Last update: Oct 2026 French Polynesia ⭐ Capital 26.1K

Cost of Living in Papeete

For one person, living costs in Papeete are estimated at $2,254 a month, including rent and utilities, which take about half of the total. Other living expenses average about $38 a day.

Monthly Cost of Living

How much you'll spend in Papeete

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Papeete actually costs, broken down by who's living it.

A single person spends around $2,254 per month with rent, or $1,157 for everyday expenses alone.

$2,254 /mo

A couple spends around $3,430 per month with rent, or $2,043 for everyday expenses alone.

$3,430 /mo

A family of three spends around $4,606 per month with rent, or $2,930 without housing.

$4,606 /mo

Overall, Papeete is 63–67% above the global median across household types. Within Oceania, costs are 18% above average – pricier than most cities in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$18.82 CFPF 1,991
$9.41 CFPF 995
$23.53 CFPF 2,489
Three-Course Dinner for Two, Mid-Range
$95.1 CFPF 10.1K
$76.0 CFPF 8,045
$124 CFPF 13.1K
Fast Food Meal (McDonalds, etc)
$14.63 CFPF 1,548
$13.94 CFPF 1,474
$15.79 CFPF 1,671
Cappuccino
$3.34 CFPF 353
$1.84 CFPF 195
$5.52 CFPF 584
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.71 CFPF 287
$1.24 CFPF 132
$4.77 CFPF 505
Water (0.33 liter bottle)
$3.22 CFPF 340
$2.30 CFPF 244
$4.61 CFPF 487
Local Beer (0.5 liter draught)
$3.25 CFPF 344
$2.33 CFPF 246
$9.29 CFPF 983
Imported Beer (0.33 liter bottle)
$3.64 CFPF 385
$3.19 CFPF 337
$9.11 CFPF 964
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.50 CFPF 158
$1.15 CFPF 121
$1.92 CFPF 203
White Bread (500g)
$2.70 CFPF 286
$0.76 CFPF 80.6
$4.65 CFPF 492
Rice (white) (1kg)
$1.64 CFPF 174
$1.24 CFPF 131
$1.89 CFPF 200
Eggs
$6.12 CFPF 647
$3.66 CFPF 387
$6.86 CFPF 726
Local Cheese (1kg)
$28.27 CFPF 2,991
$19.06 CFPF 2,016
$28.58 CFPF 3,024
Chicken Fillets (1kg)
$15.23 CFPF 1,611
$6.57 CFPF 695
$18.75 CFPF 1,983
Beef Round Steak (1kg)
$26.07 CFPF 2,759
$21.17 CFPF 2,240
$27.61 CFPF 2,921
Apples (1kg)
$4.70 CFPF 497
$3.75 CFPF 397
$5.63 CFPF 596
Banana (1kg)
$2.43 CFPF 257
$1.11 CFPF 118
$3.71 CFPF 393
Oranges (1kg)
$6.37 CFPF 674
$4.55 CFPF 482
$7.28 CFPF 770
Tomato (1kg)
$7.87 CFPF 832
$4.70 CFPF 498
$8.92 CFPF 944
Potato (1kg)
$2.71 CFPF 287
$1.89 CFPF 200
$3.12 CFPF 330
Onion (1kg)
$2.24 CFPF 237
$1.42 CFPF 150
$2.84 CFPF 301
Lettuce (1 head)
$3.70 CFPF 391
$3.25 CFPF 344
$3.72 CFPF 393
Water (1.5 liter bottle)
$1.14 CFPF 121
$0.96 CFPF 102
$1.43 CFPF 151
Cigarettes 20 Pack (Marlboro, Camel)
$12.64 CFPF 1,337
$10.05 CFPF 1,063
$14.76 CFPF 1,561
Wine (Bottle)
$20.78 CFPF 2,198
$9.23 CFPF 977
$46.16 CFPF 4,884
Local Beer (0.5 liter bottle)
$2.68 CFPF 284
$1.09 CFPF 115
$3.44 CFPF 364
Imported Beer (0.33 liter bottle)
$3.03 CFPF 321
$2.27 CFPF 241
$3.63 CFPF 384
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.83 CFPF 193
$1.83 CFPF 193
$1.83 CFPF 193
Taxi Start (Normal Tariff)
$9.52 CFPF 1,007
-
Gasoline (1 liter)
$1.51 CFPF 160
$1.43 CFPF 151
$1.57 CFPF 166
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.0K CFPF 2.0M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8K CFPF 2.9M
-
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$178 CFPF 18.8K
$118 CFPF 12.4K
$277 CFPF 29.3K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.79 CFPF 2,094
$5.65 CFPF 598
$65.9 CFPF 6,967
Internet (50+ Mbps, Unlimited Data)
$69.6 CFPF 7,367
$56.3 CFPF 5,953
$84.4 CFPF 8,930
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$85.2 CFPF 9,011
$75.7 CFPF 8,010
$94.6 CFPF 10.0K
Cinema Ticket
$13.90 CFPF 1,471
$12.05 CFPF 1,275
$13.90 CFPF 1,471
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$476 CFPF 50.3K
-
International Primary School, 1 Child (Yearly)
$9,522 CFPF 1.0M
-
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$69.4 CFPF 7,347
$56.7 CFPF 6,004
$94.7 CFPF 10.0K
Summer Dress (H&M, Zara, etc)
$72.7 CFPF 7,686
$18.96 CFPF 2,006
$142 CFPF 15.0K
Sport Shoes (Adidas, Nike)
$77.2 CFPF 8,164
$74.1 CFPF 7,840
$83.3 CFPF 8,810
Men's Leather Business Shoes
$89.4 CFPF 9,461
$65.9 CFPF 6,971
$113 CFPF 11.9K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,310 CFPF 138.6K
$1,195 CFPF 126.4K
$1,379 CFPF 145.9K
1-bedroom Apartment, Outside City Center (Monthly)
$919 CFPF 97.2K
$735 CFPF 77.8K
$1,103 CFPF 116.7K
3-bedroom Apartment, City Center (Monthly)
$1,812 CFPF 191.7K
$1,658 CFPF 175.5K
$1,935 CFPF 204.7K
3-bedroom Apartment, Outside City Center (Monthly)
$1,498 CFPF 158.5K
$1,405 CFPF 148.6K
$1,685 CFPF 178.3K
Buy Apartment in City Center (m2)
$6,955 CFPF 735.8K
$5,564 CFPF 588.7K
$9,273 CFPF 981.1K
Buy Apartment Outside City Center (m2)
$7,589 CFPF 802.9K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,232 CFPF 236.2K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
3
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Papeete $2,254
Accommodation & Living
$919
Groceries & Markets
$517
Eating Out
$282
Monthly Utilities & Internet
$267
Clothing & Footwear
$139
Sport & Entertainment
$113
Getting Around
$17 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,310, dropping to $919 outside central areas. Housing accounts for roughly 59% of the average salary ($2,232) – well above the 30% international benchmark.

The average net salary is $2,232 – below monthly costs of $2,254. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $517 per month for one person. A mid-range dinner for two is priced at $95.0 – above the Oceanian average of $57.0.

Cost Highlights

Papeete has the 5th most expensive fast food meal in Oceania

Papeete has the 6th most expensive gym membership in Oceania

Papeete has the 6th most expensive chicken fillets in Oceania

Good to know
🕒 Local time
03:02 3:02 AM
🌤 Weather
👥 Population
26,050 Capital
💱 Currency
Exchange rates and currency converter

USD, EUR to XPF – CFP Franc Converter

CFP Franc exchange rates as of October 17, 2026: 1 USD = 106 XPF (1,000 XPF = 9.45 USD). 1 EUR = 119 XPF (1,000 XPF = 8.41 EUR).

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Papeete Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Papeete - Frequently Asked Questions
How does affordability in Papeete compare for travelers, expats, and digital nomads overall?
Cost of Living in Papeete varies by lifestyle, with local markets offering good value and imported goods carrying a premium. You can stretch a budget by cooking at home, buying fresh fish and produce, and choosing casual eateries inland from the waterfront. Housing options cluster near downtown and the marina, with shorter leases common for visitors and longer-term arrangements requiring more planning. For digital nomads, reliable wifi and convenient cafés help balance productivity and cost. Tip: Map out a weekly routine to balance groceries, dining, and transport.
What does daily life look like in Papeete, including housing search, food options, transport, and coworking?
Daily life centers on a compact urban core with a vibrant market scene, harbor views, and a relaxed tempo. Housing search tends to focus on central neighborhoods near the waterfront or hillside pockets with cooler mornings; use local listings and a few rental agents to compare options, and expect some negotiation on leases. Food choices range from fast-paced takeaway to fish markets and small family-run eateries; cooking at home is a practical saver. Transport leans on walking, scooter or bicycle use, and occasional taxis or car rentals, with several coworking spots and cafés offering reliable wifi. Papeete living cost remains a useful guide for day-to-day planning. Tip: Check wifi reliability before committing to a space.
What lifestyle and budgeting strategies help maintain quality of life in Papeete, and how does seasonality affect expenses and neighborhood fit?
To keep a comfortable pace, set a flexible monthly framework: prioritize essential groceries, offline activities, and shared coworking spaces, then adjust dining and outings as needed. Seasonal rhythms influence markets and crowds: peak travel periods bring higher demand in popular neighborhoods and at restaurants, while quieter times may yield easier housing hunts and calmer streets. Consider a neighborhood fit by testing different areas for walkability, views, and access to services; you can balance proximity to the waterfront with cooler hillside rides. Tip: Build a simple buffer by planning backups for transport, groceries, and power outages in advance.
Does Papeete offer good value for money?
Papeete is mid-range – monthly costs with rent reach about $2,254. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
How expensive is daily life in Papeete?
Papeete sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,254, which most working professionals can handle without feeling financially squeezed.
Is the average income in Papeete enough to cover living costs and save?
The average net salary in Papeete is about $2,232, while comfortable living starts around $3,381. With total costs hitting $2,254 monthly, saving is possible if you earn above average – but it takes intentional budgeting.
What is the average rent for an apartment in Papeete?
A central one-bedroom apartment in Papeete runs about $1,310 per month. Move further out and that drops to around $919. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
How much does eating cost in Papeete?
Grocery spending in Papeete lands around $517 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much should I budget for food per month in Papeete?
Groceries in Papeete run about $517 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
Is $2,500 a month enough for Papeete?
$2,500 is below the $2,254 average in Papeete, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
How welcoming is Papeete to foreigners?
Papeete has an established expat community and is welcoming to foreigners. vibrant nightlife, clean air, family-friendly facilities smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $2,254 including housing.

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