Cost of Living Comparison Between Cayman Islands and United States Cost of Living Comparison Between Cayman Islands and United States

Name: United States
Address: US

Monthly Cost of Living

A single person spends $4,034 per month in Cayman Islands vs $2,643 in United States, rent included.

A couple spends around $6,659 per month in Cayman Islands vs $3,857 in United States, rent included.

A family of three spends $9,284 per month in Cayman Islands vs $5,070 in United States, rent included.

Cayman Islands costs about 53% more than United States on average – the gap runs across housing, groceries, transport, and services.

Both Cayman Islands and United States are pricier than the global median – Cayman Islands by 201%, United States by 97%.

United States has a wider regional cost range ($1,343–$5,081) than Cayman Islands ($3,604–$4,602), so location matters more when choosing where to live in United States.

Meal at Budget Restaurant

$26.20 KYD 21.49

$20.04 $20.04

30.74%

Three-Course Dinner for Two, Mid-Range

$143 KYD 117

$76.0 $76.0

87.53%

Fast Food Meal (McDonalds, etc)

$14.25 KYD 11.68

$11.42 $11.42

24.78%

Cappuccino

$6.72 KYD 5.51

$5.39 $5.39

24.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.79 KYD 3.11

$2.55 $2.55

48.63%

Water (0.33 liter bottle)

$3.20 KYD 2.63

$2.04 $2.04

56.86%

Local Beer (0.5 liter draught)

$9.09 KYD 7.46

$6.14 $6.14

48.05%

Imported Beer (0.33 liter bottle)

$7.05 KYD 5.78

$7.18 $7.18

-1.81%

Milk (1 liter)

$2.98 KYD 2.45

$1.04 $1.04

186.54%

White Bread (500g)

$5.51 KYD 4.52

$3.65 $3.65

50.96%

Rice (white) (1kg)

$6.04 KYD 4.95

$4.73 $4.73

27.70%

Eggs

$8.61 KYD 7.06

$4.38 $4.38

96.58%

Local Cheese (1kg)

$12.69 KYD 10.40

$12.76 $12.76

-0.55%

Chicken Fillets (1kg)

$17.52 KYD 14.36

$12.42 $12.42

41.06%

Beef Round Steak (1kg)

$16.58 KYD 13.60

$16.41 $16.41

1.04%

Apples (1kg)

$11.53 KYD 9.45

$5.42 $5.42

112.73%

Banana (1kg)

$4.70 KYD 3.86

$1.65 $1.65

184.85%

Oranges (1kg)

$8.14 KYD 6.67

$4.59 $4.59

77.34%

Tomato (1kg)

$7.91 KYD 6.49

$4.91 $4.91

61.10%

Potato (1kg)

$5.69 KYD 4.66

$2.92 $2.92

94.86%

Onion (1kg)

$5.70 KYD 4.68

$3.13 $3.13

82.11%

Lettuce (1 head)

$5.96 KYD 4.89

$2.26 $2.26

163.72%

Water (1.5 liter bottle)

$3.11 KYD 2.55

$2.30 $2.30

35.22%

Cigarettes 20 Pack (Marlboro, Camel)

$14.82 KYD 12.15

$9.89 $9.89

49.85%

Wine (Bottle)

$24.07 KYD 19.74

$15.10 $15.10

59.40%

Local Beer (0.5 liter bottle)

$4.12 KYD 3.38

$1.91 $1.91

115.71%

Imported Beer (0.33 liter bottle)

$5.40 KYD 4.42

$3.66 $3.66

47.54%

One-way Ticket (Public Transport)

$3.03 KYD 2.49

$2.48 $2.48

22.18%

Public Transport Monthly Pass (Regular Price)

$29.86 KYD 24.48

$64.8 $64.8

-53.94%

Taxi Start (Normal Tariff)

$18.04 KYD 14.79

$3.84 $3.84

369.79%

Taxi (Normal Tariff) (1km)

$5.02 KYD 4.11

$1.76 $1.76

185.23%

Taxi 1hour Waiting (Normal Tariff)

$59.9 KYD 49.11

$30.58 $30.58

95.85%

Gasoline (1 liter)

$1.80 KYD 1.47

$0.96 $0.96

87.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K KYD 29.3K

$30.5K $30.5K

17.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K KYD 28.8K

$26.4K $26.4K

32.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$428 KYD 351

$204 $204

109.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$99.4 KYD 81.5

$57.3 $57.3

73.56%

Internet (50+ Mbps, Unlimited Data)

$119 KYD 97.4

$71.2 $71.2

66.76%

Gym Membership (Monthly)

$150 KYD 123

$46.67 $46.67

222.37%

Tennis Court (1 Hour on Weekend)

$53.2 KYD 43.59

$22.12 $22.12

140.33%

Cinema Ticket

$18.39 KYD 15.08

$13.84 $13.84

32.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,654 KYD 1,356

$1,384 $1,384

19.57%

International Primary School, 1 Child (Yearly)

$25.6K KYD 21.0K

$22.7K $22.7K

12.74%

Jeans (Levis 501 Or Similar)

$92.0 KYD 75.5

$53.0 $53.0

73.66%

Summer Dress (H&M, Zara, etc)

$69.9 KYD 57.3

$43.17 $43.17

61.92%

Sport Shoes (Adidas, Nike)

$141 KYD 116

$90.6 $90.6

55.99%

Men's Leather Business Shoes

$143 KYD 117

$114 $114

24.85%

1-bedroom Apartment, City Center (Monthly)

$2,880 KYD 2,362

$1,766 $1,766

63.05%

1-bedroom Apartment, Outside City Center (Monthly)

$2,313 KYD 1,897

$1,459 $1,459

58.51%

3-bedroom Apartment, City Center (Monthly)

$5,706 KYD 4,679

$2,832 $2,832

101.48%

3-bedroom Apartment, Outside City Center (Monthly)

$4,773 KYD 3,914

$2,411 $2,411

97.95%

Buy Apartment in City Center (m2)

$13.2K KYD 10.8K

$3,287 $3,287

300.48%

Buy Apartment Outside City Center (m2)

$7,627 KYD 6,254

$2,650 $2,650

187.80%

Average Monthly Net Salary (After Tax)

$7,719 KYD 6,329

$4,379 $4,379

76.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.54

6.51

15.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cayman Islands: May 30, 2026

Last update for United States: May 30, 2026

Cost Breakdown

Average rent: $2,726 in Cayman Islands vs $1,637 in United States. For reference, capital cities sit at $2,839 in George Town and $2,591 in Washington, DC.

Average salary: $6,743 in Cayman Islands vs $4,500 in United States. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 67% higher in Cayman Islands.

Dining out costs 99% more in Cayman Islands.

Public transport is 150% more expensive in United States.

Salaries are 50% higher in Cayman Islands.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cayman Islands vs United States: Cost of Living - Frequently Asked Questions

United States is the cheaper option – living costs run roughly 28% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Cayman Islands, and the gap is biggest in capital cities. Regional towns show less difference, but Cayman Islands consistently has higher rents.

Groceries, transport, and utilities all cost less in United States, contributing to the overall 28% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$4,000 buys a comfortable lifestyle in United States, but in Cayman Islands it only works with careful planning outside the capital. Same money, very different lives.

United States is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.