Last update: Oct 2026

Cost of Living Comparison Between Koszalin and Nis

For one person, living is cheaper in Nis: $1,029 a month against $1,285 in Koszalin, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Koszalin
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Koszalin Living Index
50

Cost of Living Index in Nis
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Nis Living Index

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Koszalin

🇵🇱 Poland

$1,285

/mo nomad

Nis

🇷🇸 Serbia

$1,029

/mo nomad

Monthly Cost of Living

How much you'll spend in Koszalin and in Nis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koszalin and in Nis actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,285 in Koszalin versus $1,029 in Nis.

Koszalin $1,285
Nis $1,029

Estimated couple costs with rent: $1,906 in Koszalin versus $1,526 in Nis.

Koszalin $1,906
Nis $1,526

Monthly costs for a family of three with rent: $2,527 in Koszalin versus $2,022 in Nis.

Koszalin $2,527
Nis $2,022

Living in Koszalin is roughly 25% more expensive than in Nis, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Koszalin 6% lower, Nis 24% lower.

Meal at Budget Restaurant

$8.34 zł 32.87

$8.71 RSD 912

-4.25%

Three-Course Dinner for Two, Mid-Range

$38.69 zł 153

$33.20 RSD 3,478

16.54%

Fast Food Meal (McDonalds, etc)

$8.79 zł 34.68

$9.73 RSD 1,019

-9.66%

Cappuccino

$2.89 zł 11.39

$1.93 RSD 202

49.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.63 zł 6.41

$2.28 RSD 239

-28.51%

Water (0.33 liter bottle)

$1.25 zł 4.93

$1.80 RSD 189

-30.56%

Local Beer (0.5 liter draught)

$3.88 zł 15.30

$3.71 RSD 389

4.58%

Imported Beer (0.33 liter bottle)

$2.59 zł 10.23

$4.36 RSD 456

-40.60%

Milk (1 liter)

$0.91 zł 3.60

$1.08 RSD 114

-15.74%

White Bread (500g)

$1.13 zł 4.45

$0.72 RSD 75.7

56.94%

Rice (white) (1kg)

$0.79 zł 3.11

$1.68 RSD 176

-52.98%

Eggs

$2.87 zł 11.34

$2.32 RSD 243

23.71%

Local Cheese (1kg)

$8.58 zł 33.82

$7.41 RSD 776

15.79%

Chicken Fillets (1kg)

$6.49 zł 25.59

$5.77 RSD 605

12.48%

Beef Round Steak (1kg)

$9.13 zł 35.99

$10.97 RSD 1,150

-16.77%

Apples (1kg)

$0.82 zł 3.22

$1.08 RSD 114

-24.07%

Banana (1kg)

$1.11 zł 4.39

$1.70 RSD 178

-34.71%

Oranges (1kg)

$1.75 zł 6.92

$1.42 RSD 149

23.24%

Tomato (1kg)

$2.24 zł 8.82

$2.07 RSD 216

8.21%

Potato (1kg)

$0.60 zł 2.38

$0.79 RSD 82.7

-24.05%

Onion (1kg)

$0.79 zł 3.11

$0.74 RSD 77.1

6.76%

Lettuce (1 head)

$0.91 zł 3.59

$0.64 RSD 67.5

42.19%

Water (1.5 liter bottle)

$0.53 zł 2.10

$0.57 RSD 59.9

-7.02%

Cigarettes 20 Pack (Marlboro, Camel)

$4.82 zł 18.99

$4.46 RSD 467

8.07%

Wine (Bottle)

$6.16 zł 24.29

$5.58 RSD 585

10.39%

Local Beer (0.5 liter bottle)

$1.09 zł 4.29

$0.69 RSD 71.8

57.97%

Imported Beer (0.33 liter bottle)

$1.38 zł 5.43

$1.36 RSD 142

1.47%

One-way Ticket (Public Transport)

$1.05 zł 4.12

Public Transport Monthly Pass (Regular Price)

$27.89 zł 110

Taxi Start (Normal Tariff)

$2.07 zł 8.16

$1.86 RSD 194

11.29%

Taxi (Normal Tariff) (1km)

$0.67 zł 2.65

$0.69 RSD 71.9

-2.90%

Taxi 1hour Waiting (Normal Tariff)

$8.87 zł 34.98

$8.28 RSD 867

7.13%

Gasoline (1 liter)

$1.57 zł 6.20

$1.86 RSD 195

-15.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K zł 117.1K

$30.6K RSD 3.2M

-2.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K zł 109.7K

$23.2K RSD 2.4M

19.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 zł 1,153

$156 RSD 16.4K

86.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.32 zł 40.70

$19.16 RSD 2,007

-46.14%

Internet (50+ Mbps, Unlimited Data)

$17.17 zł 67.7

$22.67 RSD 2,375

-24.26%

Gym Membership (Monthly)

$35.21 zł 139

$29.61 RSD 3,103

18.91%

Tennis Court (1 Hour on Weekend)

$15.29 RSD 1,602

Cinema Ticket

$7.81 zł 30.79

$4.62 RSD 484

69.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 zł 2,057

$247 RSD 25.9K

111.30%

International Primary School, 1 Child (Yearly)

$7,944 zł 31.3K

$4,809 RSD 503.8K

65.17%

Jeans (Levis 501 Or Similar)

$86.2 zł 340

$86.5 RSD 9,063

-0.32%

Summer Dress (H&M, Zara, etc)

$47.55 zł 187

$39.99 RSD 4,190

18.90%

Sport Shoes (Adidas, Nike)

$92.4 zł 364

$100 RSD 10.5K

-7.75%

Men's Leather Business Shoes

$100 zł 395

$109 RSD 11.4K

-8.43%

1-bedroom Apartment, City Center (Monthly)

$638 zł 2,514

$418 RSD 43.8K

52.38%

1-bedroom Apartment, Outside City Center (Monthly)

$382 zł 1,508

$290 RSD 30.4K

31.81%

3-bedroom Apartment, City Center (Monthly)

$1,025 zł 4,042

$626 RSD 65.6K

63.72%

3-bedroom Apartment, Outside City Center (Monthly)

$747 zł 2,945

$450 RSD 47.1K

66.01%

Buy Apartment in City Center (m2)

$2,130 zł 8,398

$2,650 RSD 277.7K

-19.64%

Buy Apartment Outside City Center (m2)

$1,862 RSD 195.1K

Average Monthly Net Salary (After Tax)

$1,234 zł 4,865

$922 RSD 96.6K

33.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.11

30.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koszalin: October 25, 2026

Last update for Nis: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koszalin

$382 29.8%

Nis

$290 28.2% 24.1% $92

Monthly Utilities & Internet

Koszalin

$320 24.9%

Nis

$198 19.3% 38% $122

Groceries & Markets

Koszalin

$184 14.3%

Nis

$180 17.5% 1.8% $3.3

Eating Out

Koszalin

$164 12.8%

Nis

$166 16.1% 1.1% $1.8

Clothing & Footwear

Koszalin

$147 11.4%

Nis

$151 14.7% 3% $4.4

Sport & Entertainment

Koszalin

$51 4%

Nis

$39 3.8% 23.6% $12

Getting Around

Koszalin

$38 2.9%

Nis

$5.3 * 0.5% 85.9% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $638 in Koszalin and $418 in Nis. Housing cost is often the main lever when comparing two cities.

Koszalin pays 34% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $39 in Koszalin vs $33 in Nis for a mid-range dinner for two. Groceries echo the gap at $184 vs $180 per month, with Nis cheaper across the board.

Good to know

🇵🇱 Koszalin

🇷🇸 Nis

🕒 Local time

20:02 8:02 PM

Same time as Koszalin

🌤 Weather

👥 Population

105,143

78,470

💱 Currency

Polish Złoty PLN zł

Serbian Dinar RSD din

📈 Exchange rate

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

1,000 RSD = 9.55 USD

1,000 RSD = 8.55 EUR

Exchange rates and currency converter

RSD, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Serbian Dinar exchange rates as of November 2, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Koszalin Nis 1,280 km ≈ 2 h nonstop flight

From you

Koszalin
Nis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koszalin vs Nis: Cost of Living - Frequently Asked Questions

Nis is about 20% cheaper overall, especially in transport and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 34% higher in Koszalin, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $638 in Koszalin versus $418 in Nis. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nis – a meal for two runs $33 versus $39 in Koszalin. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $522 in Koszalin versus $247 in Nis. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Nis is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koszalin and Nis are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Nis wins on affordability, Koszalin on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.