For one person, living costs in Szczecinek are estimated at $1,468 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $21 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Szczecinek actually costs, broken down by who's living it.
Living costs for one person come to about $1,468 monthly including rent, or $652 excluding housing.
$1,468 /mo
Estimated monthly costs for a couple: $2,118 with rent, or $1,140 without housing.
$2,118 /mo
Monthly costs for a family of three come to about $2,769 including rent, or $1,629 for daily expenses alone.
$2,769 /mo
📊
Szczecinek sits 2–9% above the global median across household types. Within Europe, costs are 16% below average – relatively affordable for the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0Kzł 120.3K
$31.0Kzł 120.3K
$31.4Kzł 121.9K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8Kzł 108.0K
$25.7Kzł 99.7K
$31.1Kzł 121.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$290zł 1,126
$214zł 832
$450zł 1,747
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.77zł 30.20
$3.80zł 14.77
$30.39zł 118
Internet(50+ Mbps, Unlimited Data)
$18.34zł 71.3
$12.73zł 49.46
$24.96zł 97.0
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$38.27zł 149
$28.08zł 109
$45.94zł 178
Tennis Court(1 Hour on Weekend)
$20.63zł 80.2
$10.82zł 42.02
$20.63zł 80.2
Cinema Ticket
$7.59zł 29.49
$5.82zł 22.61
$10.13zł 39.35
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$206zł 800
$206zł 800
$682zł 2,651
International Primary School, 1 Child(Yearly)
$7,398zł 28.7K
$7,398zł 28.7K
$7,398zł 28.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$78.3zł 304
$51.1zł 199
$102zł 397
Summer Dress(H&M, Zara, etc)
$36.84zł 143
$20.14zł 78.2
$50.1zł 195
Sport Shoes(Adidas, Nike)
$87.3zł 339
$77.5zł 301
$116zł 451
Men's Leather Business Shoes
$108zł 421
$53.7zł 209
$204zł 794
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$559zł 2,173
$310zł 1,203
$723zł 2,808
1-bedroom Apartment, Outside City Center(Monthly)
$526zł 2,045
$501zł 1,947
$551zł 2,142
3-bedroom Apartment, City Center(Monthly)
$1,019zł 3,959
$906zł 3,519
$1,132zł 4,399
3-bedroom Apartment, Outside City Center(Monthly)
$850zł 3,303
$750zł 2,914
$950zł 3,692
Buy Apartment in City Center(m2)
$3,303zł 12.8K
$2,532zł 9,836
$3,761zł 14.6K
Buy Apartment Outside City Center(m2)
$2,012zł 7,816
$1,724zł 6,699
$2,281zł 8,860
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$1,300zł 5,049
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.2
4
7.05
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Szczecinek$1,468
Szczecinek$2,769
🏠Accommodation & Living
$526 35.8%
🧾Monthly Utilities & Internet
$316 21.5%
🛒Groceries & Markets
$206 14%
🍽Eating Out
$188 12.8%
👕👟Clothing & Footwear
$140 9.5%
🎉Sport & Entertainment
$53 3.6%
🚌Getting Around
$39 2.6%
🏠Accommodation & Living
$850 30.7%
🧾Monthly Utilities & Internet
$324 11.7%
🛒Groceries & Markets
$482 17.4%
🍽Eating Out
$594 21.5%
👕👟Clothing & Footwear
$311 11.2%
🎉Sport & Entertainment
$128 4.6%
🚌Getting Around
$80 2.9%
Cost Breakdown
🏠Expect to pay about $559 for a central one-bedroom, or $526 outside the center. At 43% of the average salary ($1,300), housing is the biggest financial pressure.
💰Average take-home pay sits at $1,300, while typical expenses reach $1,468. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.
🛒Expect to spend about $206 monthly on groceries. Dining out at a mid-range restaurant costs roughly $43.00 for two – well below the European average of $73.0.
🚌Public transport is priced at around $27.13 per month – among the cheapest in Europe (average $49.00).
Cost Highlights
⭐Milk is cheaper than 98% of cities in Europe
⭐Preschool or kindergarten, full day, private, 1 child is cheaper than 91% of cities in Europe
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Szczecinek - Frequently Asked Questions
Is Szczecinek a good-value base for travelers, expats, and digital nomads, and how does it compare to bigger Polish cities?
Cost of Living in Szczecinek is generally lower than larger Polish cities like Warsaw or Krakow, especially for housing and day-to-day expenses. For travelers, you’ll find price points that support short stays and longer visits without breaking your budget. Expats and digital nomads may appreciate a calm pace, smaller crowds, and reliable amenities, though job opportunities and coworking options are more limited than in metro areas. Housing tends to be affordable relative to city centers, with characterful apartments in town and near the lake. Seasonal tourism can push prices briefly in peak months. Tip: Start with a neighborhood survey and map your essential needs to balance cost and convenience.
What does daily life look like in Szczecinek for housing, food, transport, and coworking or errands?
Expect a practical mix: look for rental options in town centers near the market square or along quiet residential streets; long-term leases may be more flexible here. Food options include local markets, bakeries, and affordable casual dining. Public transport is modest but reliable for a smaller city, with bus lines and bike-friendly routes; bicycles are a popular way to get around. For digital nomads, consider local cafes with reliable Wi-Fi and nearby coworking spots in center neighborhoods. Szczecinek living cost supports clear budgeting for groceries, transit passes, and occasional dining out, helping you plan without surprises. Tip: Build a simple weekly plan and use apps to compare options before you commit.
How does quality of life in Szczecinek shape budgeting, saving strategies, and neighborhood fit across the seasons?
Quality of life in Szczecinek leans toward a relaxed, small-city rhythm with easy access to forests and water, which supports outdoor activities and weekend getaways. Budgeting studies typically split housing, groceries, transport, and leisure; seasonal shifts in heating or summer trips affect your plan, so build a simple reserve for changes in utility use. Save by choosing a budget-friendly neighborhood a short ride from the center, using public transport, and cooking at home most evenings. Seasonality influences cafe patios, lakefront strolls, and cultural events, so tailor your routines to local calendars. Tip: test several neighborhoods during different seasons to find the fit that feels right.
What are typical monthly expenses for a single person in Szczecinek?
All in, Szczecinek runs about $1,468 monthly with rent, or $652 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What are the monthly living expenses in Szczecinek as of 2026?
As of 2026, monthly living costs in Szczecinek come to around $1,468 including rent, or roughly $652 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
What income do you need to cover all expenses in Szczecinek?
Around $2,203 take-home puts you in a comfortable spot in Szczecinek – enough for rent, food, bills, and a bit of savings. Drop below that and you'll probably need to share a flat, stick to cooking at home, or pick a neighborhood further out.
What does a one-bedroom apartment cost in Szczecinek per month?
Where you live in Szczecinek makes all the difference. Central one-bedrooms cost about $559; commute-friendly outer districts come in around $526. Overall, the market runs from $526 to $559 depending on size, location, and apartment condition.
Is public transport affordable in Szczecinek?
A monthly transit pass in Szczecinek runs about $27.13, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Szczecinek?
At about $206 monthly, food costs in Szczecinek sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $2,000 cover living expenses in Szczecinek?
Living on $2,000 in Szczecinek means careful planning, since monthly costs average $1,468. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Why do remote workers choose Szczecinek?
Szczecinek draws remote workers with fast internet, low crime rates, beach access, and at around $1,468 per month all-in, the price-to-lifestyle ratio is hard to beat. A growing international community makes networking and social life easy for newcomers.
How much can you save per month in Szczecinek?
Monthly expenses in Szczecinek run around $1,468, so putting money aside takes more than $2,203 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Can budget travelers get by in Szczecinek?
Budget travel in Szczecinek works but takes effort. Hostels, street food, and local restaurants keep daily costs reasonable. All-in monthly expenses run about $1,468 for residents – backpackers can do less with some planning.
Szczecinek vs other spots: cost of living compared