Solo nomad: Estimated monthly costs are $559 (excluding rent), and $655 including rent.
Family of 3: Estimated monthly costs are $1,449 (excluding rent), and $1,567 including rent.
Currency
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$4.19GMD 310
$1.40GMD 103
$6.97GMD 516
Three-Course Dinner for Two, Mid-Range
$57.6GMD 4,259
$28.31GMD 2,095
$92.1GMD 6,814
Fast Food Meal(McDonalds, etc)
$6.41GMD 474
$4.28GMD 317
$8.55GMD 633
Cappuccino
$2.53GMD 187
$1.03GMD 76.6
$4.84GMD 358
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.68GMD 124
$0.70GMD 52.0
$3.42GMD 253
Water(0.33 liter bottle)
$1.20GMD 88.5
$0.34GMD 25.38
$2.26GMD 168
Local Beer(0.5 liter draught)
$3.67GMD 271
$1.69GMD 125
$6.87GMD 509
Imported Beer(0.33 liter bottle)
$3.81GMD 282
$2.88GMD 213
$4.68GMD 346
🛒 Groceries & Markets
Cost
Range
Milk(1 liter)
$1.44GMD 106
$1.10GMD 81.2
$2.48GMD 183
White Bread(500g)
$0.75GMD 55.5
$0.22GMD 15.97
$1.39GMD 103
Rice(white)(1kg)
$1.19GMD 88.0
$0.69GMD 51.2
$1.72GMD 128
Eggs
$2.22GMD 164
$1.69GMD 125
$2.61GMD 193
Local Cheese(1kg)
$5.59GMD 414
$4.30GMD 318
$7.61GMD 563
Chicken Fillets(1kg)
$7.79GMD 576
$2.80GMD 207
$16.75GMD 1,240
Beef Round Steak(1kg)
$5.54GMD 410
$4.51GMD 334
$6.53GMD 483
Apples(1kg)
$3.15GMD 233
$1.43GMD 106
$4.45GMD 329
Banana(1kg)
$2.40GMD 177
$1.09GMD 80.4
$4.52GMD 334
Oranges(1kg)
$2.18GMD 161
$1.45GMD 107
$4.51GMD 334
Tomato(1kg)
$1.84GMD 136
$0.69GMD 51.0
$2.07GMD 153
Potato(1kg)
$1.06GMD 78.7
$0.72GMD 53.2
$1.14GMD 84.7
Onion(1kg)
$1.02GMD 75.3
$0.73GMD 54.0
$1.32GMD 97.4
Lettuce(1 head)
$0.26GMD 19.41
$0.15GMD 10.87
$0.37GMD 27.17
Water(1.5 liter bottle)
$0.43GMD 31.67
$0.37GMD 27.04
$0.52GMD 38.63
Cigarettes 20 Pack(Marlboro, Camel)
$2.03GMD 150
$1.80GMD 133
$2.16GMD 160
Wine(Bottle)
$6.73GMD 498
$6.08GMD 450
$13.53GMD 1,001
Local Beer(0.5 liter bottle)
$2.12GMD 157
$1.11GMD 81.9
$2.80GMD 207
Imported Beer(0.33 liter bottle)
$1.76GMD 130
$1.44GMD 106
$2.88GMD 213
🚌 Getting Around
Cost
Range
One-way Ticket(Public Transport)
$0.22GMD 16.30
$0.15GMD 10.87
$0.37GMD 27.17
Public Transport Monthly Pass(Regular Price)
$6.60GMD 489
-
Taxi Start(Normal Tariff)
$0.51GMD 37.97
$0.34GMD 25.07
$0.69GMD 50.9
Taxi(Normal Tariff)(1km)
$0.67GMD 49.27
-
Taxi 1hour Waiting(Normal Tariff)
$4.36GMD 323
$2.91GMD 215
$5.80GMD 430
Gasoline(1 liter)
$1.09GMD 80.4
$1.01GMD 74.6
$1.15GMD 84.8
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$2,640GMD 195.3K
$2,568GMD 190.0K
$2,711GMD 200.6K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$4,032GMD 298.3K
$3,456GMD 255.7K
$4,320GMD 319.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$33.30GMD 2,464
$21.42GMD 1,585
$42.83GMD 3,169
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.05GMD 1,114
$8.60GMD 637
$21.51GMD 1,592
Internet(50+ Mbps, Unlimited Data)
$48.16GMD 3,564
$36.12GMD 2,673
$72.2GMD 5,346
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$24.52GMD 1,814
$21.02GMD 1,556
$28.03GMD 2,074
Tennis Court(1 Hour on Weekend)
$14.45GMD 1,069
-
Cinema Ticket
$3.45GMD 255
$2.76GMD 204
$4.14GMD 307
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$6.95GMD 514
-
International Primary School, 1 Child(Yearly)
$140GMD 10.4K
-
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$56.3GMD 4,166
-
Summer Dress(H&M, Zara, etc)
$42.74GMD 3,163
$40.54GMD 3,000
$44.94GMD 3,326
Sport Shoes(Adidas, Nike)
$103GMD 7,636
$100GMD 7,429
$106GMD 7,845
Men's Leather Business Shoes
$85.8GMD 6,347
-
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$103GMD 7,598
-
1-bedroom Apartment, Outside City Center(Monthly)
$82.9GMD 6,131
$22.16GMD 1,640
$141GMD 10.5K
3-bedroom Apartment, City Center(Monthly)
$251GMD 18.6K
$224GMD 16.5K
$279GMD 20.7K
3-bedroom Apartment, Outside City Center(Monthly)
$106GMD 7,880
$71.0GMD 5,254
$142GMD 10.5K
Buy Apartment in City Center(m2)
$1,454GMD 107.6K
-
Buy Apartment Outside City Center(m2)
$1,134GMD 83.9K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$62.1GMD 4,595
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.12
5.25
15
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: January 11, 2026
Digital Nomad Cost of Living Index
Cost of Living in Gambia - Frequently Asked Questions
How does the overall affordability of living in Gambia compare for travelers, expats, and digital nomads?
Cost of Living in Gambia tends to be favorable for a beachside, relaxed lifestyle, especially compared with Western capitals. You’ll find everyday essentials like fresh produce and street food affordable, while imported goods can push costs higher in tourist hubs. Housing ranges from simple apartments to larger coastal homes, with cheaper options outside the main towns. Seasonal shifts and tourism influence prices, but longer leases often stabilize monthly costs. The value comes from a slower pace and the ability to prioritize experiences over luxury. Tip: Build a lean monthly plan that prioritizes local markets, flexible housing, and shared transport to keep expenses predictable.
What does daily life look like in Gambia, including housing search, food options, transport, and errands?
In daily life, you’ll encounter markets, casual eateries, and affordable furnished options. For housing, look in coastal neighborhoods or upcountry towns where you can negotiate longer leases and find upgrades that fit a range of budgets. Food is varied: fresh produce at markets and small local restaurants offer good value. Transport leans on bush taxis, minibuses, and bikes, with occasional car hires for longer trips or weekend getaways. Co-working spaces and cafes with wifi support remote work, and errands can be done with mobile money or cash. Gambia living cost tends to stay modest if you prioritize local options and cook at home. Tip: Start with short stays in a few areas to compare connectivity, safety, and pace before committing long-term.
What lifestyle budgeting frameworks and neighborhood strategies help maximize quality of life in Gambia?
Quality of life comes from aligning routines with the place’s pace and your budget approach. Define essentials first – housing, food, transport – and then allocate for experiences, travel, and a small emergency buffer. A simple framework that keeps you flexible works well: spend on essentials, allot for discretionary items, and check in monthly to adjust. Seasonality shapes outdoor plans, with the dry season ideal for events and work outside, and the rainy season inviting indoor projects. For neighborhood fit, test several districts over a few weeks to gauge safety, access to markets, and wifi reliability. Tip: Engage with local or expat networks to discover trusted services and the vibe that suits you.