and season, so you can balance comfort with budget by targeting non-touristy districts and off-peak times. Tip: map housing options near amenities and test a few weeks before committing.

Daily life centers on practical choices: housing often requires early planning; consider compounds, condos, or guest-house stays with flexible leases. Food options range from international supermarkets to local markets where you can stretch meals by buying fresh produce and seafood. Transport is workable with roads, car rentals, and limited public transit; many appreciate bike-friendly pockets and walkable neighborhoods. For errands and coworking, look for community hubs outside tourist strips to reduce costs. Cayman Islands living cost can feel high if you chase convenience, so balance meal planning, transport, and peak-season shopping to stay on track. Tip: schedule recurring errands together and use monthly passes when available.

Adopt a simple budgeting framework: track essentials, discretionary spend, and occasional splurges, then adjust with the seasons. For housing, consider mainland-style apartments in slower neighborhoods or resort-adjacent districts for a balanced mix of amenity access and cost. Seasonality matters: peak tourist periods push prices up for services and rentals, while shoulder seasons can ease competition. To improve overall well-being, identify a neighborhood that matches your pace – quiet coastal towns for focus, or lively marina areas for social life. Use community resources, local markets, and coworking spaces to reduce overhead while staying connected. Tip: trial a few districts and talk to residents to gauge fit before long-term commitments.