Cost of Living in Montenegro - Updated Prices & Insights

Name: Montenegro
Address: ME

Solo nomad: Estimated monthly costs are $711 (excluding rent), and $1,357 including rent.

Family of 3: Estimated monthly costs are $1,741 (excluding rent), and $2,773 including rent.

Meal at Budget Restaurant

$11.45 €9.87

$6.87 €5.92

$17.18 €14.81

Three-Course Dinner for Two, Mid-Range

$46.14 €39.78

$28.84 €24.86

$79.6 €68.6

Fast Food Meal (McDonalds, etc)

$9.04 €7.79

$6.78 €5.84

$11.30 €9.74

Cappuccino

$2.29 €1.98

$1.46 €1.26

$3.93 €3.39

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 €1.93

$1.15 €0.99

$3.43 €2.96

Water (0.33 liter bottle)

$1.46 €1.26

$1.14 €0.99

$2.28 €1.96

Local Beer (0.5 liter draught)

$2.87 €2.47

$1.73 €1.49

$4.60 €3.96

Imported Beer (0.33 liter bottle)

$3.43 €2.96

$2.29 €1.97

$4.58 €3.95

Milk (1 liter)

$1.36 €1.17

$1.17 €1.01

$1.87 €1.61

White Bread (500g)

$0.99 €0.85

$0.79 €0.68

$1.71 €1.47

Rice (white) (1kg)

$2.19 €1.89

$1.24 €1.07

$3.40 €2.93

Eggs

$3.22 €2.78

$2.79 €2.40

$3.94 €3.39

Local Cheese (1kg)

$8.57 €7.38

$5.63 €4.85

$13.85 €11.94

Chicken Fillets (1kg)

$7.56 €6.52

$4.51 €3.88

$10.69 €9.22

Beef Round Steak (1kg)

$11.44 €9.86

$9.20 €7.93

$14.95 €12.88

Apples (1kg)

$1.34 €1.15

$0.90 €0.77

$2.27 €1.96

Banana (1kg)

$1.74 €1.50

$1.23 €1.06

$2.24 €1.93

Oranges (1kg)

$1.56 €1.35

$1.01 €0.87

$2.72 €2.34

Tomato (1kg)

$2.68 €2.31

$1.26 €1.08

$3.57 €3.08

Potato (1kg)

$1.06 €0.91

$0.77 €0.67

$1.43 €1.23

Onion (1kg)

$1.17 €1.01

$0.70 €0.60

$1.76 €1.51

Lettuce (1 head)

$1.63 €1.40

$0.80 €0.69

$2.64 €2.28

Water (1.5 liter bottle)

$0.84 €0.73

$0.57 €0.49

$1.59 €1.37

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 €3.67

$3.78 €3.26

$4.73 €4.08

Wine (Bottle)

$5.78 €4.98

$4.39 €3.78

$12.72 €10.97

Local Beer (0.5 liter bottle)

$1.16 €1.00

$0.76 €0.65

$1.76 €1.51

Imported Beer (0.33 liter bottle)

$1.72 €1.49

$1.14 €0.99

$2.28 €1.96

One-way Ticket (Public Transport)

$1.15 €0.99

$1.03 €0.89

$2.29 €1.97

Public Transport Monthly Pass (Regular Price)

$34.32 €29.58

$28.60 €24.65

$45.75 €39.44

Taxi Start (Normal Tariff)

$1.13 €0.97

$0.56 €0.49

$2.25 €1.94

Taxi (Normal Tariff) (1km)

$1.05 €0.91

$0.58 €0.50

$1.58 €1.36

Taxi 1hour Waiting (Normal Tariff)

$13.98 €12.05

$8.15 €7.03

$17.47 €15.06

Gasoline (1 liter)

$1.76 €1.51

$1.66 €1.43

$1.90 €1.64

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K €27.5K

$29.4K €25.4K

$34.2K €29.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.3K €26.1K

$27.3K €23.5K

$34.1K €29.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 €109

$91.9 €79.2

$195 €168

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.79 €16.20

$11.77 €10.14

$25.88 €22.31

Internet (50+ Mbps, Unlimited Data)

$31.21 €26.90

$24.16 €20.82

$42.57 €36.70

Gym Membership (Monthly)

$44.39 €38.27

$22.71 €19.58

$68.1 €58.7

Tennis Court (1 Hour on Weekend)

$13.74 €11.84

$11.55 €9.96

$17.33 €14.94

Cinema Ticket

$5.77 €4.98

$4.62 €3.98

$8.08 €6.96

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$312 €269

$159 €137

$454 €391

International Primary School, 1 Child (Yearly)

$8,669 €7,473

$5,680 €4,896

$17.0K €14.7K

Jeans (Levis 501 Or Similar)

$81.9 €70.6

$34.26 €29.53

$136 €117

Summer Dress (H&M, Zara, etc)

$39.87 €34.37

$23.22 €20.02

$58.1 €50.0

Sport Shoes (Adidas, Nike)

$100 €86.4

$70.4 €60.7

$141 €121

Men's Leather Business Shoes

$120 €104

$93.9 €81.0

$176 €152

1-bedroom Apartment, City Center (Monthly)

$683 €589

$518 €447

$1,151 €993

1-bedroom Apartment, Outside City Center (Monthly)

$509 €438

$377 €325

$742 €639

3-bedroom Apartment, City Center (Monthly)

$1,219 €1,051

$873 €752

$1,746 €1,505

3-bedroom Apartment, Outside City Center (Monthly)

$934 €805

$701 €605

$1,403 €1,209

Buy Apartment in City Center (m2)

$3,049 €2,629

$2,335 €2,012

$5,836 €5,031

Buy Apartment Outside City Center (m2)

$2,258 €1,947

$1,735 €1,496

$2,892 €2,493

Average Monthly Net Salary (After Tax)

$1,026 €884

20-Year Fixed Mortgage Interest Rate (Annual %)

5.66

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

By City in Montenegro

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Bar	17727	68	$706	$1,362	$1,670	$2,647	132.7	246.58
2	Berane	11073	78	$973	$1,552	$2,000	$3,244	67.37	203.39
3	Bijelo Polje	13117	73	$695	$1,453	$2,106	$2,967	129.31	154.74
4	Budva	13338	87	$876	$1,698	$2,228	$3,782	9.91	138.76
5	Cetinje	13918	71	$635	$1,432	$2,110	$2,934	198.23	162.19
6	Danilovgrad	5200	66	$562	$1,287	$1,539	$2,606	40.35	125.88
7	Herceg Novi	11059	72	$742	$1,457	$1,783	$2,853	100.87	127.13
8	Kolasin	2900	65	$759	$1,314	$1,551	$2,558	187.93	191.42
9	Kotor	13000	78	$806	$1,547	$2,177	$3,341	43.55	66.91
10	Niksic	56970	48	$606	$953	$1,458	$1,942	34.56	214.3
11	Perast	350	66	$648	$1,298	$1,435	$2,645	107.34	126.66
12	Podgorica	150799	65	$704	$1,306	$1,690	$2,700	262.62	263.28
13	Sutomore	2000	70	$632	$1,427	$1,827	$2,833	128.71	130.74
14	Tivat	9500	81	$862	$1,590	$1,961	$3,197	104.98	169.56
15	Ulcinj	10707	69	$667	$1,387	$1,564	$2,785	249.31	179.54
16	Zabljak	1900	62	$629	$1,250	$1,460	$2,421	98.61	51.35

Digital Nomad Cost of Living Index

Cost of Living in Montenegro - Frequently Asked Questions

Montenegro offers a blend of value and scenery that appeals to travelers, expats, and digital nomads. For many, daily costs stay manageable, especially outside busy coastal hotspots. Expats often find housing and utilities reasonable compared with Western Europe, while nomads can extend stays with flexible leases. The balance shifts by location and season: coastal towns are pricier in summer, inland towns tend to feel calmer and cheaper. Practical planning – cook at home, use public transport, and shop locally – maximizes value without sacrificing comfort. Understanding Cost of Living in Montenegro can help you choose neighborhoods that fit your rhythm. Tip: map out a few core errands and test longer stays before committing.

Finding a comfortable routine begins with smart housing and smart errands. In Podgorica, you'll encounter practical rental options with easy public transit; in coastal towns, leases may be ocean-leaning but pricier in season. Use local markets and mid-sized supermarkets for fresh produce, and sample street foods for budget-friendly meals. Co-working spaces and cafes help you work in different vibes without breaking the bank. Public buses connect towns, while occasional ferries stitch the coast together. Montenegro living cost tends to hinge on location, season, and how much you cook at home versus dine out. Tip: lock in a longer-term stay to negotiate better terms.

To budget effectively in Montenegro, use a simple, seasonal framework: separate your essentials, flexible spending, and savings buffer. Prioritize housing in areas that suit your rhythm – old towns pulse with culture but pack more seasonal noise and prices, while newer neighborhoods offer quieter living and more predictable utilities. Track food and transport by season: markets brim with fresh produce in spring and autumn; summer brings upfront costs for coastal trips, while winter utilities may influence budgeting. Build a neighborhood shortlist by walking the vibe – cafes, parks, and safety matter as much as rent. Tip: test a weekend trip to a few areas to compare daily life before committing.