Cost of Living in Gambia - Updated Prices & Insights

Name: Gambia
Address: GM

Solo nomad: Estimated monthly costs are $545 (excluding rent), and $659 including rent.

Family of 3: Estimated monthly costs are $1,414 (excluding rent), and $1,593 including rent.

Meal at Budget Restaurant

$4.25 GMD 315

$1.42 GMD 105

$7.07 GMD 524

Three-Course Dinner for Two, Mid-Range

$57.3 GMD 4,249

$28.17 GMD 2,090

$91.7 GMD 6,799

Fast Food Meal (McDonalds, etc)

$6.40 GMD 475

$4.28 GMD 317

$8.54 GMD 634

Cappuccino

$2.52 GMD 187

$1.03 GMD 76.6

$4.83 GMD 358

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 GMD 124

$0.70 GMD 51.8

$3.40 GMD 252

Water (0.33 liter bottle)

$1.19 GMD 88.4

$0.34 GMD 25.36

$2.26 GMD 167

Local Beer (0.5 liter draught)

$3.64 GMD 270

$1.68 GMD 124

$6.83 GMD 506

Imported Beer (0.33 liter bottle)

$3.69 GMD 274

$2.79 GMD 207

$4.53 GMD 336

Milk (1 liter)

$1.49 GMD 111

$1.14 GMD 84.5

$2.57 GMD 191

White Bread (500g)

$0.75 GMD 55.8

$0.22 GMD 16.06

$1.39 GMD 103

Rice (white) (1kg)

$1.25 GMD 92.7

$0.73 GMD 54.0

$1.81 GMD 134

Eggs

$2.19 GMD 162

$1.66 GMD 124

$2.57 GMD 191

Local Cheese (1kg)

$5.59 GMD 415

$4.30 GMD 319

$7.61 GMD 565

Chicken Fillets (1kg)

$7.88 GMD 585

$2.83 GMD 210

$16.96 GMD 1,258

Beef Round Steak (1kg)

$5.27 GMD 391

$4.29 GMD 319

$6.21 GMD 461

Apples (1kg)

$3.20 GMD 237

$1.45 GMD 108

$4.52 GMD 335

Banana (1kg)

$2.31 GMD 171

$1.04 GMD 77.5

$4.35 GMD 322

Oranges (1kg)

$2.11 GMD 156

$1.41 GMD 104

$4.37 GMD 324

Tomato (1kg)

$1.93 GMD 144

$0.73 GMD 53.9

$2.18 GMD 162

Potato (1kg)

$1.07 GMD 79.2

$0.72 GMD 53.6

$1.15 GMD 85.2

Onion (1kg)

$0.95 GMD 70.5

$0.68 GMD 50.6

$1.23 GMD 91.1

Lettuce (1 head)

$0.24 GMD 17.74

$0.13 GMD 9.93

$0.33 GMD 24.83

Water (1.5 liter bottle)

$0.42 GMD 31.28

$0.36 GMD 26.70

$0.51 GMD 38.14

Cigarettes 20 Pack (Marlboro, Camel)

$2.04 GMD 151

$1.80 GMD 134

$2.17 GMD 161

Wine (Bottle)

$6.86 GMD 509

$6.24 GMD 463

$13.88 GMD 1,030

Local Beer (0.5 liter bottle)

$2.16 GMD 160

$1.12 GMD 83.4

$2.85 GMD 211

Imported Beer (0.33 liter bottle)

$1.76 GMD 131

$1.44 GMD 107

$2.87 GMD 213

One-way Ticket (Public Transport)

$0.20 GMD 14.81

$0.13 GMD 9.87

$0.33 GMD 24.69

Public Transport Monthly Pass (Regular Price)

$6.65 GMD 493

Taxi Start (Normal Tariff)

$0.51 GMD 38.15

$0.34 GMD 25.19

$0.69 GMD 51.1

Taxi (Normal Tariff) (1km)

$0.68 GMD 50.6

Taxi 1hour Waiting (Normal Tariff)

$4.18 GMD 310

$2.79 GMD 207

$5.56 GMD 413

Gasoline (1 liter)

$1.09 GMD 80.5

$1.01 GMD 74.7

$1.14 GMD 84.9

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,619 GMD 194.3K

$2,548 GMD 189.0K

$2,690 GMD 199.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,966 GMD 294.2K

$3,399 GMD 252.2K

$4,249 GMD 315.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.67 GMD 2,424

$21.02 GMD 1,559

$42.02 GMD 3,117

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.70 GMD 1,091

$8.40 GMD 623

$21.01 GMD 1,559

Internet (50+ Mbps, Unlimited Data)

$47.31 GMD 3,510

$35.49 GMD 2,632

$71.0 GMD 5,265

Gym Membership (Monthly)

$24.44 GMD 1,813

$20.96 GMD 1,554

$27.94 GMD 2,072

Tennis Court (1 Hour on Weekend)

$14.16 GMD 1,051

Cinema Ticket

$3.51 GMD 260

$2.81 GMD 208

$4.21 GMD 312

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$7.23 GMD 536

International Primary School, 1 Child (Yearly)

$141 GMD 10.4K

Jeans (Levis 501 Or Similar)

$55.7 GMD 4,131

Summer Dress (H&M, Zara, etc)

$41.56 GMD 3,083

$39.43 GMD 2,925

$43.70 GMD 3,242

Sport Shoes (Adidas, Nike)

$103 GMD 7,639

$100 GMD 7,431

$106 GMD 7,847

Men's Leather Business Shoes

$85.8 GMD 6,367

1-bedroom Apartment, City Center (Monthly)

$104 GMD 7,749

1-bedroom Apartment, Outside City Center (Monthly)

$83.4 GMD 6,189

$22.32 GMD 1,656

$142 GMD 10.6K

3-bedroom Apartment, City Center (Monthly)

$258 GMD 19.2K

$230 GMD 17.0K

$287 GMD 21.3K

3-bedroom Apartment, Outside City Center (Monthly)

$105 GMD 7,822

$70.3 GMD 5,214

$141 GMD 10.4K

Buy Apartment in City Center (m2)

$1,434 GMD 106.4K

Buy Apartment Outside City Center (m2)

$1,154 GMD 85.6K

Average Monthly Net Salary (After Tax)

$62.1 GMD 4,608

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

5.25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 1, 2026

Gambia Median Internet Speeds (Updated January 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Gambia - Frequently Asked Questions

Cost of Living in Gambia tends to be favorable for a beachside, relaxed lifestyle, especially compared with Western capitals. You’ll find everyday essentials like fresh produce and street food affordable, while imported goods can push costs higher in tourist hubs. Housing ranges from simple apartments to larger coastal homes, with cheaper options outside the main towns. Seasonal shifts and tourism influence prices, but longer leases often stabilize monthly costs. The value comes from a slower pace and the ability to prioritize experiences over luxury. Tip: Build a lean monthly plan that prioritizes local markets, flexible housing, and shared transport to keep expenses predictable.

In daily life, you’ll encounter markets, casual eateries, and affordable furnished options. For housing, look in coastal neighborhoods or upcountry towns where you can negotiate longer leases and find upgrades that fit a range of budgets. Food is varied: fresh produce at markets and small local restaurants offer good value. Transport leans on bush taxis, minibuses, and bikes, with occasional car hires for longer trips or weekend getaways. Co-working spaces and cafes with wifi support remote work, and errands can be done with mobile money or cash. Gambia living cost tends to stay modest if you prioritize local options and cook at home. Tip: Start with short stays in a few areas to compare connectivity, safety, and pace before committing long-term.

Quality of life comes from aligning routines with the place’s pace and your budget approach. Define essentials first – housing, food, transport – and then allocate for experiences, travel, and a small emergency buffer. A simple framework that keeps you flexible works well: spend on essentials, allot for discretionary items, and check in monthly to adjust. Seasonality shapes outdoor plans, with the dry season ideal for events and work outside, and the rainy season inviting indoor projects. For neighborhood fit, test several districts over a few weeks to gauge safety, access to markets, and wifi reliability. Tip: Engage with local or expat networks to discover trusted services and the vibe that suits you.