Last update: Oct 2026 Poland 105.1K

Cost of Living in Koszalin

For one person, living costs in Koszalin are estimated at $1,286 a month, including rent and utilities – 16% below the national average. Rent and utilities take about half of the total.

Monthly Cost of Living

How much you'll spend in Koszalin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koszalin actually costs, broken down by who's living it.

Living costs for one person come to about $1,286 monthly including rent, or $611 excluding housing.

$1,286 /mo

Estimated monthly costs for a couple: $1,910 with rent, or $1,049 without housing.

$1,910 /mo

Monthly costs for a family of three come to about $2,534 including rent, or $1,488 for daily expenses alone.

$2,534 /mo

Koszalin sits 5–10% below the global median across household types. Within Europe, costs are 27% below average – relatively affordable for the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$8.18 zł 31.78
$6.29 zł 24.44
$17.62 zł 68.5
Three-Course Dinner for Two, Mid-Range
$38.27 zł 149
$28.06 zł 109
$76.5 zł 297
Fast Food Meal (McDonalds, etc)
$8.84 zł 34.34
$7.57 zł 29.41
$10.10 zł 39.24
Cappuccino
$2.94 zł 11.41
$2.02 zł 7.84
$4.53 zł 17.60
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.58 zł 6.13
$1.00 zł 3.89
$2.99 zł 11.62
Water (0.33 liter bottle)
$1.30 zł 5.07
$1.30 zł 5.07
$2.35 zł 9.14
Local Beer (0.5 liter draught)
$3.73 zł 14.51
$2.98 zł 11.58
$4.97 zł 19.33
Imported Beer (0.33 liter bottle)
$2.57 zł 10.00
$1.55 zł 6.03
$5.16 zł 20.05
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.99 zł 3.84
$0.77 zł 3.01
$1.16 zł 4.51
White Bread (500g)
$1.11 zł 4.33
$0.59 zł 2.28
$2.07 zł 8.03
Rice (white) (1kg)
$0.80 zł 3.10
$0.53 zł 2.08
$2.40 zł 9.33
Eggs
$2.89 zł 11.23
$1.86 zł 7.21
$4.33 zł 16.82
Local Cheese (1kg)
$8.30 zł 32.26
$6.04 zł 23.46
$25.16 zł 97.7
Chicken Fillets (1kg)
$6.42 zł 24.92
$2.99 zł 11.62
$9.49 zł 36.85
Beef Round Steak (1kg)
$9.51 zł 36.94
$7.46 zł 28.97
$20.57 zł 79.9
Apples (1kg)
$0.83 zł 3.22
$0.78 zł 3.02
$1.82 zł 7.07
Banana (1kg)
$1.12 zł 4.36
$0.78 zł 3.01
$2.34 zł 9.08
Oranges (1kg)
$1.74 zł 6.77
$1.24 zł 4.83
$2.49 zł 9.66
Tomato (1kg)
$2.33 zł 9.05
$2.08 zł 8.07
$5.18 zł 20.13
Potato (1kg)
$0.66 zł 2.56
$0.53 zł 2.04
$1.31 zł 5.08
Onion (1kg)
$0.77 zł 3.00
$0.77 zł 3.00
$1.55 zł 6.04
Lettuce (1 head)
$0.85 zł 3.32
$0.73 zł 2.84
$1.71 zł 6.64
Water (1.5 liter bottle)
$0.56 zł 2.18
$0.39 zł 1.51
$1.30 zł 5.03
Cigarettes 20 Pack (Marlboro, Camel)
$4.68 zł 18.20
$4.56 zł 17.70
$6.58 zł 25.58
Wine (Bottle)
$6.52 zł 25.33
$5.22 zł 20.28
$11.74 zł 45.61
Local Beer (0.5 liter bottle)
$1.05 zł 4.06
$0.63 zł 2.45
$2.51 zł 9.74
Imported Beer (0.33 liter bottle)
$1.33 zł 5.16
$1.24 zł 4.82
$3.73 zł 14.50
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.00 zł 3.87
-
Public Transport Monthly Pass (Regular Price)
$27.92 zł 108
$27.92 zł 108
$27.92 zł 108
Taxi Start (Normal Tariff)
$2.08 zł 8.10
$2.08 zł 8.10
$2.73 zł 10.60
Taxi (Normal Tariff) (1km)
$0.64 zł 2.47
$0.64 zł 2.47
$0.98 zł 3.82
Taxi 1hour Waiting (Normal Tariff)
$9.03 zł 35.09
$9.03 zł 35.09
$15.48 zł 60.1
Gasoline (1 liter)
$1.65 zł 6.40
$1.53 zł 5.96
$2.05 zł 7.98
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K zł 115.3K
$28.5K zł 110.7K
$30.8K zł 119.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K zł 105.4K
$24.9K zł 96.6K
$30.2K zł 117.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$287 zł 1,115
$239 zł 928
$435 zł 1,689
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.15 zł 39.42
$6.34 zł 24.63
$21.56 zł 83.8
Internet (50+ Mbps, Unlimited Data)
$17.18 zł 66.8
$12.89 zł 50.1
$25.79 zł 100
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$35.42 zł 138
$34.51 zł 134
$36.32 zł 141
Cinema Ticket
$7.52 zł 29.23
$7.02 zł 27.28
$8.79 zł 34.13
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$521 zł 2,024
$342 zł 1,328
$729 zł 2,831
International Primary School, 1 Child (Yearly)
$7,925 zł 30.8K
$6,302 zł 24.5K
$10.1K zł 39.2K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$87.3 zł 339
$37.83 zł 147
$149 zł 578
Summer Dress (H&M, Zara, etc)
$48.05 zł 187
$30.89 zł 120
$64.4 zł 250
Sport Shoes (Adidas, Nike)
$91.1 zł 354
$62.7 zł 244
$113 zł 438
Men's Leather Business Shoes
$102 zł 395
$50.9 zł 198
$178 zł 692
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$630 zł 2,449
-
1-bedroom Apartment, Outside City Center (Monthly)
$388 zł 1,508
-
3-bedroom Apartment, City Center (Monthly)
$1,030 zł 4,000
-
3-bedroom Apartment, Outside City Center (Monthly)
$759 zł 2,948
-
Buy Apartment in City Center (m2)
$2,128 zł 8,268
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,236 zł 4,802
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
5.7
9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Koszalin $1,286
Accommodation & Living
$388
Monthly Utilities & Internet
$314
Groceries & Markets
$185
Eating Out
$163
Clothing & Footwear
$148
Sport & Entertainment
$50
Getting Around
$37

Cost Breakdown

Expect to pay about $630 for a central one-bedroom, or $388 outside the center. At 51% of the average salary ($1,236), housing is the biggest financial pressure.

Average take-home pay sits at $1,236, while typical expenses reach $1,286. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $185 monthly on groceries. Dining out at a mid-range restaurant costs roughly $38.00 for two – well below the European average of $73.0.

Public transport is priced at around $27.92 per month – among the cheapest in Europe (average $49.00).

Cost Highlights

Rice is cheaper than 100% of cities in Europe

Milk is cheaper than 94% of cities in Europe

Imported beer is cheaper than 93% of cities in Europe

Good to know
🕒 Local time
01:00 1:00 AM
🌤 Weather
👥 Population
105,143
💱 Currency
Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

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Koszalin Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Koszalin - Frequently Asked Questions
How does Koszalin compare in overall affordability for travelers, expats, and digital nomads?
Koszalin tends to offer strong value for travelers, expats, and digital nomads who want balance between price and practicality. You’ll find comfortable long-stay options, sensible daily costs, and a relaxed pace that helps budgets last. Costs vary by neighborhood, with the city center and university areas typically offering the best mix of access and affordability. For longer stays, look for leases with included utilities or flexible terms. Cost of Living in Koszalin frames a mid-range experience that rewards planning, neighborhood choice, and smart budgeting. Tip: Consider a two‑week test stay to compare persistently used services and neighborhoods before committing.
What is daily life like in Koszalin for housing search, food options, transport, and errands?
Day-to-day life in Koszalin is practical and approachable. Housing search often favors longer leases and using local agencies or community groups to find well-priced flats in central or residential neighborhoods. Shopping includes markets and budget-friendly supermarkets with seasonal produce. Public transport is reliable for city travel, and cycling is feasible for short hops, keeping daily costs down. For work or study, there are a handful of coworking spaces and cafés with dependable Wi‑Fi. Koszalin living cost remains approachable, especially if you lean toward central neighborhoods and plan errands efficiently. Tip: Build a simple weekly budget and track expenses for a month to spot savings.
What strategies help maximize quality of life, budgeting, and neighborhood fit in Koszalin, across seasons?
Quality of life in Koszalin is solid for those who value a manageable pace, outdoor spaces, and access to regional nature. Create a simple budgeting framework: track housing, utilities, groceries, and transit, with a small fund for occasional trips to nearby seaside towns. Seasonality affects heating costs and energy use, while summer brings street markets and more outdoor activities. Neighborhood fit matters: central districts are walkable and social, while quieter residential areas suit longer stays and families. For savings, cook at home, shop at local markets, and time purchases around sales or bulk items. Tip: Look for free community events to mingle with locals and stretch your budget.
How expensive is daily life in Koszalin?
Everyday life in Koszalin is moderately priced at about $1,286 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
How much of a salary does housing take in Koszalin?
With 51% of the average paycheck going to rent, Koszalin is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How much should you earn to live well in Koszalin?
Earning $1,929 monthly in Koszalin means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much should I budget for housing in Koszalin?
Where you live in Koszalin makes all the difference. Central one-bedrooms cost about $630; commute-friendly outer districts come in around $388. Overall, the market runs from $388 to $630 depending on size, location, and apartment condition.
What does commuting cost in Koszalin?
A monthly transit pass in Koszalin goes for roughly $27.92, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in Koszalin?
Childcare averages $521 monthly at a private kindergarten in Koszalin. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is $1,500 a month enough for Koszalin?
Living on $1,500 in Koszalin means careful planning, since monthly costs average $1,286. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Koszalin a good place to retire?
Retirement in Koszalin is comfortable for most – total costs run about $1,286 monthly. Healthcare, daily amenities, and social infrastructure are all in place, and most retirees find it a practical, enjoyable place to settle.
Is it possible to save on a local salary in Koszalin?
Monthly expenses in Koszalin run around $1,286, so putting money aside takes more than $1,929 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

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