Cost of Living in Cayman Islands - Updated Prices & Insights

Name: Cayman Islands
Address: KY

Solo nomad: Estimated monthly costs are $1,742 (excluding rent), and $4,511 including rent.

Family of 3: Estimated monthly costs are $4,491 (excluding rent), and $9,365 including rent.

Meal at Budget Restaurant

$25.98 KYD 21.64

$17.37 KYD 14.47

$48.33 KYD 40.26

Three-Course Dinner for Two, Mid-Range

$145 KYD 120

$114 KYD 95.3

$181 KYD 151

Fast Food Meal (McDonalds, etc)

$14.63 KYD 12.18

$13.72 KYD 11.43

$17.06 KYD 14.21

Cappuccino

$6.95 KYD 5.79

$3.71 KYD 3.09

$8.65 KYD 7.20

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.76 KYD 3.13

$2.42 KYD 2.02

$4.83 KYD 4.03

Water (0.33 liter bottle)

$3.25 KYD 2.71

$1.85 KYD 1.54

$4.95 KYD 4.12

Local Beer (0.5 liter draught)

$9.14 KYD 7.62

$3.66 KYD 3.05

$9.76 KYD 8.13

Imported Beer (0.33 liter bottle)

$7.40 KYD 6.16

$6.17 KYD 5.14

$12.33 KYD 10.27

Milk (1 liter)

$2.93 KYD 2.44

$1.82 KYD 1.52

$4.24 KYD 3.54

White Bread (500g)

$5.49 KYD 4.57

$3.54 KYD 2.95

$7.07 KYD 5.89

Rice (white) (1kg)

$6.16 KYD 5.13

$4.83 KYD 4.02

$7.98 KYD 6.65

Eggs

$8.35 KYD 6.96

$3.59 KYD 2.99

$15.52 KYD 12.93

Local Cheese (1kg)

$12.70 KYD 10.58

$7.25 KYD 6.04

$23.96 KYD 19.96

Chicken Fillets (1kg)

$18.03 KYD 15.02

$7.36 KYD 6.13

$27.04 KYD 22.53

Beef Round Steak (1kg)

$16.53 KYD 13.77

$13.00 KYD 10.83

$18.20 KYD 15.16

Apples (1kg)

$11.43 KYD 9.52

$6.09 KYD 5.07

$15.95 KYD 13.29

Banana (1kg)

$4.75 KYD 3.96

$2.67 KYD 2.22

$6.75 KYD 5.62

Oranges (1kg)

$8.44 KYD 7.03

$5.41 KYD 4.51

$13.50 KYD 11.25

Tomato (1kg)

$8.31 KYD 6.92

$3.70 KYD 3.08

$10.83 KYD 9.02

Potato (1kg)

$5.86 KYD 4.88

$2.46 KYD 2.05

$8.11 KYD 6.76

Onion (1kg)

$5.58 KYD 4.65

$3.63 KYD 3.02

$8.00 KYD 6.66

Lettuce (1 head)

$5.77 KYD 4.81

$3.52 KYD 2.93

$8.21 KYD 6.84

Water (1.5 liter bottle)

$2.99 KYD 2.49

$2.35 KYD 1.95

$3.51 KYD 2.93

Cigarettes 20 Pack (Marlboro, Camel)

$15.20 KYD 12.66

$12.15 KYD 10.12

$26.74 KYD 22.28

Wine (Bottle)

$23.83 KYD 19.85

$17.88 KYD 14.89

$29.80 KYD 24.82

Local Beer (0.5 liter bottle)

$4.18 KYD 3.48

$3.43 KYD 2.85

$5.14 KYD 4.28

Imported Beer (0.33 liter bottle)

$5.56 KYD 4.63

$3.64 KYD 3.03

$7.28 KYD 6.06

One-way Ticket (Public Transport)

$3.00 KYD 2.50

$2.40 KYD 2.00

$3.60 KYD 3.00

Public Transport Monthly Pass (Regular Price)

$29.52 KYD 24.59

$17.72 KYD 14.76

$41.33 KYD 34.43

Taxi Start (Normal Tariff)

$17.75 KYD 14.78

$11.83 KYD 9.85

$41.40 KYD 34.49

Taxi (Normal Tariff) (1km)

$4.81 KYD 4.01

$3.76 KYD 3.13

$5.87 KYD 4.89

Taxi 1hour Waiting (Normal Tariff)

$61.0 KYD 50.9

$30.52 KYD 25.42

$91.6 KYD 76.3

Gasoline (1 liter)

$1.76 KYD 1.47

$1.65 KYD 1.37

$2.20 KYD 1.84

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K KYD 30.4K

$30.4K KYD 25.3K

$42.5K KYD 35.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K KYD 28.8K

$32.0K KYD 26.7K

$38.0K KYD 31.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$434 KYD 362

$357 KYD 297

$675 KYD 562

SIM Card Monthly Plan (Calls and 10GB+ Data)

$98.6 KYD 82.1

$85.0 KYD 70.8

$182 KYD 152

Internet (50+ Mbps, Unlimited Data)

$118 KYD 98.1

$103 KYD 85.6

$181 KYD 151

Gym Membership (Monthly)

$152 KYD 127

$72.0 KYD 59.9

$264 KYD 220

Tennis Court (1 Hour on Weekend)

$53.8 KYD 44.80

$30.10 KYD 25.08

$120 KYD 100

Cinema Ticket

$18.24 KYD 15.19

$30.39 KYD 25.32

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,643 KYD 1,368

$1,202 KYD 1,001

$1,803 KYD 1,502

International Primary School, 1 Child (Yearly)

$25.6K KYD 21.3K

$17.7K KYD 14.8K

$35.5K KYD 29.5K

Jeans (Levis 501 Or Similar)

$88.8 KYD 74.0

$59.2 KYD 49.32

$166 KYD 138

Summer Dress (H&M, Zara, etc)

$70.7 KYD 58.9

$48.17 KYD 40.12

$181 KYD 150

Sport Shoes (Adidas, Nike)

$142 KYD 118

$102 KYD 85.3

$193 KYD 161

Men's Leather Business Shoes

$145 KYD 121

$98.1 KYD 81.7

$368 KYD 306

1-bedroom Apartment, City Center (Monthly)

$2,914 KYD 2,427

$2,443 KYD 2,035

$3,664 KYD 3,052

1-bedroom Apartment, Outside City Center (Monthly)

$2,308 KYD 1,922

$1,804 KYD 1,503

$2,886 KYD 2,404

3-bedroom Apartment, City Center (Monthly)

$5,645 KYD 4,702

$4,766 KYD 3,970

$7,149 KYD 5,955

3-bedroom Apartment, Outside City Center (Monthly)

$4,651 KYD 3,874

$4,156 KYD 3,462

$5,343 KYD 4,451

Buy Apartment in City Center (m2)

$13.3K KYD 11.1K

$9,951 KYD 8,289

$17.0K KYD 14.1K

Buy Apartment Outside City Center (m2)

$7,743 KYD 6,450

$2,433 KYD 2,027

$17.0K KYD 14.2K

Average Monthly Net Salary (After Tax)

$7,310 KYD 6,090

20-Year Fixed Mortgage Interest Rate (Annual %)

7.54

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 12, 2026

Cayman Islands Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Cayman Islands - Frequently Asked Questions

Compared with many Caribbean destinations, the Cayman Islands tend to run higher on living costs, especially for housing and imported goods. That said, you can find value by choosing longer stays, cooking at home, and selecting tidy, well-connected neighborhoods away from heavy tourist zones. Digital nomads often trade some luxuries for reliable internet, coworking spaces, and a favorable climate, while travelers may optimize daily expenses with short-term rentals and local markets. Cost of Living in Cayman Islands varies by area and season, so you can balance comfort with budget by targeting non-touristy districts and off-peak times. Tip: map housing options near amenities and test a few weeks before committing.

Daily life centers on practical choices: housing often requires early planning; consider compounds, condos, or guest-house stays with flexible leases. Food options range from international supermarkets to local markets where you can stretch meals by buying fresh produce and seafood. Transport is workable with roads, car rentals, and limited public transit; many appreciate bike-friendly pockets and walkable neighborhoods. For errands and coworking, look for community hubs outside tourist strips to reduce costs. Cayman Islands living cost can feel high if you chase convenience, so balance meal planning, transport, and peak-season shopping to stay on track. Tip: schedule recurring errands together and use monthly passes when available.

Adopt a simple budgeting framework: track essentials, discretionary spend, and occasional splurges, then adjust with the seasons. For housing, consider mainland-style apartments in slower neighborhoods or resort-adjacent districts for a balanced mix of amenity access and cost. Seasonality matters: peak tourist periods push prices up for services and rentals, while shoulder seasons can ease competition. To improve overall well-being, identify a neighborhood that matches your pace – quiet coastal towns for focus, or lively marina areas for social life. Use community resources, local markets, and coworking spaces to reduce overhead while staying connected. Tip: trial a few districts and talk to residents to gauge fit before long-term commitments.