Last update: Oct 2026 278.8K

Cost of Living in French Polynesia

Across French Polynesia, living costs for one person average $2,328 a month, including rent and utilities, which take about half of the total. Other living expenses average about $40 a day.

Monthly Cost of Living

How much you'll spend in French Polynesia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in French Polynesia actually costs, broken down by who's living it.

Average monthly costs for a single person come to about $2,328 including rent across French Polynesia.

$2,328 /mo

Estimated average monthly cost for a couple: $3,472 including rent across French Polynesia.

$3,472 /mo

Average monthly costs for a family of three come to about $4,615 including rent across French Polynesia.

$4,615 /mo
Currency
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$17.09 CFPF 1,808
$13.07 CFPF 1,383
$23.35 CFPF 2,471
Three-Course Dinner for Two, Mid-Range
$76.0 CFPF 8,039
$56.6 CFPF 5,983
$123 CFPF 13.1K
Fast Food Meal (McDonalds, etc)
$14.17 CFPF 1,499
$11.33 CFPF 1,199
$16.81 CFPF 1,778
Cappuccino
$4.13 CFPF 437
$1.88 CFPF 199
$5.64 CFPF 597
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.51 CFPF 266
$1.46 CFPF 155
$4.10 CFPF 434
Water (0.33 liter bottle)
$2.58 CFPF 273
$2.03 CFPF 214
$4.74 CFPF 502
Local Beer (0.5 liter draught)
$4.56 CFPF 482
$2.28 CFPF 241
$8.65 CFPF 915
Imported Beer (0.33 liter bottle)
$5.72 CFPF 605
$3.33 CFPF 353
$7.43 CFPF 786
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.44 CFPF 152
$1.26 CFPF 133
$1.61 CFPF 170
White Bread (500g)
$4.43 CFPF 469
$0.77 CFPF 81.2
$4.79 CFPF 507
Rice (white) (1kg)
$1.64 CFPF 173
$1.20 CFPF 127
$1.82 CFPF 193
Eggs
$6.68 CFPF 706
$3.68 CFPF 390
$8.29 CFPF 877
Local Cheese (1kg)
$34.76 CFPF 3,677
$18.66 CFPF 1,974
$56.0 CFPF 5,923
Chicken Fillets (1kg)
$15.77 CFPF 1,668
$6.63 CFPF 701
$18.92 CFPF 2,002
Beef Round Steak (1kg)
$23.62 CFPF 2,499
$21.10 CFPF 2,232
$27.52 CFPF 2,911
Apples (1kg)
$5.08 CFPF 538
$3.83 CFPF 406
$5.98 CFPF 632
Banana (1kg)
$2.89 CFPF 306
$1.92 CFPF 204
$3.85 CFPF 407
Oranges (1kg)
$6.64 CFPF 702
$4.80 CFPF 508
$9.59 CFPF 1,015
Tomato (1kg)
$7.88 CFPF 834
$4.81 CFPF 509
$8.65 CFPF 915
Potato (1kg)
$3.02 CFPF 320
$1.88 CFPF 199
$4.23 CFPF 447
Onion (1kg)
$2.35 CFPF 248
$1.37 CFPF 145
$2.76 CFPF 292
Lettuce (1 head)
$3.56 CFPF 377
$1.84 CFPF 194
$3.67 CFPF 389
Water (1.5 liter bottle)
$1.21 CFPF 128
$0.88 CFPF 92.8
$1.43 CFPF 151
Cigarettes 20 Pack (Marlboro, Camel)
$13.11 CFPF 1,387
$10.39 CFPF 1,099
$17.16 CFPF 1,816
Wine (Bottle)
$23.70 CFPF 2,508
$18.01 CFPF 1,906
$28.43 CFPF 3,008
Local Beer (0.5 liter bottle)
$2.84 CFPF 300
$2.33 CFPF 247
$3.53 CFPF 373
Imported Beer (0.33 liter bottle)
$3.67 CFPF 388
$2.31 CFPF 244
$7.37 CFPF 780
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.92 CFPF 203
$1.92 CFPF 203
$1.92 CFPF 203
Public Transport Monthly Pass (Regular Price)
$13.98 CFPF 1,479
-
Taxi Start (Normal Tariff)
$9.10 CFPF 963
$9.10 CFPF 963
$9.10 CFPF 963
Taxi (Normal Tariff) (1km)
$2.39 CFPF 253
-
Taxi 1hour Waiting (Normal Tariff)
$23.23 CFPF 2,457
-
Gasoline (1 liter)
$1.43 CFPF 151
$1.38 CFPF 146
$1.52 CFPF 161
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.2K CFPF 1.9M
$17.7K CFPF 1.9M
$18.7K CFPF 2.0M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K CFPF 3.2M
$28.5K CFPF 3.0M
$32.7K CFPF 3.5M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$178 CFPF 18.8K
$122 CFPF 12.9K
$286 CFPF 30.3K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.69 CFPF 1,977
$5.50 CFPF 582
$64.1 CFPF 6,777
Internet (50+ Mbps, Unlimited Data)
$71.4 CFPF 7,550
$56.8 CFPF 6,010
$123 CFPF 13.0K
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$73.4 CFPF 7,769
$51.5 CFPF 5,451
$93.8 CFPF 9,919
Cinema Ticket
$13.95 CFPF 1,476
$12.09 CFPF 1,279
$13.95 CFPF 1,476
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$470 CFPF 49.7K
-
International Primary School, 1 Child (Yearly)
$9,475 CFPF 1.0M
-
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$67.2 CFPF 7,107
$54.9 CFPF 5,807
$91.6 CFPF 9,695
Summer Dress (H&M, Zara, etc)
$70.6 CFPF 7,473
$18.43 CFPF 1,950
$138 CFPF 14.6K
Sport Shoes (Adidas, Nike)
$79.1 CFPF 8,369
$76.0 CFPF 8,037
$85.4 CFPF 9,032
Men's Leather Business Shoes
$87.7 CFPF 9,275
$64.6 CFPF 6,834
$111 CFPF 11.7K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,221 CFPF 129.2K
$1,014 CFPF 107.2K
$1,382 CFPF 146.2K
1-bedroom Apartment, Outside City Center (Monthly)
$929 CFPF 98.3K
$743 CFPF 78.6K
$1,115 CFPF 117.9K
3-bedroom Apartment, City Center (Monthly)
$1,806 CFPF 191.1K
$1,653 CFPF 174.9K
$1,928 CFPF 204.0K
3-bedroom Apartment, Outside City Center (Monthly)
$1,473 CFPF 155.8K
$1,381 CFPF 146.1K
$1,657 CFPF 175.3K
Buy Apartment in City Center (m2)
$6,888 CFPF 728.7K
$5,510 CFPF 583.0K
$9,184 CFPF 971.7K
Buy Apartment Outside City Center (m2)
$9,027 CFPF 955.0K
$7,402 CFPF 783.1K
$10.7K CFPF 1.1M
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,873 CFPF 198.2K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.6
3
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
French Polynesia $2,328
Accommodation & Living
$929
Groceries & Markets
$566
Eating Out
$283
Monthly Utilities & Internet
$268
Clothing & Footwear
$137
Sport & Entertainment
$101
Getting Around
$43

Cost Breakdown

National average salary: $1,990. With average costs at $2,328, the salary-to-cost ratio is favorable for most workers.

Expect to spend about $235 monthly on groceries. Dining out at a mid-range restaurant averages $22.00 for two.

Cost Highlights

Overall cost of living ($2,328) is 72% above the global median of $1,350.

Average rent ($331) is 49% below the global median of $652.

Dinner for two at a restaurant ($22.00) is 54% below the global median of $48.00.

Public transport ($2.00) is 94% below the global median of $34.00.

Good to know
🕒 Local time
22:41 10:41 PM
🌤 Weather
👥 Population
278,786
💱 Currency
Exchange rates and currency converter

USD, EUR to XPF – CFP Franc Converter

CFP Franc exchange rates as of October 20, 2026: 1 USD = 106 XPF (1,000 XPF = 9.45 USD). 1 EUR = 119 XPF (1,000 XPF = 8.41 EUR).

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French Polynesia Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
Cost of Living in French Polynesia - Frequently Asked Questions
Is the Cost of Living in French Polynesia a good value for travelers, expats, and digital nomads, and how does it compare overall?
Affordability here depends on island and lifestyle. Imports and transport make some goods expensive, and housing can dominate budget on the main islands. Yet you can find value by staying longer on one island, choosing homes with kitchens, and shopping at local markets instead of relying on imported groceries. For digital nomads, a simple setup with reliable internet and a short commute helps a lot, especially in Tahiti or popular island towns. Compare how housing, groceries, and transport feel against your home country to gauge fit. Cost of Living in French Polynesia provides a useful frame for planning your stay and weekly routines. Tip: prioritize long stays to unlock better rental terms and neighborhood options.
What does daily life look like for housing, food options, transport, and errands in French Polynesia?
Daily life unfolds with island rhythms. On Tahiti and larger atolls you will find a mix of furnished rentals and longer-term leases; use local agents and online listings to compare neighborhoods like urban core versus seaside villages. Grocery options range from crowded markets to import-heavy supermarkets; plan meals around fresh produce to stretch costs. Transport leans on a car or scooter, with ferries for inter-island trips and occasional buses. Co-working spaces exist but can be limited outside main towns, so a mobile internet plan helps you work from cafes. French Polynesia living cost will shift with tourism, seasons, and fuel logistics – plan your weeks around it. Tip: build a three-area shortlist to test before committing.
What considerations affect quality of life, budgeting frameworks, and seasonal planning to help you fit in on [location]?
Quality of life here blends natural beauty with practical constraints. Build a simple budgeting framework: separate fixed housing, groceries, transport, and activities, then track usage on a weekly basis. Seasonal shifts in tourism affect prices and crowds, so plan visits to shoulder periods when possible; this also helps with easier housing hunts. Neighborhood fit matters: Tahiti's urban clusters suit walkers and cafe life, while outer islands reward quiet, faster internet, and closer community ties. Practical savings come from cooking at home, pooling internet with neighbors, and choosing longer leases to lock in steadier costs. Tip: map your lifestyle priorities to island character before you move.
Is French Polynesia expensive compared to other countries?
As a lower-cost destination, French Polynesia attracts expats, retirees, and long-term visitors on fixed budgets. Smaller cities are especially wallet-friendly, while bigger centers charge more but remain competitive globally.
Which cities are cheapest in French Polynesia?
Outside the capital and tourist areas, costs in French Polynesia drop fast. Amaru is one of the best budget options – lower costs without giving up access to essential services and everyday amenities.
Can you live in French Polynesia on $800 per month?
$800 a month goes far in French Polynesia, especially outside the big cities. It's a realistic single-person budget that covers housing, food, transport, and leisure comfortably.

French Polynesia vs other spots: cost of living compared

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