Last update: Oct 2026 278.8K

Cost of Living in French Polynesia

Across French Polynesia, living costs for one person average $2,339 a month, including rent and utilities, which take about half of the total. Other living expenses average about $40 a day.

Monthly Cost of Living

How much you'll spend in French Polynesia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in French Polynesia actually costs, broken down by who's living it.

Average monthly costs for a single person come to about $2,339 including rent across French Polynesia.

$2,339 /mo

Estimated average monthly cost for a couple: $3,508 including rent across French Polynesia.

$3,508 /mo

Average monthly costs for a family of three come to about $4,677 including rent across French Polynesia.

$4,677 /mo
Currency
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$17.10 CFPF 1,809
$13.10 CFPF 1,385
$23.38 CFPF 2,474
Three-Course Dinner for Two, Mid-Range
$75.8 CFPF 8,021
$56.3 CFPF 5,956
$123 CFPF 13.0K
Fast Food Meal (McDonalds, etc)
$14.23 CFPF 1,505
$11.38 CFPF 1,204
$16.88 CFPF 1,786
Cappuccino
$4.20 CFPF 444
$1.91 CFPF 202
$5.73 CFPF 606
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.55 CFPF 270
$1.48 CFPF 156
$4.16 CFPF 441
Water (0.33 liter bottle)
$2.53 CFPF 268
$1.98 CFPF 209
$4.64 CFPF 491
Local Beer (0.5 liter draught)
$4.68 CFPF 496
$2.34 CFPF 248
$8.90 CFPF 941
Imported Beer (0.33 liter bottle)
$5.59 CFPF 591
$3.26 CFPF 345
$7.26 CFPF 768
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.44 CFPF 152
$1.27 CFPF 134
$1.62 CFPF 171
White Bread (500g)
$4.23 CFPF 447
$0.73 CFPF 77.1
$4.57 CFPF 483
Rice (white) (1kg)
$1.64 CFPF 173
$1.21 CFPF 128
$1.83 CFPF 194
Eggs
$6.91 CFPF 731
$3.81 CFPF 403
$8.57 CFPF 907
Local Cheese (1kg)
$34.89 CFPF 3,692
$18.74 CFPF 1,982
$56.2 CFPF 5,946
Chicken Fillets (1kg)
$15.64 CFPF 1,654
$6.57 CFPF 695
$18.77 CFPF 1,986
Beef Round Steak (1kg)
$24.52 CFPF 2,594
$21.91 CFPF 2,318
$28.56 CFPF 3,022
Apples (1kg)
$5.06 CFPF 535
$3.81 CFPF 403
$5.94 CFPF 629
Banana (1kg)
$2.85 CFPF 302
$1.90 CFPF 201
$3.80 CFPF 402
Oranges (1kg)
$6.53 CFPF 691
$4.72 CFPF 499
$9.44 CFPF 999
Tomato (1kg)
$7.63 CFPF 807
$4.65 CFPF 492
$8.37 CFPF 885
Potato (1kg)
$3.03 CFPF 321
$1.89 CFPF 200
$4.25 CFPF 449
Onion (1kg)
$2.45 CFPF 259
$1.44 CFPF 152
$2.88 CFPF 305
Lettuce (1 head)
$3.60 CFPF 381
$1.86 CFPF 196
$3.71 CFPF 393
Water (1.5 liter bottle)
$1.17 CFPF 124
$0.84 CFPF 88.7
$1.37 CFPF 145
Cigarettes 20 Pack (Marlboro, Camel)
$13.05 CFPF 1,380
$10.34 CFPF 1,094
$17.08 CFPF 1,808
Wine (Bottle)
$23.65 CFPF 2,503
$17.98 CFPF 1,902
$28.38 CFPF 3,002
Local Beer (0.5 liter bottle)
$2.83 CFPF 300
$2.33 CFPF 246
$3.53 CFPF 373
Imported Beer (0.33 liter bottle)
$3.66 CFPF 388
$2.30 CFPF 244
$7.37 CFPF 779
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.84 CFPF 195
$1.84 CFPF 195
$1.84 CFPF 195
Public Transport Monthly Pass (Regular Price)
$14.22 CFPF 1,505
-
Taxi Start (Normal Tariff)
$9.44 CFPF 999
$9.44 CFPF 999
$9.44 CFPF 999
Taxi (Normal Tariff) (1km)
$2.42 CFPF 256
-
Taxi 1hour Waiting (Normal Tariff)
$23.23 CFPF 2,458
-
Gasoline (1 liter)
$1.49 CFPF 158
$1.44 CFPF 152
$1.58 CFPF 168
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.2K CFPF 1.9M
$17.7K CFPF 1.9M
$18.7K CFPF 2.0M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K CFPF 3.2M
$28.4K CFPF 3.0M
$32.7K CFPF 3.5M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 CFPF 18.2K
$118 CFPF 12.4K
$277 CFPF 29.3K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.99 CFPF 2,009
$5.59 CFPF 591
$65.1 CFPF 6,886
Internet (50+ Mbps, Unlimited Data)
$72.2 CFPF 7,639
$57.5 CFPF 6,081
$125 CFPF 13.2K
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$74.8 CFPF 7,916
$52.5 CFPF 5,554
$95.5 CFPF 10.1K
Cinema Ticket
$14.36 CFPF 1,519
$12.45 CFPF 1,317
$14.36 CFPF 1,519
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$478 CFPF 50.6K
-
International Primary School, 1 Child (Yearly)
$9,401 CFPF 994.6K
-
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$67.6 CFPF 7,150
$55.2 CFPF 5,842
$92.2 CFPF 9,754
Summer Dress (H&M, Zara, etc)
$71.3 CFPF 7,542
$18.61 CFPF 1,969
$140 CFPF 14.8K
Sport Shoes (Adidas, Nike)
$79.5 CFPF 8,409
$76.3 CFPF 8,075
$85.8 CFPF 9,075
Men's Leather Business Shoes
$90.7 CFPF 9,598
$66.9 CFPF 7,073
$115 CFPF 12.1K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,234 CFPF 130.6K
$1,024 CFPF 108.4K
$1,397 CFPF 147.8K
1-bedroom Apartment, Outside City Center (Monthly)
$940 CFPF 99.4K
$752 CFPF 79.5K
$1,128 CFPF 119.3K
3-bedroom Apartment, City Center (Monthly)
$1,848 CFPF 195.5K
$1,691 CFPF 178.9K
$1,973 CFPF 208.8K
3-bedroom Apartment, Outside City Center (Monthly)
$1,528 CFPF 161.7K
$1,433 CFPF 151.6K
$1,719 CFPF 181.9K
Buy Apartment in City Center (m2)
$6,976 CFPF 738.1K
$5,581 CFPF 590.4K
$9,301 CFPF 984.1K
Buy Apartment Outside City Center (m2)
$8,993 CFPF 951.4K
$7,396 CFPF 782.5K
$10.6K CFPF 1.1M
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,885 CFPF 199.4K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.6
3
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
French Polynesia $2,339
Accommodation & Living
$940
Groceries & Markets
$565
Eating Out
$285
Monthly Utilities & Internet
$264
Clothing & Footwear
$139
Sport & Entertainment
$104
Getting Around
$43

Cost Breakdown

National average salary: $1,976. With average costs at $2,339, the salary-to-cost ratio is favorable for most workers.

Expect to spend about $235 monthly on groceries. Dining out at a mid-range restaurant averages $22.00 for two.

Cost Highlights

Overall cost of living ($2,339) is 73% above the global median of $1,355.

Average rent ($341) is 49% below the global median of $663.

Dinner for two at a restaurant ($22.00) is 54% below the global median of $48.00.

Public transport ($2.00) is 94% below the global median of $33.00.

Good to know
🕒 Local time
07:03 7:03 AM
🌤 Weather
👥 Population
278,786
💱 Currency
Exchange rates and currency converter

USD, EUR to XPF – CFP Franc Converter

CFP Franc exchange rates as of October 20, 2026: 1 USD = 106 XPF (1,000 XPF = 9.45 USD). 1 EUR = 119 XPF (1,000 XPF = 8.41 EUR).

By City in French Polynesia
Rank
City
Population
Living Index
Solo costs
(no rent) / month
Solo costs
(with rent) / month
Family of 3 costs
(no rent) / month
Family of 3 costs
(with rent) / month
Mobile download speed
(Mbps)
Internet download speed
(Mbps)
1
237
11.97
68.34
2
10000
$856 $1,012 $1,828 $1,984
63.68
111.62
3
4221
204.11
68.45
4
4131
266.26
65.73
5
26050
110 $1,160 $2,284 $2,940 $4,647
135.71
111.62
6
25399
$13.66 $13.66 $34.14 $34.14
193.84
100.25
7
183645
$862 $862 $2,099 $2,099
80.55
65.73
French Polynesia Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cost of Living in French Polynesia - Frequently Asked Questions
Is the Cost of Living in French Polynesia a good value for travelers, expats, and digital nomads, and how does it compare overall?
Affordability here depends on island and lifestyle. Imports and transport make some goods expensive, and housing can dominate budget on the main islands. Yet you can find value by staying longer on one island, choosing homes with kitchens, and shopping at local markets instead of relying on imported groceries. For digital nomads, a simple setup with reliable internet and a short commute helps a lot, especially in Tahiti or popular island towns. Compare how housing, groceries, and transport feel against your home country to gauge fit. Cost of Living in French Polynesia provides a useful frame for planning your stay and weekly routines. Tip: prioritize long stays to unlock better rental terms and neighborhood options.
What does daily life look like for housing, food options, transport, and errands in French Polynesia?
Daily life unfolds with island rhythms. On Tahiti and larger atolls you will find a mix of furnished rentals and longer-term leases; use local agents and online listings to compare neighborhoods like urban core versus seaside villages. Grocery options range from crowded markets to import-heavy supermarkets; plan meals around fresh produce to stretch costs. Transport leans on a car or scooter, with ferries for inter-island trips and occasional buses. Co-working spaces exist but can be limited outside main towns, so a mobile internet plan helps you work from cafes. French Polynesia living cost will shift with tourism, seasons, and fuel logistics – plan your weeks around it. Tip: build a three-area shortlist to test before committing.
What considerations affect quality of life, budgeting frameworks, and seasonal planning to help you fit in on [location]?
Quality of life here blends natural beauty with practical constraints. Build a simple budgeting framework: separate fixed housing, groceries, transport, and activities, then track usage on a weekly basis. Seasonal shifts in tourism affect prices and crowds, so plan visits to shoulder periods when possible; this also helps with easier housing hunts. Neighborhood fit matters: Tahiti's urban clusters suit walkers and cafe life, while outer islands reward quiet, faster internet, and closer community ties. Practical savings come from cooking at home, pooling internet with neighbors, and choosing longer leases to lock in steadier costs. Tip: map your lifestyle priorities to island character before you move.
Is French Polynesia expensive compared to other countries?
As a lower-cost destination, French Polynesia attracts expats, retirees, and long-term visitors on fixed budgets. Smaller cities are especially wallet-friendly, while bigger centers charge more but remain competitive globally.
Which cities are cheapest in French Polynesia?
Outside the capital and tourist areas, costs in French Polynesia drop fast. Amaru is one of the best budget options – lower costs without giving up access to essential services and everyday amenities.
Can you live in French Polynesia on $800 per month?
$800 a month goes far in French Polynesia, especially outside the big cities. It's a realistic single-person budget that covers housing, food, transport, and leisure comfortably.

French Polynesia vs other spots: cost of living compared

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