Last update: Oct 2026 Poland 39.7K

Cost of Living in Szczecinek

For one person, living costs in Szczecinek are estimated at $1,468 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $21 a day.

Monthly Cost of Living

How much you'll spend in Szczecinek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Szczecinek actually costs, broken down by who's living it.

Living costs for one person come to about $1,468 monthly including rent, or $652 excluding housing.

$1,468 /mo

Estimated monthly costs for a couple: $2,118 with rent, or $1,140 without housing.

$2,118 /mo

Monthly costs for a family of three come to about $2,769 including rent, or $1,629 for daily expenses alone.

$2,769 /mo

Szczecinek sits 2–9% above the global median across household types. Within Europe, costs are 16% below average – relatively affordable for the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$11.62 zł 45.14
$7.74 zł 30.08
$12.91 zł 50.2
Three-Course Dinner for Two, Mid-Range
$42.81 zł 166
$22.66 zł 88.0
$62.9 zł 245
Fast Food Meal (McDonalds, etc)
$9.07 zł 35.22
$7.76 zł 30.16
$10.88 zł 42.26
Cappuccino
$3.48 zł 13.51
$2.07 zł 8.06
$6.47 zł 25.12
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 zł 4.51
$1.02 zł 3.95
$3.13 zł 12.17
Water (0.33 liter bottle)
$0.87 zł 3.38
$0.71 zł 2.75
$2.60 zł 10.11
Local Beer (0.5 liter draught)
$3.10 zł 12.05
$2.07 zł 8.06
$4.40 zł 17.11
Imported Beer (0.33 liter bottle)
$1.37 zł 5.34
$1.37 zł 5.34
$5.74 zł 22.29
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.90 zł 3.51
$0.50 zł 1.94
$1.37 zł 5.34
White Bread (500g)
$1.26 zł 4.89
$0.78 zł 3.02
$1.77 zł 6.88
Rice (white) (1kg)
$1.36 zł 5.28
$0.74 zł 2.88
$2.48 zł 9.64
Eggs
$3.53 zł 13.70
$2.42 zł 9.39
$4.45 zł 17.28
Local Cheese (1kg)
$7.64 zł 29.69
$5.10 zł 19.81
$10.20 zł 39.61
Chicken Fillets (1kg)
$5.98 zł 23.23
$2.54 zł 9.85
$7.62 zł 29.59
Beef Round Steak (1kg)
$13.19 zł 51.3
$7.76 zł 30.13
$20.70 zł 80.4
Apples (1kg)
$1.19 zł 4.64
$1.01 zł 3.91
$2.01 zł 7.83
Banana (1kg)
$1.13 zł 4.41
$1.13 zł 4.41
$2.10 zł 8.16
Oranges (1kg)
$1.64 zł 6.38
$1.00 zł 3.89
$2.25 zł 8.74
Tomato (1kg)
$2.43 zł 9.44
$1.01 zł 3.93
$3.79 zł 14.73
Potato (1kg)
$0.76 zł 2.94
$0.52 zł 2.03
$1.74 zł 6.76
Onion (1kg)
$0.80 zł 3.12
$0.62 zł 2.40
$1.47 zł 5.71
Lettuce (1 head)
$1.28 zł 4.96
$0.78 zł 3.02
$1.82 zł 7.07
Water (1.5 liter bottle)
$0.68 zł 2.65
$0.32 zł 1.22
$1.17 zł 4.54
Cigarettes 20 Pack (Marlboro, Camel)
$5.59 zł 21.70
$4.82 zł 18.72
$7.10 zł 27.59
Wine (Bottle)
$7.53 zł 29.26
$6.28 zł 24.39
$10.05 zł 39.03
Local Beer (0.5 liter bottle)
$1.12 zł 4.36
$0.75 zł 2.91
$1.51 zł 5.86
Imported Beer (0.33 liter bottle)
$1.47 zł 5.71
$1.05 zł 4.07
$2.35 zł 9.14
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.06 zł 4.13
$1.01 zł 3.93
$1.16 zł 4.51
Public Transport Monthly Pass (Regular Price)
$27.13 zł 105
$22.80 zł 88.6
$27.35 zł 106
Taxi Start (Normal Tariff)
$2.28 zł 8.86
$2.03 zł 7.89
$3.04 zł 11.80
Taxi (Normal Tariff) (1km)
$1.04 zł 4.02
$1.04 zł 4.02
$1.04 zł 4.02
Taxi 1hour Waiting (Normal Tariff)
$11.56 zł 44.92
$11.56 zł 44.92
$12.84 zł 49.90
Gasoline (1 liter)
$1.48 zł 5.77
$1.48 zł 5.77
$2.04 zł 7.93
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K zł 120.3K
$31.0K zł 120.3K
$31.4K zł 121.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8K zł 108.0K
$25.7K zł 99.7K
$31.1K zł 121.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$290 zł 1,126
$214 zł 832
$450 zł 1,747
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.77 zł 30.20
$3.80 zł 14.77
$30.39 zł 118
Internet (50+ Mbps, Unlimited Data)
$18.34 zł 71.3
$12.73 zł 49.46
$24.96 zł 97.0
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$38.27 zł 149
$28.08 zł 109
$45.94 zł 178
Tennis Court (1 Hour on Weekend)
$20.63 zł 80.2
$10.82 zł 42.02
$20.63 zł 80.2
Cinema Ticket
$7.59 zł 29.49
$5.82 zł 22.61
$10.13 zł 39.35
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$206 zł 800
$206 zł 800
$682 zł 2,651
International Primary School, 1 Child (Yearly)
$7,398 zł 28.7K
$7,398 zł 28.7K
$7,398 zł 28.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$78.3 zł 304
$51.1 zł 199
$102 zł 397
Summer Dress (H&M, Zara, etc)
$36.84 zł 143
$20.14 zł 78.2
$50.1 zł 195
Sport Shoes (Adidas, Nike)
$87.3 zł 339
$77.5 zł 301
$116 zł 451
Men's Leather Business Shoes
$108 zł 421
$53.7 zł 209
$204 zł 794
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$559 zł 2,173
$310 zł 1,203
$723 zł 2,808
1-bedroom Apartment, Outside City Center (Monthly)
$526 zł 2,045
$501 zł 1,947
$551 zł 2,142
3-bedroom Apartment, City Center (Monthly)
$1,019 zł 3,959
$906 zł 3,519
$1,132 zł 4,399
3-bedroom Apartment, Outside City Center (Monthly)
$850 zł 3,303
$750 zł 2,914
$950 zł 3,692
Buy Apartment in City Center (m2)
$3,303 zł 12.8K
$2,532 zł 9,836
$3,761 zł 14.6K
Buy Apartment Outside City Center (m2)
$2,012 zł 7,816
$1,724 zł 6,699
$2,281 zł 8,860
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,300 zł 5,049
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.2
4
7.05

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Szczecinek $1,468
Accommodation & Living
$526
Monthly Utilities & Internet
$316
Groceries & Markets
$206
Eating Out
$188
Clothing & Footwear
$140
Sport & Entertainment
$53
Getting Around
$39

Cost Breakdown

Expect to pay about $559 for a central one-bedroom, or $526 outside the center. At 43% of the average salary ($1,300), housing is the biggest financial pressure.

Average take-home pay sits at $1,300, while typical expenses reach $1,468. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $206 monthly on groceries. Dining out at a mid-range restaurant costs roughly $43.00 for two – well below the European average of $73.0.

Public transport is priced at around $27.13 per month – among the cheapest in Europe (average $49.00).

Cost Highlights

Milk is cheaper than 98% of cities in Europe

Preschool or kindergarten, full day, private, 1 child is cheaper than 91% of cities in Europe

Rice is cheaper than 90% of cities in Europe

Good to know
🕒 Local time
00:30 12:30 AM
🌤 Weather
👥 Population
39,705
💱 Currency
Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

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Szczecinek Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Szczecinek - Frequently Asked Questions
Is Szczecinek a good-value base for travelers, expats, and digital nomads, and how does it compare to bigger Polish cities?
Cost of Living in Szczecinek is generally lower than larger Polish cities like Warsaw or Krakow, especially for housing and day-to-day expenses. For travelers, you’ll find price points that support short stays and longer visits without breaking your budget. Expats and digital nomads may appreciate a calm pace, smaller crowds, and reliable amenities, though job opportunities and coworking options are more limited than in metro areas. Housing tends to be affordable relative to city centers, with characterful apartments in town and near the lake. Seasonal tourism can push prices briefly in peak months. Tip: Start with a neighborhood survey and map your essential needs to balance cost and convenience.
What does daily life look like in Szczecinek for housing, food, transport, and coworking or errands?
Expect a practical mix: look for rental options in town centers near the market square or along quiet residential streets; long-term leases may be more flexible here. Food options include local markets, bakeries, and affordable casual dining. Public transport is modest but reliable for a smaller city, with bus lines and bike-friendly routes; bicycles are a popular way to get around. For digital nomads, consider local cafes with reliable Wi-Fi and nearby coworking spots in center neighborhoods. Szczecinek living cost supports clear budgeting for groceries, transit passes, and occasional dining out, helping you plan without surprises. Tip: Build a simple weekly plan and use apps to compare options before you commit.
How does quality of life in Szczecinek shape budgeting, saving strategies, and neighborhood fit across the seasons?
Quality of life in Szczecinek leans toward a relaxed, small-city rhythm with easy access to forests and water, which supports outdoor activities and weekend getaways. Budgeting studies typically split housing, groceries, transport, and leisure; seasonal shifts in heating or summer trips affect your plan, so build a simple reserve for changes in utility use. Save by choosing a budget-friendly neighborhood a short ride from the center, using public transport, and cooking at home most evenings. Seasonality influences cafe patios, lakefront strolls, and cultural events, so tailor your routines to local calendars. Tip: test several neighborhoods during different seasons to find the fit that feels right.
What are typical monthly expenses for a single person in Szczecinek?
All in, Szczecinek runs about $1,468 monthly with rent, or $652 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What are the monthly living expenses in Szczecinek as of 2026?
As of 2026, monthly living costs in Szczecinek come to around $1,468 including rent, or roughly $652 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
What income do you need to cover all expenses in Szczecinek?
Around $2,203 take-home puts you in a comfortable spot in Szczecinek – enough for rent, food, bills, and a bit of savings. Drop below that and you'll probably need to share a flat, stick to cooking at home, or pick a neighborhood further out.
What does a one-bedroom apartment cost in Szczecinek per month?
Where you live in Szczecinek makes all the difference. Central one-bedrooms cost about $559; commute-friendly outer districts come in around $526. Overall, the market runs from $526 to $559 depending on size, location, and apartment condition.
Is public transport affordable in Szczecinek?
A monthly transit pass in Szczecinek runs about $27.13, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Szczecinek?
At about $206 monthly, food costs in Szczecinek sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $2,000 cover living expenses in Szczecinek?
Living on $2,000 in Szczecinek means careful planning, since monthly costs average $1,468. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Why do remote workers choose Szczecinek?
Szczecinek draws remote workers with fast internet, low crime rates, beach access, and at around $1,468 per month all-in, the price-to-lifestyle ratio is hard to beat. A growing international community makes networking and social life easy for newcomers.
How much can you save per month in Szczecinek?
Monthly expenses in Szczecinek run around $1,468, so putting money aside takes more than $2,203 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Can budget travelers get by in Szczecinek?
Budget travel in Szczecinek works but takes effort. Hostels, street food, and local restaurants keep daily costs reasonable. All-in monthly expenses run about $1,468 for residents – backpackers can do less with some planning.

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