Last update: Oct 2026

Cost of Living Comparison Between the Cayman Islands and the United States

Name: United States
Address: US

For one person, living is cheaper in the United States: $2,734 a month against $4,833 in the Cayman Islands, rent and utilities included – about $25,200 less a year. Rent and utilities account for most of the difference.

231

Cost of Living Index in the Cayman Islands
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Cayman Islands Living Index
131

Cost of Living Index in the United States
Learn more

United States Living Index

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🇰🇾 Cayman Islands

$4,833

/mo nomad

🇺🇸 United States

$2,734

/mo nomad

Monthly Cost of Living

How much you'll spend in the Cayman Islands and in the United States

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the Cayman Islands and in the United States actually costs, broken down by who's living it.

A single person spends $4,833 per month in the Cayman Islands vs $2,734 in the United States, rent included.

Cayman Islands $4,833
United States $2,734

A couple spends around $7,361 per month in the Cayman Islands vs $3,985 in the United States, rent included.

Cayman Islands $7,361
United States $3,985

A family of three spends $9,889 per month in the Cayman Islands vs $5,235 in the United States, rent included.

Cayman Islands $9,889
United States $5,235

The regional cost range is wider in the United States ($979–$5,160) than in the Cayman Islands ($3,928–$4,938), so city choice matters more there.

The cost of living in the Cayman Islands is about 77% higher than in the United States on average.

Both the Cayman Islands and the United States are pricier than the global median – the Cayman Islands by 255%, the United States by 101%.

Meal at Budget Restaurant

$29.93 KYD 24.54

$20.03 $20.03

49.43%

Three-Course Dinner for Two, Mid-Range

$113 KYD 92.9

$80.0 $80.0

41.53%

Fast Food Meal (McDonalds, etc)

$16.97 KYD 13.92

$11.80 $11.80

43.81%

Cappuccino

$7.24 KYD 5.94

$5.55 $5.55

30.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 KYD 2.65

$2.66 $2.66

21.80%

Water (0.33 liter bottle)

$3.05 KYD 2.50

$2.17 $2.17

40.55%

Local Beer (0.5 liter draught)

$7.18 KYD 5.89

$6.12 $6.12

17.32%

Imported Beer (0.33 liter bottle)

$8.96 KYD 7.35

$7.94 $7.94

12.85%

Milk (1 liter)

$4.30 KYD 3.52

$1.04 $1.04

313.46%

White Bread (500g)

$4.64 KYD 3.81

$3.59 $3.59

29.25%

Rice (white) (1kg)

$4.98 KYD 4.09

$4.52 $4.52

10.18%

Eggs

$7.51 KYD 6.16

$4.28 $4.28

75.47%

Local Cheese (1kg)

$46.91 KYD 38.47

$13.22 $13.22

254.84%

Chicken Fillets (1kg)

$20.33 KYD 16.67

$12.60 $12.60

61.35%

Beef Round Steak (1kg)

$20.81 KYD 17.07

$17.60 $17.60

18.24%

Apples (1kg)

$7.74 KYD 6.35

$5.30 $5.30

46.04%

Banana (1kg)

$3.65 KYD 2.99

$1.69 $1.69

115.98%

Oranges (1kg)

$6.94 KYD 5.69

$4.44 $4.44

56.31%

Tomato (1kg)

$7.82 KYD 6.41

$4.77 $4.77

63.94%

Potato (1kg)

$4.70 KYD 3.86

$2.97 $2.97

58.25%

Onion (1kg)

$3.85 KYD 3.15

$3.15 $3.15

22.22%

Lettuce (1 head)

$3.68 KYD 3.01

$2.20 $2.20

67.27%

Water (1.5 liter bottle)

$2.51 KYD 2.05

$2.35 $2.35

6.81%

Cigarettes 20 Pack (Marlboro, Camel)

$14.67 KYD 12.03

$10.98 $10.98

33.61%

Wine (Bottle)

$23.59 KYD 19.35

$15.05 $15.05

56.74%

Local Beer (0.5 liter bottle)

$4.30 KYD 3.53

$2.06 $2.06

108.74%

Imported Beer (0.33 liter bottle)

$5.49 KYD 4.50

$3.79 $3.79

44.85%

One-way Ticket (Public Transport)

$2.33 KYD 1.91

$1.94 $1.94

20.10%

Public Transport Monthly Pass (Regular Price)

$119 KYD 97.7

$59.4 $59.4

100.56%

Taxi Start (Normal Tariff)

$19.03 KYD 15.61

$3.58 $3.58

431.56%

Taxi (Normal Tariff) (1km)

$3.83 KYD 3.14

$1.88 $1.88

103.72%

Taxi 1hour Waiting (Normal Tariff)

$44.56 KYD 36.54

$29.84 $29.84

49.33%

Gasoline (1 liter)

$1.66 KYD 1.36

$1.02 $1.02

62.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.6K KYD 34.9K

$28.8K $28.8K

48.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K KYD 32.6K

$26.2K $26.2K

51.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$479 KYD 392

$218 $218

119.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$119 KYD 97.2

$62.5 $62.5

89.74%

Internet (50+ Mbps, Unlimited Data)

$116 KYD 95.1

$74.5 $74.5

55.82%

Gym Membership (Monthly)

$202 KYD 166

$41.86 $41.86

382.58%

Tennis Court (1 Hour on Weekend)

$47.99 KYD 39.35

$22.81 $22.81

110.39%

Cinema Ticket

$18.31 KYD 15.01

$14.70 $14.70

24.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,672 KYD 1,371

$1,489 $1,489

12.31%

International Primary School, 1 Child (Yearly)

$26.9K KYD 22.1K

$25.3K $25.3K

6.70%

Jeans (Levis 501 Or Similar)

$86.7 KYD 71.1

$54.3 $54.3

59.48%

Summer Dress (H&M, Zara, etc)

$78.7 KYD 64.5

$42.71 $42.71

84.29%

Sport Shoes (Adidas, Nike)

$134 KYD 110

$94.1 $94.1

42.35%

Men's Leather Business Shoes

$148 KYD 121

$114 $114

30.41%

1-bedroom Apartment, City Center (Monthly)

$3,027 KYD 2,482

$1,659 $1,659

82.41%

1-bedroom Apartment, Outside City Center (Monthly)

$2,339 KYD 1,918

$1,348 $1,348

73.59%

3-bedroom Apartment, City Center (Monthly)

$5,796 KYD 4,753

$2,682 $2,682

116.08%

3-bedroom Apartment, Outside City Center (Monthly)

$4,597 KYD 3,770

$2,169 $2,169

111.97%

Buy Apartment in City Center (m2)

$13.0K KYD 10.6K

$3,283 $3,283

295.16%

Buy Apartment Outside City Center (m2)

$7,650 KYD 6,273

$2,482 $2,482

208.22%

Average Monthly Net Salary (After Tax)

$7,620 KYD 6,248

$4,296 $4,296

77.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.55

9.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Cayman Islands: October 25, 2026

Last update for the United States: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cayman Islands

$2.3K 48.4%

United States

$1.3K 49.3% 42.4% $992

Groceries & Markets

Cayman Islands

$718 14.9%

United States

$415 15.2% 42.1% $303

Monthly Utilities & Internet

Cayman Islands

$713 14.8%

United States

$355 13% 50.2% $358

Eating Out

Cayman Islands

$456 9.4%

United States

$328 12% 28.1% $128

Sport & Entertainment

Cayman Islands

$239 4.9%

United States

$71 2.6% 70.1% $167

Clothing & Footwear

Cayman Islands

$201 4.2%

United States

$137 5% 31.9% $64

Getting Around

Cayman Islands

$167 3.5%

United States

$80 2.9% 51.9% $86

Cost Breakdown

Average rent: $3,562 in the Cayman Islands vs $1,620 in the United States. For reference, capital cities sit at $2,881 in George Town and $2,768 in Washington, DC.

Average salary: $7,780 in the Cayman Islands vs $4,549 in the United States. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 120% higher in the Cayman Islands.

Dining out costs 51% more in the Cayman Islands.

Public transport is 87% more expensive in the Cayman Islands.

Salaries are 71% higher in the Cayman Islands.

Good to know

🇰🇾 Cayman Islands

🇺🇸 United States

🕒 Local time

19:50 7:50 PM

20:50 8:50 PM

1 h ahead of the Cayman Islands

🌤 Weather

👥 Population

65,483

340,110,988

💱 Currency

Cayman Islands Dollar KYD $

United States Dollar USD $

📈 Exchange rate

1 KYD = 1.22 USD

1 KYD = 1.1 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to KYD – Cayman Islands Dollar Converter

🇺🇸 United States Dollar ($)

🇰🇾 Cayman Islands Dollar ($)

Cayman Islands Dollar exchange rates as of October 29, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.913 KYD (1 KYD = 1.1 EUR).

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to KYD in detail →

On the map

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Between locations

Cayman Islands United States 1,900 km ≈ 2 h 45 min nonstop flight

From you

Cayman Islands
United States

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cayman Islands vs United States: Cost of Living - Frequently Asked Questions

The United States is the cheaper option – living costs run roughly 43% lower on average.

Housing costs more in the Cayman Islands: a central one-bedroom averages $3,562 versus $1,620 in the United States.

Groceries, public transport, and eating out all cost less in the United States – part of why living there is about 43% cheaper overall.

The United States is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.