Cost of Living Comparison Between Koszalin and Bali Cost of Living Comparison Between Koszalin and Bali

Monthly Cost of Living

A single person spends $1,357 per month in Koszalin vs $1,275 in Bali, rent included.

A couple spends around $2,014 per month in Koszalin vs $2,093 in Bali, rent included.

A family of three spends $2,671 per month in Koszalin vs $2,912 in Bali, rent included.

Koszalin costs about 6% more than Bali, driven mainly by Groceries & Markets.

Both Koszalin and Bali are more affordable than the global median – Koszalin 2% lower, Bali 8% lower.

Currency
🍽 Eating Out
Koszalin
Bali
Difference
Meal at Budget Restaurant
$8.63 zł 32.12
$2.78 Rp 49.0K
210.43%
Three-Course Dinner for Two, Mid-Range
$40.37 zł 150
$30.58 Rp 538.3K
32.01%
Fast Food Meal (McDonalds, etc)
$9.47 zł 35.25
$4.71 Rp 83.0K
101.06%
Cappuccino
$3.21 zł 11.96
$2.34 Rp 41.1K
37.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.66 zł 6.18
$1.52 Rp 26.7K
9.21%
Water (0.33 liter bottle)
$1.31 zł 4.88
$0.67 Rp 11.8K
95.52%
Local Beer (0.5 liter draught)
$3.97 zł 14.79
$2.56 Rp 45.1K
55.08%
Imported Beer (0.33 liter bottle)
$2.66 zł 9.92
$3.67 Rp 64.6K
-27.52%
🛒 Groceries & Markets
Koszalin
Bali
Difference
Milk (1 liter)
$1.00 zł 3.72
$1.52 Rp 26.7K
-34.21%
White Bread (500g)
$1.20 zł 4.48
$2.12 Rp 37.3K
-43.40%
Rice (white) (1kg)
$0.83 zł 3.10
$1.11 Rp 19.6K
-25.23%
Eggs
$3.07 zł 11.42
$2.02 Rp 35.5K
51.98%
Local Cheese (1kg)
$8.67 zł 32.30
$16.67 Rp 293.5K
-47.99%
Chicken Fillets (1kg)
$6.82 zł 25.41
$3.75 Rp 66.0K
81.87%
Beef Round Steak (1kg)
$10.19 zł 37.94
$11.85 Rp 208.7K
-14.01%
Apples (1kg)
$0.83 zł 3.10
$3.51 Rp 61.9K
-76.35%
Banana (1kg)
$1.19 zł 4.42
$1.54 Rp 27.1K
-22.73%
Oranges (1kg)
$1.93 zł 7.18
$2.25 Rp 39.6K
-14.22%
Tomato (1kg)
$2.40 zł 8.93
$1.92 Rp 33.7K
25.00%
Potato (1kg)
$0.64 zł 2.37
$1.73 Rp 30.5K
-63.01%
Onion (1kg)
$0.84 zł 3.12
$2.30 Rp 40.5K
-63.48%
Lettuce (1 head)
$0.91 zł 3.38
$1.01 Rp 17.7K
-9.90%
Water (1.5 liter bottle)
$0.60 zł 2.23
$0.51 Rp 9,046
17.65%
Cigarettes 20 Pack (Marlboro, Camel)
$5.07 zł 18.88
$2.13 Rp 37.4K
138.03%
Wine (Bottle)
$6.59 zł 24.53
$21.59 Rp 380.1K
-69.48%
Local Beer (0.5 liter bottle)
$1.14 zł 4.26
$2.20 Rp 38.8K
-48.18%
Imported Beer (0.33 liter bottle)
$1.42 zł 5.29
$2.86 Rp 50.3K
-50.35%
🚌 Getting Around
Koszalin
Bali
Difference
One-way Ticket (Public Transport)
$1.06 zł 3.96
$0.25 Rp 4,377
324.00%
Public Transport Monthly Pass (Regular Price)
$29.44 zł 110
$8.22 Rp 144.6K
258.15%
Taxi Start (Normal Tariff)
$2.17 zł 8.10
$0.49 Rp 8,567
342.86%
Taxi (Normal Tariff) (1km)
$0.68 zł 2.54
$0.48 Rp 8,392
41.67%
Taxi 1hour Waiting (Normal Tariff)
$9.23 zł 34.37
$5.52 Rp 97.1K
67.21%
Gasoline (1 liter)
$1.59 zł 5.93
$0.81 Rp 14.2K
96.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.2K zł 116.3K
$24.7K Rp 435.2M
26.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8K zł 107.2K
$31.8K Rp 559.5M
-9.44%
🧾 Monthly Utilities & Internet
Koszalin
Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$312 zł 1,160
$82.8 Rp 1.5M
276.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.87 zł 40.47
$6.49 Rp 114.3K
67.49%
Internet (50+ Mbps, Unlimited Data)
$17.83 zł 66.4
$19.04 Rp 335.1K
-6.36%
🎉 Sport & Entertainment
Koszalin
Bali
Difference
Gym Membership (Monthly)
$37.50 zł 140
$47.52 Rp 836.6K
-21.09%
Tennis Court (1 Hour on Weekend)
-
$15.14 Rp 266.6K
-
Cinema Ticket
$7.97 zł 29.66
$3.77 Rp 66.3K
111.41%
🧸 Childcare & Education
Koszalin
Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$569 zł 2,118
$446 Rp 7.9M
27.55%
International Primary School, 1 Child (Yearly)
$8,638 zł 32.2K
$5,332 Rp 93.9M
62.01%
👕👟 Clothing & Footwear
Koszalin
Bali
Difference
Jeans (Levis 501 Or Similar)
$95.1 zł 354
$44.63 Rp 785.8K
113.17%
Summer Dress (H&M, Zara, etc)
$49.75 zł 185
$33.69 Rp 593.1K
47.67%
Sport Shoes (Adidas, Nike)
$98.7 zł 367
$77.2 Rp 1.4M
27.79%
Men's Leather Business Shoes
$108 zł 402
$77.5 Rp 1.4M
39.21%
🏠 Accommodation & Living
Koszalin
Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$684 zł 2,548
$1,003 Rp 17.7M
-31.79%
1-bedroom Apartment, Outside City Center (Monthly)
$407 zł 1,514
$610 Rp 10.7M
-33.29%
3-bedroom Apartment, City Center (Monthly)
$1,077 zł 4,009
$3,095 Rp 54.5M
-65.21%
3-bedroom Apartment, Outside City Center (Monthly)
$803 zł 2,988
$1,500 Rp 26.4M
-46.48%
Buy Apartment in City Center (m2)
$2,331 zł 8,680
$2,478 Rp 43.6M
-5.93%
Buy Apartment Outside City Center (m2)
-
$1,968 Rp 34.7M
-
💵 Salaries & Financials
Koszalin
Bali
Difference
Average Monthly Net Salary (After Tax)
$1,325 zł 4,932
$220 Rp 3.9M
501.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
13.78
-51.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koszalin: September 7, 2026

Last update for Bali: September 7, 2026

Cost Breakdown

A central one-bedroom costs $684 in Koszalin versus $1,003 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 502% higher in Koszalin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Koszalin versus $31.00 in Bali. Groceries tell a different story – $195 in Koszalin vs $278 in Bali – so Koszalin wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koszalin vs Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koszalin or Bali?
Koszalin costs about 6% more than Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Koszalin and in Bali?
For a comfortable life, plan on about $2,036 per month in Koszalin and $1,913 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Koszalin or Bali?
Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Koszalin and in Bali?
A mid-range dinner for two costs $40.00 in Koszalin and $31.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Koszalin compared to Bali?
Monthly expenses with rent come to $1,357 in Koszalin and $1,275 in Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Can you live on $1,000/month in Koszalin or in Bali?
A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,275, than in Koszalin at $1,357. In Bali it covers expenses comfortably, while in Koszalin it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Koszalin or Bali?
For digital nomads, it depends on budget. Bali costs $1,275 versus $1,357 in Koszalin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Koszalin compared to Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Koszalin or to Bali?
If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.

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