Last update: Oct 2026

Cost of Living Comparison Between Koszalin and Bali

For one person, living is cheaper in Bali: $1,214 a month against $1,285 in Koszalin, rent and utilities included – about $850 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Koszalin
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Koszalin Living Index
59

Cost of Living Index in Bali
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Bali Living Index

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Koszalin

🇵🇱 Poland

$1,285

/mo nomad

Bali

🇮🇩 Indonesia

$1,214

/mo nomad

Monthly Cost of Living

How much you'll spend in Koszalin and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koszalin and in Bali actually costs, broken down by who's living it.

A single person spends $1,285 per month in Koszalin vs $1,214 in Bali, rent included.

Koszalin $1,285
Bali $1,214

A couple spends around $1,906 per month in Koszalin vs $2,047 in Bali, rent included.

Koszalin $1,906
Bali $2,047

A family of three spends $2,527 per month in Koszalin vs $2,880 in Bali, rent included.

Koszalin $2,527
Bali $2,880

Koszalin costs about 6% more than Bali, and outside of rent the biggest gap is in eating out.

Both Koszalin and Bali are more affordable than the global median – Koszalin 6% lower, Bali 11% lower.

Meal at Budget Restaurant

$8.34 zł 32.87

$2.73 Rp 49.5K

205.49%

Three-Course Dinner for Two, Mid-Range

$38.69 zł 153

$28.91 Rp 523.9K

33.83%

Fast Food Meal (McDonalds, etc)

$8.79 zł 34.68

$4.56 Rp 82.6K

92.76%

Cappuccino

$2.89 zł 11.39

$2.26 Rp 41.0K

27.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.63 zł 6.41

$1.43 Rp 25.8K

13.99%

Water (0.33 liter bottle)

$1.25 zł 4.93

$0.68 Rp 12.4K

83.82%

Local Beer (0.5 liter draught)

$3.88 zł 15.30

$2.23 Rp 40.3K

73.99%

Imported Beer (0.33 liter bottle)

$2.59 zł 10.23

$3.68 Rp 66.7K

-29.62%

Milk (1 liter)

$0.91 zł 3.60

$1.49 Rp 27.0K

-38.93%

White Bread (500g)

$1.13 zł 4.45

$2.18 Rp 39.6K

-48.17%

Rice (white) (1kg)

$0.79 zł 3.11

$1.14 Rp 20.6K

-30.70%

Eggs

$2.87 zł 11.34

$2.02 Rp 36.6K

42.08%

Local Cheese (1kg)

$8.58 zł 33.82

$16.81 Rp 304.5K

-48.96%

Chicken Fillets (1kg)

$6.49 zł 25.59

$3.57 Rp 64.7K

81.79%

Beef Round Steak (1kg)

$9.13 zł 35.99

$11.31 Rp 204.9K

-19.27%

Apples (1kg)

$0.82 zł 3.22

$3.44 Rp 62.4K

-76.16%

Banana (1kg)

$1.11 zł 4.39

$1.51 Rp 27.4K

-26.49%

Oranges (1kg)

$1.75 zł 6.92

$2.19 Rp 39.7K

-20.09%

Tomato (1kg)

$2.24 zł 8.82

$1.88 Rp 34.1K

19.15%

Potato (1kg)

$0.60 zł 2.38

$1.71 Rp 31.0K

-64.91%

Onion (1kg)

$0.79 zł 3.11

$2.32 Rp 42.0K

-65.95%

Lettuce (1 head)

$0.91 zł 3.59

$0.99 Rp 18.0K

-8.08%

Water (1.5 liter bottle)

$0.53 zł 2.10

$0.50 Rp 9,057

6.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.82 zł 18.99

$2.03 Rp 36.8K

137.44%

Wine (Bottle)

$6.16 zł 24.29

$21.49 Rp 389.4K

-71.34%

Local Beer (0.5 liter bottle)

$1.09 zł 4.29

$2.14 Rp 38.7K

-49.07%

Imported Beer (0.33 liter bottle)

$1.38 zł 5.43

$2.87 Rp 52.0K

-51.92%

One-way Ticket (Public Transport)

$1.05 zł 4.12

$0.25 Rp 4,557

320.00%

Public Transport Monthly Pass (Regular Price)

$27.89 zł 110

$8.82 Rp 159.9K

216.21%

Taxi Start (Normal Tariff)

$2.07 zł 8.16

$0.45 Rp 8,145

360.00%

Taxi (Normal Tariff) (1km)

$0.67 zł 2.65

$0.44 Rp 7,967

52.27%

Taxi 1hour Waiting (Normal Tariff)

$8.87 zł 34.98

$5.48 Rp 99.3K

61.86%

Gasoline (1 liter)

$1.57 zł 6.20

$0.89 Rp 16.0K

76.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K zł 117.1K

$24.3K Rp 440.3M

22.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K zł 109.7K

$31.9K Rp 578.8M

-12.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 zł 1,153

$79.9 Rp 1.4M

266.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.32 zł 40.70

$6.55 Rp 118.7K

57.56%

Internet (50+ Mbps, Unlimited Data)

$17.17 zł 67.7

$18.48 Rp 334.9K

-7.09%

Gym Membership (Monthly)

$35.21 zł 139

$40.66 Rp 736.7K

-13.40%

Tennis Court (1 Hour on Weekend)

$14.93 Rp 270.5K

Cinema Ticket

$7.81 zł 30.79

$3.67 Rp 66.4K

112.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 zł 2,057

$437 Rp 7.9M

19.33%

International Primary School, 1 Child (Yearly)

$7,944 zł 31.3K

$5,063 Rp 91.7M

56.90%

Jeans (Levis 501 Or Similar)

$86.2 zł 340

$43.62 Rp 790.4K

97.66%

Summer Dress (H&M, Zara, etc)

$47.55 zł 187

$32.69 Rp 592.4K

45.46%

Sport Shoes (Adidas, Nike)

$92.4 zł 364

$73.6 Rp 1.3M

25.47%

Men's Leather Business Shoes

$100 zł 395

$74.3 Rp 1.3M

34.68%

1-bedroom Apartment, City Center (Monthly)

$638 zł 2,514

$984 Rp 17.8M

-35.21%

1-bedroom Apartment, Outside City Center (Monthly)

$382 zł 1,508

$583 Rp 10.6M

-34.41%

3-bedroom Apartment, City Center (Monthly)

$1,025 zł 4,042

$3,121 Rp 56.5M

-67.15%

3-bedroom Apartment, Outside City Center (Monthly)

$747 zł 2,945

$1,475 Rp 26.7M

-49.37%

Buy Apartment in City Center (m2)

$2,130 zł 8,398

$2,447 Rp 44.3M

-12.95%

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.6M

Average Monthly Net Salary (After Tax)

$1,234 zł 4,864

$215 Rp 3.9M

473.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.78

-51.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koszalin: October 25, 2026

Last update for Bali: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koszalin

$382 29.8%

Bali

$583 48% 52.5% $201

Monthly Utilities & Internet

Koszalin

$320 24.9%

Bali

$105 8.6% 67.2% $215

Groceries & Markets

Koszalin

$184 14.3%

Bali

$275 22.7% 49.9% $92

Eating Out

Koszalin

$164 12.8%

Bali

$90 7.4% 45.3% $74

Clothing & Footwear

Koszalin

$147 11.4%

Bali

$101 8.3% 31.3% $46

Sport & Entertainment

Koszalin

$51 4%

Bali

$48 4% 5.6% $2.8

Getting Around

Koszalin

$38 2.9%

Bali

$12 1% 66.7% $25

Cost Breakdown

A central one-bedroom costs $638 in Koszalin versus $984 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Koszalin are about 5.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39 in Koszalin versus $29 in Bali. Groceries tell a different story – $184 in Koszalin vs $275 in Bali – so Koszalin wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Koszalin

🇮🇩 Bali

🕒 Local time

20:32 8:32 PM

03:32 3:32 AM

7 h ahead of Koszalin

🌤 Weather

👥 Population

105,143

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 1, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Koszalin Bali 11,360 km ≈ 15 h nonstop flight

From you

Koszalin
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koszalin vs Bali: Cost of Living - Frequently Asked Questions

Koszalin costs about 6% more than Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,927 per month in Koszalin and $1,821 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koszalin, especially for central apartments: a one-bedroom in the center costs $638 there versus $984 in Bali.

A mid-range dinner for two costs $39 in Koszalin and $29 in Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,285 in Koszalin and $1,214 in Bali. That makes Bali about 6% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,285 in Koszalin and $1,214 in Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Koszalin has an edge in some lifestyle areas, with costs from $1,214 in Bali to $1,285 in Koszalin. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Bali. If higher salaries or specific career opportunities are the priority, Koszalin makes more sense. Both are solid long-term options with distinct trade-offs.